The fact of the matter is, we were not brought up to be financially savvy. And while there are many sources of information online, if your investment strategy is simply winging it after Googling a couple of hours it might not really bring you the outcome you want. In addition to that, while personal finance is important it’s not really something everyone would be interested in. So what if you can hire someone to manage it for you? Would that take up less time with higher returns? Considering the current bear market, are you feeling anxious every time you check your investment portfolio? Should we hold or sell? We discussed all these and more with Chong Zee Mee, financial integrator.