According to Money  Mental Health half (46%) of people in problem debt also have a mental health problem. 86% of respondents to a Money and Mental Health survey of nearly 5,500 people with experience of mental health problems said that their financial situation had made their mental health problems worse. These conversations are needed. Daryl Arnold Jr. is a former athlete and coach turned into a financial professional teacher. He always loved to educate and give positive advice to others which has caused him to be ambitious to help people so I do that by teaching  history and financial literacy.