In this episode of Finance Upfront, we continue our conversation around the topic of retirement planning. We define the accumulation and distribution phases and discuss some of the financial instruments that are used as part of the retirement planning process.

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This broadcast is a general communication being provided for informational purposes only. It is educational in nature and not designed tobe taken as advice or a recommendation for any specific investment product, strategy, or service.This material does not contain sufficient information to support an investment decision and it should not be relied upon by you in evaluating the merits of investing in any securities or products. Stephen Napier and Michael Enright are registered representatives and investment adviser’s representative of MML Investors Services, LLC. (MMLIS) Member SIPC. Supervisory office located at [200 Clarendon Street, 19th& 25th Floors, Boston, MA 02116. 617-585-4500.]

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