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The reason your insurance is so expensive

The reason your insurance is so expensive

Released Wednesday, 20th March 2024
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The reason your insurance is so expensive

The reason your insurance is so expensive

The reason your insurance is so expensive

The reason your insurance is so expensive

Wednesday, 20th March 2024
Good episode? Give it some love!
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Episode Transcript

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0:03

Hey, it's Kim Commando today, your daily podcast to

0:05

keep you up to date with all things digital

0:07

and beyond. And I'd love to

0:09

have you be a part of our podcast. You can

0:11

make an appointment to speak with me. Just

0:13

head over to commando.com and on the top right, there's

0:15

a button that says email Kim, fill that out and

0:17

that's it. Have

0:20

you ever been poked? Yeah.

0:24

One time I was young, experimenting

0:26

with things. You mean like

0:28

on social media, like a social media poke? Yeah,

0:31

poke. I don't know if I have. I don't

0:33

even know what app that's on. It's on

0:35

Facebook. Okay, no. Really? I

0:38

don't think so. I've been poked. I've

0:40

never responded to a poke. Okay, see when I

0:42

was young, poke meant something else. What did it

0:44

mean? It meant, you know,

0:47

doing that whole horizontal mambo.

0:50

Intercourse. We

0:52

have children listening. That's a very good

0:54

medical term. It's true. So poke is

0:56

coming back on Facebook. It was gone?

0:58

It was gone. We missed it

1:00

so much. And you know who wants to get

1:03

poked? Who wants to get poked? Gen

1:05

Zers. Why do they want to get poked? I don't know. It's like 60% of

1:07

all the pokers and the pokies. What

1:09

does a poke mean? Like, hey, I'm just getting your

1:11

attention? Yeah, so like under message, instead of message, be

1:14

like poke. Social

1:16

media is so stupid. Poke. It

1:18

really is. You know, and you know, there's

1:20

somebody right now who's reading about this new

1:23

trend. Poke. P-O-K-E. It's

1:25

like a poke bowl. Sounds delicious. Yes.

1:30

Hey, listen, it's Kim Commando today because after all,

1:32

it's your fun podcast about all things digital.

1:34

And I'm, of course, Kim Commando. And joining

1:37

me is... Andrew Babinski. Drumroll, please. And if

1:39

you are listening to the audio version of

1:41

the podcast, I just want to let you

1:43

know that we have a video version that we do live every single

1:46

day, 1130 a.m. Pacific Time,

1:48

which is... Andrew, do the math. 2.30

1:51

on the East Coast. Yes. See,

1:53

that public education does pay off. Now, don't ask

1:55

me what it is in Kansas. It's

1:58

too difficult. You know what? confused.

2:00

Right? It's like right in that, you know,

2:03

Kansas, Tennessee, sometimes like parts of Texas. Mountain

2:05

and central. No, I don't know any of

2:07

them. And then we get screwed up here.

2:09

We're dumb. I know. We're so

2:12

dumb. We don't change our

2:14

clock. Like I'm going to Vegas and I'm thinking

2:16

about flying and it's a negative flight. I

2:18

will leave, I will land 10 minutes after

2:21

I left Phoenix and it's

2:23

just to Vegas. It's the stupidest thing on the planet. Okay,

2:25

but the craziest things when I came back from Japan. I

2:28

mean leaving Japan, Tokyo

2:31

at 5.30 in the afternoon on a

2:33

Sunday and then arriving into Phoenix on

2:36

Sunday at 3 p.m. Back in time. That's the

2:38

same thing. I'm just going 10 minutes. So what

2:40

are you talking about today? We are talking about

2:42

Amazon and how they are trying to help the

2:44

stress level of their employees. Oh,

2:47

you know what? They're just always so nice. They're always

2:49

looking out. They're always looking out for their employees. You

2:51

know who we have with us today? I love

2:54

her. Cashmere Hill. Yeah. She

2:56

is so smart. I'm

2:59

very intimidated by her. You're going to have to sit

3:01

up straight. Okay. She's a really big time

3:05

New York Times investigative reporter.

3:08

And we've talked about it here on the show. We

3:10

have our cars and our cars are what

3:13

now? Just rolling computers? Sure, smart cars. All

3:15

of them, whether you know it or not. And how

3:18

much they're tracking? Everything. Well, Cashmere broke the story for

3:20

the New York Times where she's going to be joining

3:22

us. I wonder how she feels after she broke the

3:24

story. Then we talk about it. And then I literally

3:26

see it everywhere. Everyone

3:28

else just copies and pastes everything. All the

3:31

work she did. We should ask her that.

3:33

Because that would annoy the living bad

3:35

word out of me. You know, I was talking to my

3:37

editor at the Daily Mail this morning. Right. And we were

3:40

just talking about content. And I said to

3:42

her, you know, I'm so tired about writing about

3:44

like the secret location of the Apple Maps and

3:46

you know, she's like, yeah, but you

3:48

know what? Click on that. They like

3:50

it. Do you click on those stories?

3:53

Of course. Of course. Exactly. But then what happens

3:55

is the sun picks up

3:58

my stories from the Daily Mail. knappled

4:01

secrets All right. Let's

4:04

talk about the five things that are happening in tech right

4:06

now Okay, starting with number

4:08

one guess what tick-tock back in the news

4:10

is it? Yes, it's been in the news lately

4:13

I know about this whole China communist

4:15

China app but

4:17

now the the young folks

4:19

on Tick-tock are saying

4:21

that the reason why it's getting banned.

4:24

Are you ready for this? I think I know the

4:26

answer It's because of the Jews Then

4:29

I did not know the answer

4:31

right the Jews Yes The all

4:33

these vids are just trending on

4:36

tick-tock about how it's really the

4:38

Jewish people who are against

4:40

tick-tock Okay And

4:42

and it's the house of representatives because they

4:44

were all Jewish. Oh the house of represents

4:46

all Jewish We didn't know that I've been

4:48

out of the politics scene for a couple

4:50

years and didn't know But it

4:52

was all Jewish. Well, I looked it up pure research.

4:55

What do you think the percentage of People

4:57

who say that they're Jewish in the house? 40

5:00

people would be 10%. So I'll say about 10% 6%

5:03

okay. So you're pretty close. So now you

5:05

have to think about like so who would

5:07

be spreading this conspiracy theory I mean, where

5:10

did this really come from? Wonder

5:12

if it's the communist Chinese people who

5:14

are saying that who are taking those

5:16

videos that say that opinion and then

5:19

just pushing them To everyone else exactly.

5:21

So if you see that video out

5:23

there just go what no not gonna

5:25

happen Meanwhile this

5:27

gal Anna Marie, she

5:30

went to Sheehan and she ordered a

5:32

really cute dress online Okay, super cute.

5:34

I was so super cute and I

5:36

just love that. Sit check. Yes And

5:40

she gets it and inside the box is

5:42

a vial of blood. What

5:44

what? Yes, and a can of beans

5:46

was that supposed But

5:49

is that what she ordered? No, she just

5:51

wanted the cute little dress Where did the

5:53

blood come from? Sheehan says they have no

5:55

idea where that came from and FedEx says

5:58

we don't know nothing nothing

6:00

so it's possible it's fake that

6:02

she planted the blood and the can of beans

6:05

in the box and then she did a video

6:07

and guess how many times it's been viewed so

6:09

far it's gotta be in the millions tens of

6:11

millions 7.4 million all

6:13

right pretty close so you think

6:15

it's fake blood real beans I think so too now

6:18

this is the question that I get all the time

6:21

Kim commando why do I have to

6:23

pay a monthly fee for Microsoft office

6:25

remember when you used to be able

6:27

to go to the software store and

6:29

you'd get a box and it have

6:31

a manual in it with a CD

6:33

when I was a kid our software

6:35

was all retail and it

6:37

was hardware okay right so

6:42

Microsoft is apparently is coming back

6:45

office 2024 they're gonna have a no subscription

6:49

version good it doesn't

6:52

have a couple of bells and whistles

6:54

it's not gonna have the AI

6:56

Microsoft publisher because we all

6:58

love that and also teams

7:02

oh that's fine if you just need a

7:04

word process you know that's old software the

7:06

old versions of that software sounds like hotcakes

7:09

does it we have some upstairs oh it's so

7:11

so fast one time I got a John are

7:13

you listening we need the money I got a

7:16

box of like three versions

7:18

ago on Microsoft office that have it

7:20

had about ten copies of

7:22

it with ten unique numbers and I put them

7:24

up on eBay all of them sold within an

7:26

hour and a half how much

7:29

you get probably forty forty five bucks

7:31

apiece wow I got free how'd

7:34

you get them for free they were good someone was gonna

7:36

throw them away oh and I was like I'll take those

7:38

all right and I two hours sold out you're

7:40

just like a little entrepreneur I'm timing

7:42

on this little side hustle so proud

7:45

chip off the old Kim yay UCLA

7:48

engineers have created something really

7:50

remarkable is that

7:52

if you have a voice disorder disorder you

7:56

Can now put a little square

7:58

right here. It. Is an implant

8:01

or gels or whatever else? It's a little

8:03

wearable time. He put it right here. And.

8:05

Then it hits of the vibrations.

8:08

Of what you're trying to say. Transmits.

8:11

To receiver that then says exactly what you're

8:13

trying to say. just a malzahn are just

8:16

think it's know yet them out. The aftermath

8:18

of okay but the thinking pardus this as

8:20

you on must that's common Yes so I

8:23

thought that was really stamps really was tons.

8:25

People with disabilities that isn't that is gonna

8:27

help the sea. So this is the use

8:29

of ai. Pretty remarkable. Yeah there's a lot

8:32

of awful uses for an eyebrow of this

8:34

one's a kick them. Finally this. Your.

8:37

Kids My children. My

8:39

babies. your baby's While there's now

8:41

a new trend among kids, not

8:43

so much. Wheezy. No,

8:45

no six year old now, but ten

8:47

year old. Certain sites that now when

8:50

they're sending text messages. They're. Using

8:52

in his the bull a. Of

8:56

hilarious tests. And so in case you're wondering, how

8:58

do I send him a text message using have

9:00

you ever done it No, I've never is. I

9:02

mean there's that you can hold the button on

9:04

the side as a right our marriage and then

9:07

you hold the button and I pops off and

9:09

it's as invisible ink. I've never. I don't maybe

9:11

once to test so I was sitting. There are

9:13

some, read the story to New York Post and

9:15

something like this really interesting amphibian the Newsletter Tomorrow

9:17

which by the way for not getting the newsletter

9:19

need to yes, hello Saudi Arabia or sign up

9:21

Now get kinda Trump's odds on a tangent but

9:23

I'm back right now. So I said the like,

9:25

you know I should try it out with something

9:27

like. Who can I send in

9:30

and visible? A text to a gets can't

9:32

send to bury more Not as he called

9:34

me and say. Damn. What Is

9:36

this fact? My fault? Disperse as much

9:38

as as part of our salaries are

9:40

parts that are supposed to be a

9:42

solder for that and I virgil I

9:45

can't send it into season class right?

9:47

So. I'm thinking like. Of you know

9:49

when I didn't get my i got

9:51

like my hair a little bit done

9:53

last night forgiven her haircut would you

9:55

say since thanksgiving see someone offers offers

9:57

sectarian her cats so of so i.

10:00

Though I'd say what I should send, the

10:02

call or text frame became so. Nicole has

10:04

been doing my hair for. Oh

10:06

I don't know. Ten years or so. And

10:10

see is just give you

10:12

demographic. She's. Our our know?

10:14

Thirty seven. Okay she has a six year

10:16

old and a four year old so I

10:18

said I'm going to send her I have

10:21

to read you which he. Wrote I.

10:23

Had to send her. Have sent her

10:25

a and invisible ink rice I see.

10:27

Thanks for coming over and do my

10:29

hair last night. So.

10:31

She says. Oh. Em Gee! see

10:34

amount of time it took me to figure

10:36

out that I felt at us as a

10:38

mother earth think. About

10:40

does Something vs. Forty somethings are there

10:43

enough I hit us there since I

10:45

was this that say is it the

10:47

I Tell you about how teachers are

10:49

using invisible ink know so in their

10:52

assignments to their students. To of.

10:54

Find. Out if they're using chance you'd

10:56

t the riding up the same it's

10:58

you must write an essay on the

11:00

First World War and has to be

11:02

five. Her gets long and a has

11:04

to include this event and then invisible

11:07

ink. She rides and it also has

11:09

to talk about Frankenstein and pickles and

11:11

then she highlights that turns it into

11:13

a visibly so if you copy paste

11:15

potential to be team said to be

11:17

T will include Frankenstein and Pickles in

11:19

the Insects and most these kids are

11:21

so lazy and stupid they just copy

11:23

and paste from a century. Be d

11:25

Never proofread and turn it in and

11:27

that's how teachers are catching kids using

11:30

the invisible ink. Maybe we should be

11:32

using that here. Really? You. Think

11:34

anyone here is going there weren't for

11:36

using chance you be t. Now.

11:38

They're not, but we do have a recent

11:41

start. We do have an annual subscription for

11:43

for success after A So it's not like

11:45

I wouldn't know, so sign up for the

11:47

Frankenstein Pickle newsletters. A good frank of San

11:49

Francisco with tim.com that would be yes. Oh

11:51

speaking of we are given way five hundred

11:54

bucks. You want five hundred bucks? Anybody wants

11:56

five hundred? Guess I want to give when

11:58

that you know arm and point. Let me

12:00

talk to the camera. they're more important. Now

12:04

I want to give you five hundred dollars.

12:06

Really? Just five hundred hours? I'm gonna give

12:08

you five hundred dollars and what do I

12:11

want? Return. Just. One

12:13

thing and once you to look at one newsletter

12:15

that set to subscribe to one is there to

12:17

skip one issue that sits and you could win

12:20

five hundred bucks So I do. You sit there

12:22

Thanks. Take him. Where have I want?

12:24

Five hundred dollars? Yes, we need. We

12:27

need like a little thing like. I want five

12:29

hundred bucks. Five hundred bucks. Disease that

12:31

some just five hundred bucks. Just record

12:33

that my whoop will make said surrender

12:36

or hip hop song at a five

12:38

hundred bucks. You be my lox lox.

12:40

it rhymes splitter. Let's see you. Tried

12:42

work on it. Once I don't have

12:44

one I'm have a freestyle for five

12:46

hundred bucks. Just give me the five

12:49

hundred dollars. Sell Honda do that when

12:51

from kinda tough. Maybe that's it is

12:53

when. I

12:55

got of Windsor. kinda tough and

12:57

then a whiz says. Second

12:59

half of it's actually like,

13:02

ah, My

13:06

goodness for that oversight and

13:08

I was so embarrassing uses

13:10

ever do. That is if

13:12

I won't. Say

13:20

it's temperamental today. It's really fun podcast

13:22

about lots all things that at all.

13:24

We're so glad that you're here with

13:26

us and just a quick reminder that

13:28

if you are watching. We loved gets

13:30

a comments voters that like comments here

13:32

hey welcome to they are makes her

13:34

you smash the like button karma and

13:37

sour the part. Of

13:40

It's Quest they said like I had no in

13:42

every single get on you tube doesn't It's like

13:44

they're having a bowel movement. My son loves every

13:47

single one of I'm I'm like that's the same

13:49

line over and over and over gym. He just

13:51

in their headlights hit the shares is doing what

13:53

he's told. Well. He always

13:56

that's it. That's it. So is

13:58

that like comments share button. Can't

14:00

do it like that Ems if you comment on the

14:02

show on any of us on Facebook our you tube

14:04

we read the comments at the end of the show

14:06

saw the best comments may over him down when I'm.

14:09

Or it so we've been talking about this.

14:12

For. What? couple weeks? No, that's just something I

14:14

had no idea was even a thing until

14:16

you bet on Up. Really never thought about

14:18

it, never even thought about it. I'm actually

14:20

shopping for a new vehicle right now and

14:23

when you brought up the story about the

14:25

Lexisnexis report, it totally connected wires on something

14:27

they were trying to sign me up for.

14:29

What are the chances are? they're like you

14:31

wish you can get internet my car as

14:33

you always have why Fi wherever you go

14:35

and of when? Ah, that's not something like

14:37

okay, we'll give it to Free for two

14:39

years. Because they want to make

14:41

sure for two years my car is always

14:43

connected. It's citizens they can track it. Now.

14:46

There's a fee and nine and but I

14:48

never really would have thought about that when

14:51

I was negotiated a deal for the car

14:53

and in two days later coming here and

14:55

we talk about this like snacks. A store

14:57

in white. That's why they're going to be

14:59

for two years because they want to be

15:01

able to track me well, joining us right

15:03

now as Cashmere Hill and I mentioned. or

15:05

a she's amazing, She's with the New York

15:08

Times and Cashmere. You broke the story about

15:10

what's been going on with these car manufacturers.

15:13

A Dead: I found it because I

15:15

was kind of hanging out in online

15:17

car for a list of people who

15:20

love cars. as I understand you do,

15:22

you can Yes And. They were

15:24

talking about how their insurance of going

15:26

up by twenty percent, thirty percent doubling

15:28

sometimes and they'd asked insurance companies you

15:30

know I haven't had an accident on

15:33

the safe driver by you charging me

15:35

more. And they with they pull

15:37

your Lexisnexis report and then they would

15:39

find out that it had trip data

15:41

about the last six months they've been

15:43

a car including when they heartbreak and

15:46

hard accelerated and they were shot. They

15:48

had no idea that their car was

15:50

sharing this information about them. Now is

15:52

that all car brands are. there certain

15:54

ones that seem to have a

15:57

propensity for more this tracking Well,

16:00

the brand I was seeing over and

16:02

over again in these forums was General

16:04

Motors. People who drove Chevy

16:06

bolts, Corvette,

16:09

Camaro's, GMC,

16:11

SUVs. These were the

16:13

people who I was seeing make

16:15

these reports that their insurance had gone up.

16:19

And I talked to General Motors and

16:21

they said, yeah, we have this program called

16:23

Smart Driver. Oh, that's, you know what,

16:25

Kashmir, that sounds happy. I want to

16:27

be a Smart Driver. I

16:29

want that. Oh, it's very

16:31

happy. You get digital badges like break

16:33

genius and speed limit hero if you

16:35

turn it on, you know, it's

16:38

like a driving coach. And

16:41

it didn't mention anywhere that if you

16:43

turn this on, it wasn't just about

16:45

GM giving you feedback. It was about

16:47

GM giving your data over to Lexus

16:50

Nexus and another data broker called Verisk.

16:53

And that's those data brokers would then release

16:55

it to insurance companies. On

16:57

top of that, some people that were enrolled in

16:59

Smart Driver said, what is

17:01

Smart Driver? I didn't turn this on. Like,

17:04

how did this happen? And

17:06

it turns out that oftentimes what you're talking

17:09

about at the dealership, you

17:11

know, there's a salesperson that's really encouraging people

17:13

to turn on connected services on Star and

17:16

GM's case, and they get bonuses if they

17:18

get you to do that. And

17:20

so they may have been turning on on Star, turning on Smart Driver

17:22

for people who had no idea. Yeah,

17:24

they were trying to sell me on this GM

17:26

connected thing with the pickup. And it was like

17:28

30 bucks a month. And I was like, I

17:30

don't know, I have a Wi-Fi on my phone.

17:32

Yeah. And then it

17:34

was automatically for free. It went from $30

17:36

a month to two years for free with no pushback,

17:39

no questions asked because I'm not going to look what

17:41

I'm agreeing to. I'm not going to look at the

17:43

terms of service. I'm just going to sign. And

17:46

that's what people do. Yes. I

17:48

mean, they just sign. Now,

17:51

I've never tried. I've never even looked. Have

17:53

you ever, Kashmir, have you ever looked at your Lexus reports?

17:57

Yes, I pulled it while I was working on this

17:59

story. And I do have a

18:01

GM car. Actually, my driving data wasn't

18:03

there. My husband

18:06

is pulling his report because the car is

18:08

more associated with his email address. So I

18:10

don't know, we may find out that our

18:12

driving data has been collected. I did find

18:14

very strange things in my Lexis Nexus report.

18:16

Like I was associated with my

18:19

sister's AOL address,

18:21

email address from the 90s

18:24

when we were in high school. And it was for

18:26

some reason in my Lexis Nexus file. So

18:29

can you opt out of the data tracking or

18:31

is it just when you buy the car, this is

18:33

it? Yeah, I mean,

18:35

GM said people are

18:37

supposedly knowingly enrolling in Smart Driver. And they

18:39

said they can opt out, that you can

18:41

opt out at any time. But

18:44

it is the case, it's not just GM. There's

18:46

lots of different car companies that are doing this,

18:48

the same kind of driver feedback program. If

18:50

you enroll in it, your data is

18:52

kind of making its way over to the insurance industry. But

18:54

in general, like once you turn on

18:57

connected services for

18:59

your car, you're sending data back

19:01

from your car to these companies.

19:04

And so even just turning it on means

19:06

that they're getting that data and they may

19:08

be selling it or sharing it, if not

19:10

with the insurance industry, then maybe

19:12

with other third parties. And I'm sure

19:14

you read the privacy policy on your

19:16

car or on your car app. No,

19:19

no, no. It's in there somewhere. Now you

19:21

said your husband was working on getting his

19:23

Lexis Nexus report. How difficult is it? It's

19:27

pretty easy. And I,

19:29

you know, sometimes it's hard to get husbands to

19:31

do things. Yes, I understand. I'm

19:34

right here with you. But

19:36

so you have to go to Lexis Nexus

19:38

Consumer Disclosure Report. You have to give your

19:40

name, you have to give your address, you

19:43

have to give your social security number, which

19:45

makes some people uncomfortable. So you

19:47

do have to hand over data to get the data.

19:49

And I definitely have heard from readers who say, I

19:52

don't wanna give Lexis Nexus that information.

19:55

I don't wanna hear it. I don't

19:57

wanna hear it. Yeah, they do. They

19:59

should. I'm sure they already have it. So

20:02

does it cost anything? No.

20:05

So this is covered by the fair credit reporting. Oh, nice. The

20:08

same asset lets you get your credit report every year

20:10

for free. Is the

20:12

Lexus Nexus Risk Solutions is complying with that law. And

20:14

so you can get this report. They said you can

20:16

get it as many times as you want for free.

20:18

I can do that. Can

20:21

you opt out of being reported on by

20:23

Lexus Nexus? Can you just opt out of

20:25

the entire system? Yes.

20:29

So you can't really opt out of there collecting

20:31

your data. If you see something

20:33

in your report you don't like, you can file a

20:35

dispute to try to get it out of your report.

20:38

And you can say, Lexus Nexus, I don't want

20:40

you sharing this data with anyone. You

20:42

can put basically a freeze on your file. But

20:45

if you do that, you get very ominous

20:47

language that says, hey, if you apply for

20:49

a mortgage, you're trying to open a

20:51

bank account, if you have this frozen, you're probably not

20:53

going to be able to do that. So you're kind

20:55

of in a bind. So I

20:57

guess if you don't want to get tracked, right,

21:00

you don't sign up for the connected services, whatever

21:03

it may be. Ride a bicycle? I was

21:05

going to say, I have a 1946 pickup truck. Okay.

21:09

It'll be right there. It might take me a little while

21:11

to get to work, but I'll be there. Yes.

21:14

I mean, if your car has

21:16

a tape deck, you're probably good.

21:19

It's not leaking any information about you.

21:22

Now, Andrew, you had a question for Kashmir. So

21:24

we talked about this. Kim saw your story. She

21:26

brought it onto the podcast. We talked about it.

21:28

I hadn't heard about it before, and it kind

21:31

of blew me away while we were talking about

21:33

it real time. Then the next day,

21:35

I see someone reporting on it. Then the next day,

21:37

I see 312 people reporting on it. And

21:40

how does that feel for you as you go

21:43

out there, do all the hard work, and

21:45

then everybody else just copies and pastes your

21:47

story? And, you know, in the 18th paragraph,

21:49

they cite where they got the information from.

21:51

How do you feel when you see that?

21:54

Yeah, I mean, I feel like Johnny Appleseed.

21:57

I'm wandering across the media.

22:00

landscape throwing out the seeds for everyone to

22:02

follow up on it. I do

22:04

feel that ultimately I just want drivers

22:06

to know about this and

22:09

to know yeah if their car is leaking data about them

22:11

and I think the bigger issue here

22:13

is that the car companies are allowed to

22:15

do this. They can bury this in the privacy

22:17

policy and that makes it

22:19

okay. That may not be

22:21

the case. There was a driver in Florida, a

22:23

Cadillac driver who couldn't get insurance because of what

22:26

his car was leaking about him who filed a

22:28

class X and lawsuit. But

22:30

yeah I mean I really think we need

22:32

a stronger privacy law in this country that

22:34

gives us more rights over what's done with

22:36

our data and so if it helps to

22:39

have you know thousands of other

22:41

bloggers kind of jump on this other journalist

22:43

report on it great like that's

22:46

the point of the journalism is to have an

22:49

impact so I don't mind. As

22:51

long as they put that link in there and give me

22:53

credit I'm fine with it. So Kashmir

22:55

one last question. So

22:58

if somebody's driving or somebody's going like

23:00

Andrew you're going to buy a car.

23:03

What are some red flags that

23:05

they should watch out for? I

23:09

mean to be honest

23:11

cars today are computers. They

23:13

have hundreds

23:16

of sensors inside cameras. I mean they

23:18

know how much you weigh because

23:21

there's sensors in the seats that are detecting

23:23

the weight of the person that's sitting there

23:25

because they want to know if it's a

23:27

child in the passenger seat turn off their

23:29

bag. There's all kinds

23:31

of sensors a lot of them are about

23:33

safety but they're now being repurposed for data

23:36

collection because you know the automakers look at

23:38

Google they look at Facebook they look at

23:40

this very successful business model of collect data

23:42

about your users and monetize

23:45

it and they want to do the same thing. So

23:47

I do think this is kind of hard to avoid

23:49

as a consumer which is why I would

23:51

push again back to that we need a

23:54

privacy law that protects us from this. But

23:56

yeah I mean if they want you to

23:58

turn connected services on And

24:00

they're really saying, well, you get 30 days free.

24:03

You get, you know, Andrew, you get two years

24:05

free. Once

24:07

you turn it on, you're saying yes to

24:09

the privacy policy. So you might get the

24:11

service for 30 days, but you've agreed to

24:13

hand over your data forever. You know, I've always

24:16

said if it's free, you're the product. Yeah, I

24:18

mean, that's even if they call

24:20

30,000 dollars. That's

24:23

true. You're still the product. Hey, Kashmir,

24:26

always a pleasure. Thanks for being here.

24:28

Thank you. Thank you so much. She's

24:30

so awesome. She did great. She is.

24:32

She's good information. I would suggest reading

24:34

that entire article. Oh, it was great

24:36

information. It is. All right. So are

24:39

you feeling stressed? You look a little stressed. I'm

24:42

OK now, but I know that there's

24:44

help. And Amazon is here. Join

24:53

us today during the Jeep Celebration event for great

24:56

deals on Jeep brand SUVs. Right now, well-qualified lessees

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delivery by 4-1. Jeep is a

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registered trademark. Hey,

25:26

it's Kim commando today. It's your

25:28

daily great fun pod about all

25:30

things digital. We have it in

25:32

two flavors, audio and video.

25:35

What are you laughing for? I like that. The

25:37

description of flavors. Yeah. Two flavors. Audio.

25:39

What do you prefer? Do you prefer chocolate

25:41

or vanilla or video or audio of Kim?

25:44

Which one? Everybody's got their favorite. I

25:46

mean, you know, some people find my voice

25:49

soothing. Yes. OK. Some people

25:51

find my face pleasing. OK. Those

25:53

are too positive. I'll

25:56

wait for the shoe to drop on the other one.

25:59

Never did. You're here. Some people think I'm gorgeous.

26:01

Some people think I'm beautiful. They're gonna have to

26:03

fight about it. It's

26:06

just so hard being me.

26:10

And I mean think about the stress level I

26:12

have. Oh my gosh stress everywhere. Oh, we didn't

26:14

tell people to comment. You

26:16

shouldn't have transitioned to the story then. Okay. Sorry. It's

26:21

I have total ADD. You know that. Comment

26:23

on watching us live on the video on

26:26

Facebook YouTube. We're monitoring all

26:28

the comments and just drop them.

26:31

Maddie's taking care of them and she's gonna bring them down and

26:33

we'll read them at the end of the show. Okay, so now

26:35

what are we talking about again? Amazon. How

26:39

am I gonna transition back? Amazon.

26:41

We've almost seen the stories of how hard it is to work

26:43

at the warehouses of Amazon. You know what? It

26:45

has to be very difficult. The demands that are

26:48

on these warehouse workers are more than I don't

26:50

know any job I've ever... That's not a you

26:52

know a camp that I've seen

26:54

described. We've had people die on the

26:56

floor of an Amazon warehouse. They

26:58

push it to the side and say everybody get back to

27:00

work and the state comes in and finds them $7,000.

27:03

And it's not easy to be an Amazon

27:06

driver. No, not any aspect of the Amazon

27:08

retail business. But Amazon, you know, they try.

27:10

They try to do things. Well, they say

27:12

they try. Do you remember in Christmas when

27:14

you could write a letter to Peckey? I

27:18

don't remember that. Okay, so Peckey is the

27:20

Amazon mascot. Okay, I didn't know.

27:22

You didn't know about this? No, I

27:24

don't even know about Peckey. It's like is it

27:26

a little orange blob that has a smiley face

27:28

on it and it is the warehouse mascot and

27:31

during the Christmas holiday, they said hey

27:33

if you're having financial troubles, write

27:36

a letter to Peckey and maybe

27:38

one of your wishes will get answered. Oh,

27:40

how nice. That was their cure for your

27:42

financial troubles. So now they

27:44

have a new thing for stress. It's called

27:46

the Zen booth. The Zen

27:48

booth. It's on the floor of

27:50

Amazon warehouses and it's this

27:52

little box that when you walk in it's

27:55

very floral. There's a little, a little

27:57

there. We're showing it right there. Yeah, right there. The

28:00

size of I don't know, a closet,

28:02

phone booth, good description. And

28:04

you walk in, it's green. There's

28:06

a computer screen. There's plants everywhere. The

28:09

roof is painted like a blue

28:11

sky. And I can, I'm just feeling relaxed.

28:13

Just you talking about that. And then you turn on

28:15

the screen and it has meditations for

28:17

you to follow. And one of

28:19

the, this all got leaked by one of the

28:21

Amazon workers and he turned on the meditation and

28:24

it said, close your eyes. Okay. And

28:26

think happy thoughts. Things

28:29

that make you happy. Okay. Now

28:31

go back to work. The

28:34

Amazon employees are figuring that this is an

28:36

insult and it's not really going to help

28:39

with the stresses of the work. And this

28:41

is just Amazon basically building a bunch of

28:43

blue boxes with some touchscreens in it to

28:45

make them look like they care about the

28:47

employees. They really don't. A hundred percent. But

28:50

we were actually talking about it behind the

28:52

scenes here, like the stresses of working in

28:54

podcast production and you know, 400 radio stations

28:56

or 400 plus radio stations or counting on

28:58

you every single week. You know what it

29:00

is. It's a, it's there, you know, we

29:03

have a lot of deadline to deliver

29:05

a radio show and quality product. I

29:07

mean, if we're having a bad day, you

29:10

have to just like pretend and I'm not having

29:12

a Yeah, exactly. You got to move past. Right.

29:14

And I said, you know, there's gotta be stresses

29:16

here. And they're like, yeah, well, we actually have

29:18

the same thing that they have at Amazon. Do

29:21

you? And I said, really? And they're like, yeah. And they put

29:23

it right out here and they put it on the set and

29:26

this is it. That's

29:28

perfect. Yeah. Yes. Yes. It's

29:31

so relaxing. Are you feeling better?

29:33

I am. You know, it's

29:36

dark in here. It's calming. It's

29:38

also an advertisement for the website. Of

29:41

course. So, you know, you can't do

29:43

anything without pushing Kim products. But

29:45

yeah, I feel so much better. It says

29:48

relax on the box. Yeah. It demands that

29:50

you relax. Yes. Yes. So this is, you

29:52

know, our attempt at being as caring and

29:55

open minded about their employees as Amazon.

29:58

Did we put holes in that so you could

30:00

breathe? I'm doing okay. I'm doing fine. Can I

30:02

take it off now? Let

30:04

me see. Let me get your point relaxed. So

30:08

yeah, we're reaching out. Well,

30:10

I'm glad to see that

30:12

you appreciate the efforts. I thank you. Because you

30:15

know, a lot of people, you know, they would

30:17

say like, well, that's just a pop. Hey,

30:34

it's Kim Camando today. It's your Daily Fund

30:37

Podcast. Just a quick reminder to make sure

30:39

that you sign up for our free newsletters.

30:41

You're going to love them. You

30:43

sign up over at getkim.com. getkim.com. You're going to

30:45

love it. Half a million folks. That's

30:48

a lot of people. It is. I

30:50

mean, it's a lot of people. And I was in a meeting

30:52

and I just mentioned like, oh, we have a newsletter that goes out

30:55

to a half a million. And the guy's like, wait, you

30:57

have a newsletter that goes out to a half a

30:59

million people every day? It's like sitcoms on CBS. They

31:01

get a half a million people watching. I know. That's

31:04

huge. It is huge. But we always need more. And

31:07

so if you do get the newsletter, tell one person, just

31:09

one person. You know what my goal is? World

31:12

peace? Two million subscribers.

31:15

Well, I would like world peace. Don't

31:17

get me wrong. But you'd rather have

31:19

two million subscribers. And then also winfromkim.com

31:21

because I want to give you $500.

31:25

What was your song again? winfromkim.com.

31:30

Or maybe it should be like – maybe it should be more like loungy.

31:33

We should have AI try to come up

31:35

with a winfromkim.com, give you a $500 jingle

31:37

and see what they produce. Hey, Mads, can you

31:39

do that? We can. Oh, yeah. There's so many

31:41

web resources. Yeah, we should do that. All right. So we're

31:43

going to talk about Kate Middleton in

31:45

just a second. But

31:48

we have some comments. Sure. Which I love. Look at

31:50

this. I love when we get so many

31:52

comments. That was a huge stack. Yeah, it's a huge stack.

31:56

We're going to go real fast. Colorado Light. Hi,

31:58

Kim Sun. Japanese. formal name. Thank

32:02

you so much. Yes, she's been in

32:04

Japan for a whole week and now

32:06

she needs a Japanese formal name. There's

32:08

a white orb flying into Andrew's head

32:11

from the left every 10 seconds. That's

32:13

my microphone. That's when I turn my

32:15

head. Love it. Let's

32:19

see. Alan

32:21

Coates says, hi, Kim and Andrew. He said,

32:24

can you put the instructions in the current

32:27

for pulling the Lexus Nexus report? Absolutely. I

32:29

look forward to your newsletter every morning. Thank you,

32:32

Alan. Love that. I'm definitely doing it. I'm pulling

32:34

mine. So am I. Lou Mello

32:36

says, box head Andrew. I was

32:40

relaxing. Seward Ward says, that

32:42

box is hilarious. Thank you. Let's

32:46

see. Lou also says, going to

32:48

check out the insurance, or check out

32:50

the Lexus Nexus, because his wife insurance went

32:52

up by 20%. Mine went from 180 to 265 in like four

32:55

months. So

32:58

there's got to be something on there. Maybe it's all

33:00

the drag racing I'm doing. Now that can't be it.

33:03

That can't be it. 24

33:05

hour bus. I don't think I heard how we can lower our

33:07

insurance rates. I don't think

33:09

you can. By a 1980 Pontiac and

33:11

a Baron. I don't think you

33:14

can. Special K

33:16

writes, people wanted all this tech in their cars

33:18

and now it's coming back to bite them in

33:20

the you know what, with higher insurance costs, high

33:22

repair costs and the cars spying on them. But

33:25

we have no one else to blame but ourselves.

33:27

We all sit there and check that box. We

33:29

all without reading it, gave them all the permission

33:31

to get all of our information. Yes. My car

33:33

when I get on my current vehicle when I get

33:36

home, connects to my Wi-Fi network. Every

33:38

time I pull in the driveway, my car is

33:40

totally connected. Yeah. I mean, it's, and

33:42

you're not a great driver. I mean, not great, great.

33:45

I'm taking it back. You're not a

33:47

slow driver. I'm not

33:49

a fast. What are you looking at

33:51

me like that for? You don't think you're a fast driver?

33:54

Sometimes. Compared to who? Mario Andretti? Dale

33:59

Earnhardt Jr. I

34:01

don't think I'm that fast

34:03

of a driver. If you weren't that fast of

34:05

a driver, this sentence wouldn't have started with that

34:07

long of a pause. You

34:10

know, because I was having visions of speeding.

34:12

That's one thing that I have done recently,

34:14

that I was going down 30 seconds straight

34:17

and I was like, whoa.

34:20

Every time you tell us the story of you running a late,

34:22

it ends with you speeding. What

34:24

do you mean? You've told so

34:26

many stories about you running cameras

34:28

and the speed cameras going off

34:30

and you're just smiling because you're

34:32

blazing by them. You know,

34:34

today, I actually looked down and I was going 41

34:36

in the 40 mile an hour. The

34:43

video from yesterday, his name's

34:45

Scott. It's not 7H3D34. Oh,

34:49

good. Finally. Thank you, Scott. Scott

34:51

is so much better to say

34:53

than 7H543. Just

34:56

start all your comments with, hey, this is from

34:58

Scott or Scott here. That

35:01

video from yesterday was interesting. It was. If

35:03

you missed it, you should definitely go watch the video

35:05

that we put at the very end of yesterday's podcast.

35:07

It was crazy and it didn't even connect until I

35:10

got my car and I was driving home. You said

35:12

that thing's going to be available in two years. I

35:14

mean, we are two years away from being the Jetsons.

35:17

But the voice, the cadence, that

35:20

was really something. Diane Snyder writes,

35:22

yes, $500. Love

35:24

hearing and reading your tech ideas. I

35:27

love you more than I love Andrew. And I just

35:29

have to say it because it's the truth. None

35:31

of this is real. No, that was not real.

35:33

Okay. I'm sure it's the

35:35

truth. It wasn't written down. I just

35:37

felt. Yeah, you felt that. Felt that.

35:39

The love coming through. Oh,

35:42

once again, every day. Yes.

35:45

Okay. So, Kate. Milton?

35:48

She's been seen. She

35:50

was at a farmer's market. Yes,

35:52

on Sunday. Smiling and walking and

35:54

holding bags. Showing life. Yes.

35:57

Like a normal human living person. You know, and I was.

36:00

watching it and I saw her

36:02

walking out with William and

36:04

I thought to myself you know the last

36:07

time that Barry and I left like AJ's

36:09

or a farmers market I don't

36:11

remember like walking like going you

36:13

weren't ecstatic that you just got a

36:15

great deal on toilet paper no I'm

36:17

fresh cucumbers it looks so phony baloney

36:19

to me staged or fake can

36:23

I say both I don't know either or oh

36:26

you can say either or play the video yeah

36:29

and this is was sold it's

36:31

TMZ yes now I actually

36:33

did a deep dive on this because so anyone

36:36

on social media right now who's bringing up

36:39

Kate Melton and the conspiracy theories is blowing up

36:41

their videos are getting so many views this is

36:44

such a top of interest we need to have

36:46

it we need to have our own I've spotted

36:48

Kate now the people they say the people in

36:50

the community see them all the time out and

36:53

about this is where they live but there's an

36:55

understanding of respect that they're not going to film

36:57

them they're not going to take pictures ask

37:00

for them to take pictures and that

37:02

this is unprecedented but not only would

37:04

someone take a video of them coming

37:06

out but then sell it to TMZ

37:09

and the fact that that happened is

37:11

bleeding a lot of people to believe

37:13

that it's either fake or staged or

37:15

old where they found someone had a

37:17

private video that they were in their

37:19

collection that they secretly filmed and sold

37:21

it to TMZ and set and changed

37:23

the metadata on it and said that

37:25

it was actually a current video oh

37:28

see I didn't even think of that because it's like

37:30

such taboo to bother

37:32

them in public in their town where

37:34

they're from because it's just a respect

37:36

I would believe that that it's an

37:38

older video you would yes I mean

37:40

they look happy she looked the same

37:42

so where are you going

37:45

where why is your mind wrapping around this why

37:47

were you bringing up the video Maddie

37:50

was telling me today that she thinks

37:52

that Kate had plastic surgery she said

37:54

she looks at that video yes

37:57

I said this from the beginning and she said she looks

37:59

a lot younger that video but maybe she's

38:01

not younger in that video because she had

38:03

a facelift. Maybe she's younger in

38:05

that video because that video was taken last year. People

38:08

are also breaking down like look in the

38:10

back I think I see holiday decorations.

38:14

This couldn't have been taken last month

38:16

because there wouldn't have been Christmas decorations

38:18

in the back. Look at the ground,

38:20

the grass is green, it should be

38:22

covered in snow. Like there's so much

38:24

why doesn't she just hold a press

38:26

conference. Come out and say I'm good

38:29

everybody stop. No because you

38:31

know we're tired of hearing about

38:33

these duplicates. That's not

38:37

how really we're gonna end this

38:43

program is a copyrighted production of

38:45

Westar multimedia entertainment and protected by

38:48

the copyright laws any rebroadcaster use

38:50

of this program for commercial business

38:52

economic or financial purposes without the

38:54

written permission of Westar multimedia energy.

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