On Let’s Talk Money, we’re going back to the past to bring back some of our favourite bits of the podcast… just in case you missed it. 

Today, Monika unravels the crucial distinction between saving and investing, emphasising why they should never be used interchangeably. From understanding the basics of savings to exploring the potential of investments across various asset classes, she delves into the transformative power of transitioning from savers to intelligent investors.

Also, she answers your pressing questions about how much is enough for a retirement kitty if you have kids, how to get out of a crippling debt cycle, and whether you should opt for an education loan or let your parents cover your expenses.

If you’d like to go back to the original featured, click the links below:

(00:46 - 05:18) Evolving Towards Smart Investments

(05:25 - 10:57) Calculating My Retirement Corpus With Kids 

(11:00 - 16:14) Getting Out Of A Debt Trap

(16:16 - 17:30) Opt for an Educational Loan or Let Parents Pay?

If you have financial questions that you’d like answers for, please email us at [email protected] 

Retirement Calculator

https://investor.sebi.gov.in/calculators/Visual_Gold_Planner.html

https://investor.sebi.gov.in/calculators/Assets_Allocations.html

William Sharpe’s Article

https://www.barrons.com/articles/william-sharpe-how-to-secure-lasting-retirement-income-51573837934

Monika’s columns dealing with being in debt and taking loans

https://www.monikahalan.com/new-rules-are-needed-to-stop-predatory-lending/

https://www.monikahalan.com/opinion-why-you-should-keep-paying-emis/

https://www.monikahalan.com/five-years-into-the-base-rate-system-it-seems-that-even-the-move-to-a-base-rate-system-has-not-worked-in-rate-transmission/

Monika’s book on basic money management

https://www.monikahalan.com/lets-talk-money-english/

Monika’s book on mutual funds

https://www.monikahalan.com/lets-talk-mutual-funds/

Calculators

https://investor.sebi.gov.in/calculators/index.html

You can find Monika on her social media @monikahalan. 

Twitter @MonikaHalan

Instagram @MonikaHalan

Facebook @MonikaHalan

This is a Maed In India Production; check us out at www.maedinindia.in

Creative Director: Mae Mariyam Thomas

Project Manager: Shaun Fanthome

Head of Audio: Kartik Kulkarni

Producer: Meghna Gulati 

Sound Editor: Kartik Kulkarni

Artwork: Alika Gupta