21/05/14: This week our money experts discuss credit reports, after our research showed that many people are struggling to understand their statutory reports thanks to their confusing format.They also look at the issue of haggling, and report back on our survey of 3,500 members to see what it's possible to save money on; including energy bills, car insurance and mobile phone contracts.You can share your thoughts and experiences on these and other money issues on Twitter: twitter.com/WhichMoney, or join the conversation by using the hashtag #WhichMoneyMatters.For more information and expert advice on the topics discussed in this week's programme, visit www.which.co.uk/money.