Money needs time to grow, so the longer you wait to start saving, the better chance you have of NOT being a millionaire!

• Think of it like planting a fruit tree. Fruit trees can take three to five years before they start producing any fruit at all. And after that the production increases exponentially. (01:05)
• The longer you wait to plant those seeds, the longer it will take to have them grow into that wonderful fruit producing tree. (01:38)
• There is no growth on your money, no growth on the seed until you plant it. Not only that, it has a greater chance to now be spent so even better for trying to avoid getting anywhere close to millionaire-hood. (01:45)

Quote for the episode: "If you wait to plant that tree for 10 years, so now you only get 20 years to save or 20 years of growth, with those same exact rates of 10% and $500 a month, you will now only wind up with less than $400,000." (02:07)

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