Today we look at how to invest your money in 2021 and how this will help us on the road to financial freedom. We will also share how we would invest $100, $1000 and $10,000, all while drinking a glass of Primitivo from the region Puligia, Italy.

1. Save money
   
2. Investment money (plant seed)
   
3. Grow your money
   
4. Harvest and repeat

Alex

Crypto Currencies - $100

Step 1 - Get a broker and wallet

Best Options:

1. Gemini - Best: gemini.com/share/77y7d7wcp
   
2. Coinbase: https://www.coinbase.com/join/gherar_v8
   
3. BlockFI: https://blockfi.com/
   

Step 2 -  Buy and research different currencies

(Market is more volatile - ride the wave but don’t risk all your money)

Stocks and Shares - $1000

Step 1 - Create a plan - Trader Vs Investor - Active Vs Passive

Step 2 - Passive = invest in funds - Best Option - Vanguard Total Market

Step 2 - Active = invest in shares

Review company details: (UK: https://www.lse.co.uk/ / US: https://uk.finance.yahoo.com/)

Market Cap = number of shares multiply price per share (company evaluation)

EPS = Earning per share - higher monetary value is good here

P/E Ratio = Price of share to earning per share = Higher number means overvalued Lower number means undervalued

Property - $10,000

Leverage = Mortgage

Step 1: Buy in an area that is $300,000 and find a run down house between $100,000 to $200,000.

Step 2: Get a mortgage 90% for 100,000 = £580 at 3% /month or 95% 200,000 = £1,2000 at 3% /month

Step 3: Rent and use money to pay off mortgage interest/ principle

Step 4: 3-5 years remortgage and repeat process

Edo

$100

The budget is spent in Affiliate App premium version Secomapp ($49) https://www.secomapp.com/ and Heepsy($49) https://www.heepsy.com/ then Shopify has a 14 day free trial and domain and host (approx.$12) https://www.shopify.co.uk/

$1000

Start an IG page or youtube channel about your passion and I would invest in Influencer campaign to grow your profile (test 3 influencer >5K follower engagement rate =>3%) grow your page and build relationship and monetise with affiliate links from brands of your niche. Estimate time project before 100% ROI 6 months.

Drop Shipping $10,000

Set a budget to test winning products (discard products that fail to meet KPI = $200) build Shopify website, register business LTD, scale heavily with FB ads ($100 day) then set email and sms automation. Hire an assistant to help you run and automate even more ($2000). Hire a mentor that will assess your condition. Estimate Time for 100% ROI 3 months.

Tool of the week

Things 3 Things app helps you plan your day, manage your projects, and make real progress toward your goals.

Pro:

1. Todo list for IOS iPhone
   
2. synced to the Calendar - Apple, Google
   
3. Create projects and lists for each project
   
   

Con:

1. Costs money. $9.99 or £9.99
2. Not available for android
   

Link: https://culturedcode.com/things/