Today’s Guest: Graeme Hedges- Insurance & Financial Advisor

Email: [email protected]

Phone: 1800 INVEST (or 08 8267 2000)

Website: https://hedges-assetplanning.com/

In October 2022 another round of changes is happening to income protection insurance policies . 

This episode is divided into 2 parts for easier listening.

47a

• types of personal insurance 
• income protection
• life 
• total and permanent disability
• trauma
• needle stick
• changes to income protection policies since 2020
• upcoming income protection changes in October 2022

47b

• the process of getting an insurance policy
• own occupation vs any occupation
• level premiums vs stepped premiums
• reviewing an existing policy
• ways to reduce your policy premiums
• listener questions answered