Joaquim Matinero Tor joins the show this week as we look at the likely paths to the adoption of CBDCs in the different countries around the world making progress with these digital versions of fiat currencies.Joaquim Matinero Tor, or just "Quim" as he's known to friends, is a lawyer with expertise in blockchain, digital assets, and web3 and a depth of experience in venture capital, mergers and acquisitions, joint ventures, derivatives and securities markets in general.Quim is a counsel at Ceca Magan in Barcelona, he serves as a lecturer at several universities and business schools, and he's lent his expertise to CBDC projects for the European Union, Saudi Arabia, Japan, Singapore, the United Nations, and the World Bank.In this episode, Quim helps me to understand the view of the general public towards CDBCs (Central Bank Digital Currencies) around the world and sort through some of my lighthearted distaste for CBDCs. We also look at what's happening with CBDCs in Asia and how the country-by-country consumer trends with fintech and smartphones may influence CBDC adoption in those markets.LINKS:Connect with Joaquim Matinero on Linkedin: https://www.linkedin.com/in/joaquim-matinero-tor/Leave a review and subscribe onApple Podcasts: https://podcasts.apple.com/us/podcast/id1455819294Spotify: https://open.spotify.com/show/4F8uOLxiscYVWVGEfNxTndYoutube: https://www.youtube.com/channel/UCvaaHrJjizUEd0-93mjCKsQMoneyNeverSleeps newsletter on Substack: https://moneyneversleeps.substack.com/MoneyNeverSleeps website: https://www.moneyneversleeps.ie/Email us at [email protected] on X(Twitter):Pete Townsend: https://twitter.com/petetownsendnvMoneyNeverSleeps: https://twitter.com/MNSshowFollow on LinkedIn:Pete Townsend: https://www.linkedin.com/in/pete-townsend-1b18301a/MoneyNeverSleeps: https://www.linkedin.com/company/28661903/admin/feed/posts/