DSCR stands for Debt Service Coverage Ratio.  Think of this as an investor loan for both short (airbnb) and long term rentals. 

A little background on what a DSCR loan is:
The formula for the debt-service coverage ratio requires net operating income and the total debt servicing for the entity. Net operating income is a company's revenue minus certain operating expenses (COE), not including taxes and interest payments. It is often considered the equivalent of earnings before interest and tax (EBIT).

Can finance over 10 properties, 1-4 unit homes, and 5-8 unit properties as well.  
Loan amounts up to $2.5m.
Min 20% down required.
Credit scores as low as 620.

Reach out to me or Tracy Joy directly if you'd like more information on this great loan program!  

Dan Keller (mlo# 115349)
Mortgage Advisor
call/text: (425) 350-7136
[email protected]