In this two-parter, Kristin and Kiwi talk with money coach Keina Newell about how elementary schools used to have class pet hamsters. And they also talk about debt. Whether you are drowning in student loan debt or you've maxed out your credit cards, please know that we think you can still have that latte.

What we read:

• Debt, the First 5,000 Years by David Graeber
• Victorian Crime and Punishment: Debtors
• The Great American Debt Boom
• How America's Love Affair with Debt Has Grown
• Pew: Young, Underemployed and Optimistic
• Minimum Wage Workers Cannot Afford Rent in Any U.S. State
• Charts: How Bad the Student Loan Debt Situation Is

Where to find Keina:

• WealthOverNow.com
• Mimosas & Money Matters
• Free Money Date Guide
• @wealthovernow

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