Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child and another on the way, but they can’t stop spending. With low savings, their debt mounts while they both lease luxury vehicles.This episode is brought to you by:Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com/ramitLMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.Links mentioned in this episode• "My husband doesn’t trust me to run our business" #1Connect with Ramit• Get the Podcast Newsletter and exclusive Q&A about the show• Get Money Coaching with Ramit • Download the Conscious Spending Plan• Listen to my book—now on Audible• Get my New York Times best-selling book• Get my no-numbers journal• Other episodes• Instagram• Twitter• YouTube• Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.