Whether you are salaried or consultant, young or old, well- paid or not, we all have aspirations, objectives, and dreams for the golden years. However, while you are making those personal planning, remember financial planning as well as it is the key to the realization of your goals and dreams for later years. Laurent Carrier, a renowned retirement planner, as he unfolds why you need to plan for retirement so that you just don’t retire, but retire in comfort.