In this episode Mandyy talks about the 7 obstacles that will sabotage your financial goals:

1. Creating a budget that’s so tight, that it’s completely unrealistic.
2. Financial avoidance 
3. Impulse or emotional spending (the average person spends $450 a month on emotional and impulse expenses. $450 a month is $5400 a year which over half of the goal of savings or paying off $8k of debt. Diving into what’s really at the bottom of emotional spending, is something you’re going to want to do then. And I recommend checking out episode 24 - Why You Struggle with Emotional Spending
4. As you make progress, tell yourself you deserve something and buy something that sets you back again financially and you use the excuse, but “I deserve it!”
5. You don’t track your progresst.
6. Not having accountability.

Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one-off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.