Payment history. Paying bills on time is really important for your overall
credit score.

Credit usage. Credit usage is how much of your available credit you’ve used. A
low credit utilization rate is better for your credit score.

Credit mix. Typically, it’s better to have experience with different types of
credit than with just a single category.

Age of accounts. Generally speaking, the longer you’ve had credit, the higher
your score.

Taurus Da General

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