Does your personal insurance policy cover you if someone accuses you, and sues you, for giving them COVID-19?  Is this type of lawsuit even likely?  Maybe.  Would that type of lawsuit be hard to prove?  Absolutely.  Though it isn't very likely someone would sue you for giving them COVID-19, we have received several questions on it, so we wanted to explore the issue from an insurance perspective.  Does your personal insurance policy cover you in the rare event you are accused of and sued for giving someone else COVID-19?  The answer depends on the language in your insurance policy, and we will help show you where to find it.