This episode of Fintech Layer Cake features host Reggie Young in conversation with Polo Rocha, a reporter at American Banker.

They dive into the current bank earnings season, discussing the financial health of regional banks post-Silicon Valley Bank collapse, key metrics in bank earnings, and overarching trends in the banking industry.

Polo offers expert insights into how public bank disclosures reflect broader trends affecting regional and fintech sponsor banks. The discussion also covers regulatory changes, profitability pressures, and the future challenges banks may face in 2024.