Do you really need travel insurance? 

Short answer: Yes. 

Long answer: Yes, but you should be reading the fine print. 

From small things like the airline losing your baggage to big things like a spinal injury while skiing overseas, travel insurance claims to cover you... but does it really? 

In this deep dive, hack speaks to travellers who've had to make insurance claims and an insurance expert about what you need to look out for if you're planning a big holiday. 

Guest: 

• Tim Bennett, insurance expert

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