Karen and her special Post Thanksgiving Co-Host, Bob Ridgway, have a podcast that is varied and informative!  They start off with buying opportunities here in Ventura County and discuss interest rates with Larry Reyes from Smart Home Financial.  Larry makes the complex issues clear with a discussion on how job reports and other factors can change interest rates, Larry emphasizes that you should never count yourself out.  There's plenty of opportunity for buyers and sellers!  Carolyn Braun with First America NHD teaches us about Natural Hazard Disclosures affect every transactions, learn about defensible space, how artificial turf can influence fire safety and more, fascinating look into NHD's.  With Thanksgiving gone and Christmas on the way, photos are an important part of every celebration and Cynthia Bullard is on the podcast with a wide variety of packages for family memories that will be cherished for years to come, AND she is offering a $100.00 discount of packages if you mention Girls On The Air when you schedule a photo shoot!  Anotehr great podcast from GOTA!