0:10

Welcome to Ella Go . My name

0:12

is Lisa . Join me on

0:14

the journey in having real raw

0:16

and uncomfortable discussions

0:18

about fitness , health and

0:21

everything in between , because

0:23

, let's be honest , this journey

0:26

would suck if we don't get our shit

0:28

together . Today

0:36

we have a really special guest

0:38

. Her name is Michelle Ozemi

0:41

. She is the owner of

0:43

Ignite U 90 Business Coaching

0:45

and owner of Knob and Key Realty

0:48

, with over 18 years experience

0:50

as an entrepreneur

0:52

. So there's a reason why I brought her

0:54

on here . Being a woman , she's

0:56

going to be dropping some major

0:58

nuggets for us women if we're thinking

1:01

about purchasing a home and

1:03

other things that Michelle

1:05

has the ability and

1:08

capability to offer women in

1:10

business . So with that , welcome

1:12

Michelle .

1:13

Thanks so much , lisa . I'm so excited

1:15

to be here . Oh , my goodness , I'm

1:18

looking forward to it . You're

1:20

a runner like me , and that's how we met , I

1:22

know .

1:23

I was just going to say that obviously , what

1:25

people don't know is I know Michelle . We met before

1:27

in person . We're

1:30

both health coaches and that's

1:32

where we met in Dallas

1:34

Texas . I've never been to Dallas Texas

1:37

. I met Michelle there and

1:40

she was such a helpful host and we

1:42

did connect because of the running she

1:45

was such a helpful host and we

1:47

did connect because of the running

1:50

.

1:50

Yes , absolutely , absolutely .

1:54

I'm excited to be here today , so fire away , okay . So , michelle , tell us a little bit about yourself

1:56

with the listeners . I know about your background , but you know your background . How'd you get into

1:58

real estate ? And now you're coaching ? Oh

2:01

gosh .

2:02

So I got into real estate after

2:04

the birth of my second child . I was in corporate

2:06

and it was just you

2:09

know , rush to pick the kid up from daycare , rush

2:11

to get the kid to daycare , oh , you got to work

2:13

late , okay , well , and it was just the

2:15

back and forth and after

2:18

my second child was born and the expensive daycare and just

2:20

all the things as a mom and I'm married and I had the support of my husband

2:22

, but even between the two of us and just all the things as a mom and I'm

2:24

married and I had the support of my husband , but even

2:26

between the two of us , we just couldn't get it all

2:28

to work out . So I looked

2:30

into what it would

2:33

take for me to get my real estate

2:35

license and I was like I'm doing this , I'm doing this

2:37

and I did , I jumped in and

2:39

thankfully I

2:42

did , okay , that first year , because it's kind of sink

2:44

or swim and this was way

2:47

before , like the internet and

2:49

cell phones and all those things

2:51

. In fact I had a Matzko . Does anyone

2:53

remember those ? Where you turn ? Do you

2:55

even know what that is ?

2:57

Oh my God , yes , I do , yes , yes

2:59

, wow , there goes our age .

3:02

Yeah , yeah . So I had the

3:04

Matzko and , yeah

3:06

, that was it's how I got my start . I

3:17

know , right , your listeners are going what ? What even is that ? And then

3:19

I graduated to the Blackberry , but it would never

3:21

connect to anything . So , anyway

3:23

, here we are today and , yeah , I , you know I was blessed

3:26

with a very quick uptick

3:28

in my real estate business , thankfully . It's

3:30

a tough business . It's a very challenging business

3:33

to be in . It takes

3:35

a lot of hustle and a lot of luck

3:37

and somehow I

3:39

stepped into both and I've

3:41

had a great real estate career

3:43

. I've owned a couple different

3:45

brokerages and today

3:48

I'm the owner of Knob and Key Realty , which is a

3:50

boutique brokerage . We're one of the top agencies

3:53

in the DFW area . I'm one

3:55

of the top 500 agents in

3:57

DFW . So very , very proud

3:59

of that because

4:01

I've had great support . So super

4:04

excited about that . But I guess the coaching

4:06

started during

4:09

COVID . Um , you know , so

4:11

many of us during COVID have that story

4:13

. And because we are a boutique

4:15

brokerage , I was never really

4:17

um , interested in

4:19

having a large group of agents or a large

4:21

team , but I did love training

4:24

them and just as I've advanced in

4:26

my career and advanced

4:28

in what I do and I've sold a ton of houses

4:30

and I still love , love , love helping clients

4:33

. But now I've recognized

4:35

a need to help women really develop

4:37

their businesses , not just in real

4:39

estate , but any sort of entrepreneur

4:42

. There's not a lot of coaches

4:45

out there that focus on

4:48

the female entrepreneur and

4:50

what work-life balance looks like

4:52

. For that . I've had some incredible coaches

4:54

and they would just say

4:56

you have to find your work-life balance . Okay

4:59

, I understand what you're saying , but it

5:01

doesn't translate not as a female , it

5:03

just doesn't . And I

5:06

think , instead of trying to

5:08

make our work-life balance fit

5:10

into this box

5:13

for everyone , let's be

5:15

realistic about what that means as

5:17

a female and an entrepreneur and

5:19

what your life looks like , and

5:21

let's find work-life balance for you

5:23

and build your business at the same time

5:26

, so that you don't spend your

5:28

entire life feeling guilty of how you've done things

5:30

.

5:31

Yeah , so , yeah , in a nutshell

5:33

yeah , wow , that's a lot , but I will say

5:35

this um , you know , michelle

5:37

, what I will say about you

5:39

and this is a reason why I wanted

5:41

you to be on the show is that you are , I

5:44

mean , obviously you're a successful businesswoman

5:47

, but you're also a very giving

5:49

, successful woman . You're giving

5:51

, you're such a giving person to other

5:54

women I try

5:56

to be oh , girl , you are , and that's why I have

5:58

you on here , because I know you're going to be dropping some major

6:00

gems for these women that are listening . So

6:03

let's get to , we're going to get

6:05

into the coaching for women , but let's

6:07

talk about real estate . You know , let's talk about

6:09

women purchasing homes

6:11

and I , you know , I just had this conversation

6:14

with my co-host and we're saying we said

6:16

, you know , we're seeing a lot more women

6:18

we are in our areas a lot more women

6:21

buying homes on their

6:23

own . Are you seeing the

6:25

same thing ? I mean , are you seeing

6:27

that uptick of women who are

6:29

this career-minded woman

6:32

that's independent , that's buying their own homes

6:34

, and what are some of the

6:36

apprehensions that they do have when

6:38

purchasing a home ?

6:41

First , absolutely , absolutely

6:44

. As the world shifts

6:46

and women's roles are being more and

6:48

more recognized , I often

6:50

see women buying homes first

6:53

homes and investment properties and vacation

6:55

properties and Airbnbs . It's

6:58

and it's completely possible

7:00

. I even see we're

7:02

seeing a shift of this where the

7:05

woman is the breadwinner in the family

7:07

, so they may have

7:09

a husband or a spouse and

7:12

they are still buying the home on their own

7:14

because the spouse is staying home taking

7:16

care of the children . So I'm

7:19

okay with that Interesting

7:22

, yeah , yeah . So

7:24

it's absolutely happening and it's

7:26

out there and it's recognized and

7:28

women shouldn't be afraid . That's

7:31

the first thing is women shouldn't be

7:33

afraid . Um , I

7:36

have a girl I'm coaching right now and one of her

7:38

goals this year is to purchase a home

7:40

, and I

7:42

keep telling her the

7:45

first thing you need to do is call a lender

7:47

, and they're so

7:50

afraid to do that . I don't know if it's

7:52

this , it

7:54

gets real when you do that , or

7:56

if it's , I'm afraid of

7:58

what they're going to say . Either

8:00

one . That's the first step

8:03

you have to take . It's so important

8:05

because a good lender is going

8:07

to give you direction and they're

8:10

going to help you through the process along

8:13

with your realtor , and you've got a team

8:15

of people working for you and , if you have the right team

8:17

, they're only looking out for your best interest

8:19

and they're going to put you

8:21

in a space that's perfect

8:24

for you in a time

8:26

that suits your financial goals .

8:27

It's funny you say all of this . I mean I

8:29

purchased my home when

8:31

I was 27 only because my

8:33

mother was a real estate agent . She pushed me

8:35

to do it because I would have never thought I didn't know

8:37

that she doesn't do it anymore . She

8:39

was doing it back then but I would have never

8:41

in my mind . I remember my mother's like well , why

8:43

don't you just buy a house ? I'm like what ? No , I

8:46

can't . That's like adulting

8:49

, I can't do that . That's big

8:51

wigs here , that's the big leagues . I'm not there

8:53

yet . And my mom's like , why not ? And

8:56

she helped me through the process

8:58

. And now I reached

9:01

out to you when I was purchasing a home

9:03

at the worst time ever . Yeah

9:05

, and I wasn't

9:07

as apprehensive to

9:09

purchasing a home on my own because of that

9:11

first experience . But

9:13

it is a big , I think . For me it

9:15

was definitely like , could , like

9:18

that , could I do

9:24

? I deserve this , could . Is this possible ? Like not even believing that it's possible , right ? So

9:26

the other question I had was when you say lender

9:29

, people are listening . What

9:31

does that mean ? Is that a bank ? Who

9:33

is that ?

9:36

That is the person that's going to give

9:38

you the money for the loan , which

9:40

is it's called a mortgage , and you may

9:42

get that from a bank . You may get that from

9:44

a full

9:47

circle lender that has lots

9:49

of different pools of people that they work from

9:51

, which is typically what I suggest

9:53

. Especially if you're a first-time

9:55

buyer , a mortgage company is

9:58

going to be able to . You'll talk to an individual

10:00

and that's who you'll work with through the whole process

10:02

, is your loan officer and they're going

10:04

to take you through the process and find

10:06

the best program for

10:09

your needs , because there's more than just

10:11

the one program out there

10:13

, and I think that's what people don't understand

10:15

is they feel

10:18

like they have to have all of this money up

10:20

front , and that's not true

10:22

and hasn't been true for a long

10:24

time . So there are lots of options

10:27

available for you , no matter what

10:29

your situation is . She is correct .

10:32

So , all right , let's talk about what are

10:34

some of the things that women need before

10:37

buying a home . I know you said the first thing was

10:39

to reach out to a lender

10:41

.

10:43

For sure , you

10:45

need to have a realistic idea of the market . You

10:50

know , don't go to New York City and

10:53

look for 2,500 square feet

10:55

for $300,000 . It's

10:57

not going to happen . And

11:00

you need to make a list of what you

11:03

have to have , what

11:05

would be nice and

11:07

what is a dream , because

11:10

you're not going to find everything

11:12

and you don't want to put

11:14

yourself in a box of okay , I

11:16

need all of these things because

11:19

you don't . What do you really need in

11:22

your next home that's going to satisfy

11:24

you for the next few years ? Because

11:26

for most people , you're only

11:28

in your home . No matter if it's your first

11:31

home or your 10th home . You're

11:33

only going to be in it three to five years . Your

11:35

lifestyle is going to change , your income is

11:37

going to change , you

11:39

may get relocated . So

11:42

no home really , especially in this day

11:44

and age . No home is your forever

11:46

home and you

11:49

can always use it as an investment property later

11:51

on . So

11:53

those are some of the big things . Is really

11:56

set your goals

11:58

realistically by knowing the market

12:00

in your area and

12:02

listen to your realtor , because they'll tell you the

12:04

truth , and then

12:06

have your list of what are the priorities

12:08

.

12:08

Okay , so let's just take a step

12:11

back here , because I'm trying to think you know who

12:13

could be listening to this and

12:16

maybe like feeling , like there's they're

12:18

thinking there's no way in hell I'll be able to buy

12:20

it . Like they're thinking there's no way . And

12:22

let's say you have that woman that's thinking

12:25

there's no way in hell I can

12:27

afford , or , but then how

12:29

would you know ? So is

12:31

right , like how would you

12:33

know unless you actually ? I mean

12:35

, I would have never known at 27 that I could

12:37

afford a house unless I did it . But

12:40

what would be the the first

12:42

, first , first step ? Do you

12:44

think it is to reach out to a lender

12:46

and kind of like , all right , taking

12:49

out all your stuff ?

12:49

Here's why because people don't understand

12:52

. They don't want to bother

12:54

the lender and they don't want to bother the realtor

12:56

. What people don't understand

12:59

is the real . The lender doesn't

13:01

pick up the phone and expect you

13:03

to close on a house today . It's a

13:05

process and we in

13:07

this profession are happy and ready

13:09

to walk you through the process , and

13:12

if you don't ever start , you won't ever

13:14

finish . So , yes

13:16

, the lender is so , so

13:18

key , because they're going to tell you

13:20

what you need . They're going to tell you what

13:22

you qualify for , and

13:24

if they tell you , oh , my goodness , you don't

13:26

qualify for anything , they're going to tell you how to fix it and what you need for . And if they tell you , oh , my goodness , you don't qualify for anything , they're

13:29

going to tell you how to fix it and what

13:31

you need to do , because what you see

13:33

on Google is not correct . Um

13:36

, what you ? There are so many different

13:39

options for down payments , for

13:42

credit scores , for

13:44

length of time , for down payment assistance

13:46

, assistance and we'll get to that . Being in New

13:48

York City . There's some options people probably

13:51

don't even know about and you're not

13:53

going to find that information just Googling

13:55

. You need a professional to guide

13:57

you through , so don't be

13:59

afraid to call a lender

14:01

, try to get a recommendation from someone you trust

14:03

, and then

14:05

you're going to have a team that's trying to get you to

14:08

a goal . That may take a year

14:10

, it may take three years , but that's

14:12

what we're here for . We

14:14

understand that process .

14:16

So I did not know that existed

14:19

until this round of purchasing a

14:21

home . I didn't know . So

14:23

for those of you who are listening

14:25

to this this , when she's saying it's a team

14:28

, she's not kidding . It's a team

14:30

of people who are working for you to make

14:32

that dream or goal happen

14:34

. And it's and they're giving

14:36

you the advice of what to fix , which

14:39

is like it feels good to say

14:41

, you know , for someone to look at your dirty

14:43

laundry , all the stuff you know , all your

14:45

debts and all that , and say , okay

14:47

, let's fix this so that you

14:50

can purchase the house

14:52

. And these are people who know the language

14:54

, who know what to do , and it's

14:56

not you going on Google and trying

14:58

to be like you know . The days

15:00

of just going to a bank and applying . Those

15:03

days are over , Like there's what

15:05

she's talking about . You said it's a full

15:07

circle .

15:08

A full service lender that has

15:11

all that , offers all the different programs

15:13

. Most banks just

15:15

have your typical 20%

15:18

down conventional mortgage for the person

15:20

that has a 750 and up credit

15:22

score . Let me tell you that's

15:25

like 1% of the people in the world today

15:27

. So don't go to the bank . They're

15:30

not , they're most likely not going to be

15:32

able to help you , and then you're going to feel defeated

15:34

and they're just going to tell you no and not

15:36

give you any wisdom , whereas

15:39

a full service lender that has

15:42

all these different options knows

15:44

what it's going to take to get you

15:46

into a home , because

15:48

it's more than you think . If you have late

15:51

payments and a low credit score , well

15:54

, you may think that just paying off

15:56

collections is what it's going to take

15:58

. That actually will do more damage

16:00

than good . There's tricks

16:02

to it that you can't possibly figure out

16:05

. So you definitely want

16:07

people in your corner that are

16:09

all helping you move towards the same goal .

16:11

Yeah , absolutely Okay . So

16:13

let's talk about the

16:16

market a little bit . What , how

16:18

does I mean ? When I reached out to you

16:20

, the market was horrific , yes

16:23

, yes , it was like I was putting

16:25

offers and someone came in with

16:27

cash , like , and I'm talking three hundred thousand

16:29

dollars in cash , and I was

16:31

like , oh , there goes the house , yeah

16:34

, so how is the market ?

16:36

now it has definitely

16:38

settled . It is

16:40

still a bit of a seller's market

16:42

. Just because there's

16:44

not a ton of inventory out there

16:47

, we're going to see that loosen up . The

16:50

reason you're not seeing a ton of inventory

16:52

is because people who have bought their homes

16:54

in the last six to eight years have

16:57

these low , low interest rates that

16:59

they're not willing to give up . But

17:02

they hate their house so they're

17:04

ready to move and they're just waiting

17:06

on that interest rate to drop . It's

17:09

not going to . It

17:11

is potentially starting . I

17:14

expect the Fed beginning in May

17:16

we're going to start seeing some reductions

17:18

. I don't think interest

17:20

rates are going to get lower than 5%

17:22

for several years . That's

17:25

a normal , stable interest rate

17:27

. That's good for the buyer , the seller and the economy

17:29

as a whole . If

17:32

we see 2 percent again in my lifetime

17:34

, I'll be surprised . So

17:37

waiting for that and

17:39

what people don't understand ? They get fixated on

17:41

this interest rate . The

17:44

market as a whole has stayed relatively strong

17:46

during all of this . So

17:49

as you're waiting for the interest rate

17:51

to go down , the value of what

17:53

you want to buy keeps going

17:55

up . Yeah , so you're not winning

17:59

. You're not winning . And

18:01

as rents are going up , definitely

18:05

the sooner you can get into a home

18:07

, the better for you and it's the

18:09

best way to build wealth .

18:11

So I was going to ask

18:13

you about rentals . I

18:15

heard that you know now

18:17

, because there's a lot of people who don't want

18:20

to buy a house because of their rate of the interest

18:22

rate or they feel like they can't afford a

18:24

house , now they all want to rent

18:26

a house . What is your

18:28

outlook on that ?

18:32

You're just giving your landlord money . I

18:34

mean , there's reasons to rent for

18:36

sure . I'm

18:38

currently renting , I'm planning to make a move

18:40

soon and I want to be able to do it as quickly

18:43

as possible . So I'm

18:45

renting , but that's because

18:47

I was able to sell my home with a ton of equity

18:50

after not being in it for very long , so

18:52

I can afford to do that right now . Um

18:55

, there's just , even if

18:57

your interest rate is high , it's

19:00

still interest that you're paying and it's a tax

19:02

deduction and you're building equity into

19:04

your property . Just because

19:08

you're afraid of the interest rate is not a good reason

19:10

to keep renting . Or because you think you can't

19:13

afford a home is not a good reason to keep

19:15

renting . If you can afford rent , you

19:17

can probably afford a home .

19:19

Oh , I like that . Yep , 100% . Okay

19:21

, let's get into the New York City

19:23

situation , because I know you dropped

19:26

that when we spoke earlier . Tell

19:28

us a little bit about that .

19:30

Yes , absolutely so . I , even

19:32

though I live in Dallas , I am highly

19:35

vested in the New York City real estate

19:37

market . My daughter lives in Manhattan

19:39

. She calls it Manhattan , I'm pretty sure it's Harlem

19:41

. But

19:45

you know she's happy , she's living her best

19:47

life . Um

19:50

, but you know she's happy , she's living her best life . Um . So I follow a lot of the

19:52

news and goings on there and recently , um , I read an article and I've

19:54

done some research on it . It's a down payment

19:56

assistance program that if you purchase a home

19:58

in the five boroughs you

20:01

can be eligible for up to a hundred

20:03

thousand dollars in down payment assistance

20:05

. Now , obviously it's income restricted

20:07

and different things like that apply Typically

20:10

with these programs . They're government programs

20:12

. They're totally legit . Now

20:15

, truthfully , when

20:17

you're receiving these programs

20:19

, they do put a time

20:22

limit of how long you have to be in

20:24

the home . So , on

20:26

the bigger amounts , like the $100,000

20:29

, I believe you have to be in that home 10

20:31

years . If you move

20:33

before that , then they allocate

20:36

a certain amount that does have to be paid back

20:38

, but again , you'll have

20:40

built equity . Say , you only live in it

20:42

eight years , you're probably going

20:44

to have more than enough equity

20:47

to make a profit and pay back

20:49

any portion that's still owed . Yeah

20:52

, the city is really pushing for

20:55

home ownership for

20:57

its citizens , and I think that's fantastic .

20:59

Yeah , I was going to ask that . What

21:02

was the reason behind that ? They want

21:04

more owners versus renters

21:06

, is that ?

21:07

Absolutely , absolutely . An

21:10

economy is more stable in

21:12

an environment , in a community where

21:14

people have ownership .

21:16

That makes sense , oh , that makes a lot

21:18

of sense . Okay , Well , that's a

21:20

big nugget for the New York City listeners

21:22

. So let me ask you something , Michelle , If people are listening to this and I know I was hesitant to even

21:24

reach out to you ask you something , Michelle . If people are listening to this

21:26

and I know I was hesitant to even reach out

21:28

to you because you're in Dallas , let's say

21:30

there's people who have questions

21:33

that don't live in Dallas and maybe they

21:35

want to get ahold of you . I mean , are you ?

21:37

able to help them out . Absolutely

21:39

. I can answer questions . I can direct

21:41

them to a lender . I have a huge , having done

21:43

this for 18 years . I have

21:45

a huge network of lenders and

21:48

realtors that I can source

21:50

people out to , and I'm happy to do that

21:52

so that you fall in line with

21:54

someone that suits you and that

21:56

you can trust and be comfortable with .

21:58

That's awesome . Okay , so let's

22:00

talk about the coaching and

22:03

how you're making that transition

22:05

, especially this big bomb

22:07

that you dropped , I think was on Friday

22:09

. You were mentioning something about yes , you

22:12

know what , come on , I'm following

22:14

you and I'm like

22:16

, okay , I want to talk about

22:18

that , but let's talk about how

22:20

you're transitioning into this coaching . You're saying

22:22

this is for women who are entrepreneurs

22:25

and helping

22:27

them to be successful . So tell

22:29

us more about this .

22:32

First of all , I'm loving it . It's

22:34

just funny how we change as we get older

22:36

or as we go I don't like to say older

22:38

as we get into a different season , we

22:40

just get more out of our shell . Like I

22:42

really wish my 23 year old could

22:45

be as as

22:47

careless as I am and carefree

22:50

Like you know we just it takes getting a

22:52

little older to get to that point . But

22:55

with that wisdom I have a different

22:57

appreciation and understanding

22:59

for what I went through as an entrepreneur and what

23:01

I went through as a mom

23:04

with so many children I

23:06

had three , it

23:09

felt like so many and

23:11

I have a wonderful , supportive

23:13

husband and still it

23:15

was always just a

23:17

struggle and the mom guilt and

23:20

all of the things that we all experience

23:22

and finding time for self care and

23:24

I can't run because Gracie

23:26

has this and I can't leave her there . So

23:29

that's where the coaching came from . Is I

23:31

really wanted to help women

23:34

trying to find their place as an entrepreneur

23:36

and that wanted to be successful . Like

23:38

I thrive in

23:41

my work environment . I absolutely love

23:43

it and I don't want to go home and

23:45

not have time to fix dinner and then feel guilty

23:47

that I enjoy my work . Um

23:50

, and that's who I'm here to help is women

23:52

who really want to build their business and

23:54

still have a life they love , have a great

23:57

family life and community life

23:59

, and not feel that guilt because it can be done

24:01

. It just doesn't look the way it does for

24:03

everyone else . So

24:05

my , I

24:08

guess , master program , you would say , is six

24:10

months of online coaching where

24:13

we all work as a community together , building

24:16

our business , coming together and collaborating

24:18

. But then you also get an individual

24:21

call each month to talk about

24:23

the things in life that

24:26

maybe you just don't want to share with the group or

24:28

that you really need to dig into , whether

24:30

it's your health , your physical

24:32

fitness , relationships

24:35

, whatever it may be , and

24:37

my next session starts March 28th , so

24:39

I'm super excited for this one .

24:41

Okay , and we'll put all the links

24:43

on the show notes for people to get a hold

24:45

of you . Okay , let's

24:48

talk about the bomb you dropped

24:50

. What is that all about ? First , I'm

24:52

not even going to say what it is . You tell

24:54

us .

24:56

So it came as an accident

24:58

really , but I am

25:01

now on a Facebook live show

25:03

every Wednesday

25:05

morning , 9 am , central

25:07

through Studio USA , and

25:11

it is all about empowering

25:13

women and mindset

25:16

and goal setting for women . I'm super excited

25:18

and my co-host is an absolute trip

25:20

. It came about

25:23

as a part of a real

25:25

estate podcast that I did . I

25:27

hopped on and talked

25:30

all things real estate , really got along

25:32

with Rick so well . And then March

25:34

1st rolled around , or we

25:37

were coming into March , which , if you guys didn't know

25:39

, is Women's Month , yay

25:42

. So I just reached out

25:44

to him and said , hey , let's do

25:47

a special , let's do a special show for

25:49

Women's Month . And he said forget the month , let's just

25:51

do a whole show . So here we are

25:53

. Yeah , he's fantastic , super

25:56

funny , and we're going to teach him a thing or two about women

25:58

.

25:59

So Michelle is my Facebook friend

26:01

and she I was like scrolling

26:03

and I see her posts and I'm like what

26:05

? And everyone's like so excited

26:08

for you , like it is huge

26:10

.

26:12

I'm so excited and if you knew

26:14

me three or four years ago , it's just funny

26:16

where God has taken me I

26:19

would not have been on anything I was

26:21

. I've always been very analytical

26:23

and very business oriented and

26:25

really good one-on-one , but I was

26:27

not going to be on any kind of show

26:29

or do any kind of speech or

26:31

speak anywhere and it's just

26:34

kind of evolved and taken me all these

26:36

places and it's just , it's been so

26:38

wild and so fun to watch it work itself

26:40

out .

26:41

Yes , that's so cool . I'm so happy for

26:43

you , I'm so happy to see

26:45

you you know a

26:47

fellow , a fellow running buddy

26:50

to be so successful . Yes

26:52

, thank you , thank you Doing all such great

26:55

things . I'm really proud of you , thank

26:57

you . I'm going to assume that that is

27:00

the two things that you have on

27:02

the horizon is your program that's going

27:04

to be launched pretty soon , and

27:06

then , your Facebook Live , which I'm

27:08

sure will keep you busy .

27:10

Yes , yes , very

27:12

, very excited about all of those things . So

27:15

, and the people I'm meeting along the way , so

27:18

that's so cool .

27:19

So , michelle , I think that you

27:21

really just listening

27:24

to you and I hope the listeners are listening

27:26

and know that you know . As

27:29

far as purchasing a home , talking about

27:31

that , you know , yes , you're

27:33

not going to know whether or not you can

27:35

or cannot do it , unless you just do

27:37

it . You got to find out where you're at and I think

27:39

you know . Like I said , for me was

27:42

, could this even happen ? But you're right

27:44

, a lot of people think , well , I can't afford

27:46

a house , I don't got that kind of money , and they're

27:48

thinking that they need the full blown

27:51

cash money for that

27:53

whole entire home , and not

27:55

at all Don't need to do that . And you shared

27:57

with us what are the ways that a woman

28:00

can go about purchasing a home

28:02

. You gave us an idea of what the forecast

28:04

looks like . And then , as far as those

28:06

women who are entrepreneurs and who

28:09

own their own business , you're doing

28:11

service to them as well . So

28:13

, if they're interested in reaching out to you to have

28:16

you as their coach and

28:18

helping them to be successful and then

28:20

, of course , they can watch you

28:22

on Facebook Live . I'm going to need

28:25

a link for that too , so I could put that in the notes

28:27

so people can watch you . And when is that

28:29

launch again ?

28:31

This coming Wednesday . Like he wasted

28:34

no time , so yes , first Wednesday of the

28:36

month . Wednesday at 9 am

28:38

. Central is our first show , and

28:40

it'll just be the two of us myself

28:43

and Rick and he's hilarious

28:45

. And then the week after

28:47

that we'll start having some awesome guests . So I'm

28:49

so excited .

28:50

I am so happy for you . I'm excited for you

28:52

. Thank you , so I

28:54

think that you dropped a lot

28:56

of gems for us today .

28:58

And .

28:58

I appreciate you being on here

29:00

and , like I said , I wanted you here because

29:03

not only are you a successful business

29:05

woman , a successful coach , but

29:07

you're also a giving coach , and I say that because

29:10

you really want all of us women

29:12

to be just as successful

29:14

as you are . So I do appreciate you

29:17

coming on here and sharing all the goodness

29:19

.

29:20

Thank you , thank you . I know

29:23

in my life I've had some strong

29:25

, supportive people and the most important

29:27

thing they've told me is don't give up . So

29:30

don't give up . Whatever your dream is

29:32

, whether it's homeownership or a

29:35

successful business , don't give up

29:37

. Just keep going .

29:39

See , she's such a nice soul , I'm

29:41

telling you , such a good soul . All

29:43

right , michelle . Well , thank you again . Thanks for coming

29:46

on . We're going to put all the links for

29:48

people to get a hold of you on the show notes

29:50

. Awesome , thank you so much

29:52

. It was great to be here

29:54

. Thank you and thanks everyone

29:56

for listening . Bye For you and me , for

30:05

you

30:07

and me .