In this episode Mandyy talks about underlying factors that are often overlooked, as to why it’s hard to save money.

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Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence.

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Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.