How to buy a house in California, Arizona, Utah or Nevada without a down payment on the USDA home loan program. The USDA-RD purchase program offers a no down payment loan program to qualified buyers that meet the debt to income ratio, income and credit requirements.This is not limited to first time homebuyers but a perfect loan program for the first time home buyer looking for homeownership in the approved USDA lending areas.here is the video link to locate the approved lending areas: https://www.youtube.com/watch?v=vdCBGpPV198Please call, text or email me with any questions, 

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