This week on Future Rich, CFP Barbara Ginty follows up with Kate from episode 72 of the podcast to find out what's changed in her life and finances over the last four years.

Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate's career change and her transition to working part-time in her own health and wellness online business.

They also discuss...

• Kate's current income as a full-time mom, their family's expenses, and debt, including credit card debt
• Getting a second mortgage in order to help pay off their debt
• Cutting expenses, evaluating insurance policies, and finding ways to increase income.

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