The countdown to Christmas has begun. Do you have your Christmas shopping done?   I know it's said that it's more blessed to give than to receive, but sometimes it feels challenging to figure out what gift is right.    Christmas is only a couple of weeks away. I cannot believe it. December is flying by!   While you might be thinking of a few year-end things you need to do financially, more than likely, shopping and getting ready for Christmas is what's on your mind.   So, I wanted to share today a few Christmas gift ideas that maybe you hadn't thought about, unique gifts for those hard-to-get people or ideas if you are tired of buying that are going to be put inside and not used.

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