0:00

Hm, who

0:06

you all ready, Let's

0:08

go. Welcome missus. Michael called this

0:10

world started doing venice peach. Now he reached

0:12

in the world.

0:13

He'll make you left.

0:14

Take the stomach, car supple fly nice guys

0:16

praying to me to work, trusting old

0:18

he's ready for the star, hurts winter and oh

0:20

g three times. This ain't gonna begin him whether

0:23

you win now house, you want your brother out?

0:24

Ho's a dinner on your job and.

0:25

Your brothers are that?

0:26

I mean?

0:26

It's a call.

0:28

Michael Taus said, everybody to call yes,

0:30

Michael Taus had everybody like to call Yes.

0:33

Michael Saus say, everybody, you know what a shine

0:36

I called? Michael fuck said, everybody

0:39

to call Michael Chaush everybody

0:42

Michael.

0:42

To say, my god, everybody, anybody

0:44

you call Hey,

0:50

everybody, you know what tab it is it?

0:53

Michael?

0:53

Guy you down called?

0:54

Michael talked to everybody.

0:56

Everybody, everybody, Welcome to the show today, everybody.

0:58

Uh, I hope your life is doing excellently.

1:01

And if not, just take a moment, take a breath,

1:03

take a prayer.

1:04

It'll be to you. Befolks. You know it.

1:06

Today our topic is banking

1:10

and is banking racist?

1:12

Well? I think Chase Bank is. So

1:14

let's just talk about that.

1:18

I have. I have

1:20

two wonderful guests with me. They're both comedians,

1:22

my cousin Derek also known

1:24

as Derek Keener all over

1:26

the world and Straya

1:29

Blackstraya is funny.

1:31

How y'all doing, guys.

1:34

Yeah, man, I'm alright.

1:36

I'm good.

1:36

I had to go to the bank today, so I'm good.

1:39

Oh, yes, they away from there.

1:40

You wont be mad.

1:41

My fists been bought up all day long.

1:43

Okay, So I had an incident

1:46

with the bank. I like to share with you, folks, and then y'all

1:48

tell me what your take on it is. So I

1:51

get four letters come to my house at the same

1:53

time, and each one of them is

1:55

saying the bank has decided arbitrarily

1:58

to end my account.

2:00

Said we decided to close your accounts.

2:03

One says we are closing

2:05

your deposit accounts. One

2:08

says we are canceling the least

2:10

on your safety deposit box.

2:13

I didn't even know I was paying the lease on.

2:15

Said if I didn't use that box in three years, if I've

2:17

been paying them each morning, ain't shit in

2:19

there.

2:19

I'm mad. And the last

2:21

of was.

2:22

We close your credit card. So

2:26

when I see this on the first part of

2:28

the PENDIC, you know why they close my ship?

2:30

What did I do? So I go back to read

2:32

it. Derek, you gonna love at this.

2:33

Come on read.

2:34

I'm reading what the reason is and it says

2:38

financial institutions have an obligation

2:41

to know our customers and

2:43

to monitor transactions that

2:45

flow through our customers accounts.

2:47

Well, they already failed on that because they don't know me

2:49

as a customer.

2:50

They say they're supposed to know that. They don't know me as a customer.

2:52

I've been here three years.

2:53

Go on that bank.

2:54

I guarantee you ain one of the motherfuckers can say

2:56

my name. They can't say all that's Michael.

2:57

That's I can't let them say that. I come

2:59

in, you know, take my money, go out. They don't know my.

3:01

Ass So financial institutions

3:04

have an obligation. They already tell the abbligations

3:06

to know their customers and to monetory their

3:09

transactions that flow through customers accounts.

3:11

What they're doing is the second part.

3:13

They're monitoring transactions that go in

3:15

and out, but they don't bother know the fucking customers, so they

3:17

don't know how I get my money

3:19

or where it comes from. So it's trained in them because

3:22

most niggas are doing nine to five, So

3:24

they come in every every week with their little check

3:26

and shit sae check same company

3:29

over No, but they say the commun with checks from

3:31

everywhere.

3:31

Most of the money have to positive checks.

3:33

So they see me.

3:34

Coming in with checks from everywhere, you

3:36

know, and then I send out money when I'm

3:38

I'm I'm doing. When

3:40

I'm doing production, I have to

3:42

pay for my production stuff. When I'm doing my wedding,

3:45

I have a thousand things I'm paying for. This

3:47

second part of the sentence though, after financial institutions

3:50

have an obligation to know our customers

3:53

and to monitor, track the monitor transactions

3:56

that flow through our customers account.

3:57

This is what they hit me with, after care

4:00

care for consideration, Derek, that.

4:01

If we sat around and thought about this shit, thought

4:04

careful, after careful consideration,

4:06

we decided to close your account because of

4:09

wait a minute, wait for it, unexpected

4:13

activity.

4:16

What the fuck is?

4:17

First of all, what type of activity

4:20

were they expecting me to be doing with my money?

4:23

Money?

4:23

They bay, I put it in, I take it out. They

4:25

getting a percentage on what's sitting there I thought that

4:27

was the deal. When I want to get somebody,

4:29

I can get it. When I put something, I want to put some in. What

4:32

is the soul called unexpected

4:35

activity? Unexpected activity, then it's

4:37

unexpected that a nigga have real money and

4:39

come in out there and ain't scared of them.

4:41

So now, because

4:43

they can't tell what my money is, they do what

4:45

they do with all black people.

4:47

I'm a drug dealer, so to

4:49

keep me from moving money to the other drug

4:51

dealers, they just closed my account and

4:54

won't even tell me that this is a difficult part.

4:56

They won't even tell me why. So

4:59

when I call and they say, well, you know

5:01

we have here, we have you know, we're cancling.

5:03

We but we but we can't tell you the reason.

5:06

What are you saying?

5:07

You can't tell me?

5:07

Read No, it's personal. We keep it to ourself.

5:10

What did I fuck somebody at the bank?

5:12

Is that what happened? Somebody

5:14

got an attitude? God, I came in. I ain't telling nobody.

5:17

I mean, what how what the fuck you talking

5:19

about?

5:19

So I go to two guys. I go the first guy

5:22

and no, I got got a girl. The first guy he

5:24

ain't got no real answer. I say, well, is your

5:26

supervisor. Well, I'll get her, but she's gonna

5:28

say the same thing. I said, okay, Well, didn't bring

5:30

her in here to do the same thing. And

5:32

I said, because before I before I sue,

5:35

y'all, I just want to know all

5:37

the particulars. He said, Well, you're welcome

5:39

to suit to sue. I said, player, I

5:41

didn't ask your permission. I don't need your

5:43

mother fucking permission. I'm just trying to figure

5:45

out who the people are and what they're saying. So

5:48

when I sue your ass, I know who I'm talking

5:50

about and what I'm fighting against. But do

5:52

you have a supervisor? Why I have super body?

5:54

She gonna say, same thing, and of course she did.

5:56

He come a little sister, same thing,

5:58

but she can feel the boot shit and

6:00

she's like, yeah, but really it won't tell

6:03

us anything, and they won't tell you. And

6:05

I said, well, Jail, I speak to

6:07

who's up over over you.

6:09

I'm the manager. That's it. I said, Yet, so you're

6:11

saying that you don't have a boss.

6:14

I do have a boss, you know, But you know you'll

6:16

have to get back with you in twenty four the forty eight.

6:18

Hours will let her get back to let her do. So I'm

6:21

doing like white folks do. When you fuck

6:23

with white people, they tell everybody.

6:25

They tell their mama, they cousin, they write letters

6:28

to the city, to the mayor, uh,

6:30

they go to uh, they go

6:32

everywhere and let you know you fucked over

6:34

them until you stop and you.

6:36

Have scared the food out of me. I went

6:38

and took my little two hundred dollars out the bank. I

6:44

won't little money.

6:45

And you just hear me, I wish your

6:50

two hundred out of there like it was one hundred times.

6:52

No no no, no, no, no, no, no no no. And

6:55

my sixty cent.

6:56

To you went

6:58

all the way. Thank you. You know, because I'm

7:00

telling you this is called profiling.

7:03

You know what I'm saying.

7:04

They're profiling you cause they don't know what I'm

7:06

doing my money. I have no idea if they classicism,

7:09

yeah, classicism.

7:11

We know that the American banking system has

7:13

been known to do this with us

7:16

for quite some time. This is it

7:19

all started all right during

7:21

the World Wars, whenever you were doing the red lining

7:24

all stuff get in that way for quite

7:26

some time. So I'm not surprised that they

7:28

did this for you. They noticed

7:30

whatever activity. They know whether

7:32

you're doing shows and bringing in you

7:35

know, you may bring in twenty fifty sixty

7:37

thousand dollars at the time. That ain't none of your goddamn

7:39

business. How much money I brought to this bank,

7:42

whatever I put in that I can take out.

7:45

It's just your job to hold this shit till

7:47

I decide what I'm gonna do.

7:49

It's just said, it's sad all

7:51

together.

7:52

I mean, the banks ty in with the

7:54

government, and we all

7:56

know that the government be on some saucy

7:59

shit anyway way, So it all

8:02

adds up. It just makes you now want

8:04

to be like, just put your money under your mattress.

8:06

How your grandmom and them used to do it.

8:09

It makes sense now, you know, when

8:11

you were younger, you didn't understand why they keeping

8:13

this money put away like that. But now

8:16

it makes so much more sense because

8:18

it's so much you know, ins and outs

8:20

that you know, people don't pay attention to

8:23

us as a culture. You know, we put our money

8:25

in banks to help us, to bet

8:27

us to grow, to get financed,

8:29

you know, to to you know, to help

8:32

help.

8:32

They don't want black They don't want black people

8:34

to have this ship together.

8:36

They don't so black.

8:37

People come in, they organize, they got

8:39

their money bank by their own business.

8:41

They separate and disrupt that. I ain't

8:43

getting nothing to nobody.

8:45

Well somebody that doesn't.

8:47

I don't even believe it's somebody that works inside

8:49

of that actual brand. That

8:51

is somebody sitting behind a

8:53

computer that looks that's looking

8:55

at transactions or oh this looks funny,

8:57

don't recognize the name, never google it

9:00

and just said, well, this is probably

9:02

a drug. Drug dealers don't teach

9:04

the money in the bank, dummy.

9:07

We keep out.

9:08

I mean they keep.

9:12

I don't know no drug dealers with a bank account.

9:16

I mean they don't.

9:16

They don't have them.

9:20

No.

9:20

I think it's unfortunately, and you

9:22

know what, we're trying to get more black banks.

9:25

I'm not sure of any black home banks in your

9:27

area. I know there are none in my area

9:29

where I live at uh. But you know,

9:31

we we're trying to get more black oed banks.

9:34

But that's a difficult deal because they don't want

9:36

black people. That's what I want to look

9:38

for. I want to look for either black banking. This

9:40

era almost goes to the credit union.

9:42

You know, all military they have a Navy credit

9:44

union will be really good, and

9:47

I think all that. Oh yeah, so

9:49

you know, I mean, I'm happily taking my money out

9:52

of that bank because I talked them when I first get

9:54

it was no niggas working there. I was a year and

9:56

not one black person working in the area. To

9:58

have black people, it's just don't make no damn self.

10:00

Then they brought in a goofy looking old security

10:03

guard who looked like he.

10:04

Couldn't secure shit.

10:05

He looked like he was secure motherfucking peanut

10:07

butter and jelly sandwich. And he's sitting there

10:10

with his loose outfit, just stand

10:12

at the door watching people come in.

10:14

He aye'ht no gun.

10:15

He had no gun. I have a gun,

10:17

but he didn't have a good he

10:20

protecting a bank. But I walked in.

10:22

With a gun and he ain't got one. What were

10:24

you trying to say, strained?

10:25

No, But in history, we

10:27

as a coach, you know that banks definitely

10:30

have been unfair to us.

10:32

You know, when it was.

10:32

Time for the loans for homes

10:35

in the segregation times,

10:38

you know things like that. I mean, so it's

10:40

an ongoing thing with them. I agree

10:42

with Derek. I believe it was a pental

10:45

pushing fucker. That was

10:47

behind the computer and was

10:49

like he definitely like that. Dang

10:51

seem sake. So I think

10:54

it was just like I think they just picked

10:56

you. You know, they picked the wrong person.

10:58

The problem is that that arbitrary.

11:00

How they do it, Just take it at random.

11:03

Just look at anybody's account and say, well, I don't understand

11:05

how his money.

11:06

What's going on? He's making money now, he ain't making

11:08

money now, he is making money less end

11:10

his account.

11:11

It's just its most retarded way of

11:13

working I've ever heard, and disrespectful.

11:16

I have something for you.

11:18

One United Bank in Los

11:20

Angeles, California identified black.

11:24

They're one of those inelas Compton

11:27

Los Angeles and Company. Then City First

11:29

Bank is in Inklewood and

11:31

in Los Angeles every bank

11:33

corporation is in La Business

11:36

Bank California.

11:37

You said city, No City Bank and

11:40

no black horned Bank.

11:41

No, no, no, they say City First. It's

11:43

like city Free.

11:45

It's called City First, City First.

11:47

Okay.

11:48

I never heard no ship like that.

11:49

Okay, somebody

11:52

houseas

11:54

house is.

11:55

In his house.

11:59

We take the pot in the fronduct, but

12:01

we only we only send money out on the side.

12:03

Mike, when you get over there to the bank, it's gonna be a nigga

12:05

outside movie.

12:06

You here to put your money in. Come on, figure,

12:13

come on, you good? You good?

12:17

Yeah, you know, I mean it's a bitch at the counter

12:20

of like come out because we money.

12:22

Oh yeah, you're gonna get your money. We're

12:24

gonna keep you. That might

12:27

be it.

12:27

I'm not.

12:28

But there're severally l a river

12:30

size, the three banks, California

12:33

Banking Trust, and a couple in the

12:35

bank.

12:35

So we got all of those, all

12:38

those the black black on banks.

12:39

That's what that's.

12:40

Look again and see if there's

12:42

any black owned banks in the Palmdale area,

12:45

Palmdale, Californa.

12:46

Okay, so I don't have to I don't have to travel.

12:49

That's why we got to use that app. That

12:52

that black for one one app.

12:54

We gotta start using it. That's

12:57

what we gotta start using more for.

12:59

The We should bring him back on and talk

13:01

about that.

13:02

Uncle Michael, California, thank from

13:05

all from ranch out the

13:07

banks.

13:08

Well, like I said, the banks, we all

13:10

know that they saucy and fall too. I

13:13

don't got too much in our any fucking way. I

13:15

only keep money in there when it's time to

13:17

pay a fucking bill. So they don't

13:19

got to worry about me. But as

13:22

things are getting progressing

13:24

and life is going good and checks is

13:26

definitely getting deposited, I know

13:28

that I gotta be careful moving forward.

13:31

That's what I like you.

13:32

Life has been great for me late.

13:34

I've been depositive checks of more than

13:36

fifty dollars at a time. Australia.

13:42

Man, it's sad whenever you know people

13:44

treat uh and you know what,

13:47

Mike is.

13:47

A celebrity or you know what I mean,

13:49

he's a celebrity.

13:51

It's saying when you treat someone, especially with

13:53

a platform, this way,

13:55

because you can ever know how

13:58

their influence reaches and and

14:00

and beyond him being a.

14:01

Celebrity, he's a customer.

14:04

All customers should be treated with

14:06

a certain amount of respect,

14:09

a certain amount of cachet that

14:11

you're supposed to just give them just because

14:13

they decided to come and thank with

14:16

us. You should be treated a

14:18

certain way. That's off the general principal.

14:20

You walk in here, you could have chosen any bank

14:23

of the twelve that's on this streets.

14:26

Yeah, but that's what hold

14:29

that off for one moment, because we get it's so good, it's

14:31

so exciting that when went past our little

14:33

break. We got to take a quick break. We'll be

14:35

right back, y'all. Hey, Michael talks to everybody.

14:37

We're here at iHeart, and you

14:40

know, we want to know if banking in America

14:42

just traditionally racist, can they can

14:45

they help themselves? Do they know how

14:47

to work with black people without either trying to

14:49

cheat them or trying to throw them out.

14:51

They try to tell you this slavery.

14:52

Is over, but it ain't because just because

14:55

they know him black, they could just throw my

14:57

count out and not even give me a reason.

15:00

Be right black and

15:12

we're black, I mean, we're back. It's

15:14

your boy, Michael Gallian. Mike talks

15:16

to everybody today.

15:17

I'm talking with awesome straight

15:19

of Black, one of the coldest up

15:21

and coming black female comedian

15:24

artists actresses in the country.

15:26

She's also a regular on my TI morning show.

15:28

So we better honored to have her over there because she

15:31

she'd be making things happen. And the

15:33

great gret Keina, Man, this dude been doing

15:35

commony with me.

15:36

We go way back. We go back like lawn chairs,

15:39

like Alex, We got Alix had, we got roots.

15:42

And these guys aren't just funny, they smart and

15:44

they're definitely smart enough to know that people

15:47

can just do something and not in get a reason.

15:49

That's there. I just jumped on the phone with earthquake, and

15:52

I would say, like earthquake, I don't understand. How

15:54

can they say we ain't gonna give you a reason

15:57

when we feel like something

15:59

right, We ain't give you no reason. Can get your

16:01

ship And if you don't come get it by the date we're

16:03

gonna mail you check and clean your ship out, that's

16:06

dangs stuff.

16:06

I had a girl do me like that once and

16:09

wouldn't getting no god damn reason. And

16:11

I didn't go over there and get my ship.

16:15

We together. You ain't even getting no reason.

16:19

Just enough this just it, Come

16:22

get your stuff. I'm coming over there.

16:24

But oh my god, she hit you

16:26

with that.

16:27

But I ain't leaving. I'm telling you that now about

16:30

I'm coming.

16:31

I'm coming, but I ain't going.

16:32

But I ain't leaving.

16:33

Let me tell you this, that girl we together,

16:36

whether you know it, and that's how the bank did you?

16:38

Man? And if I was you out with it, well, no,

16:40

I can't tinue that. Yes, you don't want

16:42

to go?

16:42

What say it said

16:45

on this show when you said what we want.

16:46

We said how we want to say it? What?

16:48

What'sr what's your thought?

16:49

I don't want to throw my money in the nigga face

16:52

at the count.

16:54

And caught him out the name, got him a beat and said,

16:57

put my money back in my account.

16:59

Hope he got to If

17:01

he do that, he gotta do it like on players

17:03

could do something to make me feel better.

17:05

He gotta have somebody.

17:08

To do it. Yeah,

17:10

yeah, you know.

17:12

But the banking system in the United States

17:14

is the most powerful economic

17:17

institution in the United States

17:19

and perhaps the world.

17:20

Now, so you're going to be fighting.

17:23

But what is the U That central

17:25

banking system, the Federal Reserve

17:28

is the most powerful economic

17:31

institution in the US, and it

17:33

says perhaps the world you about to

17:35

learn how to fight because you about

17:37

to go up against the federal banking system and they about

17:39

to left hook your ass.

17:41

Yeah.

17:42

But I got some great attorneys, brother, and

17:44

they want the exercise.

17:45

They love the exercise, you know what I'm saying.

17:47

So I just have to do the initial thing,

17:50

which is I got to go there and face them, face the faith

17:52

myself, walking there with my super ship

17:54

and find out where he had nigging charge is and

17:57

say I thought slavery was over.

17:59

I don't understand.

18:00

You know, y'all, y'all have an institution

18:02

here that says that y'all will

18:04

claim to safeguard our money unless

18:07

you just decide you don't want to keep it no more

18:09

because you don't know what the niggas are doing, and you just

18:12

give.

18:12

It to them.

18:12

Fuck up their whole system.

18:14

Because the only thing you fuck up for me is I

18:16

have so many bills that are

18:18

drawn from my account, so now I gotta

18:20

go somewhere else and set up automatic

18:23

pay. It's just the inconvenience more than

18:25

anything else. You just named fifteen banks,

18:27

So that's one eight hundred and

18:29

fourteen banks in Los ANGELESKI,

18:32

if I'm at day Bank, even.

18:33

If you want to be treated right, you want to

18:35

be treated that's all. I want to be treated with respects

18:37

every where I go. That damn skipping,

18:40

I don't mean peanut butter.

18:41

You can say that again.

18:44

Yeah, And it's super unfortunate that

18:46

that's the position that they put people

18:48

in for you to want to

18:50

withdraw your money, withdraw your business,

18:52

because they're not upholding their business.

18:55

They're not upholding their standards,

18:58

so that it's always unfortunately their

19:00

banks. You know, play a port, you

19:02

know where you got to walk away.

19:04

Well, I want to ask you. I want to ask you a question

19:07

of a mic. Now this ain't this ain't personal.

19:09

I'm getting personal. I've had my bank

19:11

account clothes on me too. But I

19:13

had overdrawn funds at the time. Was

19:15

your account overdrawn?

19:17

And that's a little I wonly

19:19

I don't even really know what that is. Overdrawn

19:23

account.

19:25

It is with it whenever

19:27

you got two dollars and sixty five cent in your

19:29

account and you go buy you a

19:31

burgher that cost six thirty five, So

19:33

now you're overdrawn plus thirty

19:35

five dollars feet.

19:36

I remember when I was out there being a crackhead,

19:39

I was living at twenty dollars at a time. I

19:41

would just keep going back to the ATM. And

19:44

you know what, I don't know why it took

19:46

us so long to have ATM machines.

19:47

I won't wanted my house. I'm put in the kitchen, I'll

19:49

put it ready to get refrigerator, you know.

19:51

But anyway, I'll go back and forth until

19:53

I came back to the machine that said, fuck

19:55

away from me.

19:56

You ain't give us sixteen dollars to eighteen cents, so

19:58

you can't get your shit out unless

20:00

you got the whole twenty.

20:02

And you know, in our community, the black a

20:04

lot of black people don't bother with banks.

20:06

They gonna check cashing ship because it's easier.

20:08

They don't want to get into.

20:09

All it's more costly, but they

20:11

don't.

20:11

Want to get into all the hassle of knowing

20:14

that Massa is in the back room. And as

20:16

he said on this letter, they sitting

20:18

around, uh, making considerations

20:20

about your motherfucking life when see what I'm

20:23

telling to see the corny as words. And they didn't

20:25

just fire me in English, the motherfuckers

20:27

fire me in Spanish.

20:29

See some bitches the

20:32

window.

20:32

Indeed, well, check cashing places

20:34

are a staple of our community, and they've

20:36

been in this community for quite some time. And

20:39

and black niggas

20:41

need it. Now, I ain't gonna say black folks need it, but

20:43

niggas need check cashing places.

20:45

Niggas need check cashing because they ain't got no bank. Bank

20:48

kind of well, we tried that.

20:49

We tried that, and we kept overdrawing

20:52

them accounts. So therefore I can't get enough. And

20:54

uh so I got to take my black ass wherever

20:57

they will allow me to cash this check yet

20:59

and yeah, my check was only one hundred and seventy

21:01

three dollars and you're taking twenty two dollars. But

21:04

Devin, I need whatever it is that you're about

21:06

to get to me. So I'm gonna think that it

21:08

just is what happens.

21:09

Man.

21:10

I used to live in a check cashing place and live

21:12

in the I used to live in the check cashing

21:14

world, and then in the pay they

21:17

loan place. I ain't gonna

21:19

pay they loaning over twenty years. Oh

21:21

wow, But I mean, bro, we

21:23

needed it, some of us

21:25

have.

21:26

Yeah, you're giving me an idea right now, because I'm

21:28

thinking about going down to one.

21:30

I forgot that who give you money?

21:32

So I'm thinking.

21:33

About going to the back back.

21:35

Did you check do on see if there are black

21:39

banks in Boomdale?

21:40

I found one and I don't even know if this

21:43

is really a black home bank California

21:45

Banking Trust.

21:46

We wait a minute, guys.

21:47

You know, with the little noise that we thought

21:49

we was hearing, you know that's probably

21:51

the government.

21:52

Because we're talking.

21:53

About the government, we're talking

21:55

about them us.

21:57

You know, they tapping in one time and.

22:00

A little snow of sound, shine,

22:04

all that stuff. You he We wasn't hearing that until

22:06

they realized we were talking about, Oh the government.

22:08

Listen, I'm taking my two hundred and sixty five

22:10

dollars, my two hundred dollars and sixty five cent

22:13

back to the bank.

22:14

You're on yourn. But I see that the buzzing

22:16

stopped.

22:18

Look well, it don't matter with minees.

22:20

Like I told you, I put my money in there when it's

22:22

time to pay the bills.

22:23

It's time for me to pay a few bills of child

22:25

support come out of my account, you know.

22:28

And I'm not on court order child support. I just

22:30

pay it every month.

22:30

Even though it ain't their mouth that she won't I give

22:32

her Something's.

22:34

Okay, you give me a little something, you know. My mama

22:36

always said give them a dollar nine a dollar when they

22:38

catch you.

22:39

Well, no, man, I.

22:40

Mean, you can do what you want to do. You can't

22:42

squeeze no blood from no turn up. And I try

22:44

my very best to do

22:46

what I Yeah, that's all I got, though, lady,

22:48

that's.

22:49

All anybody you think

22:52

the boy need a good.

22:57

I want some George.

22:58

Too, So you banquet

23:00

tech Star Federal Credit Union Okay.

23:03

So that's why I said, I think I'm.

23:04

Going to look at Credit Union, Navy

23:08

Federal Credit Union.

23:09

Now, I like a local bank because

23:11

these people get to know you and for the reason

23:14

why you are having your issues. See,

23:16

they won't know me if I go to any

23:18

of these other national brands. But

23:20

the people here, man, I can walk in there

23:22

and they say, oh, you work over here,

23:25

Oh we we we know the people that. Okay,

23:27

so you want a car Loan. Okay,

23:29

your crect is not the best, but you know what,

23:31

we can work with you because you've been

23:33

depositing your checking But see, I caet

23:35

talk to the people that that run

23:38

like that really run the bank, or they go to church

23:40

with me, or they've seen me around and they're

23:42

like, man, this guy's all right, we'll give

23:44

him something. So people been telling me

23:46

for years, oh man, you need to get

23:48

a better bank. You say what you want to say,

23:51

yr Mama need a better bro. But I'm gonna stick

23:53

away. I'm

23:58

I'm just I'm just messed up better to thing

24:00

because.

24:00

You keep we fight racism

24:03

every day every day in our

24:05

conversations every day, and I would treat people

24:07

we fight racism, and then you walk into

24:09

an institution who has institutional

24:13

racism, they automatically say.

24:15

When they walk through the door, doctor them, niggas.

24:18

Watch them close to you. They were not giving them.

24:20

We get the other people. If they ask

24:22

anything, ask them folk questions. It's always

24:24

going to be more just calling us. Because

24:26

I can't imagine that. I racked my brain.

24:29

I can't imagine why out

24:31

of the blue folks would just cancel

24:33

your account and with no reason.

24:35

We're just the active, it's

24:38

no reason behind it. But we do have to

24:40

tap into the scamming world. I

24:42

mean, like, and I'm so glad

24:44

for comedy and that's what I'm on because as

24:47

we sitting here, I just was really thinking, like

24:49

I didn't scam the couple of banks before,

24:51

and really, I

24:54

mean I listen, he got

24:56

thousands of so up

24:59

for you say so

25:01

No. I just really had to think about it,

25:03

like, you know, Michael, sometimes that you

25:05

know, they protect us from skimming. You

25:07

know, sometimes you know, we pissed off at banks,

25:09

but then sometimes we'd be like, thank you bank,

25:12

that they stopped somebody from doing some fucked

25:15

up stuff.

25:15

And I just was sitting here reflecting,

25:18

like damn, I'm just really grateful that

25:20

I'm on this platform of comedy and

25:22

acting and all of that because you

25:24

backing me wanting to tap back into the streets

25:26

and get the ass again.

25:30

There's a number of reasons they could have canceled, Michael.

25:32

The fact that you know y'all stopped

25:34

working on Martin that might be a reason out

25:39

of canceling too. Niggas bring this over.

25:42

I didn't bring no toe, jem crackers. These

25:45

are reasons why they may be

25:47

upset with you. I thought you were gonna

25:49

have a bigger role.

25:49

In Princess and the Frog. It was a big role, but

25:52

you should have been the Prince Click.

25:53

It wasn't big enough, but I wish I was

25:56

that damn Frog or flying.

26:00

All could have closed your camp because

26:02

you was the host of Depth Jail for one season.

26:04

We needed two or three. They could have closed

26:06

your camera for a number of reasons. We wanted

26:08

you to be one of the hosts on Comedy View, but you

26:10

didn't do that. You should have been one of the Kings of comedy

26:12

closes ever count You shouldn't anything.

26:15

You ain't been on Shock also, yet, we need to

26:17

close this camp.

26:18

There's a lot of you Listen, you the listened all

26:20

the shit they wouldn't let me do. They ain't let me own this

26:23

ship.

26:24

Shaq Shaq had what's the

26:26

names that the shock comedy thing

26:29

going out? The comedy to her, it's

26:32

comedy that motherfucker pull on

26:35

ninety three comedian.

26:37

Ain't no ninety three motherfuckers on this planet

26:40

funny to me?

26:41

Now.

26:41

It might be ninety two, maybe

26:43

ninety.

26:43

One, but ninety three motherfuckers

26:46

far as funny, that's the bullshit.

26:48

So anyway, I didn't get it, and I

26:50

don't miss it. I'm fine because if I had

26:52

the money, it would be in. This shitty has banged and we

26:55

be fighting right now trying to figure out how and

26:57

get that out.

26:58

Okay, guys, we are out of time, and

27:00

I really appreciate you. Appreciate it y'all jumping

27:02

in here and help me with this one.

27:05

In closing, I just want

27:07

to say, if pay closer attention to

27:09

what you're signing, because I thought

27:12

it's a bank, I'm covered. I didn't look at everything,

27:14

but they give you seven eight nine pages of shit

27:17

and if you sign it, you the sad off

27:19

stuff something they said. I signed a piece

27:21

of paper saying anytime we want

27:23

to cancel your ass weekend, and I

27:26

know I did that. I'm gonna ask to see that signature

27:28

when I go over.

27:29

Cause I don't think that's what happen, motherfucker.

27:32

But anyway, Hey, tell

27:34

people how they can find you.

27:35

Well, they can sign me Monday through Friday

27:37

on the Michael Friday Morning Show and

27:40

on the.

27:40

Air with Michael, I say,

27:42

everybody, whoa, whoa, whoa?

27:44

You get at least two good ways to find her.

27:46

And she's worth finding.

27:47

She's funny and she's smart. Hey,

27:49

Derek, tell people they can find me.

27:51

You can find me at your bank and drive through sending

27:53

a note to my

28:04

cousin Derek and on all other social media

28:06

platforms that Derek Keener. I

28:08

may try to get everything as cousin Derek. Right now,

28:11

Dereck Keener works for me.

28:12

Hey, everybody, we got to wrap the show up.

28:15

And we know the fan everybody. You'll find us

28:17

here three days a week.

28:19

I do this show on iHeart.

28:21

Michael talks to everybody, and please

28:24

be good to yourself, be good to somebody else too. But

28:26

check on your bank account. Make sure people ain't

28:28

arbitrarily canceling you.

28:30

God is great.

28:31

You ain't too bad yourself and have a super

28:33

calor practice Nix Validosia's day will

28:35

catch you on rebound.

28:37

Watch your money.

28:43

Woo.

28:43

I had a good time today.

28:44

I hope y'all did too.

28:46

Man, Thank y'all for checking us out here. Michael

28:48

talks to everybody.

28:50

Hey, you can follow me, man, I'm easy to follow.

28:52

I'm on Instagram, just on the act, Michael

28:55

Kaya.

28:55

I'm on TikTok. That's Michael Kaya one

28:57

three five.

28:57

I have a very sexy web page

29:00

called the Realmichael Kaye dot Com. You know, you go

29:02

over there you can find out about my merchandise and what

29:04

I'm doing and where all my shows I airthing

29:06

is right there. Or if you really love

29:08

me, you can go to my cash shapp that's dollar sign

29:11

Michael Kaye's money. I'm playing with y'all,

29:13

but I accept green Stand foods and Canadian money.

29:15

I'll take your bus transfer if you got some time

29:18

left on it. And my morning show, oh

29:20

my goodness, the Michael Kaye Morning Show. That's

29:22

seven eight in Pacific time, yo, five

29:25

days a week.

29:26

This has been a ray Lock Group production.

29:29

I see y'all later.