This podcast provides some education surrounding both Disability and Life Insurance with a focus on the different types of coverage and purpose for each.  As individuals build a financial foundation it is important to recognize and understand how these financial instruments work and how they can be utilized throughout your life.

Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

Contact us:  https://www.stevenapier.com/

https://www.menright-baystatefinancial.com/michael-enright

This broadcast is a general communication being provided for informational purposes only. It is educational in nature and not designed to be taken as advice or a recommendation for any specific investment product, strategy, or service.  This material does not contain sufficient information to support an investment decision and it should not be relied upon by you in evaluating the merits of investing in any securities or products.

Stephen Napier and Michael Enright are registered representatives and investment adviser’s representative of MML Investors Services, LLC. (MMLIS) Member SIPC.   Supervisory office located at [200 Clarendon Street, 19th & 25th Floors, Boston, MA 02116. 617-585-4500.]

https://coverpath.massmutual.com//?fg=Stephen-Napier-477130

https://coverpath.massmutual.com//?fg=Michael-Enright-581286

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