FRB takes a cue from Great Big Sea and their anthem celebrating the End of the World as we know it. The lists of infected and life disruption is coming fast and furious as the mathematical reality of exponential growth takes over. The NBA season is suspended. Cruise ships are off-limits. Italy is under quarantine. Tom Hanks! Tom Hanks has Covid-19. What is going on! Don't panic. Be thoughtful. Be deliberate. Move with a sense of urgency.