Welcome to another episode of "Harmonious at Lunch," where we fuel your business success with practical and engaging insights. In today’s episode, your host, Brandon Gano of Whadif, sits down with Terrina Taylor, the founder of The Payments Connoisseur. This episode is a must-listen for business owners, entrepreneurs, and C-Level executives looking to optimize their payment processing solutions and save significant amounts of money.

Meet Our Guest: Terrina Taylor

Terrina Taylor is the driving force behind The Payments Connoisseur. Her company specializes in creating tailored payment processing solutions that are reliable, transparent, and designed to build lifelong relationships with businesses. The Payments Connoisseur offers customized merchant services that align with the specific needs of each business, ensuring a seamless and efficient payment process. Learn more about her services at TerrinaTaylor.com.

Why Visit Terrina’s Website?

Terrina's website is a treasure trove of valuable information for any business owner. By visiting TerrinaTaylor.com, you can gain a deeper understanding of how merchant accounts work and how they can benefit your business. Don’t miss out on her free resource, "Understanding a Merchant Account," available at TerrinaTaylor.com/what-is-a-merchant-account.

Stay Connected with Terrina Taylor:

• Facebook: www.facebook.com/terrinataylor.9
• Instagram: www.instagram.com/yesher.terrinataylor
• LinkedIn: www.linkedin.com/in/terrinataylor426

Episode Highlights:

• Demystifying Merchant Services: Terrina explains why small businesses should consider switching from popular platforms like Stripe and PayPal to dedicated merchant services, especially once they reach a monthly revenue threshold of $10K. She highlights the risks of account freezes and fund holds with major payment processors and how her company mitigates these issues through a thorough underwriting process.
• Understanding Fees and Savings: Discover how The Payments Connoisseur keeps fees close to interchange rates, which can significantly reduce costs compared to mainstream payment processors. Terrina shares a case where a business saved up to $10,000 annually by switching to her services.
• Customized Solutions: Unlike one-size-fits-all solutions from big processors, The Payments Connoisseur offers bespoke services tailored to each business's specific needs. Whether you need online payment solutions, point-of-sale systems for brick-and-mortar stores, or ACH payment processing, Terrina's company provides flexible options.
• Integration Ease: Learn how seamless the integration process can be with existing websites and systems. Terrina's partnerships with NMI, Authorize.net, Clover, and others ensure that businesses can maintain their operations without disruption.

Notable Quotes:

• "Once you start reaching a certain threshold, say 10K a month, you might come into an issue with PayPal or Stripe because they will... shut down people's accounts or they'll put a hold on your funds for three to six months."
• "We want to keep those fees as close to interchange as possible because we are a small business as well, and we try to help small businesses to save that money and put it back in their pocket to reinvest in the business."
• "With PayPal or Stripe, sometimes when those fees start to get higher and higher, they might think that there's fraud involved. That's the benefit of going through the underwriting process before you get the actual merchant account."

Take Action:

Don’t miss out on optimizing your business operations. Visit TerrinaTaylor.com and download the free resource on understanding merchant accounts at TerrinaTaylor.com/what-is-a-merchant-account. Follow Terrina on social media for more updates and insights. Make sure to like, comment, and subscribe to the "Harmonious at Lunch" podcast for more bite-sized business advice every weekday.

Stay Connected with Harmonious at Lunch:

• Website: https://whadif.com/

Thank you for tuning in, and we look forward to helping you achieve greater clarity, growth, and success in your business. Join us on our next episode for more insightful discussions!

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