In this episode, Monica confesses to Shawn that she is a mess. When it comes to keeping papers organized, she uses the box method. Fill up papers in random boxes, then about three times a year go through those boxes and file everything, unless something is needed sooner. Keeping your papers organized can make a big difference in keeping your finances in order. Also in this episode tips for getting papers in order, a story of theft and a banking nightmare, and when to call it quits and file for bankruptcy.