I am very aware of my ignorance. I have started asking some friends about what they are doing, and some regulars I feel close enough to to ask. It seems we are all similarly ignorant and not comfortable starting the conversation. Possibly because of our ignorance and not really sure of how to start a conversation or what to google. So before I recorded the body of this pensieve, I was feeling very uncomfortable still. I really had no idea of where to start and what to google. I had, here and there, googled terms I had heard from "The Stacking Benjamins Show" podcast. All in hopes of trying to expand my horizons and learn some stuff. Some of the stuff I googled, the jargon wasn't absorbing. I was annoyed I wasn't understanding the stuff I was looking up. But I have recently, in these first three weeks of 2019, looked up Paula Pant's blog. She is a guest on "The Stacking Benjamins Show" and has her own podcast, "Afford Anything." (Also, for the circus/aerial/artists out there she was a guest on "The Artist Athlete podcast.") I looked up the blog, signed up for the free pdf, started digging around, but yesterday I opened an email from her. "[Day 6 of 7] -- I Don’t Know How to Invest and I’m Afraid of Making Expensive Mistakes." Now, reading that doesn't make me an overnight genius. And I don't magically understand everything, bc near the end I wasn't absorbing that material, but I did understand better. And now I know exactly why I am very much in a Roth vs a Traditional IRA. It is a few baby steps in the right direction of educating myself. So I guess the takeaway is, for those of us who basically haven't thought (a lot) about retirement and are thinking about what that really means money wise as well as visualizing what everyday life will look like, better late than never. #CantStopWontStop. You have to think about it. We all do. Outside of money, what do you want to do everyday? Is it a sustainable lifestyle? Do you have enough for unexpected medical needs? Again, I have seen a wide range of 70+. My parents have a lot going on. Idk if this is a mirror, foreshadowing, or maybe I will be ok since I have fairly ok health imho. We share genetics so obviously I worry. I need to set financial goals or milestones. I need to get more educated. And I need to keep going. I can do it. You can too.