Frances Rahaim, Ph.D. "The Money Doctor" unravels the mystery of successful money management one thread at a time. Learn how to get out of debt, (even student loans and mortgages) lightening fast without increasing your monthly outlay, or harming your credit. Discover the trick to making a budget that actually works - finally! Listen in on how to build cash reserves, even when you're living paycheck to paycheck, how to maximize your savings, retire in comfort, and much more!