In this episode of FloodTalks, we take a look behind the scenes at what's involved in calculating flood risk for insurance.

The way insurance rates are calculated for your property are defined by a number of variables that include location, flood history, structural components, and so much more. Savvy agents will help you navigate this process to ensure your rates are as competitive as they can be while still covering you effectively for a future claim.

Here to guide us through the process of quantifying flood hazards are Nicholas Lamparelli, 25 year insurance veteran, and Edward Haas, risk engineer with 30 years in risk management.