0:00

cue it whenever

0:00

you're ready. Okay

0:04

321

0:32

Hello, welcome

0:32

to get your money right Podcast.

0:35

I'm Sarah Bay, Sarah. I am

0:35

Amanda. And this podcast is

0:41

brought to you by forward

0:41

motion. Check the hat bow. We're

0:43

motion.

0:45

Our mission is creating generational prosperity, one family at a

0:47

time. And we do that through

0:51

financial empowerment, education

0:51

and career development

0:55

education. We touch on a lot of

0:55

topics on this podcast,

0:59

everything connects with getting

0:59

your money, right. So we've got

1:04

a solid episode for you today.

1:04

But before we jump in, yeah, so

1:11

here comes me with my fun fact

1:11

information time. Yeah. All

1:18

right. So

1:20

did you know it was

1:20

illegal to own only one guinea

1:26

pig in Switzerland, you have to

1:26

purchase two because they are an

1:32

animal that needs companionship

1:32

and Company. Oh, the country

1:38

does not allow you to purchase

1:38

less than two at a time.

1:43

So I didn't know that. And I

1:43

love it in the queue. And all of

1:49

these, our American guinea pig

1:49

owners, I think it's time for us

1:54

to really need to make a change.

1:54

Make a change and think about if

1:59

you have a solo guinea pig.

1:59

They're probably sad.

2:03

They're probably said a wheel is

2:03

not enough. Yeah, and they need

2:06

a friend. Maybe Maybe this is

2:06

why guinea pigs in America have

2:09

such short lifespans. Oh, yeah.

2:13

Don't they do though? Don't I feel like they die all the

2:15

time. Oh, yeah. My guinea pig

2:20

guy. Um, well, I will say that

2:20

is the rule at most like feed

2:26

stores. For chickens. Chicks.

2:26

baby chicks can't just buy one.

2:31

Usually you have to buy two or

2:31

more. Oh,

2:33

yeah, it says, according to

2:33

BackRub five to seven is the

2:41

lifespan of a guinea pig. The

2:41

lifespan is longer than many

2:46

other small pets such as

2:46

hamsters, gerbils, mice, or

2:49

rats, all of whom live up to a

2:49

few years only. Okay, all right.

2:56

That's me. Yeah, I just felt like

3:03

a pet for me. No, not the pet for me. That's

3:04

kind of sad. But yeah, if it is

3:08

the pet for you, make it a pet

3:08

for to. Um

3:22

this is a this one I thought was

3:22

kind of cool. So people are more

3:27

creative in the shower. Yep.

3:27

Than you are like just at work

3:32

or in your car or anything else.

3:32

The reason for that is one the

3:37

shower provides a safe and

3:37

relaxed or calming space. Um, it

3:44

also relieves endorphins, the

3:44

same that like exercise, or

3:49

music or things like that. It makes sense. It makes sense

3:51

also, because like there has

3:55

there's, there's like a level of

3:55

clarity and focus in the shower

3:58

because like, you're not

3:58

multitasking. Like, you're kind

4:03

of you're, you know, you're kind

4:03

of doing what you're doing. Now.

4:06

I wonder, Sharon, I think of

4:06

like, is there a market for?

4:13

Like in shower whiteboards?

4:15

Or like a mike Porter, like

4:15

Yeah,

4:19

like a note taker? Like if

4:19

you're very creative in the

4:24

shower, are you are we losing a

4:24

level of creativity to non

4:31

written down or recorded shower?

4:31

Thoughts?

4:36

I think we need to take this one

4:36

offline because we may need I

4:39

will try depending dollar idea.

4:39

Patent

4:41

Pending. Calm down what would we

4:41

call that? Oh, let's come up

4:53

with a quick name. Okay. So what

4:53

will we call it? Ha Would you

5:00

say I said shower thinking that's

5:01

not good? That was bad.

5:06

Shower thoughts, shower power,

5:06

power, thoughts, thoughts of the

5:10

shower shower. I like shower

5:10

thoughts, shower thoughts.

5:15

Shower us with your thoughts

5:15

could be our slogan, that's

5:20

what's on the box. All right,

5:20

again, patent pending. So let's

5:23

just hold down. This isn't

5:23

taking notes yet.

5:29

That's all I had for today's

5:29

episode.

5:32

I love it. Well, so we learned a

5:32

couple of things. Everything.

5:39

You know, many, many animals

5:39

need companionship guinea pigs

5:43

are no different. So if you are

5:43

going to have a pet have a

5:47

guinea pig, as Sarah said, make

5:47

it a pet for two. And also write

5:56

down those shower thoughts. You

5:56

might be having million dollar

5:59

thoughts while you're lathering

5:59

your hair, and we're losing

6:02

them, we're losing them to the drain. Wasted thoughts down the drain.

6:11

Don't be insane. And let your

6:11

thoughts go down the drain, get

6:15

shower thoughts where we turn we

6:15

turn your

6:22

shower thoughts thoughts into a

6:22

reality we're into reality.

6:30

So, you know what? I think this

6:30

I think this loosely kind of

6:35

lends into what we're talking

6:35

about today. Yeah, today we're

6:39

talking about, you know,

6:39

starting where you are. So our

6:44

main topic today is, you know,

6:44

there's there there's a thought

6:51

process or a thought block, I

6:51

think that we get into as, as

6:56

humans, I hear it all the time I

6:56

hear it with individual clients

7:00

and just individuals in general,

7:00

in workshops, and, and things

7:05

like that, where, you know,

7:05

people really have this block of

7:11

all start when, right I'll start

7:11

when I hit this certain level,

7:18

when when I'm making six

7:18

figures, I'm gonna start

7:21

investing when I'm, when I buy

7:21

my my own home, then I'm going

7:26

to start a garden. You know,

7:26

it's always like, I'll start

7:31

when and, you know, I've always

7:31

loved the saying of tomorrow

7:37

never comes. But I found a quote

7:37

in in my reading and research

7:43

for this episode, where it's an

7:43

Arthur Ashe quote. So Arthur

7:48

Ashe is a three time Grand Slam

7:48

winner. So he's in the Hall of

7:52

Fame for tennis. He was born in

7:52

1943, in Richmond, Virginia. And

7:59

this is potentially possibly one

7:59

of his most famous quotes, but

8:03

it is start where you are, use

8:03

what you have. Do what you can.

8:09

And, you know, I think there's

8:09

something to be said I chose

8:12

this quote because I think

8:12

there's something to be said

8:15

about, you know, someone like

8:15

Arthur Ashe even if you're not a

8:18

tennis fan, you know, you didn't

8:18

follow his his career or your

8:22

you don't, you know, kind of

8:22

have a big knowledge base on

8:25

him. I think it's safe to say

8:25

that him being a black tennis

8:31

player, born in 1943, in

8:31

Richmond, Virginia, he probably

8:37

experienced some challenge

8:37

growing up, right that era, that

8:42

time that timeframe, the sport

8:42

that he chose, and but you know,

8:47

one of the quotes that he's

8:47

famous for, for being known for

8:51

it start where you are, use what

8:51

you have and do what you can.

8:55

Right. And I think the idea that

8:55

like tomorrow, it never comes

9:01

and we lose we lose a lot of

9:01

great ideas to the shower drain,

9:07

right? Because we're waiting

9:07

until until this happens until

9:13

unready here. And so you know, I

9:13

know we kind of jammed jammed on

9:19

this like last week when we were

9:19

just kind of talking about it in

9:22

general and there are a lot of

9:22

different areas where we're this

9:26

is reality but you know what,

9:26

like what comes to mind for you

9:30

and when we talk about or when

9:30

you when you first think about

9:36

starting where you are and don't

9:36

letting not letting the the lack

9:42

of whether it's knowledge or

9:42

tools or or whatever it might be

9:48

stop you from from starting.

9:51

Yeah, I think we we did talk a

9:51

lot about this and there's a few

9:55

like so many different areas in

9:55

your life. I feel like this can

9:58

apply to you You know, I think

9:58

we talked about education,

10:04

planning for retirement, you

10:04

know, starting, you know,

10:07

meditation meant getting your

10:07

mental health together. You

10:13

know, personal growth, so many

10:13

things. And I think it's, you

10:20

know, it's really easy for

10:20

people to say, Oh, I'm going to

10:25

start that one, just like you

10:25

said, I'm going to start that

10:29

when I have more time. But I

10:29

have more money. But what are

10:33

you doing in order to get to

10:33

the, the ability to have that

10:36

more time and have that more

10:36

money like, these? This is part

10:40

of getting there? Yeah. I think

10:40

it's scary. You know, a lot of

10:44

times it's fear. Yeah, I think

10:44

it's probably mostly fear, yeah.

10:49

And then fear, because of

10:49

knowing and not knowing, and

10:56

knowing that you're going to have to make a sacrifice, and then it's going to be hard of

10:58

not knowing how long, you're

11:01

gonna have to make that separate

11:01

sacrifice to see the benefits,

11:05

or to get to the outcome that

11:05

you want. So, I think, you know,

11:12

those are kind of always the

11:12

things that kind of prevent us

11:17

from starting, I love. I love that you just

11:18

said, I'm just looking something

11:24

up really quick. I love that you

11:24

just said it's the fear of

11:29

knowing and not knowing. There's

11:29

a saying, and, you know, I can I

11:37

paraphrase it typically, but I

11:37

was looking it up, so I could

11:39

kind of try and share it

11:39

correctly. So if you say Better

11:46

the devil you know, or Better

11:46

the devil, you know, than the

11:49

devil, you don't know, you mean

11:49

that you would prefer to have

11:53

contact with or do business with

11:53

a person you already know, even

11:58

though you don't like them,

11:58

rather than a person that you

12:01

don't know. So this is like a

12:01

British saying, and it's also

12:05

been kind of adopted in, in

12:05

reality, you know, and not just

12:11

doing business, I learned this,

12:11

I learned this term, and I used

12:15

to, I used to use it actually,

12:15

when I was in sales. And because

12:20

there's a fear of change, that

12:20

that's inherent and someone can,

12:25

you can be doing something

12:25

that's not working for you,

12:27

right, it's not, it's not

12:27

reaping the benefit that you

12:31

want, it's not giving you the

12:31

return on investment, and

12:34

whether that investment is time,

12:34

whether that investment is

12:36

energy, whether that investment

12:36

is is your spirit, your soul,

12:40

whatever it is, it may not be

12:40

reaping you the the return that

12:43

you want. But the fear of doing

12:43

something different, is scarier

12:48

than the comfort of continuing

12:48

to do what is not for you. And

12:54

so we have as humans a tendency

12:54

to just continue to do the thing

12:59

that's not working, and not

12:59

getting us the results that we

13:02

want. Because of that fear of

13:02

doing something different. So I

13:05

love the way you put that Sarah,

13:05

of it's a fear of knowing and

13:08

not knowing, right, like, I know

13:08

that I'm going to have to make a

13:10

change. I know it's going to be

13:10

different, but I don't know

13:12

exactly what it's going to look

13:12

like. And so, yeah, you know,

13:17

just leave it away from me.

13:17

Yeah,

13:20

yeah. I mean, they feel like

13:20

that can be so simple. And it

13:23

can be so big, you know, this

13:23

can be something is simple as I

13:30

want to start to exercise more,

13:30

which actually can be really big

13:34

for some people. So I don't want

13:34

to downplay that. Or, you know,

13:38

just picking up some kind of a

13:38

healthy habit to like planning

13:43

to get a promotion or get to a

13:43

different level in your job or

13:46

your career or owning a business

13:46

or whatever, you know, yeah. So

13:50

I think it's also just kind of,

13:50

I don't know what I was reading

13:53

up on a little bit and just

13:53

found some things that people

13:57

kind of, say are, like, good to,

13:57

like, do they like steps to do

14:02

while you're trying to get to

14:02

those goals or make, you know,

14:05

make a start in anything,

14:05

whether it's a habit you're

14:08

trying to change or Yeah, nap or

14:08

whatever. And one of the biggest

14:13

things, I think, is to just be

14:13

realistic. Because Blue, make

14:18

these you know, even if you're

14:18

going I don't mean not to, like

14:22

have a big dream, or have big

14:22

goals, but just make attaining

14:28

those goals realistic. We've

14:28

talked about this and in other

14:33

podcasts or in our other

14:33

episodes as well. Yeah, a little

14:37

bit just but, you know, if you

14:37

have if your goal is that you

14:42

want to start getting more

14:42

connected, you know, with your

14:46

spiritual self, whether that

14:46

means or you know, mental,

14:51

mental and spiritual, whether

14:51

that means you want to start

14:53

doing yoga, you want to start

14:53

meditating or you want to start

14:58

seeing a counselor. Get the get your money, right

15:00

podcast is brought to you by

15:03

forward motion. At forward

15:03

motion, our mission is creating

15:06

generational prosperity, one

15:06

family at a time, you can learn

15:10

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15:10

We're a nonprofit organization.

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So to support our cause, you can

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make a donation at forward

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motion az.org/donate. Again,

15:19

forward motion az.org/donate.

15:27

Now, back to the show,

15:27

counselor,

15:31

um, maybe not saying you're

15:31

going to do this every day or

15:36

every week, but finding specific

15:36

time every other week that you

15:42

are able to commit to this in

15:42

starting there, you know, so

15:47

it's kind of like small things like that. Yeah. Man, I so there's, there's

15:49

a book this book has been, has

15:57

been taken. And, you know, read,

15:57

reread, interpreted

16:02

reinterpreted. There are, you

16:02

know, so many other people who

16:07

have created books that are

16:07

loosely or even very hardly,

16:14

based on this book, the book is

16:14

called the compound effect, and

16:17

it's by Darren Hardy. And the

16:17

compound effect is, so this is a

16:23

formula, folks. So write this

16:23

down, write small, smart steps.

16:32

Repeated over time, equals

16:32

success. Right? So small

16:39

actions, plus time, small

16:39

actions repeated plus time

16:46

equals success, right? And I

16:46

always say success is boring.

16:51

You know, when it's funny, you

16:51

know, like, doing the podcast

16:56

doing this podcast, it's super

16:56

fun, right? When we're, when

16:59

you're, when you're on it, it's

16:59

fun. But the effort and

17:03

everything that goes into

17:03

building it, though, very

17:06

rewarding. It's it's kind of

17:06

mundane, right? There's

17:09

research, there's reading,

17:09

there's writing outlines and

17:12

things like that. Things that

17:12

it's like, oh, man, you know, I

17:15

thought when I work for myself,

17:15

or when I do something, you

17:17

know, different, no one's going

17:17

to tell me, you know, what time

17:20

I need to show up to work? And

17:20

it's like, no, they're not going

17:23

to tell you, but you're going to

17:23

tell you, right? And so success

17:28

is boring. So that's, you know,

17:28

that's a an Amanda idiom, you

17:31

know, write it down, put it

17:31

somewhere. But so small, Smart

17:34

Choices, plus consistency plus

17:34

time equals success, or a

17:38

radical difference. That's the

17:38

compound effect. And there is an

17:44

example. There's an example in

17:44

the book and it goes into quite

17:52

a bit of detail, but it talks

17:52

about, there were two different

17:56

people right there were there

17:56

was two friends. And they were

18:00

both going to start a, a health

18:00

journey. And one friend, you

18:08

know, really wanted to focus on

18:08

like intensity, right? And is

18:12

like, I'm going to, I'm going to

18:12

change in changing my whole

18:16

diet. I'm not eating any of

18:16

this, I'm getting up every

18:19

single day, I'm gonna, you know,

18:19

do pedal to the metal, right?

18:21

And so that's the kind of the

18:21

thought process on the on the

18:25

flip side is like, Okay, well,

18:25

this other person said, Well,

18:28

I'm gonna get up every day, and

18:28

I'm gonna go for a one mile

18:32

walk, whatever it is. The

18:32

intense friend ran out of steam,

18:40

right, month two, and it was

18:40

like, This is too much, it was

18:44

too radical, there were too many

18:44

changes, and it's not

18:47

sustainable. And stop. Now, a

18:47

year goes by, right 365 days,

18:52

the friend who made a small

18:52

smart choice, was able to

18:56

continually repeat that one mile

18:56

walk, get up in the morning walk

19:01

for, you know, a few blocks

19:01

around my neighborhood, come

19:04

home and then go about my day.

19:04

This friend ended up having a

19:10

radical health change. Right?

19:10

While it's like okay, well, if,

19:17

if the other person would have

19:17

been able to keep up that big

19:21

radical change, yeah, they

19:21

probably would have, you know,

19:24

far surpass the other. But the

19:24

reality is, is that that's not

19:28

and I'm like, totally

19:28

paraphrasing this story. So if

19:31

if you read the book, read it.

19:31

This is this is what I what I

19:36

got from it. But you know, if

19:36

but the one friend who who

19:41

decided to do things simply,

19:41

consistently and on a, arguably

19:48

a smaller scale, was actually

19:48

able to do it consistently. And,

19:54

and therefore was able to get it

19:54

done. There's another book

19:57

called atomic habits, right? And

19:57

it talks about getting 1% Better

20:00

Every day, right, you don't have

20:00

to flip your whole life on its

20:03

head, you just want to be 1%

20:03

better every day. And that's,

20:07

that's where, you know, starting

20:07

starting where you are kind of,

20:12

kind of comes from. And when.

20:12

So,

20:19

yeah, I sorry, no, go no, go

20:19

ahead. Um, part of what you were

20:24

saying kind of reminds me of,

20:24

you know about the book that you

20:27

were talking about the compound

20:27

effect. It's like, it's you

20:31

don't have to have, it's not an

20:31

all or nothing. What attitude

20:35

when you're coming into, you

20:35

know, starting somewhere, start

20:40

whatever that whatever the

20:40

journey is that you're trying to

20:42

start with, it's not like, I'm

20:42

going to do it. All right now

20:47

perfectly this time, when I'm

20:47

going to put 1,000% effort in

20:51

it. It's okay, this is where I

20:51

want to get to, what can I

20:57

contribute to that goal right

20:57

now? And starting there, and

21:02

then it slowly compounds, as

21:02

it's almost natural, like if you

21:09

just slowly start being able to

21:09

do more, make more progress?

21:13

Because you've, you have

21:13

started? Yep. Um,

21:17

because once you so if you I'm

21:17

sorry, I didn't mean to No,

21:22

no, I have, I'm gonna look up

21:22

this quote, it's a magnet I have

21:25

on my fridge, but I don't want

21:25

to go run in there. And I feel

21:28

like it goes really good. But talk cool. So. So when you think

21:30

about it, you have the person

21:33

who, you know, decides to take a

21:33

walk every day, what's going to

21:37

happen? So you, you walk a mile

21:37

every day, and then what you

21:44

know, you're gonna start having

21:44

more energy, right, you're gonna

21:47

start feeling a little bit

21:47

better, and then you're gonna,

21:51

you know, probably make smaller,

21:51

smarter choices with what you're

21:55

eating, then you're gonna say,

21:55

Man, I have all this energy, I

21:59

walked a mile, you know, I'm

21:59

just gonna keep going a little

22:01

for today. Right? And, and

22:01

little bit by little bit, that

22:07

that smart, small choice that

22:07

you're making, begins to turn

22:12

more and more and more into into

22:12

positive, positive outcomes? And

22:17

I think it also, so did you find

22:17

your quote?

22:21

Um, no, I think it's like, it's

22:21

by Eleanor Roosevelt. And I

22:24

think it's something like the

22:24

way to begin is to begin

22:28

something very simple like that.

22:28

And I don't want to misquote

22:31

her. And I'm having a hard time

22:31

on my own.

22:38

After the show, we can put it in

22:38

the show notes.

22:41

And I just feel like, you know,

22:41

there's, it's so true, there's

22:44

no way to ever start or get

22:44

somewhere if you don't take that

22:50

first step. And if you always

22:52

wait until the time is right,

22:52

you're very rarely going to

22:55

actually do anything, right.

22:55

Man, that's, that's so true. And

23:03

I think it also leads, you know,

23:03

really well into just doing what

23:08

you said you were going to do,

23:08

even when you have limited

23:12

funds, limited time. Because

23:12

like, if you're not, if you're

23:18

not doing and stewarding or

23:18

conducting or handling your

23:24

money, your time, your energy,

23:24

your spirit, if you're not doing

23:28

that, well. When you're not on

23:28

the mountaintop, the chances of

23:33

you be given when you get to the

23:33

mountaintop are really, really

23:38

low. And so I actually wrote, I

23:38

wrote a blog post last month,

23:46

and it's called how slowing down

23:46

helps you go farther. And I want

23:51

to read a little excerpt from

23:51

it. And I'll put the link in the

23:54

notes as well. But so it's

23:54

talking about how kind of making

24:03

small choices or small changes

24:03

and kind of slowing down how

24:07

it's been linked to, to more to

24:07

better decision making more

24:12

effectiveness more

24:12

productiveness and so I'll give

24:16

you an example. So you may have

24:16

seen a meme like this and what

24:20

it is, is it's like it's the

24:20

million dollar morning. Right

24:23

and it's like 5am Wake up 530

24:23

Exercise 6am Shower 615 Meditate

24:28

630 Read 7am Breakfast 715 set

24:28

three goals 720 work. So that's

24:36

a lot. It's a lot it sounds like

24:36

a lot right? But if you think

24:41

about it also, no matter how

24:41

many of these that you that you

24:45

see and how many like articles

24:45

that you read and a lot of

24:49

interviews with whether they're

24:49

you know, real estate, moguls

24:54

or, or CEOs or small business

24:54

owners. One of the like, Two of

25:00

the things that that that I have

25:00

seen over and over and over is

25:04

meditation and reading. Now the

25:04

meditate, it's 615 Meditate,

25:10

right? So you take, you take a

25:10

shower at six in the morning,

25:13

and, or whatever time, right?

25:13

You take it, you take your

25:18

shower, and then 1520 minutes

25:18

later, you take 15 minutes to

25:22

meditate. Now there is a quote

25:22

There is a quote about

25:32

meditation. And I'm gonna find

25:32

it, but you take, like, 15

25:39

minutes to meditate. And then,

25:39

and then the reading, it's 630

25:45

Read to sit to seven o'clock. So

25:45

it's a half hour of reading, you

25:49

know, whether it's 30 minutes,

25:49

whether it's 20 minutes, whether

25:51

it's 15 minutes of reading. So

25:51

these are both things that are

25:58

slowing you down. Right? But can

25:58

you you can imagine that if you

26:03

meditate for 15 minutes a day,

26:03

every day, you're going to be a

26:08

lot more grounded, connected

26:08

with yourself a lot more clear

26:11

headed, right? If you paid for

26:11

30 minutes a day, you don't need

26:17

books, that is all the time you spend scrolling on

26:19

social media, you know, any form

26:26

any platform on Instagram,

26:26

Facebook, Google, I have tried

26:33

to make it and it's not actually

26:33

the style, I'm on still on an

26:36

electronic device, but it

26:36

doesn't go into like dark mode

26:40

and I'm reading at so like when

26:40

I lay down at night, I have

26:42

started to try to not sit there

26:42

and scroll and do whatever,

26:47

that's my, I'm gonna read for my

26:47

10 or 15 minutes. It's not the

26:52

whole 30. But you know,

26:52

sometimes depending on how good

26:55

the reading is, during the

26:55

following Yeah, I might, you

26:58

know, take a few extra minutes.

26:58

But I have found that that has

27:02

helped me, because I have no

27:02

busy mind. Stress. Anxiety is

27:09

like everybody, if you have a high stress job, you

27:10

have a a very demanding you work

27:15

in a very demanding field and

27:15

health care, right. And so

27:18

finding yourself is finding the ability, like you

27:20

said, for my brain to just slow

27:24

down and shut off. So I have

27:24

started making that kind of

27:28

something that I do least a few

27:28

times a week, if not every night

27:33

before I'm going to bed during

27:33

the week. Yeah, but just

27:36

enjoying to make those small

27:36

changes.

27:38

Yeah, and they're in their small

27:38

habits, right? I'm reading,

27:42

meditating, taking 10 minutes to

27:42

offload your thoughts in a

27:45

journal entry before you go to

27:45

bed, right keeping, keeping a

27:50

notebook on your bedside table

27:50

so that when you have an idea or

27:53

a thought that you're so scared,

27:53

you don't want to lose it, you

27:56

don't pick up your phone and get

27:56

that blue light going in your

28:00

face again, at night, you you

28:00

can write it down real quickly.

28:03

And then and now it's onto your

28:03

mind, you can you can set you

28:06

know, aside, sitting down and

28:06

writing three goals for the day,

28:09

every day. And you know, that

28:09

can that can be a 45 second, a

28:13

two minute exercise. But it's

28:13

about stewarding your time

28:18

really well. No matter what

28:18

level of your life that you're

28:24

in. Because these are habits

28:24

that you want to, to to grow now

28:33

and to nurture now. Because as

28:33

you get more successful, or as

28:40

you get more responsibility as

28:40

you as you you know, get further

28:45

in your career or further in

28:45

your business or further in

28:49

your, your financial journey or

28:49

your personal life or whatever

28:53

it is, you're not going to get

28:53

less busy, at least not for a

28:57

while, right? You're not going

28:57

to get less busy and so you have

29:00

to be really cognizant and

29:00

really directed or determined

29:09

the word I'm looking for is

29:09

focus you have to be really

29:15

yeah, let's we use focus. I

29:15

can't think of the word for some

29:18

reason it's escaping me but you

29:18

have to be really specific with

29:23

and diligent with your time and

29:23

your energy and getting those

29:30

those practices in early.

29:30

There's there's a quote and it

29:33

says it's something along the

29:33

lines of You should meditate for

29:39

20 minutes every day. Unless

29:39

you're too busy. Then you should

29:45

sit for an hour. Right? If

29:45

you're too busy to find 20

29:50

minutes a day, to be with

29:50

yourself and to meditate, then

29:56

you need to meditate for an hour

29:56

right because because our

29:59

priority knees are probably a

29:59

little bit wonky, and we're

30:03

probably living in, in a in a,

30:03

in a high stress body at the

30:07

time, right. So I've always

30:07

loved that quote, because I'll

30:11

try and convince myself

30:11

sometimes in the morning when,

30:15

you know, I get up and I'm like,

30:15

Okay, I've got all these things

30:17

to do, I need to sit down and

30:17

meditate for a few minutes. I'm

30:20

like, I don't have time for

30:20

that, whoa, okay. I'm gonna make

30:24

time I gotta make I gotta make

30:24

time for that.

30:27

Right? This podcast has been

30:27

brought to you by forward

30:29

motion, our mission is to create

30:29

generational prosperity, one

30:33

family at a time, visit us at

30:33

forward motion az.org on

30:39

Instagram, at forward motion AZ,

30:39

or on YouTube, at moving

30:43

forward, one family at a time,

30:43

time for that, right.

30:47

And, um, you know, one of the

30:47

things that I hear a lot,

30:52

especially with working with,

30:52

like individual coaching

30:55

clients, when you know, because

30:55

when it comes to financial

31:00

coaching, when it comes to kind

31:00

of that journey, there's so much

31:04

that goes into it besides the

31:04

money piece. And one of the

31:07

things that I hear quite a bit

31:07

is, I can't meditate, because I

31:16

can't sit still for five

31:16

minutes, or I can't turn my

31:20

brain off. Or I can't stop

31:20

thinking or it's just not my

31:24

thing. So I kind of challenged

31:24

folks, you know, with, you know,

31:31

information like a joint study

31:31

on meditation, and how it

31:34

affects areas of the brain

31:34

responsible for decision making,

31:38

and thought processing. So

31:38

helping you think better and be

31:42

more effective. Right, so I'm

31:42

reading again, from from my blog

31:45

post. So it found that initial

31:45

results suggest that meditation

31:49

may be associated with

31:49

structural changes in areas of

31:53

the brain that are important for

31:53

sensory, cognitive, and

31:58

emotional processing. And I did

31:58

link the full study and

32:04

analysis. And it's it's

32:04

basically like science is

32:08

starting to catch up with what a

32:08

lot of folks who, you know,

32:14

advocate for, for this type of

32:14

slowing down practice, have been

32:18

saying for decades, hundreds of

32:18

years, whatever science is

32:22

starting to catch up. And it's

32:22

in, they've actually done

32:25

studies where they've hooked up,

32:25

you know, in looked at

32:27

brainwaves brain activity, and

32:27

there's a lot that that says,

32:31

Yes, you know, meditation

32:31

actually does benefit this. And

32:36

so it's not necessarily that

32:36

we're, we're here just, you

32:40

know, advocating for meditation.

32:40

But that's one of the things,

32:44

you know, another piece that

32:44

that that I hear a lot is, well,

32:49

you know, I don't I don't have

32:49

any money to set aside for, for

32:53

savings or for investment. Now,

32:53

I, there are folks who are in

33:00

situations that are so dire,

33:00

that that is true. Absolutely.

33:06

And I do not want to negate

33:06

that, especially, you know, in

33:11

the work that we do at forward

33:11

motion, I do see that a majority

33:16

of the time. What it is, is that

33:16

we should change that sentence

33:22

to I don't have the amount of

33:22

money that I think would be

33:29

effective, to start to invest or

33:29

to start to save or to start

33:35

looking at my retirement. And

33:35

what I tell people is, I don't

33:39

care if it's $10 a week, I don't

33:39

care if it's $15 a month, I

33:43

don't I don't care what that

33:43

number is, but you need to do it

33:48

consistently. Because if if you

33:48

can't save half a percent of

33:55

your income for yourself, and

33:55

for your future, when you're

33:58

making 4030 $20,000 a year will

33:58

$20,000 Maybe White might be

34:05

real dire. But you know, if

34:05

you're making 40,000 or $50,000

34:09

a year, and you can't save half

34:09

a percent or 1% of your income

34:13

for yourself. Now, do you think

34:13

you're going to be able to do

34:17

that when you're making

34:17

100 $200,000 a year? Probably

34:21

not. Right? Those bad habits

34:21

that that you're building are

34:24

going to build right into the

34:24

next stage. And so you have to

34:29

start where you are and be a

34:29

good steward or good manager of

34:36

your time, your energy and your

34:36

money now, because it's not it's

34:42

not going to be you're not going

34:42

to experience any difference

34:47

later down the road if you don't. Absolutely. I think

34:48

there's a couple ways to do that

34:53

too. Like one thing I was doing,

34:53

you know, it's like it's really

34:56

good to always kind of think of

34:56

something that motivates you

34:59

that you You're because that's

34:59

gonna help you, push you give

35:05

you that drive to get you to the

35:05

next step. And you got to, you

35:12

know, you're gonna want to,

35:12

obviously you're kind of trying

35:14

to plan and you can, you can

35:14

adjust your plan. So you should

35:18

like maybe track your progress

35:18

within anything that you're

35:21

doing, you know, it's, it's

35:21

always good to kind of check in

35:24

with yourself so that you can

35:24

see, like, Okay, I started here,

35:28

it may have been small, I may

35:28

have only been doing my $10 a

35:35

week, but that I went from doing

35:35

$0 a week to $10 a week. And now

35:40

three months later, I'm gonna

35:40

look back and see how much I've

35:44

saved. Okay, and that's gonna

35:44

probably motivate you to want to

35:49

keep going and then maybe look

35:49

at where you can make some

35:51

adjustments to save a little bit

35:51

more now. Yeah, you know. So

35:56

just things like that, even just

35:56

if your journey is weight loss,

36:01

you know, it's really easy to

36:01

get discouraged because of where

36:08

you're already at. And, and you

36:08

may not want us, you know, it's

36:16

not always a scale number. It's

36:16

a lot of times it's more about

36:19

measurements and things like

36:19

that what depending on what your

36:21

goals are, but how you're feeling?

36:23

Yeah, how you're feeling

36:23

physical body feels, yeah. How

36:27

do you feel? You look? How do

36:27

you feel your when you look in

36:30

the mirror? Yeah, what do you

36:30

mean that self image. So maybe

36:35

it's a journal, maybe it's

36:35

tracking, you know, every month,

36:40

on this day, you're checking,

36:40

you know, your weight, or you're

36:44

taking measurements, because you

36:44

if you are being consistent with

36:49

even the smallest steps, you're

36:49

gonna start seeing a change and

36:53

a difference. And that's only

36:53

going to motivate you more to

36:57

keep getting to that goal you're

36:57

looking for.

36:59

And you and you have to

36:59

recognize and you have to

37:02

appreciate those changes. Yes.

37:02

Right. Because like, yeah, like,

37:07

like you said it, it's, if

37:07

you're being consistent, you are

37:11

going to see changes. The

37:11

question is, though, there are a

37:15

couple of things like, are you

37:15

getting caught up in the hype of

37:20

someone else's journey? Yes, don't compare yourself to

37:21

someone else. It's great to have

37:27

a goal. Because I don't, there's

37:27

I'm gonna branch off a little

37:33

bit, it's great to have a goal

37:33

because you want to it maybe

37:37

you're basing that on the people

37:37

that you're surrounding yourself

37:40

with. And it's good to surround

37:40

yourself with people. Amanda

37:43

says this all the time, like,

37:43

you're gonna surround yourself

37:46

with people that are in the same boat as you all the time, and you're not going to try and you

37:48

know, surround yourself with people that are doing the things

37:50

that you want to do or where you

37:52

want to be, you're probably not

37:52

going to get to that. As far as

37:57

you want to go. Yeah, right. But

37:57

you, it's all about, you know,

38:03

where you're at, in that

38:03

potluck, taking the time and

38:06

where you're at, in that

38:06

progress. Yeah. And about for

38:09

you, not for, like, so be

38:09

motivated by other people, but

38:12

then identify where you're at,

38:12

and how you're going to make it

38:16

to the next level, not where

38:16

somebody else says that

38:19

everybody has different. You

38:19

know, it's, what's the word I'm

38:24

looking for? Opportunities and,

38:24

yeah, you know, different

38:30

sources and experiences in life

38:30

that yeah, that gives them

38:33

different opportunities and put

38:33

them in different places. You

38:36

can't always compare yourself to

38:36

somebody else. You just have to,

38:40

you know, and what a lot of times what a

38:41

lot of times we don't see is

38:47

what you typically see and

38:47

especially, you know, talking

38:50

about, especially talking about,

38:50

like social media, you know,

38:56

I'm, I'm kind of in like the,

38:56

the financial world and they're,

39:00

they're, you know, started to be

39:00

a lot of like, financial

39:05

celebrities, right? You know,

39:05

you've got like, earn your

39:08

leisure, you've got the budget

39:08

nista you've got you've got a

39:13

budget mom and you know, if you

39:13

follow some of these people on

39:17

IG or Facebook or you know, you

39:17

got Rory D something on on

39:23

Twitter and stuff. What you see

39:23

is the blow up, you see there

39:28

blow up. But what you're not

39:28

seeing is someone who did

39:33

something day in and day out

39:33

over the course of 510 12 years,

39:41

and then got their big break.

39:41

And now you see them you know,

39:46

the Wall Street Trapper is a

39:46

great example, right? This this

39:49

man, you know, he went to

39:49

prison. He was in prison for

39:52

like 10 years. While he was

39:52

there. He started learning about

39:55

the stock market. He got out he

39:55

started actually investing in

39:58

and really learning the Stock

39:58

market, then he started teaching

40:01

it to others. And then recently

40:01

over the past, like, you know,

40:05

since COVID, over the past

40:05

couple of years, he's he's

40:07

really blown up. But it's like,

40:07

Man Sky's got almost a million

40:12

followers. And he's really blown

40:12

up. And you know, he's, you

40:15

know, I don't know if he's a

40:15

millionaire or not, but he's

40:17

like, he's got, you know, a lot

40:17

of money. He's talking to Rick

40:19

Ross and Mark Cuban and having

40:19

this conversation, it's like,

40:23

what you're seeing is their blow

40:23

up, you're not seeing the small,

40:27

smart, consistent action day in

40:27

and day out over a long length

40:33

of time. And what we compare

40:33

ourselves to, you know, you

40:37

compare your chapter one to

40:37

their chapter 10. And that's not

40:41

fair to you. Right? Like, that's

40:41

not and that's not going to

40:45

motivate you, you got to

40:45

compare. There's a saying, where

40:48

it's like, there's a you have

40:48

the past that wanted to be where

40:53

you are today. And you have to

40:53

be able to look back and realize

40:59

there's a there's a past me,

40:59

there's a me of the past that is

41:02

like, man, check out where you

41:02

are, right? Like, I'm not

41:07

necessarily where I want to be

41:07

ultimately, right. But man, or

41:13

you've come him years ago, me

41:13

would look at me today and be

41:17

like, man, like, all right, you

41:17

know, and yeah, we were no, no,

41:23

we were just talking about that the

41:23

other day with even stuff as

41:26

simple as how you're able to,

41:26

financially and or just

41:32

emotionally react in like a

41:32

stressful situation or a

41:35

situation that gives you a

41:35

hiccup, like, your car battery

41:38

going out your flat tire on the

41:38

side of the road. Yeah, you

41:41

know, I'm getting my car hit at

41:41

the airport, either. And

41:46

being in your car like that was

41:46

like that, you know, like,

41:51

Oh my God. Yeah. So

41:54

how am I going to figure this out? Yeah. Yeah. I mean, there would have

41:56

been a lot of more tears, anger,

42:01

and issue of fine, you know,

42:01

financial issue of how it was

42:05

gonna eat, how I was even going

42:05

to afford to get it taken care

42:09

of. And this been me 10 years

42:09

ago. Yep, no, so you have to

42:15

take those. And I'm definitely

42:15

not where I want to be.

42:20

Financially, I'm just starting

42:20

this journey with forward motion

42:24

and everybody else here, you

42:24

know, I am just starting to get

42:27

a good handle of my finances and

42:27

goals on where I want to be. And

42:33

I'm almost 35 So you just have

42:33

to look at where you've come,

42:39

but I've come a long way from

42:39

there, you know, so yeah.

42:43

Yeah, it's like I was I actually

42:43

made a tic toc. Because I was

42:48

like, I was you know, call it

42:48

having a financial aha moment

42:51

because I was at Costco. And my

42:51

battery died. While literally

42:58

while I was in the line waiting

42:58

in this, you know, if you get

43:01

gas at Costco, you know, that

43:01

like that line can get long. And

43:05

I'm like in the line, and I'm

43:05

waiting for my turn. I'm like

43:09

five cars back from the pump.

43:09

And you know, my car has that

43:13

thing where if you press on the

43:13

brake, the engine shuts off, you

43:16

know it to save gas and then

43:16

turns back on. I guess my

43:19

battery was had been low and my

43:19

engine did the shut off thing

43:23

and then it didn't have enough

43:23

power to turn back on. So now my

43:26

so my battery's dead. I'm

43:26

sitting in the Costco parking

43:28

lot, and I'm like, seriously?

43:28

Okay. But then I sat back and I

43:34

recognize that like, this is an

43:34

inconvenience. This isn't a life

43:41

ruining month ruining financial

43:41

situation like this. It's an it

43:48

Yeah, it's like it's an

43:48

inconvenience, like, I really

43:51

wanted to take my new shoes home

43:51

and you know, like, I finally

43:55

did something nice for myself,

43:55

bought myself some new shoes and

43:58

now I'm sitting in a Costco

43:58

waiting waiting for an Uber

44:00

like, you know, I was able to

44:00

call an Uber to pick me up like

44:04

years. I remember my Cadillac,

44:04

my ran out of gas on it ran out

44:09

of gas on the freeway on this

44:09

where the where the 10 turns

44:15

into the 60 going east. I was on

44:15

the freeway right behind the

44:21

Tempe Butte. So like where you

44:21

have the Angel Stadium the Tempe

44:25

view for the hotel is I ran out

44:25

of gas right there. And I

44:31

literally had to get out of my

44:31

Cadillac. climb that mountain.

44:40

back down the mountain and walk

44:40

to the house in the colder sack

44:45

on 48th Street and brochure to

44:45

get help to get gas to go to get

44:50

like a gallon of gas to go get

44:50

driven. It was a disaster right?

44:58

For a while, but like If there

44:58

was no, there was no way that I

45:02

could have afforded to get, you

45:02

know, a taxi at the time or, you

45:07

know, I didn't have to take the

45:07

bus. And so really just kind of

45:09

sitting back. And I also love

45:09

the saying of the time will pass

45:14

anyway. Right? If you say, I'm

45:14

going to start this thing, okay,

45:21

well, in six months, I'm not

45:21

going to be at my goal. And it's

45:24

like, yeah, but six months of

45:24

your life will have passed and

45:27

you'll be either six months

45:27

closer to your goal, or you'll

45:31

be right where where you were,

45:31

when you decided not to start?

45:36

You know, the time will pass

45:36

anyway. And, man, I think

45:43

that's, that's one that really,

45:43

really sits with me.

45:47

Yeah, because that's exactly

45:47

right. It's the time is gonna go

45:51

by? And what are you going to be

45:51

able to say that you did or

45:55

didn't do to help yourself?

46:00

No, no, sorry. I didn't mean to interrupt you. No, that's it. I was just gonna

46:02

say I mean, if we're not going

46:05

to help ourselves. Who is? Right? And so when you

46:07

think about starting where you

46:12

are, with what you have, and

46:12

just doing what you can, you

46:20

know, it really, really comes

46:20

down to to that because, you

46:26

know, I look personally at like,

46:26

where, where my investment

46:30

portfolio is today. And I always

46:30

remember, and you guys who

46:34

listen consistently, you'll

46:34

probably hear me drop this a few

46:37

times, because I always remember

46:37

that one stock, one single share

46:42

for $45 that I bought. And it

46:42

was terrifying, right? And I

46:49

still remember, you know,

46:49

starting to saying, you know,

46:52

what I'm going to start having,

46:52

I think it was like $25 from

46:58

each check, taken and put into

46:58

this savings account. And I'm

47:04

just going to start doing that.

47:04

And okay, so that's $50 a month,

47:10

no big deal. Like, that's not

47:10

going to save my life. But then

47:14

what ended up happening was I

47:14

have that habit. And so then

47:17

when I was able to I was like,

47:17

oh, instead of 25 a check, I'm

47:21

actually gonna raise that to 100

47:21

a check. I'm, I'm in a position

47:24

that I can do that, right. This podcast has been brought to

47:27

you by forward motion. Our

47:30

mission is to create

47:30

generational prosperity, one

47:33

family at a time, visit us at

47:33

forward motion az.org. Or, at

47:38

forward motion AZ on Instagram.

47:38

Our YouTube channel is moving

47:43

forward one family at a time.

47:43

Thank you for listening,

47:47

not have the money to take the

47:47

course. But have you gone and

47:50

checked and see, are there any

47:50

free courses on? What is it like

47:54

Udemy? Or? I wrote Coursera?

47:59

You know, I mean, even there's

47:59

community centers, in your areas

48:03

that are sometimes either

48:03

offering free to low costs a lot

48:08

of things since everything went

48:08

to zoom with COVID? Yeah. A lot

48:12

of those are like discounted,

48:12

and you can do them right from

48:14

the comfort of your own home.

48:14

Yeah, there's so many different

48:19

resources when it comes to not

48:19

having the money to like learn a

48:24

skill or do something, you know,

48:24

providing scholar like forward

48:29

motion offer scholarships for

48:32

your move forward. We've got our

48:32

move forward conference coming

48:34

up on April 30. Right, the move

48:34

forward conference is the first

48:39

of its kind. We have experts in

48:39

financial education, home buying

48:44

and and real estate, executive

48:44

coaching, wealth building,

48:51

through through insurance. So

48:51

like life insurance, right? rich

48:58

folks, rich families have been

48:58

using life insurance to build

49:00

wealth for decades. And it's

49:00

actually one of the biggest kept

49:06

or best kept secrets in wealth.

49:06

We have a nutrition coach coming

49:11

in, from you know, fuel

49:11

nutrition, we've got just a lot

49:16

of great resources. It's a full

49:16

day event. The reason that I

49:19

started this event was because

49:19

in my in my experience in my

49:23

career, and in my life I've had

49:23

access to through my career, I

49:28

had access to a lot of coaching

49:28

and and conferences, where like

49:35

minded people come together and

49:35

have workshops and learn things

49:39

and get an opportunity to, to

49:39

talk to one another and ask

49:42

questions and things like that.

49:42

And I recognized that these

49:47

experiences and things that I'm

49:47

having access to are missing

49:52

from the community and unless

49:52

you have you know, whether it's

49:57

a lot of money or a an organ As

49:57

a nation that is willing to

50:01

spend $1,000 or $5,000, or you

50:01

know, $500 to send you to these

50:08

things, you miss out on them.

50:08

And, and it's a, it's an

50:12

opportunity that, that people

50:12

who really need it aren't

50:16

getting, but rich folks are

50:16

getting a lot of and people who

50:19

are in really, you know, high,

50:19

high jobs in, in their careers

50:23

are getting a lot of. And so

50:23

that's what the move forward

50:26

conference is all will will tag

50:26

all the information for the

50:30

conference, in in the notes

50:30

here. But, you know, I made the

50:36

cost $57, right. And we have

50:36

scholarships available for for

50:41

those who need it. But we have a

50:41

lot of high brow experts coming

50:46

in to share their experience and

50:46

knowledge in their fields. And

50:51

they're doing this because they

50:51

believe in, in in the mission

50:54

and they believe in what is

50:54

needed in society. And so that's

50:58

a way to start where you are and

50:58

really gain really gain the, you

51:03

know, information and knowledge

51:03

in order to take things to the

51:06

next step. And, yeah, yeah, it's

51:06

gonna be it's gonna be a really,

51:11

really great experience. So, you

51:11

know, one thing I So, in the

51:17

end, what we're basically

51:17

talking about right now is

51:20

setting up the good habits. When

51:20

when you think about, like,

51:26

setting up good habits now.

51:26

Because if you procrastinate

51:31

until the time you think you're

51:31

going to be in a better position

51:35

to do the thing. When you are in

51:35

that better position, you're

51:39

probably not going to do the

51:39

thing, because it's not a habit

51:42

that you have already. Yeah, it takes I'm, I read on

51:45

average on BackRub that it takes

51:53

66 days to make a new habit. So

51:53

that might sound like a long

52:01

time. It's not that long, but

52:01

also know that you have to give

52:07

yourself time. You can't like

52:07

that's that's the other thing

52:10

here. Like, don't rush it don't

52:10

expect it to happen overnight.

52:17

That's that's part of the whole,

52:17

you know, starting where you're

52:21

at. And

52:24

give yourself yeah, that's such a such an important

52:25

note that you just means there

52:29

like it's not going to happen

52:29

overnight. Nothing happens

52:34

overnight. And in the in the

52:34

world that we live in, we live

52:39

in a we live in, like in an

52:39

informational, a huge

52:44

Information Society, right?

52:44

Everything's at our fingertips,

52:47

what like three or four times in

52:47

the show, Sara said something

52:50

that sparked my mind. And I

52:50

just, you know, went and

52:52

searched it like, and I think

52:52

Sarah, you did the same thing a

52:55

couple of times, right? So like

52:55

it, we live in this in this

52:59

world where there's so much

52:59

information at our fingertips,

53:01

and we're constantly seeing

53:01

everyone else's best moments.

53:09

Because that's what's being

53:09

shared. People share their best

53:14

moments, they share the most

53:14

exciting things, they share the

53:18

come ups, they share, you know,

53:18

the blow up the glow up, that's

53:23

what they share. They share the happy times. No

53:24

one's gonna post about the fight

53:28

they just had with their spouse

53:28

or their family. You know, no

53:33

one's gonna post about how they

53:33

just didn't get the promotion.

53:38

They weren't going to, you know, people aren't posting about the,

53:40

the contract that they lost, or

53:46

posting about that. They're, you

53:46

know, it's happening. It's

53:50

happening. No one's posting

53:50

about the 10 contracts, they

53:53

didn't get right on the path.

53:53

They're posting about the one

53:58

that they did, right? Um, it's

53:58

like, upon

54:04

each other, yes, comparing

54:04

yourself or feeling jealous. And

54:10

use that as motivation if that's

54:10

what motivates you, you know,

54:14

but, like, that's one of the

54:14

biggest things, and I'm guilty

54:17

of it at times myself. We all

54:17

are. Yeah, comparing yourself to

54:21

others. It's not gonna get you

54:21

any further in your journey.

54:26

It's not going to help you mentally

54:26

emotionally. No, yeah. Yeah.

54:31

It's so true. I think, you know,

54:31

we're all we're all guilty of

54:35

it. I'm guilty of it. Right. You

54:35

know, I I see things where it's

54:41

like, Man, I wish you know, I

54:41

wish I had, you know, this huge

54:45

in like real estate portfolio

54:45

and it's like, okay, well, you

54:49

have to start somewhere. And

54:49

then you have to do things over

54:52

and over and over in order to get there. No one starts with 100 doors. And folks who do

54:54

start with 100 doors, probably

54:58

had a really big leg up from a

54:58

generational wealth standpoint

55:02

where they didn't, they weren't

55:02

starting from from the bottom or

55:05

starting from scratch, right.

55:05

And so that's the other piece

55:08

that you have to think of, you

55:08

know, one of the things that we

55:12

say it forward motion is the

55:12

best time to move forward is

55:15

right now. And when when you're

55:15

creating generational wealth,

55:18

when you're creating

55:18

generational prosperity, and

55:21

you're the starting point,

55:21

you're that catalyst, you have

55:24

to remember that you don't have

55:24

you know, generations of, of

55:29

decisions behind you that have

55:29

that, that have you in a

55:33

position where you can just snap

55:33

your fingers and make, you know,

55:36

the next great move. Like if

55:36

you're the catalyst, if you're

55:39

the starting point, it's going

55:39

to be hard, right? It's going to

55:42

be it's going to be tough, there

55:42

are going to be times when it's

55:44

not going to be fun, exciting,

55:44

you're going to like I don't

55:49

know about you, but like, I'm

55:49

going to cry, right? Like,

55:51

you're, you're going to, you're

55:51

going to be sad, you're gonna

55:55

you're gonna miss out on going

55:55

on trips, or doing certain

55:59

things that you want, buying

55:59

something that you want, yeah,

56:03

you know, you're gonna be eating

56:03

at home a lot more than going

56:06

out to eat, maybe you know,

56:06

things like that. I'm using your

56:11

strengths. So like, yeah, you

56:11

maybe you don't have money

56:14

behind you, maybe that's not

56:14

what, you know, what you have as

56:19

a resource. But you've got

56:19

drive, and you've got

56:24

motivation. And you You know,

56:24

sometimes we just credit our

56:28

life skills from you know,

56:28

navigating just through hard

56:32

times, and where we've come and

56:32

looking at those and seeing how

56:36

you can utilize that or how you

56:36

can take any marketing

56:40

advantage. Yeah, you know, it's

56:40

yeah, it's not always going to

56:43

be money, but you might be a

56:43

really, really good at talking,

56:48

you might be very motivation,

56:48

you might be really good at

56:50

saving already, you might be

56:50

really good at grinding, you

56:54

know, just having working really

56:54

hard, you know, for people who

56:59

don't know what grinding means. vocabulary word of the day,

57:03

grinding. We might just showed

57:11

our age. If you didn't get that

57:11

you're probably a Gen Z or Gen.

57:19

X or are we in Gen Z? No. X, Z.

57:19

and Y, Z.

57:25

Z Z's at the end, right. He's at

57:25

the end. I think that's where

57:29

we're at. I don't know. Does

57:29

that mean we start over?

57:32

There's we know what happens next. This is gonna take us on

57:33

another. Yeah. This an hour long

57:37

more podcasts. Next episode, navies are making

57:42

a comeback episode. Yeah, name

57:47

that song. Name that to next

57:47

episode. So Oh. And it's the

57:57

little things right? Like, I

57:57

always say, you may not have,

58:02

you know, you may want to go back and get your degree and you may not have the, you may not be

58:04

in a position to do it. You

58:08

know, maybe, maybe you're maxed

58:08

out on Pell Grants, maybe you're

58:11

in a place where it's like,

58:11

Okay, I can't, you know, it's

58:15

not in my budget right now. And

58:15

I need to figure out how to get

58:18

there. But like, there are

58:18

websites like edx.org edx.org,

58:24

where you can like take courses

58:24

from Harvard, Berkeley,

58:29

University of Texas System,

58:29

Boston University, University of

58:33

Maryland, MIT, you can take

58:33

courses, now you're not going to

58:39

get a degree for it, because

58:39

you're not technically enrolled.

58:41

But that doesn't mean you don't you're not gaining the knowledge, knowledge. Right. And

58:43

that's, and we're in, we're in

58:47

a, in a, in a point in our

58:47

society, where I mean, you know,

58:52

people like Elon Musk, Love him

58:52

or hate him, you know, he's,

58:56

he's been a big outspoken person

58:56

about our current school system,

59:00

our current educational system.

59:00

And there are a lot of

59:06

businesses, entrepreneurs, CEOs,

59:06

leaders of organizations that

59:12

are just not putting as much

59:12

stock in your degree, as your

59:20

experience and as in as your

59:20

knowledge and not at all saying

59:24

that degrees are not useful or

59:24

but

59:30

but in some way they are Yeah, and some, some

59:33

education is better than the no

59:37

education and some life experience is just as

59:39

transferable as education. So

59:44

it's just knowing. Yeah, cuz it's like they're just

59:47

I mean, I'm just like, oh, like

59:52

six sigma, six, sigma, analyze,

59:52

improve control. There's a Six

59:58

Sigma course I mean, this Is

59:58

this type of this six sigma is

1:00:04

a, a way of annal analyzing and

1:00:04

it's used in, in running

1:00:11

businesses in, in all kinds of

1:00:11

areas, especially in like

1:00:16

analysis and productivity

1:00:16

departments in companies, it's

1:00:20

like, you can take a free Six

1:00:20

Sigma course, you can take a

1:00:23

free introductory to programming

1:00:23

course, analyzing data with

1:00:27

Excel from IBM, Berkeley, the

1:00:27

foundations of, of happiness at

1:00:31

work that goes into like, HR,

1:00:31

right? Marketing Management.

1:00:36

They're all I'm just looking

1:00:36

through some of these courses

1:00:39

here. You know, exercising

1:00:39

leadership, foundational

1:00:44

principles, strategies for

1:00:44

online teaching and learning.

1:00:48

And these are all courses that

1:00:48

are put together by accredited

1:00:54

universities that if you have

1:00:54

the want to learn this, and you

1:01:00

say, You know what, I'm going to

1:01:00

go and I'm going to do this, and

1:01:04

I'm going to learn it and then

1:01:04

I'm going to talk be able to

1:01:07

talk about it. When I'm, whether

1:01:07

it's your in your

1:01:11

entrepreneurial journey, whether

1:01:11

you're going and looking at

1:01:14

getting a promotion at work, or

1:01:14

moving into a new role, you can

1:01:19

take these and these are now

1:01:19

marketable skills that you can,

1:01:23

um, that you can share, like,

1:01:23

Hey, I know this now, right? So

1:01:27

I'm, you know, we're not

1:01:27

sponsored by by this, this

1:01:31

website, or this tool, and all

1:01:31

but it's things like this right

1:01:35

Coursera, the Google has, has

1:01:35

created, you know, their Google

1:01:42

certificate program. And I think

1:01:42

those Google certificates if I,

1:01:45

if I remember correctly, they

1:01:45

are the Google Search

1:01:51

certificate program they have in

1:01:51

project management, user

1:01:54

experience, design, and, and IT

1:01:54

support data analysis,

1:02:00

analytics, and Android

1:02:00

development. And the pricing on

1:02:04

these is like $300, or something

1:02:04

like that. And then they help

1:02:11

they're supposedly have a

1:02:11

network where they help you get

1:02:13

into these roles that are in

1:02:13

higher pain type roles. By

1:02:21

having these by having this

1:02:21

certificate. And so it's about

1:02:25

learning these different things.

1:02:25

And understanding what is it

1:02:32

that I can do from where I am

1:02:32

today? In order to move closer

1:02:37

to where I want to be? Not all

1:02:37

or nothing, right? You talked

1:02:42

about, it's not an all or

1:02:42

nothing game, right? It's not a

1:02:45

zero sum game. There's a lot

1:02:45

that you can do from where you

1:02:48

are. And the way to get there is

1:02:48

is to start from start where you

1:02:54

are, yeah, work with what you

1:02:54

have and do what you can.

1:02:58

Exactly right. Wow, I this is a really, really

1:03:02

good, great topic. I, I love,

1:03:07

you know, the ideas that go

1:03:07

behind just starting, it's like

1:03:13

you said, you know, we'll we'll

1:03:13

add that Eleanor Roosevelt.

1:03:17

I'm pretty sure it's the way to

1:03:17

begin is to begin. The other

1:03:21

thing is just a few more things

1:03:21

that I was really imagine your

1:03:25

future. Imagine it because not

1:03:25

only are you just like you want,

1:03:30

like planning for it, but you

1:03:30

want to imagine what you're

1:03:32

planning for that will help you

1:03:32

kind of get visualization.

1:03:36

Visualization is huge. Reward

1:03:36

yourself when you've made some

1:03:40

small accomplishments, you know,

1:03:40

don't again, and that kind of

1:03:44

goes along with like, the all or

1:03:44

nothing and it's not you know,

1:03:49

I'm on a diet now. I can never

1:03:49

have anything sweet. You know,

1:03:55

like, all right, I made it to

1:03:55

the school and

1:03:57

you know, if you could never

1:03:57

have anything sweet again in

1:03:59

your life, you'd probably like me

1:04:00

personally. Yeah, you personal I

1:04:03

have issues. I've we have a

1:04:03

problem. Yeah, I was sweet too,

1:04:07

for sure. And then just again,

1:04:07

be patient with yourself in your

1:04:13

journey. Yep. Grace. Absolutely.

1:04:19

And also, like, I love the I

1:04:19

love the idea of rewarding

1:04:23

yourself and think about what

1:04:23

your rewards going to be. And

1:04:29

set milestones for yourself so

1:04:29

you have something that you're

1:04:32

working towards, but don't make

1:04:32

the like, okay, like, if you're,

1:04:38

if you're saving if your goal is

1:04:38

to save money, and get to a

1:04:42

certain point, don't make your

1:04:42

reward like I'm gonna buy a new

1:04:49

boat or vacation, or boat.

1:04:52

It's like okay, I've seen I've

1:04:52

saved $300 I'm gonna go reward

1:04:58

myself with a new shirt. At the

1:04:58

store this no or something

1:05:03

reasonable something reasonable,

1:05:03

as long as you get a smart,

1:05:07

like, dollar share I've saved $300 My reward is to

1:05:12

spend 300 and doll hairs, like,

1:05:20

be reasonable and be smart about

1:05:20

it and, and make make a

1:05:25

milestones. Like that's a big

1:05:25

deal, right? Like if you have a

1:05:30

big outlandish goal out here,

1:05:30

what are some smaller steps

1:05:36

along the way, right and let's

1:05:36

let's do steps we'll go this way

1:05:39

instead of going this way

1:05:39

because most steps go down.

1:05:46

Ascending, but what are some,

1:05:46

what are some small milestones

1:05:50

along the way that you can like,

1:05:50

for me, a great reward might be

1:05:56

just going for a two hour drive.

1:05:56

Like that's a big reward for me,

1:06:02

right? Like, I'm gonna have

1:06:02

like, take time to myself, by

1:06:06

myself. I'm gonna go and drive

1:06:06

out to the river. Just get out

1:06:11

and walk along the riverbank for

1:06:11

a while. Think see some some

1:06:16

round animals? Right? Yeah, do

1:06:16

some grounding, right. But we

1:06:22

think about who you are and what

1:06:22

your rewards can be along the

1:06:26

way. Batian Yeah, what is what's

1:06:26

going to keep you energized and

1:06:31

motivated along the way? That's

1:06:31

definitely something that's

1:06:35

super, super important. Yeah.

1:06:35

Love it, man. Well, this has

1:06:41

been really fun. So keep in mind

1:06:41

that you can connect with

1:06:46

forward motion at forward motion

1:06:46

AZ on Facebook and on Instagram.

1:06:55

Our YouTube channel you may have

1:06:55

found this on YouTube if you

1:06:59

found it on Spotify or Pandora

1:06:59

or Stitcher or something like

1:07:02

that. Our YouTube channel where

1:07:02

you can watch. The podcast is

1:07:08

moving forward, one family at a

1:07:08

time on YouTube where you can

1:07:14

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1:07:14

store and also on our Facebook

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merchandise does go to two back

1:07:28

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1:07:28

donations through bonfire. You

1:07:32

can donate we are a nonprofit

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501 C three nonprofit

1:07:37

organization you can donate at

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forward motion az.org/donate I

1:07:45

am money manda so money dot

1:07:45

manda on tick tock and we'll

1:07:52

have in our show notes some of

1:07:52

the resources that we talked

1:07:55

about today. Outside of that,

1:07:55

thank you for tuning in.

1:07:59

Hopefully you enjoyed the

1:07:59

episode, please rate. You know,

1:08:04

give us give us some stars on

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1:08:15

helps us to to continue to bring

1:08:19

the show to you and to reach

1:08:19

more folks outside of that.

1:08:23

Thanks, guys. Yeah, thanks for

1:08:23

being here. See you guys next

1:08:26

time. Bye.