Watch out for being the dreamer. You have come up with 100 business ideas but have never pull it off. Perhaps you say that you just didn't have the capital. But there are ways to start a business with little capital. For the 100 ideas, maybe there have been 1000 excuses why it did not work; why it won't work. Mere talk leads you to poverty. Don’t be a talker only, put in the work to make it happen.

When you scan through the pages of the Bible, you find Scriptures like Proverbs 14:23 that tells us that hard work brings a profit. Then there are others like Colossians 3:22-24 that talk about working as if you are working for God and not human masters. Paul speaks there to slaves and tells them to work hard whether the slave master is looking or not. Their true reward lies with God. So from the Bible's perspective, work is honorable. No issues there.

Companies are in business to make a profit and will make certain decisions towards that end. Sometimes when there is no profit, they cut and close and run.

What I came to, is the conclusion that we put ourselves in positions where we are at the mercy of an employer when we don’t have a backup plan or other sources of income.

There is the fact that some of us will work for an employer for the rest of our working life whilst others of us will be our own boss and start a business employing others.

The question I pose today is the same one I posed a year ago : which is riskier? Your 9-5 job working for the man or you being your own boss?