0:00

I want the good people of Earth to make

0:02

a lot of money. We need the altruistic, big

0:04

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0:06

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0:08

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0:11

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0:13

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0:15

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0:19

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0:21

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0:24

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0:26

that most people feel they either don't

0:28

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0:30

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0:32

let alone actually making habit. Turns out,

0:34

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0:37

way more people than most of us

0:39

realize, and to both prove what's possible

0:41

and show us the way. We've.

0:43

Got a fun blended episode featuring the

0:45

wisdom of Jensen Shero number one year

0:47

times bestselling author of you are A

0:50

Bad As You Are Bad As It

0:52

Money and Vivian to the finance whereas

0:54

behind the viral you're rich Bff empire

0:56

to both Jan and Vivian have empowered

0:58

literally millions of people to gain financial

1:00

freedom and purposeful lies. And what love

1:02

is that? they come from very different

1:04

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1:07

Their accomplishments and insights are not just

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1:11

to live well along the way or

1:14

so valuable their incredible journey show that

1:16

with right mindset, shift and money moves

1:18

anyone. Can transform self doubt,

1:20

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1:23

Not. Just to be rich, But to have

1:25

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1:28

even if that means giving much of it

1:30

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1:32

being honest about conquering financial struggles,

1:34

sharing their secrets to financial success

1:37

and providing practical tips. To.

1:39

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1:43

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1:46

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3:42

Our first yesterday's v into founder of the

3:44

viral finance platform Your Rich B S S

3:46

and the author of the But Rich A

3:49

asked the winning money mindset that would change

3:51

your life so easy in his on a

3:53

bit of the mission to make finance accessible

3:55

and fun for everyone. She grew up

3:58

in what she describes as a modest family of. Immigrants

4:00

who are to earn every dollar they

4:02

had. Following their example she worked super

4:04

hard to school and budget is every

4:06

dollar. and then after graduating and death

4:08

heading over to Wall Street to be

4:10

a traitor the everywhere she went friends

4:12

are asking her about money to release

4:14

his. A lot to say based on

4:16

her deeply held values and a hard

4:18

one Wall Street wisdom. So she took

4:20

to social media and began sharing her

4:22

take rapidly becoming a leading voice and

4:24

personal finance. And amassing over

4:26

six million followers. In our

4:28

conversation video shares the money less and

4:30

see learned working and finance busts. Miss

4:33

about who can get rich and provides

4:35

practical tips to start growing your money

4:37

today. So teach you how to think

4:39

differently to develop smart financial habits. And.

4:42

Retire and live in style. Here's

4:44

vivian. As a kid, what

4:46

were the conversations around? money? Oh my gosh.

4:50

My parents are very forgot. Let me put

4:52

out there, they have been frugal for as

4:54

long as I can remember. They're still frugal

4:56

today and their financial situation looks very different

4:58

now than it did when I was younger

5:00

growing up. Ah evenings my mom would shake

5:03

safety scissors and I would get the pair

5:05

sixty says and she with a regular pair

5:07

of scissors and we would sit while we

5:09

were watching tv or like hanging out for

5:11

the evening after dinner and we were cook

5:13

coupons. And she was like the

5:15

the and you see like anything with it's like.a

5:17

black line with the scissors around it like you're

5:19

cutting that. And then she would

5:21

review the coupons I caught and put

5:24

them in her little coupon holder. and

5:26

there was a huge emphasis placed on

5:28

saving. Budgeting. And

5:30

there's the Chinese phrase saying. I knew

5:32

that's where my family's from Shanghai. It's

5:35

essentially translates to money has to be

5:37

used on a nice edge. Help ya

5:39

ya ya most awful lot And. It

5:42

really mance. If you can

5:44

avoid spending our money. Do So.

5:47

So money was really only use

5:49

for necessary purchases. I didn't It.

5:52

Developed. A pretty lights, Big

5:54

scarcity. Mindset in my head that I

5:56

never knew where the next dollar was coming

5:58

from. I had to. Squirrel away all

6:00

of my savings for later in case

6:03

a rainy day. So I've always been

6:05

really good at math, but there were

6:07

certainly no conversations around. Investing are

6:09

growing my money. Or demanding

6:11

my worth asking for more like. My.

6:13

Parents were there to survive, they were not

6:15

there to make waves, are ask for more,

6:17

they were happy to just get with they

6:19

could. So. When you come out

6:22

of college then and you end up and

6:24

Cp Morgan cheese as an equity trader what's

6:26

going to your mind when you see like

6:28

this is a bath? Once up into. Like.

6:31

Mom. I made it been like right

6:33

and that is that. Like I had

6:35

made it like this is the American

6:37

dream right? Like daughter of to immigrant

6:39

parents, I went to public school. I

6:41

did not have a college counselor helping

6:43

you write those assets. I go to

6:45

the University of Chicago. I guess it's

6:47

fancy degrees, I just a fancy job.

6:50

Like. I needed. I. Felt

6:52

like I had one. Not like

6:54

Charlie and the Chocolate Factory. Golden

6:56

Ticket Style had found my one

6:58

way. Into. Being a rich person,

7:01

I really generous. I thought. So.

7:04

Too And a half years into that fantasy.

7:06

Being a rich person, Fantasies.

7:08

A great way to put I miss everything

7:11

that of employers because like the money's there

7:13

are frankly it wasn't right because that early

7:15

in their careers probably you're not quite like

7:17

at that place yet but I'm two nephews

7:19

in the you had this dream job. you

7:21

have any where he like he was you

7:24

just described mom I made it right now

7:26

but something's going so wrong. That

7:28

you decide you have to exit this. So

7:31

you end up as huge credit buzz

7:33

feed. I'm from what I understand digital

7:35

sales and while you're there. Use.

7:38

Or to realize Lederman my colleagues are

7:40

like ask me all these money based

7:42

questions. Via. You. Know

7:44

I was one desperate for friendship because I

7:46

didn't know anybody. so I would sit with

7:48

a random group of people every single day

7:51

at lunch. ingratiate myself the like what are

7:53

your name's what do you do Like try

7:55

to learn as much about T Off as

7:57

I could and they would ask like oh

7:59

like what. Company did you come

8:01

from And their assumption was that the

8:03

answer would be something like oh my

8:05

god, I came from vice or now

8:07

this or other competing media company and

8:10

when I would say oh I came

8:12

from. Wall. Street like I was a

8:14

traitor to be like Why? It's like that doesn't

8:16

make any sense and I would explain my

8:18

career trajectory and any immediate follow question would

8:20

be can you help me rebounds my four

8:23

o one k. Or. Should

8:25

we be buying our company stock option or

8:27

which health insurance plan did you picked? I

8:29

just see. What selection you may

8:32

for open enrollment? Absolute hobby yours

8:34

and. It was so funny to

8:36

me because. This would be the

8:38

same three questions that I would get from

8:40

people who were younger than me, such out

8:42

of college, but also people who were. Well

8:45

into their thirties and forties and very

8:47

senior. making way more money than I

8:49

was. And I'm like we. You.

8:51

Probably make like two, three, four times as

8:53

much money that you could. you not. Know.

8:56

This and it made me realize

8:58

that. Nobody really gets the

9:00

financial education that they deserve and or

9:02

need. And the only reason that I

9:04

had done it wasn't because I'd worked

9:07

on Wall Street was because my very

9:09

first manager. My very first mentor. To

9:11

the Asian woman I mentioned her name is

9:14

Jean See took me aside and she took

9:16

me under her wing and basically asked me

9:18

all of these questions like are you contributing

9:20

to or four one K. Are. You

9:22

using the company benefits to pay for your

9:25

health care? Are you doing there? Are you

9:27

doing that? And obviously I wasn't what she

9:29

walked me through it and I almost joke

9:31

that instead of a rich that porn as

9:34

situation with like. I had a rich

9:36

mom, poor mom situation and that, like my parents

9:38

were able, To really teach me about

9:40

that saving and budgeting peace. But. Genie

9:43

with the first person to show me

9:45

how to grow my money. How

9:47

to. Sit. Convention All.

9:50

Well. In a way that you know

9:52

we envision, showed me how to invest, show me how

9:54

to do other things and now. I was

9:56

able to then pass that on to my coworkers

9:58

and what? I ended up. Doing is putting

10:00

it on the internet Because I was getting the

10:02

same question so many times I didn't want to

10:05

repeat myself. But little did I know, More.

10:07

Than just my coworkers needed that information. As

10:09

Death and Disease or posting this as a

10:11

pretty quickly a lot of people start paying

10:13

attention as we have them or season. You

10:15

build a global community. Where you're you're in

10:17

there serving every single day. And. Answering

10:20

a lot of questions. One of things he also

10:22

talks about is really just riffing on what your

10:24

don't know about is. This notion

10:26

of know your worth. You

10:28

know, understanding that there's a value that I

10:30

bring to the table And it's a right?

10:32

Because in the last three to four years,

10:35

There's been this huge shift in

10:37

power dynamics. In the

10:39

workforce. And. During the

10:41

pandemic and surly can be emergence

10:43

the last twenty twenty two as.

10:46

A lot of power still remained in

10:48

the workforce. And because there

10:50

was shortage. And also it

10:52

depends on the has started to swing back. He.

10:55

Though I'm now piano in this really

10:57

funky moment where the like do you

10:59

like There's. There. Was a a

11:01

year and a half to two years

11:03

where people were tripping over themselves to

11:05

find people like me and I basically

11:07

said this is what I want. And

11:10

people would say yes, Please start tomorrow.

11:13

And now a lot of people are showing. Depends on the

11:15

swing back. Where. The powers shifting again

11:17

soon as really funky moments when you talked

11:19

about me of the importance of knowing you're

11:21

worth and then asking for it and negotiating

11:24

it. How do you think about

11:26

this moment? I think these. Macro

11:28

trends are always going to be

11:30

occurring either it's going to be

11:32

made, great resignations where everyone can

11:34

basically say i wanted to trillion

11:36

dollars and their boss also fine.

11:39

Or see your point as the

11:41

pendulum swings and away right now.

11:43

Worth it. Feels like almost like

11:45

the great last. People feel very

11:47

very worried about job security. At

11:50

the end of the day, what I like to remind everyone is that.

11:52

The top performer never the fire. Never.

11:55

If you are performing arts that

11:58

high level. If. You are. Outselling.

12:01

Outperforming the people you sit around,

12:03

the people who are in your

12:05

team, you will always be safe

12:07

and it's really important. You know

12:09

is that even during times of

12:11

instability, At a broader level. If.

12:14

You are a strong performer. You can

12:16

still ask for more money. Because.

12:18

He still have value. And. You

12:20

still have worth. And. You are

12:23

providing. Something. About somebody needs

12:25

and. I think it's okay

12:27

to ask because even if you get

12:29

told know. Your. No worse off

12:31

than you were twenty seconds beforehand. And

12:34

so I think. Regardless, Of the

12:36

year regardless of the environment. You. Can

12:38

still ask. And I recommend people

12:40

ask for ten to fifteen percent raises

12:42

every single year, as long as they

12:44

are performing to that level. Am I

12:47

saying you're gonna get that every single

12:49

year, Necessarily. But if you don't get

12:51

a raise the same percent that inflation

12:53

is currently at, you know, at one

12:56

point of that, like eight nine percent

12:58

I think right now, come in a

13:00

little bit closer to like five percent.

13:02

If you're not getting a raise equivalent

13:04

to that of inflation, just make less.

13:07

Next, Year send you to this year. And.

13:09

So not only is critically important to

13:11

make sure your pay keeps up with

13:13

inflation, but also. Seeing.

13:15

How much your cooperation values you

13:17

through pace is a very healthy

13:19

marker to understand where you. Sit and

13:22

if you have been told year after year

13:24

your performance is not were needs to be

13:26

to get angry that tells you something or

13:28

they consistently say hey our top performer We

13:30

don't have budget. Elsa tells you something. Maybe

13:32

it's time to go somewhere where they will

13:34

have budget. To pay a proper former like

13:36

you? what would be some basic language that

13:38

somebody might be able to actually step into

13:41

to really open this conversation? Yes,

13:43

First and foremost I highly recommend everybody

13:46

creates a Bragg Books promo pitch Raise

13:48

Receipt Schools are in their email essentially

13:50

any time you got an email that

13:53

patsy on the back saying hey we

13:55

cannot have done this project Almanac jonathan

13:57

like video and is the best. Viner

14:00

on this entire team like whatever.

14:02

For though the know. That.

14:04

Way, you essentially have a rolodex

14:06

of all the time you knocked

14:08

it out parks and it's very

14:11

easy to quantify your successes. I.

14:13

Would then set time with your manager.

14:16

Six. To eight months before.

14:18

Your. And of your review or midyear

14:20

review. That's. When you start asking for

14:23

money, Because. What everyone likes

14:25

to do is they wait until November or December

14:27

and they are too afraid. ask rather years they

14:29

like a bottle up all it up and then

14:31

it starts a bubble. to the service bubble, to

14:33

the surface level to the service. and you get

14:35

to December and you're like. If I

14:37

don't get a raise next year I'm a to quit. And

14:40

your boss is like. Where's. Is coming

14:42

from like we've never talked about? This is

14:44

feel so out of left field. Whereas.

14:47

If you start six months in advance, eight months

14:49

in advance. And. Don't

14:51

be annoying, but be persistent. Remind

14:53

them every two months Said. Hey

14:56

these are the goals. I'm sitting

14:58

here time tracking to reach them.

15:00

Additionally, I would like or you

15:02

know, a raise of Us Navy.

15:04

Would. Be commensurate, See. The

15:06

type of work on the level that I'm operating

15:08

at. Remind. Them that pay

15:10

is important to you. See. Cause they

15:12

need to know. They need to know that

15:14

you are always gonna be keeping your eye

15:16

on that dollar signs. And that was when

15:18

October com. And Hr pull your manager

15:21

into a bathroom and it's like this is

15:23

your budget You have to now deleted. Budget

15:25

across your entire team. You. Understand

15:27

that your boss is gonna have you top

15:29

of mind as you been asking. For.

15:31

The past six a month you probably touch

15:33

base of them two or three times. They

15:36

know you care about money. Certainly.

15:38

Top of their minds were as everyone else is

15:40

gonna be an afterthought because they haven't asked. says

15:42

we get the tell people hundred you could work,

15:44

do the good work and it's take a megaphone

15:47

and remind every one of the amazing work you

15:49

did so that you can be first in line

15:51

to get that money because. You don't

15:53

get paid by putting your head down. Been

15:55

the smartest person in the room. There.

15:58

Has been statistic research this the person a

16:00

high as you would not the one fit

16:02

the most. It is the person who makes

16:04

the hardest effort to be known socially and

16:06

people think they do more than they actually

16:08

do. That last part some

16:10

being known social is really interesting especially

16:12

right now when the sea of work

16:15

is changing and to Madagascar is where

16:17

some people in the office, some people

16:19

are home, some people are some blend

16:21

and that's. Really? Changing very quickly,

16:24

two and one of the big concerns

16:26

has been. Well. As I'm not

16:28

sort of yikes physically present in front

16:30

of the people. With. Whom I

16:32

have to not necessarily curry ever, but just become

16:34

known on a regular basis for who I am

16:36

and what he can save you. That.

16:38

It's gonna make it that much harder. And what you're describing a

16:41

sort of like. Well. Even.

16:43

If you're working entirely remotely, if

16:45

you're building your bride file, if

16:47

you are having the meetings or

16:49

the conversations where. You. Are

16:51

in control of the mechanisms to regularly

16:54

show people. How you show up

16:56

and what you contribute then it kind

16:58

of helps offset. The. Sad that you

17:00

might not be sickly presence. In

17:03

the office? does it make sense? Yeah,

17:05

I'm You know there's in my

17:07

mind a concept of like know,

17:09

say sun Okay and I think

17:12

that's true. It's really easy to

17:14

have those little fine water cooler

17:16

moment when you're and percent base

17:19

is as simple as asking somebody

17:21

on your team to go grab

17:23

a coffee in the afternoon. If.

17:26

You are working full your mouth or even hundred.

17:28

You. Don't get as many swing that.

17:30

That is what I hall it to

17:32

have those face time moment. So if

17:34

you know that for a fact you

17:37

need to be going out of your

17:39

way to strategically schedule time not just

17:41

with your boss, but with. People.

17:43

Who could potentially do you favors? Felt

17:45

when I got to buy seed. I

17:48

do not know anything about media. Couldn't. Tell

17:50

you what an impression was. Had no idea

17:52

how to sell something. I just didn't do

17:54

anything. I notice that there was a social

17:56

hierarchy. And if you were a

17:59

part of. The upper inner circle

18:01

of sales people who clothes for

18:03

Weren't is known for closing Monster

18:06

Deal. Always. You know, being

18:08

at the top of their game, people would bend over backwards

18:10

for them. And what I

18:12

did. Was. Every

18:15

day I would spend fifteen minutes getting to

18:17

know someone new on a team that I

18:19

had to work with can generally not my

18:21

team. Someone hand gently so I would go

18:23

out my way to meet the people in

18:25

attempting who were the ones who were making

18:27

sure that our clients hate us. I would

18:29

we the people and legal who had to

18:32

make sure that the contract for sign. I

18:34

would meet the people and the brand planning

18:36

seen that would help make really big Sex

18:38

and Nick I'm Cmc. I would meet the

18:40

people on the distribution team or the social

18:42

team or whatever and. That. Way.

18:45

When. I needed a favor either putting

18:47

all the same time which you can still

18:49

do remotely to ask the set up a

18:51

sixty minute coffee shop tap to get to

18:54

know someone. It's a little harder, but it's

18:56

not impossible. But because the people knew me.

18:58

Because. They knew that. I'd.

19:01

Like to go to polities on

19:03

Friday afternoon. They knew that I

19:05

cared about the new Golden Doodle

19:07

Dogs.that I knew with it's his

19:09

name was. When. I needed a

19:11

fever. When I needed something done and four

19:13

minutes instead of four hours I had a

19:16

fever to call in and that made me

19:18

more effective at my job and putting and

19:20

all that sees time.me pay more. So.

19:22

As you think it's important to build

19:24

those relationship, I think with the rise

19:26

of hybrid and remote work, we started

19:29

to take for granted that. We.

19:31

Always like to do stuff for people we

19:33

like and you're more likely to do something

19:35

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24:01

You think about the sort of what to do with your

24:03

money side of things. Is Eric

24:05

one. The. Age, missed or misnomer

24:07

that really jumps out at you that bothers

24:09

you that like you'd want to speak to

24:11

is it really just are like the simulation

24:13

of a lot of just little bit of

24:15

misinformation that stop us from doing what we

24:17

need to do. I would say

24:19

it's more like Death by Thousand Cheaper

24:21

cause it's all these little bits of

24:23

information that people are dismissing along the

24:25

way. I think. Finances very

24:27

very challenging because it's almost

24:30

like speaking a new language.

24:32

The jargon is so heavy.

24:35

It's not abundantly clear what a Four

24:37

O One K is based on the

24:39

name. If. You don't already know what

24:41

a four o one k as is not

24:43

abundantly clear what. The. Ross in

24:46

Roth Ira Cm for if

24:48

you don't already know and.

24:50

Once. You do understand the dark and. It's

24:52

It's really about setting healthy habits and place.

24:54

But I do think one of the biggest

24:57

myths is that. Only. Rich

24:59

people can invest because. How

25:01

do you think those rich people's average

25:04

in the first place they were investing?

25:06

It's not something that you wait to

25:08

do leader. it's how you get their

25:10

i joke that investing. Is

25:12

the only way a single person can

25:14

be a few household income. Because.

25:17

Not only are you working hard for your money,

25:20

your money is working hard for you. It's like

25:22

having. A. Great spouse who also

25:24

brings in money. And help support

25:26

the family. Have one without having to

25:28

actually go out and date and sign

25:30

up for it and what have you

25:33

but is just as loud you to

25:35

make money while you sleep because we

25:37

as humans. Can. Feasibly.

25:39

Only works so many hours a day. We

25:41

are made of flesh and bones. Our brains

25:43

do give out after a certain point. You

25:46

are not as good of a money making

25:48

tool as are many. Your. Money as

25:50

a better. Use so.

25:52

The faster you can get to your money

25:54

making you more money versus your body, your

25:56

your brain making you more money, the better.

25:59

If. You. We're going to say somebody

26:01

concealed says hey, listen. Fanatical,

26:04

My life Where. I've got a little

26:06

bit of money right and start doing something with

26:08

and I know you're pentagon taken issue with even

26:10

simply saying on finally had a blast your your

26:12

whole thing as a it doesn't matter even if

26:14

it's a dollar or ten dollars just start now

26:16

single night at least with some he just says

26:18

okay I just one in that like what are

26:20

the three things if I can only think about

26:22

like a my life is so crazy bit so

26:25

busy like someone know what are the three things

26:27

that might be the biggest levers and. What?

26:29

Am I think about doing. With. Money

26:31

coming in. a small bits of money as it comes

26:33

in the like. Every other weekend, a paycheck, What?

26:36

Would you say. Yeah. I would

26:38

say first and foremost, start an

26:40

emergency fund. It's really shitty that

26:42

the number one reason for bankruptcy

26:45

in this country. Is medical

26:47

that. That. Seems like that some

26:49

be the case. You don't choose to get

26:51

a kidney stone or camps or get sick.

26:54

But. It's important to have an emergency funds

26:56

in case the wheel of off your car

26:58

spear with caves and you don't want to

27:00

go into mountains of that just because you

27:02

couldn't afford the south. I would say for

27:04

single people three to six months of living

27:07

expenses is good if you are a head

27:09

of household if you have a mortgage to

27:11

some more sucks cause. I was eight.

27:13

Six. To twelve months is probably a

27:15

better bat self first have an emergency

27:18

fund to not all that is created

27:20

equal. I would rank your death from

27:22

highest to lowest interest rates as focus

27:24

on paying off any death with an

27:26

interest rates are higher than seven percent

27:28

first because that is high interest rates

27:31

that typically anything about that is usually

27:33

credit card debt and that debt compounds

27:35

faster than you will likely be able

27:37

to on. In. Capital.

27:39

Gains if he were to invest. So really,

27:41

really, you want to pay off a high

27:44

interest debt as soon as humanly possible. It

27:46

just snowballs so fast that it's

27:49

gonna be. Hard to get under control

27:51

unless you're making a concerted effort to.

27:53

A town and then lots of Emily.

27:55

Not least, if you have your emergency

27:57

funds, if you have paid off that

27:59

hide. That. Invest. Early

28:01

and often. So this is as

28:03

simple as putting away a dollar

28:05

to five dollars. Ten dollars. Every.

28:08

Month. And set it up

28:10

on an automatic direct deposit.

28:13

From your paycheck to your brokerage,

28:15

and that there are so many

28:17

brokerages that allow you to essentially

28:19

automatically. Allocate your dollars, And

28:22

you're gonna want to consider

28:24

in next month's. You're going

28:27

to consider enough funds that process to

28:29

be five hundred. You might consider something

28:31

that's half the total stock market. Something

28:33

That problem sucks. Global indices or sectors

28:35

that you're passionate. About was a happy tax

28:37

or the farm fields. or maybe not farm

28:39

it because I got burned by. That, but

28:42

you know what is whatever sectors you're

28:44

really passionate about as well as if

28:46

you're really saving and investing forces that

28:48

goal. A target that retirement fund might

28:50

make sense, right? You want to save

28:52

an investor. Retirements all used to do

28:55

is essentially calculate. The year where

28:57

you will turn sixty, sixty five, whatever

28:59

and back into which Target date fund

29:01

makes the most sense for you and

29:03

it's essentially a cheater way for you

29:06

to always the investing in something that

29:08

makes sense for your age and that

29:10

again catered to the average person. If

29:12

you are incredibly high net worth, maybe

29:14

that doesn't make sense for you, but

29:17

it's a great. Jump off point and it's

29:19

so easy to do. And worst case,

29:21

if you really feel like investing is still

29:23

too complicated, just get a rowboat. Eyes are

29:25

to do it for you. You take the

29:27

quiz. About your money Goals: What You know,

29:29

how much money you make, what your goals are

29:31

when you retire, how much money you're spending, what

29:34

tax bracket your and whatever. And they will

29:36

pick him up and for you. You. Just need

29:38

to start because time in the market

29:40

beats timing. The market are picking the

29:42

perfect investment every single time. Yeah.

29:44

That makes some sense. Suman the

29:46

ones out a little bit. We've

29:48

been talking a lot about money,

29:50

about wealth, about worse in your

29:52

mind. What is the real

29:55

role of money or wealth in a

29:57

life well lived. When. I

29:59

first. Started thinking about money

30:01

and wanting to be rich. It

30:03

was. For very shallow reasons. I.

30:06

Wanted to be able to buy that

30:08

new designer purse thrive my lime green

30:10

Lamborghini. I wanted to have the Mansion

30:12

on the Hell. But as I started.

30:15

Getting. To a position where I'm comfortable.

30:17

Thing I'm rich, I live in incredibly good

30:19

life. I am wealthy. I'm doing

30:22

great, Money. Has become

30:24

more of. The. Ability to

30:26

have optionality in my life. Money.

30:29

Is power many his agency. Money.

30:31

Is being able to. Take

30:34

an uber. At eleven pm

30:36

at night without a double checking how much

30:38

money as in my bank account. Instead.

30:41

Of hitting the subway because I'm not sure if I can

30:43

afford it. Money. Is being able

30:45

to leave a bad boss? Money's. Being

30:47

able to leave a bad relationship money

30:49

is being able to leave a bath

30:51

apartment. It gives you the power and

30:53

agency to live. The life you want to

30:55

live without. Fear. Because. It

30:57

gives you choices and so I think

31:00

it's so important to encourage people to

31:02

want money, to want wealth and richness

31:04

in their life, because it gets them

31:06

out about situations and let them choose

31:08

exactly how they're going to live and

31:11

will happily ever after means to that.

31:14

Love. That. Thank. You. And. Plus.

31:16

So. I love have it Is is

31:19

magnified as accessible and empowering to people

31:21

to help them build wealth. Her advice

31:23

says lays the foundation for financial freedom

31:26

and inspires others to get rich through

31:28

smart money habits and right mindset. Or

31:31

next guess today is Jensen Shero number one New

31:33

York Times bestselling author of you Are A Bad

31:35

As and You Are Bad as It Making Money

31:37

as well as number of other books. Since.

31:40

Incredible story shows how really it as

31:42

ordinary people concrete extraordinary lives after year

31:44

struggling first as a musician is a

31:47

band and then as a freelance writer.

31:49

just started studying not just the financial

31:51

side of changing her safe but also

31:53

went deep into the psychological and mindset

31:56

side and grid and immersed into which

31:58

he had learned the began to write

32:00

and speak about it. eventually building her

32:02

career as a dynamic spokesperson, presenter and

32:05

works athlete for a different way to

32:07

reclaim control of your life. Accomplish.

32:09

Big Things and yes, build genuine

32:12

well along the way for books,

32:14

speaking engagements and seminars have inspired

32:16

millions to stop doubting themselves and

32:18

start living better lives in our

32:20

conversations and gets vulnerable about her

32:22

own journey from depression to financial

32:24

struggle to becoming a successful author

32:26

and thought leader and with a

32:28

signature humor and says no nonsense

32:31

advice. She. Shares how shifting your

32:33

mindset can help you make more, follow

32:35

your purpose and become in our words,

32:37

a bad ass and life in business

32:39

here is done. So. Moved to

32:41

L A and the it was. that's half transition.

32:43

like the first six years I was more depressed

32:45

than I've ever been. I didn't know what I

32:47

wanted to do with my life and I went

32:49

to a party one day and somebody asked me

32:51

what I did and I just started twenty five

32:53

as a writer and I don't really know. I

32:55

guess the that the copywriter and I always matter

32:57

right? but I just started telling people that I

33:00

was a writer and I think this is such

33:02

an interesting thing. Like. When. You

33:04

get very depressed or when you you know I

33:06

really I was kind of catatonic to sort of

33:08

stumbling around in the states. but the beautiful thing

33:10

about that is it was kind of like I

33:12

was meditating. all the timing has. I was so

33:14

out of it and so just whatever. So I

33:16

set my brain up and my. Other.

33:18

Self was like you are you wrote her

33:20

you need to. A know that. So I started

33:23

telling people as writer I met somebody to party

33:25

who knew a publisher who is basically a woman

33:27

who had an assistant at a desk and five

33:29

dollars and he was not only has since I

33:31

got no money Here's the worth contract in the

33:34

world. You have nothing to show me you could

33:36

write about that. Let's do it. Let's. Give it

33:38

a shot. I like great So I piss

33:40

to the idea of writing a book about

33:42

at Sick and a rock Band because that's

33:45

all I knew about that time and that's

33:47

my first book. Don't Sleep With Your Drummer

33:49

Now Israel. Science. Semi auto

33:51

fire graphical. So while I

33:54

was. Riding that book. the little

33:56

company see I got bought by a

33:58

monster book that that. There there, and

34:01

then that monster but package. Are sold

34:03

it to Simon and Schuster Some my first book

34:05

came out on the law so much yes I

34:07

became like this image and same size as like

34:09

Lou how their I am like in my bathroom

34:11

my kids and crying and riding in front of

34:13

here without doing. And all this was happening. So it

34:15

came out there and then it got up to the

34:17

book came out right after came out. My neighbor was

34:19

giving me a haircut in Silverlake Los Angeles and he

34:22

was in here designer and he got a phone call

34:24

from one of his clients and it's I hear Talk

34:26

to this guy. Got to cook another pair of scissors

34:28

and I talk to the guy. He ended up being

34:30

a producer and he said would. You do and I told the

34:32

a bug is like I'd love to read it and the next. Day I

34:34

was at the head of development at

34:37

H B O. They want to turns

34:39

into a Tv show so system this

34:41

crazy roller coaster and. Then.

34:43

They say one thing after another after another and

34:45

on and not planned. Not place that's what's so

34:47

interesting to me. was not planned but going like

34:49

letting it leads you and that's what I think

34:51

that I've learned so much throughout my life and

34:53

I write about. You are bad as making money

34:55

in all my other books is like you don't

34:57

have to have everything figured out you to set

35:00

in a. Sort of what feels right. Because.

35:02

If you wait to know everything, you don't know it yet.

35:04

you haven't done it. Yet. And be

35:06

so interesting right? Because we here in a lot

35:08

of this early. The self help world is one

35:11

of the day things it's you see on posters

35:13

and stuff like this is you know if you

35:15

don't know where you're going he alleges that's exactly

35:17

where you'll end up or like if you like

35:19

you have to have a really well defined and

35:21

point for you to feel. Is it to take

35:23

anything because then delete The rest of your time

35:25

is yeah you spend all your time plotting your

35:27

your your weight of the endpoint race. I've never

35:29

done that to be reality because I do think

35:31

the idea of. Just trying

35:34

a whole bunch of things as commissioned. Yeah.

35:37

I think so, too, and bit

35:39

so again, it's slain all for

35:41

experiencing all of life and for

35:44

doing what you love and feeling

35:46

things out. If. You

35:48

want something? so let's say you

35:50

want a career. Or you

35:52

want your relationship or you want money for

35:55

going He is a new book as. An

35:57

example lake. You. Can focus on making

35:59

money. Can't you do a bunch of

36:01

crap? Gotta hope it's gonna work out

36:03

if you, if you want a certain

36:05

career you you do have to focus

36:07

to a certain extent and leaned back

36:09

and surrender and see what happens. But.

36:12

I. Know for myself I said

36:15

well into my forties. Not

36:17

focusing and sleek for the money thing like you're

36:19

not supposed to focus on money. Talks about some

36:21

s and holes in like three tell people you're

36:24

focusing on making money they will not speak to

36:26

you anymore last autumn the what especially in the

36:28

what late to the to places where you have

36:30

deep like passions, an interest rate rising and music

36:32

which are there other places to a little ones

36:35

are like didn't hold his yes but I'm those

36:37

who world where you're like oh my god I

36:39

just want to Malik I want to do I

36:41

really want to make a lot of money Fiverr

36:44

Like. That's not what this is about. Allow

36:46

your sell out. Yeah, Did you but up

36:48

against that? and neither those was, you know? Honestly only

36:50

and my own head. I never let

36:52

myself think about money because I, you

36:54

know, That. Was for people who

36:56

had no morals and not you know I

36:58

was.the. art node punk rock and. I'm

37:01

living in a garage. You know that

37:04

was not fun and I. Had.

37:06

A lot of my own ego to

37:09

get out of the way. and yeah,

37:11

lot of my opinions and Judson so

37:13

I think everybody's got into certain degree

37:15

and it's floors me that. Something.

37:18

Like money That it we use. Every single

37:20

we don't is even if we don't get out of bed

37:22

in the morning for stop spending money. It

37:24

is a part of our everyday life whether you like

37:26

it or not. If you are a human being in

37:28

modern society on planet Earth, You. Need money

37:30

and yet we have criminalized it to

37:33

a degree that has. Completely.

37:35

For people struggle, it's amazing to me. You know

37:37

I've been thinking a lot about that. Like where

37:39

did it all starts You know our parents taught

37:41

us it's you have to work hard to make

37:43

money and that money is the root of all

37:45

evil or my doesn't grow on trees know? But.

37:47

They learned from their parents. I learn from their friends who. Were

37:50

I really think it's started wherever

37:52

all of our fears start by

37:54

some very misguided people who want

37:57

to control over the mass. Population.

38:00

Any kind of feared I have

38:02

researched this. not at all. So

38:04

are the only guy Others that

38:06

I've been sort of a melee

38:08

graffiti of Jen possess a don't

38:10

quote me. That.

38:12

You want to get can think of

38:14

because money is wonderful. It. As

38:17

such wonderful things you can do for yourself

38:19

and for others and for the planet and

38:21

even. Why? Does it gets? It's

38:23

a bad rap? A Certainly there are people

38:25

who do horrible things in the quest for

38:27

money, but we've never seen the focus of

38:29

evil do wonderful things for the cost of

38:31

money and who spend it in one for

38:34

ways and all the joy it brings. A

38:36

really focus on the bad parts of it

38:38

and long behold, so many people are in

38:40

financial struggle. Yeah, so. Who's as I

38:42

sometimes wonder, I wonder, is the

38:44

sort of the negative association with

38:46

money Is actually him? a more

38:48

recent phenomenon that we think even.

38:50

Because. If you go back to elect. My

38:53

grandparents and. He had

38:55

a depression era money matters like inside. The

38:58

most single most important thing was about following

39:00

your passions are was about doing menial work.

39:02

It was like you know at times are

39:04

tough. You know your sole job as a

39:06

parent is to put food on the table

39:09

in a river. The head like this is

39:11

the only thing you work for like that

39:13

was under stuff like that was when it

39:15

was about and if you could make more

39:17

you would do what you need to do

39:20

to make more. Ryan like something happened between

39:22

then and now. weird. Stuff.

39:24

Is just as. That's.

39:26

A great pussy disprove my non

39:29

thought out theory stuff overseas for

39:31

you know what? Also came. With

39:33

that was the belief that. "He

39:36

didn't take the medicine, making money, that it's

39:38

about hard work, that, ah, that's all that

39:40

mattered", said Than that's fun free. Death.

39:42

In L that keeps people from making my like why

39:44

want to enjoy my life? I don't want to Sakamoto,

39:46

don't worry about money raised against an either or is

39:48

that is on and and yeah. Yeah.

39:50

And I think that style does for a long

39:52

time losses so much of what you're about them

39:54

and notice something that you taliban right about. A

39:57

lot right as is the idea of your beliefs

39:59

to serve how the. Play into. Your.

40:01

Willingness and ability to go ask

40:03

are certain things in allies and

40:05

and maybe sometimes there is one.

40:08

Big, deeply emotional journey moment that

40:10

slips that Billie Switch. But. Maybe

40:12

another time. As six, it's slowly shifting, soliciting

40:14

and then desist. He needs little things. That's

40:17

the last thing that makes you say I

40:19

need to let go. I

40:22

always compared to this. I remember one time breaking

40:24

up with that particular boyfriend of mine. And in

40:26

I was in it. and that was my reality.

40:28

He only had this thing and then one day.

40:30

I was at a lot about as like. To

40:32

break up with him I would sooner

40:35

or later say i mean if and

40:37

it was so stupid like my friends

40:39

have been telling me to do that

40:41

for muslims a spot for some reason

40:43

It I got it and eight at

40:45

Advocates that way with. Every

40:47

religion I really do think it is that way from. It's from

40:49

a things in life. I think it's. Like what

40:52

you're talking about before how

40:54

people. Feel like you're supposed to know

40:56

exactly what they want to do. I know people

40:58

are looking Also for this moment when everything changes

41:00

in a life goes on. It. From

41:02

the most part. Most. People adjusted

41:05

a certain wake up. You gotta

41:07

keep shown up for work. Like for me I was

41:09

redone every self. Help book under the Sun I.

41:11

Knew I wanted a change. I didn't know exactly

41:14

what it was gonna look. Quaker in of

41:16

mine Israel money by it says was as after

41:18

the first book ft started get oh yeah

41:20

I didn't know that I wrote the first but

41:22

then I wrote another bug rights of you know

41:24

and you can be a quote unquote successful

41:26

writer and I was. I was getting published by

41:29

real publishers but I was not making any

41:31

money at all on us first two bucks and.

41:33

I was still freelance writing, hustling my ass

41:35

off. Live in in L. A slog and

41:37

through it and you know was their

41:39

voice at that time. They can adjust

41:41

says like this is where the listen

41:43

to be a writer. Yeah.

41:46

Yes Sir was. That. You don't make

41:48

money as a writer? Absolutely. Yep. And

41:51

then I realized says I really

41:53

believe that. Then I got

41:55

a decent meltzer as partners, like I'm unavailable

41:57

to be this broke, I was boring. You

42:00

know is being broke is

42:02

so boring so. A

42:05

heaping birch success. And

42:08

that's when. Say. Moved from

42:10

Silverlake to Venice Beach. Into a convert a garage

42:12

you know? And I remember moving in this place like

42:14

or look at the apartment being like oh my. God

42:17

what is meant for Album My. I

42:19

think of the time when I moved in I

42:21

was in my like thirty nine or forty nine

42:23

like I. Am mortified that this

42:26

is it. This is what the best sense

42:28

and. Shero. Could do it Forty. I'm moving into a

42:30

freakin' garage but I had to live by the beach as

42:32

they aren't have to live underneath the car. Aldous. Do

42:35

that. But I was really disappointed and I

42:37

kept saying no the apartment know the upper

42:39

and but I ended up taking it. And

42:42

it was the smallest department I've ever

42:44

lived in. and I lived in New

42:46

York City for eight years so that

42:48

same some insane a lot Raza associate

42:50

yeah I agree with the give us

42:53

two hundred square feet some in the

42:55

garage a malignant the beads and. Again,

42:58

just slaves. Forty years

43:00

old, unimpressed by my

43:03

financial progress, He

43:05

I don't know. I mean one thing that

43:07

did change it but this isn't a pivotal

43:09

Mumbai. Went to India by myself around that

43:11

time and the thought of traveling all the

43:13

way the other side of planet by myself

43:15

scared the living crap out of me. I

43:17

real I would wake up in the middle

43:19

night in a plus where where my trying

43:21

to prove what earns his kids when ticket.

43:23

I don't want to go to want to go but

43:25

a presence I mean like totally want to go And

43:27

I made myself go even though it literally as on

43:29

most terrifying things I personally. Have ever done. And

43:31

then of course like the second I get

43:34

to the international terminal the airport on like

43:36

playing it on and that I went and

43:38

I had the greatest six weeks of my

43:40

whole life. It was transformative It I thought

43:42

when I got back to my little garage

43:44

the I'd be so grateful to have anywhere

43:46

to live after. You know some of the

43:48

poverty that I saw in India and some

43:50

of the stuff I saw their I'd never

43:52

seen stuff like that before and I had

43:54

the exact opposite. Reaction. I got home

43:57

and it was more about overcoming a fear

43:59

of mine. And doing something that

44:01

turned me on that level that was

44:03

also equally as terrifying. I came back

44:05

a completely different bertha as like if

44:07

I have to spend more week and

44:09

this. Damn. Garage. I'm going to start

44:12

screaming and never stop. And I started Linger

44:14

Apartments still had no money like traveled out

44:16

of a backpack. scrape together money out of

44:18

the couch cushions to pay for the ticket

44:20

they. Don't even know how I pulled

44:22

it off, but my decision to change

44:24

my life. At that point was

44:26

full throttle. You know, Venice Beach

44:29

California? not i see place to live these days

44:31

and this is back right? When I'm starting

44:33

to turn and everything was, I mean

44:35

crappy, crappy one bedroom apartment for two

44:37

thousand. Dollars notice anyway. So but I

44:39

had decided and I'll never get. I

44:41

wrote a list I thought. What

44:44

it means I moved into the garage as they can

44:46

order to get a place in Tennessee that know people

44:48

in Venice as I got this gets their eleven is

44:50

damn garage and I'll meet people the Us So I

44:52

wrote an email for all people that I knew of

44:54

benefits as as this is why want a once at

44:56

least a one bedroom. That. Doesn't

44:58

have a car parked in it and then next

45:00

day my upstairs neighbor so I was it was

45:02

is funny house it was It was like a

45:04

a lollipop like I wasn't a tiny garage phone.

45:06

There's a big house on top of it's. So

45:08

my upstairs neighbor had this deck and it

45:11

was like windows and sunny and beautiful See

45:13

cyclists and I'm moving in a couple of

45:15

months and I would love to save some

45:17

money. So do you want to switch and

45:19

I'll take the tiny place. New take this place

45:21

and was only two hundred dollars more expensive the limits

45:23

there's and I was so I got it was ten

45:26

feet away. Anna of is everything

45:28

on a. Daily has x Interesting?

45:30

yes and then from there

45:32

I. Was hell bent to just keep

45:34

going like so maybe India was my big

45:36

sweats? I don't know it with and think

45:38

I was on my way exotic. I would have

45:40

gone if I hadn't already made the decision that big. Scary.

45:43

Things by it definitely helps and tipping

45:45

point it can. I was yeah and

45:47

so then from there and. Done

45:49

everything started changing from their what mattered to at

45:51

that point like what we chasing at that point. Freedom.

45:55

I heated ceiling like I couldn't do

45:57

things I wanted to do because it

45:59

in of freakin money and mimi it

46:01

was freedom and also feeling like. I.

46:04

Knew deep down that I could do great things, that

46:07

I could do greater things and what I was doing.

46:09

And just wanting to be the kind of person

46:11

that can do whatever the hell she wanted you

46:13

know and to really. See.

46:15

How good it can get. Instead of.

46:18

Being. A victim and a whiner and.

46:20

For. Me it was. I think the

46:23

mean saying was about personal accomplishment. Potential.

46:27

Yes! and frustration with

46:29

ceiling like? Come on?

46:32

Really? Of. He was it it

46:34

lately group was are voicing your head that boots

46:36

and was st and. You

46:38

know that like their stuff inside you that

46:40

so much better than what way? Was as

46:42

loyal as many as into absolutely. Absolutely.

46:46

No, I think so many of us

46:48

have that. That's why I call

46:50

my book. You're a bad idea because I

46:52

was a bad as they are like that

46:54

the really and so because it really is

46:56

who you are. Your desires really are. They

46:58

meet up who you are and when you

47:01

have the audacity to let yourself be who

47:03

you are fully. I still

47:05

like a totally know I have crappy days

47:07

and stuff happens. It's not like all perfect

47:09

all the time but what a different feeling

47:11

than squashing myself and deciding that I can't

47:14

have are focusing on all the reasons why

47:16

it'll never happen are you know just sending

47:18

that the economy, thoughts and artists can't make

47:20

money and it's not okay to make money

47:22

could bad. It's like what us nor compared

47:24

to what's out there and I think intuitively

47:27

people know that you know that you're meant

47:29

to do it, You're meant to. Do you

47:31

know all of nature is meant

47:33

to flourish? Really? Craig

47:40

Robinson from Weights With Horses

47:42

Parts as comes from Invesco

47:44

Qq Invesco to Do is

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In new ways everyday. learn

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48:04

Qq, let me think possibility

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48:12

Hey everyone Craig Robinson here! I

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It. Toss built Board Paul. Hello!

49:04

Listen, is it me or looking for

49:06

As plans were always wanting to make

49:08

a connection to sign. The person you

49:10

can rely on The one that's their every

49:12

week, month and easier and always has your

49:14

back when you need them. The mouth that's

49:16

a little like matchmaking, don't you think? With.

49:19

A cast podcast as you can sell tier

49:21

for your exact dream audience. See you can

49:23

find the ideal customer for Ubuntu. The

49:26

Romeo and Juliet. The resulting.

49:28

Around the third tier. Ernie and

49:30

avoid those red flags and friends.

49:32

I'm sorry. You're asking?

49:35

communicate. With them in the most

49:37

intimate way possible, a one on one

49:39

conversation and since meeting is it's in

49:41

parks said though on give it a

49:44

try. With over hundreds of thousands of

49:46

lessons a month your person is hop

49:48

we get closer to me talk as

49:51

ads has a chance to to so

49:53

that a cast to get. This.

50:00

On a speaker way that also which is sorta

50:02

like the idea of. Like. Once

50:04

you start to get that sense of direction

50:06

our daily that's the say I wanted be

50:08

or three or that to play. So want

50:10

to go legit? Clear about that when you

50:12

can get clear about it and. Don't

50:14

worry so much about. The. How

50:16

because it will reveal itself over sat on

50:19

because you don't know how he never done

50:21

it before. So. Shut up and as do

50:23

it. You know how to do as and take big

50:25

scary risks all the time. You don't get to feel

50:27

comfortable. If you want to change your life, you just

50:29

don't because you're comfortable. That's what we call our comfort

50:32

zone. A lot of our lives were. Time. Like

50:34

letting ourselves get beat up. I was by

50:36

being broke all the time and ceiling squashed

50:38

by myself and having my potential just have

50:41

a big wet blanket on top of it.

50:43

But I wasn't willing to get uncomfortable and

50:45

take the risks of. Needy.

50:47

People judging me for wanting to make

50:49

money or doing things I had no

50:51

idea how the hell the do because

50:53

I look like an idiot or it

50:55

in a big one for me was

50:57

investing money in hiring people who could

50:59

teach me stuff about money that. Was

51:02

really one of the biggest things I did that

51:04

scare the living hell outta me was how much

51:06

of that was about money and how much of

51:08

it about was saying. I don't

51:10

notice it. And He said. Of

51:12

equal a mass I'd say as it was

51:14

bowls. actually by that time I was solely

51:17

ready for someone to tell me what the

51:19

hell that the eyes I could? You figure

51:21

it out because I can't say all I

51:23

want to see everything I own. So for

51:25

me, I'm in a converted garage on making.

51:27

I think I was making maybe thirty grand

51:29

a year. And. I.

51:32

Decided to change my life. come back from

51:34

India. I'm going to every free money making

51:36

seminar get my hands on. I am reading

51:38

every self help with them at a sign

51:40

I am. Learning about money

51:42

I'm obsessed and through kind a

51:44

long story I meet this woman.

51:46

Who is a life coach in? This is Backlund day

51:48

when there weren't. Like Ghosts is This is sort

51:50

like the girl band that in the early days

51:53

and I they were saw there hi. As like

51:55

roaches and say and see with somebody

51:57

who specialize in helping women entrepreneurs make

51:59

honey and see herself had had or

52:01

electricity turned off and was now making

52:04

multiple six figures and I just really

52:06

liked her. I thought she was really

52:08

smart and she'd fake. I.

52:11

Know I can help you. I believe in

52:13

you as you the five and my see

52:15

his and it gives seven thousand dollars which

52:17

for me at the time was at least

52:19

a quarter of my annual income without more.

52:22

And. I was just like

52:24

oh my God and I knew I

52:26

had to work for. Their so I went

52:28

into. I was already in credit card debt. And.

52:31

I took out two more credit card or know why

52:33

they came to me about it out to our credit

52:35

cards and put it on more credit card debt which

52:37

is the big bad wolf in our culture like. You

52:40

can do anything but you're not going to credit card debt.

52:42

And I don't recommend it unless you're

52:44

serious as a heart attack which I

52:47

was and as they come for can

52:49

do and it paid or the money

52:51

call their five minutes later bags her

52:53

for the money back and suicide. It's

52:56

probably the most important seven thousand dollars you will

52:58

ever spend. And it really was. I mean, I

53:00

ended up tripling my income within the next. Three

53:02

months we started an online this is for

53:04

me coaching other writers on how to write

53:06

and sell their non fiction book proposals which

53:08

to me you know not the sexy as

53:11

gig on earth and I was a rock

53:13

and roll or as an artist and as

53:15

a but I wanted money. And.

53:17

I was serious basic bring it on. I'll be

53:19

a second sees ball on my marketer and it

53:21

works. And again, I didn't know what I was

53:24

doing like I'd never coach. People for I knew

53:26

nothing about online marketing. I didn't even know if I

53:28

wanted to teach people how to write books. But.

53:31

I didn't know that I was unavailable to be living the

53:33

way I was living. Anymore and that I

53:36

really wanted to make money and

53:38

so from that. I. Started coaching

53:40

writers and most people aren't not writing

53:42

because they suck at writing, it's because

53:44

they don't feel they have the right

53:46

to their opinions. They don't feel

53:49

like anybody's gonna care what they

53:51

have to say. They feel vulnerable,

53:53

unexposed. So I ended up. Totally

53:55

life coaching. These people died me. We'd

53:57

never talked about grammar and sentence structure.

54:00

And that's how I found out and

54:03

I was like this is fun like

54:05

I love this stuff about self transformation

54:07

and I know I'm on this whole

54:09

quest and I don't know where came

54:11

from like it. I.

54:14

Keep thinking that people don't love themselves and

54:16

feel ashamed of who they are. I. Could.

54:18

Cry right now talking about the i don't know

54:20

where that came from. I'm not as that nicer

54:23

person like I don't know. I don't know why

54:25

I made a quest for I know the second

54:27

I started seeing changes in people and seeing that

54:29

I could help them with that I was all

54:31

over it. That. I never would have found that out.

54:33

If I hadn't started that. There's. Just one

54:35

that. Suits. Using there's like this

54:38

convergence of all these different things for

54:40

you. This are like there's India, there's

54:42

you'd Living in a way where just

54:44

builds up over time really is. This

54:46

isn't working. There's your exposure. Like of

54:49

all the sudden, you're writing, your getting

54:51

paid to write, you've got books out,

54:53

you're now. You're actually being coached in

54:55

learning how to actually build businesses around

54:58

the world of writing some era the

55:00

idea for serves. Days break

55:02

out the radio for a job

55:04

as so you end up writing

55:06

this book called you Are About

55:08

As Right. When you were

55:10

writing that first had he added that deal

55:12

Tom about. Why? Hadn't eaten at that

55:15

point. And damn straight girls guy did bootlaces

55:17

sit secret guy came out on Simon schuster

55:19

so after don't see for the drummer I.

55:21

Got made and and he sold straight

55:23

rounds guide to the idea that apple

55:26

twos and then she stirs. I had

55:28

no evidence of real writer at that

55:30

point. it said out loud is still

55:32

broke as a joke and then. Because.

55:35

I started working on my money stuff

55:37

and had been working with the slave

55:40

codes and working. On my woo

55:42

woo and changing my focus

55:44

and being wrapped in gratitude.

55:46

And work and all that mantras and stuff.

55:49

I realize that all these books out

55:51

there were amazing. There's so many brilliant

55:53

teacher is out there, but none of

55:55

them are funny and nominees curse words

55:57

and stories and I just felt like

55:59

god. I would love to read something

56:01

as entertaining while it's. Given.

56:04

Me the info I want sell as well. I

56:06

gotta write that one for myself to and they

56:08

run for myself but I also realize their I

56:10

know a lot of people in my life who

56:12

made a lot of fun a me when I

56:14

was reading all the self help books and going

56:16

to these cheesy seminars and stuff and as like.

56:19

I. Want them to get the to and maybe if

56:21

I call it something like you are bad ass they'll

56:23

pick it up because it's as. Year and it's

56:26

not quite so embarrassing. The be caught

56:28

reading rights is kind cool so. I

56:30

was trying to expose these people. so that

56:33

information as well. Yeah, when you writing. It

56:35

is. You have a sense that you like this.

56:37

Like. This. Are not really Did it

56:39

was going to be as big as is. Yeah hell No. Oh

56:42

my god I am still week. I still wake up

56:44

at the money and like for still on the New

56:46

York Times bestseller lists and over. Year. It's insane.

56:48

It's a yeah. I am so grateful

56:51

and I am equally amazed. I think

56:53

it's a great book I see latest

56:55

book is Explodes takes over the world.

56:57

This launches you and your career to

56:59

a whole different level of he had

57:02

any regard Now which takes that and

57:04

senate bills. And and. It

57:06

focuses on money which feels like

57:08

it's almost coming full circle to

57:10

you emerging from Dennis like why?

57:12

Why this addition to the since

57:15

and terrible reverse it had to

57:17

be money. like now. Because

57:19

now I have money as a writer. I.

57:21

Am actually making really good money as a writer,

57:24

which was quote unquote impossible. And

57:26

the whole reason I got started on the

57:28

self help party train was because of money

57:30

for. Me. That was always my big struggle

57:32

so I felt. I could write about

57:34

this better than almost anybody because I'm. Really

57:37

good at being broke and are really good

57:39

at making such a so. I really felt

57:41

like if meal my broke ass can do

57:43

it anybody can so I'd feel like I

57:45

had a lot of important such a sheriff

57:47

people who who. Felt the way I did with

57:49

it would send me. I really. Was.

57:52

So stock. And.

57:54

The I remember being in a Mexican restaurant

57:56

with my friend in L. A sobbing into

57:58

said what is your problem. Why are

58:00

you basically things a loser like? Get.

58:03

As I I know it's own know I doubt

58:05

I doubt now and. I just couldn't see

58:07

in. I was in it for decades and

58:09

I know how painful that is and how

58:11

much it's socks and how it feels to

58:13

know that you could be doing so much

58:16

better in your just freaking out in your

58:18

life is fine by and you're seeing all

58:20

these other people out there who aren't nearly

58:22

as Adler's as you Raikkonen the don't live

58:24

in lives. they love doing cool stuff and

58:26

I. Also. Really strongly about

58:29

I. Also, you know I want the

58:31

good people of earth to make a

58:33

lot of money like I'm I feel

58:35

like if I pull up behind one

58:37

more rusted as Subaru with us visualizes.

58:39

World Peace sticker and you know, and

58:42

Obama sticker thick Come. On guys, let's

58:44

turn the zip around like we need

58:46

the altruistic, big hearted people of Earth

58:48

and make a lot of money to.

58:50

That's Power and Nasa. Your voicing. Get

58:52

her nuts. Other things, it's light up

58:54

your heart. Happen on this earth really

58:56

is by having money. It's not everything,

58:58

but it sure as hell helps that.

59:00

and it's. Funny because I'm sure they're going risk people

59:02

listening to that And below it. Was.

59:04

On at least life is not money

59:06

so I want to come back to

59:08

the party summer season had earlier which

59:10

is dead. This. Is Not

59:13

money? Instead. Of

59:15

powered instead of regular and said of

59:17

passion instant and loves to This is

59:19

yes to all this as yes. Pursue

59:21

the deepest part of yourself. Yes pursue

59:23

your desire. Yes pursue the things that

59:25

led me to be a lit up

59:27

human being and country. Be to the

59:29

world's fiercely and be generous and rise

59:31

above. Link with you and. There's

59:34

a vehicle that we all have access

59:36

to that will allow us to do

59:38

all of that potentially more effectively and

59:41

seems like for me, That's

59:43

what it translates to you when we talk

59:45

about money. This. Is a mechanism

59:47

for you see assisted to all

59:49

money as currency and currencies. Energy:

59:52

It's just a slowing energy. There's

59:54

no reason to have a protest

59:56

about it. Now. And

59:59

I think it's all like. It's an and not

1:00:01

a yeah, this is not money. Instead. Of

1:00:03

all these really have even more Lcs as as as

1:00:05

the power to have a hard it is power to

1:00:07

have left still as council surf i got this of

1:00:09

the name of this is good life credit so if

1:00:11

i offer at the phrase to you to live a

1:00:14

good life what comes up. Listen

1:00:17

to your heart's grasshopper. Do.

1:00:20

In a really get quiet and listen

1:00:22

to what you love to do and

1:00:24

what's important to wait. To. Who you

1:00:26

are and really try and block out what

1:00:28

other people are doing. the other people think

1:00:30

you should be doing and trust that what

1:00:32

lights you apply to up for a reason and

1:00:34

that reason is that you're on earth to share

1:00:37

that with everybody and to go be the

1:00:39

biggest bad ass at that the You candy.

1:00:42

Think. Is now and to thanks to

1:00:44

Genevieve you for sharing their wisdom and

1:00:46

inspiring Jerseys. Their stories prove that the

1:00:48

shifting or mindset and taken smart financial

1:00:51

stats accessible to pretty much anyone. we

1:00:53

can overcome self doubt, build wealth and

1:00:55

list purposeful. Let's hope you feel empowered

1:00:57

to like those limitations. Too bad yourself

1:00:59

the late increased extraordinary features you deserved.

1:01:02

And if you love this episode, be

1:01:04

sure to test the phone conversations with

1:01:06

cities. Guess you can find a link

1:01:08

to those in the episode. So noticed

1:01:10

this episode of their life. Project was

1:01:13

produced by executive producers Lindsay Fast and

1:01:15

me Jonathan Fields. editing held by Alejandro

1:01:17

Ramirez, Christopher Quarter of Crafted our

1:01:19

theme music and special thanks to Sell

1:01:22

a Dell for her research on this

1:01:24

episode. And of course, if you haven't

1:01:26

already done so please go ahead and

1:01:29

follow Good Life Project in your favorite

1:01:31

listening and is you. Found this conversation

1:01:33

interesting or inspiring are valuable and chances

1:01:36

are you days since you're still listening

1:01:38

here. Would you do me a personal

1:01:40

favor A seven second save. Her and

1:01:43

Sarah maybe on social or by text or

1:01:45

by email just with one person. Just copy

1:01:47

the link from the after using and tell

1:01:49

those you know those you love, those you

1:01:52

wanna help Navigate this thing called Life of

1:01:54

Little Better so we can all do it

1:01:56

better together with more ease and more joy.

1:01:58

Tell them to listen. Then even invite

1:02:01

them to talk about what you

1:02:03

felt discovered because when pot has

1:02:05

become conversations and conversations be climax

1:02:07

and that's how we all from

1:02:09

the live together. Until next time

1:02:11

on Jonathan Feals Signing off for

1:02:14

the life.