Who would have ever thought that in the middle of a pandemic, the stock market would boom, and real estate prices would soar the roof? Today I talk about how in life no matter how far fetched, you always have to consider that the unexpected might happen, no matter how far-fetched.  I first saw this concept in the movie World War Z starring Brad Pitt.  They called it the "10th Man Rule", where when making any decision, the 10th person in a group has to come up with an opposite conclusion no matter how outrageous or unlikely.