Wealth Advisors Stephen Ellis and Robert Wolfson of the Ellis Financial Group at Scotia Wealth Management, help you make sense of the complex, expansive and vastly important topic of wealth management. Check out ellisfinancialgroup.ca to find out more about these fine gents and how they can help you manage your personal wealth and achieve your financial goals. _____________________________________________________________________Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Wealth advisory and brokerage services are provided by ScotiaMcLeod, a division of Scotia Capital Inc. Scotia Wealth Management® consists of a range of financial services provided by The Bank of Nova Scotia (Scotiabank®); The Bank of Nova Scotia Trust Company (Scotiatrust®); Private Investment Counsel, a service of 1832 Asset Management L.P.; 1832 Asset Management U.S. Inc.; Scotia Wealth Insurance Services Inc.; and ScotiaMcLeod®, a division of Scotia Capital Inc. Wealth advisory and brokerage services are provided by ScotiaMcLeod®, a division of Scotia Capital Inc. Scotia Capital Inc. is a member of the
 Canadian Investor Protection Fund and is regulated by the Investment Industry Regulatory Organization of Canada. Insurance products and services, including segregated funds, are offered and sold exclusively by Scotia Wealth Insurance Services Inc., an insurance agency and subsidiary of Scotia Capital Inc. Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is 
 allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value according to fluctuations in the market value of the assets of the segregated fund. A description of the key features of the segregated fund contract is contained in the information folder, which can be obtained from your Scotia Wealth Insurance Services Inc. Representative. Please read the folder carefully before investing. When discussing and selling life insurance products and services, our licensed Wealth Advisors are acting as Insurance Advisors (or, in the case of Quebec, Financial Security Advisors) of Scotia Wealth Insurance Services Inc. ® Registered trademark of The Bank of Nova Scotia, used under license. For more information visit www.scotiawealthmanagement.com. Ellis Financial Group is a personal trade name of Stephen Ellis.