Girls On The Air have another fun & informative podcast for you. Karen, Janet & Traci start off with Larry Reyes & great news for home buyers and sellers, rates are down and opportunities are up! This will bring in a lot of buyers according to Larry from Smart Home Mortgage.  Next Janet Sprissler of Rent 805 gives renters and landlords awesome news as we head to the New Year, there are many new rentals offered by Janet, who makes sure every rental is beautiful and clean for the brand new renter, learn about security deposits too!  Lorine with Gentle Transitions has suggestions for Christmas & Holiday decorations... when it comes to resale, you will get pennies on the dollar, so sort your favorites & donate the rest! It's also a good idea to look for decorations at garage sales, you can get excellent bargains!  Tamara with Choice Home Warranties closes out the podcast with the importance of having a warranty on Heating, AC, Water Heaters, Major Appliances and more, ask the experts to protect your investments.  Another great podcast from Girls On The Air!