0:00

What's up, rich

0:03

friends?

0:06

Welcome back to another episode

0:09

of Net Worth and Chill with me, your host, Vivian

0:11

Tu, aka YourRichBFF and your

0:13

favorite Wall Street Girly.

0:14

And this week I have the spiciest

0:17

guest to date on the pod. So if

0:19

you're listening in and the ears are under 18

0:22

around you, please put in a pair of headphones.

0:24

Yes, this week we are talking about sex. In

0:27

this modern era, I think we can all appreciate that

0:29

sex sells and people have certainly gotten less

0:31

prudish about showing their bodies or

0:33

being supportive of sex work. And

0:35

there's certainly no shortage of people watching and

0:38

creating content on platforms like OnlyFans

0:40

and Pornhub. But a topic that we don't talk

0:42

about enough is the money behind this industry

0:45

and why the financial system still has a long

0:48

way to go. I don't want to spoil this incredible

0:50

rags to riches story. And with that, I'm so excited

0:52

to introduce international sex symbol, TikTok

0:55

star, and one of the top paid creators

0:57

on OnlyFans. Everyone please welcome

1:00

Rebecca Goodwin. Hi. That was such

1:02

an introduction. Thank you. Oh, of course.

1:05

Thank

1:05

you so, so much for being here. And I genuinely

1:08

can't wait to learn more about your story. Obviously

1:11

I'd love to start at the beginning. Where and how'd you grow

1:13

up and was working in the sex

1:15

industry or porn industry something that you'd always

1:17

wanted to do? No, no, I definitely

1:19

didn't want to work in the porn industry

1:22

from being a child. It

1:25

was never really something I ever expected

1:27

that I would do. To be honest, I used to

1:29

be someone that was quite closed minded about

1:32

it myself. So it was when

1:34

I started it four years

1:35

ago, it wasn't as OnlyFans

1:38

wasn't as well known and things like that. So before

1:40

that, I was a bit like, are you really doing

1:42

that? Do you know what I mean? I feel bad

1:45

now. Obviously, I can remember seeing like a

1:47

Facebook memory popping up. It

1:49

was me writing a status saying, I can't

1:51

believe people just get the clothes off and put it on Facebook.

1:54

Like, do you not have any self respect? I

1:57

actually used to be one of the

1:59

haters.

1:59

Up until yeah, I started, I

2:02

sort of changed my friend group and everything and I got

2:04

a little bit more open-minded and started on learning

2:06

things that, you know, have been taught to me through my

2:09

childhood. So yeah, childhood was, it

2:11

was pretty rough one, I'm not gonna lie. My dad's run

2:13

off with my mum's sister, so they got married.

2:15

Oh wow. Yeah, there's quite a lot

2:17

of abuse in the family. Quite

2:20

young. I actually got pregnant by

2:22

my rapist. So

2:25

my daughter's 11 years old now, I got pregnant

2:27

with her when I was 16. So yeah,

2:29

I've always had children ever since

2:32

being a child and I've really struggled

2:34

financially because the cost

2:36

of childcare and the, you know, minimum

2:39

wage, it doesn't really, it doesn't

2:41

really go hand in hand. They sort of charge more

2:43

for childcare than you can ever make in a month, you

2:45

know, working part-time anyway. So yeah,

2:47

I grew up in poverty. I used to eat

2:49

from food banks. I've got two children now. When

2:52

I was pregnant with my second one, the father left,

2:54

so I couldn't afford childcare again.

2:56

So I was like, what can I do? You know, what talents do

2:58

I have? And I thought, well,

2:59

I've got some boobs. So

3:04

yeah, it worked out well in the end. I

3:06

think people don't appreciate like how

3:08

funny you are and how good your like

3:10

timing and delivery is. Oh, I appreciate

3:13

it. But, you know, I think it's really interesting

3:15

that now as someone who is,

3:18

you know, very successful in their career

3:20

in this industry, like

3:21

you said that you changed a friend

3:24

group and that's really what led to that

3:26

mindset shift. So like what actually

3:28

led you getting into OnlyFans? Was

3:30

it one of these new friends being like, hey, by the way,

3:32

like this isn't actually like decent money making opportunity?

3:35

Not really. No, I said it was more my

3:37

family that I cut off than it was friends.

3:41

I didn't have many friends. But

3:43

like my dad, he was very, very close

3:45

minded. He was racist. He would

3:48

hate the fact that I'm doing what

3:50

I'm doing. But I thought I just cut him off and never

3:52

spoke to him again. I sort of unlearned everything

3:54

that he had taught me. But I

3:56

didn't I didn't know

3:57

anybody that was doing this like I didn't

3:59

have. any, I genuinely thought like

4:02

oh I'm one of the first people to ever do this.

4:04

Really naive obviously but um no

4:07

it wasn't, it was just sheer desperation

4:09

I guess of not being able to afford food

4:11

for my kids. It was a case

4:14

of I did have social services quite a

4:16

few times come around to my house because here

4:19

you have to get a voucher from a doctor or

4:21

a health physician in order to get the food from

4:23

the food banks. So when you get

4:25

too many of them you know they can refer

4:27

social services and be like obviously I'm not able

4:29

to support my children. So when it got to that

4:32

stage I was like I need to do something and

4:34

so yeah I started it out of sheer desperation

4:37

rather than anyone telling me to do it it was sort

4:39

of a shock to everyone it was even myself

4:41

that I'd done it. So yeah I

4:43

absolutely hate that you were put in that

4:46

position where you had to make any sort of decision

4:48

out of a place of desperation but do you mind

4:50

me asking before you moved into the adult entertainment

4:52

space what were you doing

4:55

how much were you making did you like that job?

4:57

I had lots of different jobs

4:59

I kept getting sacked because obviously my kids

5:01

would get chicken pox or whatever and I'd have to take

5:03

time off but directly before doing

5:06

OnlyFans I worked at Debenhams in

5:08

the cafe I've worked mainly retail

5:10

jobs and hobby craft and

5:13

I've also worked in a secure unit

5:15

for adults with challenging behaviours as a

5:17

support worker so I just like jobs

5:19

that you know no skill is required

5:22

no qualifications are required because I've got

5:24

nothing more than GCSEs. Wait I have a I have

5:26

a stupid American question

5:27

what is GCSEs is that like our high school

5:29

degree? So that we get GCSEs

5:32

when we're let me think 15

5:35

I think 14 15 but yeah it's okay sort

5:38

of the yeah what is it 16 so

5:40

the end of school okay grades

5:43

that you need yeah I don't even know what

5:45

year it is I don't know I

5:48

can't remember I think it's like yeah I

5:50

think it's about 15 but you sort of have

5:52

to pick what you want to do at that age

5:54

and you have to get what you want to do for the rest of your life

5:56

apparently because these

5:57

grades are you know

6:00

they go towards your university and your A

6:02

levels and things like that so I did it

6:04

at 15 I didn't know what I wanted to do. No,

6:07

I was just like oh the teacher in

6:09

geography is nice I'll pick that one so

6:11

I sort of you know failed at the

6:14

first hurdle because I just wasn't ready to choose

6:16

what I wanted to do I didn't know what I was doing so

6:18

I thought yeah I just went into jobs with

6:20

no scale and sort of worked 16 hours

6:23

where I could around the children and I would get

6:25

about 400 pound a month but that would go

6:27

and rent you know I got I'm going to

6:29

like a

6:29

lot of debt taking out payday loans trying

6:32

to afford things to the point that I had a mini bankruptcy

6:35

just before doing any fans so I was bankrupt

6:37

and not obviously like a company but as a person

6:40

bankrupt and then obviously only fans came around

6:42

and just changed all of that for me so yeah

6:45

in terms of like you know making you

6:48

said 400 pounds a month yeah I

6:51

need to do a little bit of math

6:53

but 400 pounds a month is certainly

6:55

does not feel like enough to sustain

6:58

you through a year no no but I could

7:00

only work part-time this is right with

7:02

the children yeah and yeah

7:05

but then when they take tax and national

7:07

insurance and everything and it left me with

7:09

nothing and they would pay a bit of my rent

7:11

but they would like the council would pay

7:14

a bit in benefits towards but not

7:16

the whole sort of amount because I

7:18

was working whereas if I wasn't right then

7:20

they would have paid the full amount and

7:23

so yeah it was just a bit of a catch-22

7:25

situation and I felt the best way to get

7:27

rid of that situation was to sell my flat

7:30

on the internet yeah

7:32

there we go it's worked yeah

7:36

before we get into our next segment I have a question have

7:38

you ever been on the hunt for a new doctor and you

7:41

ask literally everyone you know for their recommendation

7:44

you're looking for a doctor who actually gets you listens

7:46

to you and makes you feel super comfortable

7:48

and finally after weeks of searching you find

7:51

the one so you call their office

7:53

and the perceptionist tells you that your perfect

7:56

doctor doesn't take your insurance or

7:58

if they do that they're not taking new patients

8:01

or that if they are taking new patients, you can't

8:03

get in for six to 12 months. Well,

8:05

wipe your tears, put away the ice cream and head

8:08

over to ZocDoc to find and book

8:10

the doctor who is right for you that you can

8:12

see in a timely fashion and

8:14

takes your insurance. ZocDoc is a

8:16

free app where you can find amazing doctors

8:18

and book appointments online. We're talking

8:20

about booking appointments with thousands of top

8:22

rated patient reviewed doctors and specialists.

8:25

You can filter specifically for ones who take your

8:27

insurance, are located near you and treat almost

8:30

any condition you're searching for. These doctors

8:32

all have verified reviews from actual real

8:34

patients, not bots. I

8:36

would know. I use ZocDoc to find my dermatologist,

8:39

my primary care physician and even my orthopedic

8:41

surgeon when I moved down to Miami. If you're ready

8:44

to book the doctor who is right for you,

8:46

go to ZocDoc.com slash

8:48

rich BFF and download the ZocDoc

8:51

app for free. Then find and book a top

8:53

rated doctor today. That's ZocDoc.com

8:57

slash rich BFF. ZocDoc.com

8:59

slash

8:59

rich BFF. In terms

9:02

of, you know, your biggest concerns

9:04

back then, it sounds like your entire life

9:07

has revolved around your kids. And

9:09

I think you are, you know, an

9:12

amazing mom. What was your biggest

9:14

concern growing up

9:16

and having that be their experience?

9:18

Like, what were you worried about for them? Um,

9:21

it was more the case of obviously professional

9:24

people had got involved at that time and I was

9:26

like, I'm gonna lose my children if I'm feeding

9:28

them Uncle Ben's rice from the, from the

9:30

food bank all the time. Um, so

9:33

obviously I, one part of me was like, if I

9:35

do this there's a chance they're gonna get bullied in the future.

9:37

People are gonna know because obviously the aim of the game

9:40

with OnlyFans is to get seen by as many people

9:42

as you possibly can so that you can sell the subscriptions.

9:44

Of course. And then, but the, on the other hand it was,

9:46

I'm really struggling, I have been for

9:49

a while and there's a chance I'll lose my kids

9:51

if I don't, you know, do something dramatically

9:54

to change the fact that I've got people knocking on

9:56

my door. Um, and look, they used to, like social

9:58

services used to check the beds and the cupboards.

9:59

beds and obviously I wouldn't have much food in the cup beds

10:02

and you could see the concern on the face. So I

10:04

had the concern that they were going to go, that they were

10:06

going to get taken away from me. But now

10:08

obviously there is the concern that they're going to get bullied

10:11

but at the end of the day I think it's the bullies.

10:13

So 100% bullying is caused by bullies.

10:15

So I'll just stand my ground with this one

10:17

and people will say, oh your kids are going to get bullied,

10:20

blah blah blah. But at the end of the day it's their kids that are going to

10:22

be the bullies. I'd rather raise

10:24

my kids to be respectful and not bully other

10:26

children. There might be a chance that they will get bullied

10:28

but obviously that's something we

10:29

can deal with when we get to

10:32

it. That is such a great

10:34

attitude. When it

10:36

comes to bullies, the problem is the parents

10:38

who are not telling their children don't bully

10:41

others, not your kids. Well

10:43

that's who you're bothered about being online.

10:45

Saying stuff to me, the parents, like you've

10:47

got no self respect, your kids are going to get bullied

10:50

meanwhile their kids are in the background bullying other

10:52

kids. They don't even realise

10:54

that they are the problem most of the time, not me.

10:57

My job is not affecting their kids or them in

10:59

any way.

10:59

There's no reason but it's almost like the parents

11:02

seem to think that, oh she's a porn star, her

11:04

kids should get bullied and it's like that's where the behaviour

11:06

is learned. There's never a reason

11:08

to bully someone. You might not like somebody, you just scroll

11:10

on, you just get on with your life, whatever. There's no reason

11:13

why you should just bully them and anyone that thinks that

11:15

there is and that porn is a reason to bully someone,

11:17

they are the ones that are raising the bullies themselves. That

11:21

is 100% the best mentality and obviously

11:23

not everyone can make a full time

11:25

job out of being an OnlyFans model

11:28

or doing porn.

11:29

Can you talk to me a little bit about your early days?

11:31

What led to that meteoric rise

11:34

and why do you think you're able to appeal to such a large

11:36

audience aside from being so funny? I

11:39

actually started building up social

11:41

media way before I started OnlyFans. I used to

11:43

work on Snapchat quite a lot. Just

11:45

sort of building a follow in and then I got an

11:48

Instagram, started building that up a little

11:50

bit. But I just used comedy clips and people

11:52

started doing my own little funny,

11:54

just doing what I like to do basically

11:57

but other people seem to like it.

11:59

followers people start you know men

12:01

start messaging me saying oh can I have a look at

12:04

you naked and I was like

12:06

well yeah you can for a tenor so I actually

12:08

started taking money via bank transfer

12:10

before doing it and it got to a point

12:12

where I was like you know all this money is coming

12:15

in I need I need sort of a log

12:17

or something so I can keep

12:19

taxes so I looked into

12:21

websites that allow subscription services

12:24

and Onlyfans is the first one that I found but

12:26

because I always had because I already had that large

12:29

audience on snapchat and instagram

12:31

at that point I had somewhere to promote

12:33

it to already people were already

12:36

I think waiting for it in a

12:38

way everything was getting a little bit more provocative

12:41

so then when I dropped the link everybody subscribed

12:43

and in the first like two weeks I made two thousand

12:46

dollars which is obviously triple

12:49

well you had triple what I

12:51

was making in a month working

12:53

so like there's no point in me

12:55

carrying on looking at my job

12:58

I'll go with this I didn't expect it to last

13:00

long but it just sort of got better

13:03

and better but for me I make all

13:05

my money through subscriptions and I've always posted on

13:08

social media anyway because I've always been quite isolated

13:10

with having young children my whole life like my whole

13:12

life so I've always used social media

13:14

as a friend in a way sort of

13:16

talk to social media and my stories

13:18

so it doesn't feel like work

13:21

I just wanted to find a way to monetize it and obviously

13:23

a link on those social medias with a little

13:25

subscription fee is the best way to do

13:27

it so yeah it's it's been really easy for me

13:29

but obviously that's not the case for everyone I think the

13:31

average earnings on Onlyfans is

13:34

about 134 pound per month

13:36

and so less than 200 dollars

13:38

per month so I am really lucky

13:41

it is quite hard it doesn't seem as hard

13:43

for me because like I said I'm used to doing it social media

13:46

is not a job to me it's a bit of fun

13:48

yeah I'm posting what I want to post

13:51

and but it is marketing

13:53

advertising you know watching the drops

13:55

and the climbs and having to get the

13:57

content model release forms there's so much

13:59

behind it that people don't understand.

14:02

And the truth is not everybody gets

14:05

rich, it's not a get rich quick scheme. And

14:07

it can be detrimental to the rest of your

14:10

life and employers and things like that. So

14:12

people need to be aware of that as well. Definitely.

14:15

Obviously, nowadays, you are

14:17

making a very, very large sum of money. If

14:20

you're comfortable, would you be able to share what you're

14:22

making these days? So on average, you

14:24

make anything from 80,000 to $120,000 a month. Wow.

14:29

So

14:29

that is a real step

14:32

up for making 400 pounds a

14:34

month. I mean, the tax man loves

14:36

me. Obviously,

14:40

the tax man loves you. Can I ask, genuinely

14:42

curious,

14:43

do you like your job in

14:45

terms of like only fans and doing porn?

14:47

Or is it something that you're like, you know what, this is a means

14:49

to an end, this gives me the best life possible

14:52

gives my kids the best life possible. Okay,

14:54

so I absolutely love the

14:56

social media side of it. I love coming

14:58

up with the ideas and creatives. I do different

15:00

films like Super Mario Hoes,

15:02

I've just filmed,

15:04

Hori Potter and the prisoner of Ask

15:07

Gangbang. So I

15:09

love coming up with those ideas and the location

15:11

and I love doing like the acting at the beginning.

15:14

But then when it comes to the sex, I get

15:16

very nervous. I'm not telling

15:18

the truth. I'm not a very sexual person.

15:21

I don't, I could go forever

15:23

without sex. Absolutely. But

15:26

that is the part that sells. So I don't

15:28

hate it. But if there was a way

15:30

that I could do acting with my clothes on and

15:32

still get paid the same amount, yes, I would do it. Because

15:34

I'm not, I'm self conscious. I've got my baby

15:36

belly. I've got psoriasis all

15:38

over my knees and legs. So it's quite,

15:41

it's quite nerve wracking. But when

15:43

I'm in it, it's like just please the camera, please

15:45

the camera if you know what I mean. I

15:47

do love everything. I just struggle

15:49

with the actual sexy part. But

15:51

a lot of people don't realise that it's 10% of

15:54

the job that I'm doing. So 90% of

15:56

the job I love 10% the sexy part.

15:58

I don't really, I don't.

15:59

I love it, but they dread it, I just get very nervous.

16:03

I think it is so inspiring

16:05

to hear you say that because I'm sure so

16:07

many of the people listening will

16:09

look you up and be like, wow, someone who looks

16:12

like you and is so beautiful and conventionally

16:14

attractive would never

16:17

worry about those things. But to hear

16:19

you be like, well, I'm still self-conscious

16:21

about this and talking about the psoriasis on

16:24

your knees, I think that's so relatable.

16:26

It started off being like, oh, I can't show

16:29

this, I'm gonna edit this

16:29

out. And I've got to the point where I'm like, people

16:32

have psoriasis and people have

16:34

babies. Yeah. It's gonna make

16:36

people more, you

16:38

know, more confident in a way. I just, yeah,

16:41

I kinda like the fact that people know that I do

16:43

have these self-confidence issues because

16:45

I think everybody does. Everybody does,

16:47

it's just, I've sort of had to push

16:49

it to the side, fake it till I make it. Exactly.

16:53

It took me years, it took me three years to be able

16:55

to work with somebody else because I was

16:57

so nervous. So I just worked on my own for three

16:59

years. And then I did my first collaboration

17:02

with Danny D. And then ever since

17:05

then, I've really loved it. It's just, yeah,

17:07

like I say, is I think anybody, even

17:09

the most perfect person in the world, they

17:11

would still have their insecurities.

17:13

A lot of people have insecurities that, you know, nobody

17:16

would ever notice on them, but this is something

17:18

we all have and that's okay. So I don't edit

17:20

it all out now. I just sort of, people accept

17:23

that I'm scabby on

17:25

my knees. I love that, I love that so

17:28

much.

17:29

A lot of people seem to think, like,

17:32

comment on my TikTok videos and I've got dresses on,

17:34

like, have you been shagging it? Like, yeah, it's

17:36

definitely not psoriasis. I've been very lucky.

17:38

It's definitely. You should go and watch

17:40

it on my page. I've just been chilling in bed. That

17:43

is so, so funny.

17:46

I wanna take a quick second to talk about

17:48

tech. Profiling, surveillance,

17:50

data harvesting. There are lots of things

17:53

not to like about tech giants, but what

17:55

can you actually do about it when you rely on

17:57

so many of their products? Well, the good news

17:59

is it doesn't.

17:59

take much for you to take a stand. For less

18:02

than $7 per month, you can join me

18:04

and fight back against big tech by using ExpressVPN.

18:07

How do you think big tech companies make all their money anyways?

18:10

Well, by tracking your searches, video

18:12

history, and everything you click on and then selling

18:14

your personal data. ExpressVPN

18:16

helps you anonymize much of your online presence

18:19

by hiding your IP address, a unique

18:21

identifier that every device has that allows

18:23

big tech to match your activity back to

18:25

you. That's why I use ExpressVPN on all

18:28

my devices to make it much more difficult for them to

18:30

exploit my data for their own profits. And

18:32

the best part is how easy it is to use

18:34

the ExpressVPN app. I just tap

18:36

one button on my phone or computer to turn it on and

18:39

that's all it takes to keep people out of my business.

18:41

So if you don't like big tech tracking you

18:43

and selling your personal data for profit, it's time

18:46

to fight back. Visit ExpressVPN.com

18:48

slash rich BFF right now to protect

18:50

your online freedom and privacy. That's ExpressVPN.com

18:54

slash rich BFF ExpressVPN.com

18:57

slash rich BFF.

18:59

Obviously, your finances have changed so much. What

19:02

are your finances nowadays look like

19:04

for your family? And how have they changed? Yeah,

19:06

obviously a lot better than they were. And but

19:08

most of the money is invested.

19:10

So I'm investing in property. Yeah. Yeah,

19:15

I've invested in property. So

19:19

it's sort of gonna be a case of I can pass everything

19:21

down to my children when I

19:23

need to, or you know, when they're old enough.

19:26

I'd never want to like give them I want to give

19:28

I want to wait until they're old enough so that they can either

19:30

decide to make a business with the properties that

19:33

I've invested in or whether to sell

19:35

them and blow the money but I'm hoping I'm

19:37

gonna wait long enough that they're gonna

19:39

decide actually maybe we should make a

19:41

business with the properties but yeah, so

19:44

I don't have I pay myself a salary. So

19:46

I'm not walking around with millions and millions of pounds

19:48

in my bank. That's right. I pay myself 3000 pounds

19:51

per month and then the rest goes into the company

19:54

account and then I use that so obviously

19:57

investments and things like that.

19:59

So I'm trying

19:59

to be as sensible as I can. Like I say,

20:02

tax does take a lot last year, I paid £189,000 in tax for

20:06

one year of a loan. So there

20:09

are obviously downsides as well, but

20:11

I can't complain. No,

20:13

certainly. And you are, you

20:15

know, I think you are so, so

20:18

savvy. And I know this is where

20:20

people probably thought the podcast was going to end.

20:22

But we are just getting started. I mean,

20:24

you're, you're now a bonafide millionaire. I, you

20:27

know, and what's so cool is that you're setting all of this

20:29

money aside, you are a woman of

20:31

business, a business woman, if you will.

20:34

And instead of blowing your entire

20:36

newfound fortune on tables

20:38

or at the club or on designer clothes, like

20:41

you talk about investing in particular

20:43

in real estate. How did you get into that? How did

20:45

you even know to do that? Well, I just didn't,

20:47

to be honest, what happened was

20:49

obviously I was getting a big income and I was

20:51

in my head, I was like, if I fail this,

20:54

my kids, you know, people are going to be like, ah,

20:56

your mom has done all this and you've got nothing. So I

20:58

knew I had to invest it. I knew I couldn't blow

20:59

it on myself. I knew that it had to be for

21:02

them to, otherwise it's not worth doing.

21:04

Like if I was on my own eating from a food

21:06

bank, I wouldn't care, do you know what I mean? I'd just be

21:08

fine. So I was like, obviously

21:11

there's a lot of crypto currency and I'm just

21:13

not, I don't understand it. And I don't

21:15

have the time to even try and understand it. But

21:17

I just know that obviously one of the most stable

21:20

markets, one of us, I wouldn't say the housing market is

21:22

stable, but it's definitely one worth

21:24

investing into.

21:27

So I just wanted something that was physical

21:29

rather

21:29

than crypto. I know people might

21:32

shout at me for that, but I don't understand it. No, don't

21:34

worry. I am very like,

21:37

don't invest anything you can't afford to lose

21:40

into crypto. Like I am very much

21:42

like look at the diversified

21:45

portfolios of like stocks and bonds.

21:47

I'm like very boring in that way. But okay.

21:49

So talk to me about, you're like, I want to have something

21:51

that I can physically touch. So you decide

21:54

to buy. Yeah. So I bought houses and

21:57

obviously up until my children want their

21:59

money.

21:59

them which is years to come as they're still obviously

22:02

in school etc. Up until

22:04

then I am renting them out through an affordable

22:06

housing plan that I've got so

22:09

all the houses will be rented out to people that

22:11

are currently in homeless shelters

22:14

or temporary housing or on

22:16

foundation women aid, women's aid people

22:18

that desperately need houses but they will

22:20

be charged next to nothing basically

22:23

once they get their benefits

22:25

their money from the government and they

22:28

will have nothing to add on top of that

22:29

so it's sort of them getting

22:32

the houses paid by the government and

22:34

obviously them having the luxury of having a big

22:37

nice house and not having to worry about

22:39

you know getting ripped off or the rents changing or

22:41

anything like that because obviously these houses are for

22:44

my children but if I can help people while

22:46

they're here then I'd like to

22:48

because obviously I used to live in private rent and

22:50

they put the rent open I'd struggle and

22:52

you know they'd always have these strict rules about

22:55

mowing the garden so I've had all the gardens

22:57

done so they've got no grass in them anymore

22:59

so people don't

22:59

have to worry about that it's all built

23:02

up but yeah I sort of wanted to do

23:04

something because I just really struggled with the private

23:06

and I know that obviously rent prices

23:08

at the minute I don't know what it's like over there but here

23:10

it is they're high so bad

23:13

so bad yeah and typically

23:15

when like parents buy

23:18

homes for their children they don't then go

23:20

and rent them out in affordable

23:23

housing programs to help other people like do

23:25

you think it's because you struggled so

23:27

much before you found this career success

23:29

that you wanted

23:29

to do that yeah but not only

23:32

that it makes sense to me because this

23:34

is the property rental is never going to be my main

23:36

business while I'm making a hundred thousand dollars a

23:38

month so it's like why not you know I

23:40

mean I don't need the I don't need to make

23:42

this an extra income I don't need to make this make

23:45

one day I might need to make it my main business but

23:47

right now everything is fine I'm making

23:49

more than enough money on one page to be able to just

23:51

help out a few people that are struggling but yeah

23:53

I've used like women's aid and obviously the

23:56

food banks have been in temporary housing before

23:58

and I just know how horrible it is and

24:00

having to find a bond, an initial

24:02

bond, and rent upfront. People

24:05

can't do it because you need like £2,000 or

24:07

something just to move into a property. And it's

24:09

just, I don't know how anyone is expected

24:12

to do that, especially in the current cost of a living crisis

24:14

that we're in. So yeah, I'd say a lot

24:17

of it is empathy for people that are in

24:19

the same situation that I used to be, but also

24:21

I don't need to monetize from this. These

24:24

are my kids' houses, do you know what I mean? Whatever,

24:26

I've got the physical house, I've still got the cash

24:28

building up in these anyway.

24:29

So, and I'll always have the income from

24:32

the people that are, but it's technically from the government,

24:35

from the people that are renting. So that's

24:37

to maintain the houses. Yeah, it's just

24:39

I don't need more money, I'm happy to help.

24:42

That's amazing. And also a proof

24:44

point that women should run the world. Yeah. Oh

24:47

yeah, definitely. But

24:50

one thing that I want to talk about is even

24:52

making £100,000 a month, you

24:56

still faced financial challenges when you

24:58

went to go buy these homes. Oh yeah. When

24:59

you went to the bank and you went and

25:02

said, hey, look at how much money I have,

25:04

look at how much money I make, I need a mortgage.

25:06

They told you to basically fuck off. Yes, they

25:09

did. They said that my job was not stable,

25:11

so they couldn't obviously offer me a mortgage

25:14

with an unstable income. Not

25:16

only that, but my bank shut me down, my

25:19

company account shut me down. For

25:22

the nature of my work, which

25:24

is just crazy because they did advertise

25:26

as a sex worker friendly, and then when they got enough

25:28

money and got more popular to get

25:31

investors, they just banned all of our accounts

25:33

and made us move the money within 28 days. So

25:36

I didn't really have the statements

25:38

and things that I needed to be able to get the mortgage

25:40

because I couldn't get them from this account. And

25:43

then obviously they said that the money was

25:45

not a stable income. Yeah.

25:48

Lot more stable than their income though. I

25:52

mean, that just really

25:54

upsets me, right? Because I think this is

25:57

something that is both true in the

25:59

UK, where you...

25:59

live, but also in the US and

26:02

in many other countries in that people

26:04

who work in the adult

26:06

industry who work who do sex work may

26:09

have significantly higher incomes than

26:11

the average person. And yet, because

26:14

of what they do, many financial institutions

26:17

don't treat them as if they

26:19

are bringing that money in, in a legal

26:21

way, which is not true. Like, what is 100%

26:23

legal? Yeah, it's

26:25

seen as dirty money, I think

26:28

so. People don't want to associate

26:29

with it. But for banks

26:32

and things to not want to associate with people

26:35

that are bringing in £100,000 a month on their

26:37

head, be it, you know what I mean? Yeah,

26:40

you don't want that kind of cash comets

26:42

sitting in your bank, then fine. I'm

26:44

not going to sit and argue with people that

26:47

don't see it as a job because it is a job

26:49

and I'm not about to try and sit and explain to

26:51

anyone. I always say call it a satsuma

26:54

if you want to like it's bringing in money for me. I

26:56

don't care what you want to call it. And

26:58

it's still everybody works

26:59

to make money. And my

27:02

work is making more money the most work.

27:04

Yeah. It's not got the

27:06

real job. Yeah, exactly.

27:09

And you know, I think it also like comes back

27:11

down to like how these financial services companies

27:14

just need to like move in to modern

27:16

day because I'm sure you know, this

27:19

probably impacted you a couple years ago,

27:21

only fans even said that they

27:23

had to really like cool it on

27:26

adult entertainment because their bank

27:28

and their financial partners

27:29

were having trouble validating

27:32

their income as a you know, multi

27:34

billion dollar empire. It's

27:37

kind of crazy to me that that's still

27:39

the case. Yeah, I know that MasterCard

27:41

do have certain roles from working alongside

27:44

sites like this. And

27:46

so Tim Stokely was the CEO

27:49

of OnlyFans and his choice was to

27:51

get rid of all sexual content. And carry

27:53

it on as like a mainstream sort of social media

27:56

because MasterCard said that they were going to pull

27:58

out unless all the

27:59

content met with their requirements,

28:02

but there was a new CEO that you know took

28:04

over, she's female and

28:06

she decided that you know we should

28:08

stay and yes it was going to be hard work

28:11

to take off all the content that you know

28:13

went against MasterCard's rules but

28:15

that's what she was going to do. So there

28:17

are obviously MasterCard do have strict

28:20

rules but they are things that I can understand

28:22

as well and they are rules that are trying

28:24

to keep people safe like public nudity

28:27

and things like a lot of people don't realise

28:29

you go out in public and get nude you

28:31

can be on the sex offenders register for life

28:33

and it doesn't matter if you're you

28:35

know if you're just doing OnlyFans content

28:38

or what and you

28:40

know OnlyFans and MasterCard don't want those

28:42

sort of charges on their back by selling

28:44

that content. So I can understand

28:47

in some ways I'm just grateful that obviously

28:49

they have said that there is some

28:52

sexually explicit content that is allowed but

28:54

they do have lines and limits

28:56

which I think everybody should have

28:59

as long as they're not

28:59

like just discriminating sex

29:02

work as a whole but it's just sort of stuff that

29:04

they could get in trouble for that they you know

29:06

they won't support but I'm just glad that a woman's taken

29:09

over OnlyFans as well because she's making

29:11

better decisions. Yeah

29:13

I hate if I mispronounce her

29:15

name but Ami Gan is like fucking

29:18

crushing it so we love her. Yeah

29:20

to kind of wrap up

29:22

this episode I wanted to do a fun

29:24

question lightning round these will cover

29:27

pretty much everything okay and I think

29:29

you'll find them to be quite fun. So first

29:31

question since your newfound fortune

29:34

what is the like thing that

29:37

each of your kids have asked for that

29:39

you gave them that you got them? Oh

29:43

that's a hard probably a holiday abroad

29:45

they've never been abroad before I did

29:48

and they say obviously how their friends always go abroad

29:50

they've been to Tenerife and Grand Canaria

29:52

and Greece since so yeah

29:54

that would be a joint one of a holiday abroad.

29:57

That's a good that's a really good one and it probably

29:59

is like a core memory for them. Oh yeah, yeah.

30:02

Bad holidays I've had, yeah. Yeah.

30:04

Amazing. What was the biggest

30:07

money mistake you have ever made?

30:10

Probably the first year not putting aside

30:12

my tax. Yeah, that's

30:14

a big one that a lot of people make. Yeah, I

30:16

assumed that I was so, now I look back at

30:18

it, it's so silly, but I assumed that the 20% that

30:21

only fans talk covering my tax. I

30:23

was like, fine, it's fine. But luckily,

30:25

I managed to sort that out. And I am now

30:27

not in debt with HMLC. I

30:29

love that. That is a very good warning

30:32

to all of the creators and

30:34

people who are working for themselves

30:37

that are listening as well. Yes.

30:39

I want you to take a second to think of your favorite

30:41

entrepreneur. They wouldn't be anywhere without

30:43

trusted partners. If your commerce platform

30:46

is scaring away potential customers instead

30:48

of converting them into lifelong fans, you have

30:50

to try Shopify. Shopify

30:54

is the commerce platform revolutionizing

30:56

millions of businesses worldwide, whether you're

30:58

a garage entrepreneur or IPO ready,

31:00

Shopify is the only tool you need to start,

31:03

run and grow your business without the struggle.

31:05

Shopify puts you in control of every

31:07

sales channel. So whether you're pushing

31:09

paper pads from Shopify's in-person

31:12

POS system or monetizing

31:14

marketing masterclasses on Shopify's all-in-one

31:16

e-commerce platform, you're covered. And

31:19

once you've reached your audience, Shopify has the

31:21

internet's best converting checkout to help

31:23

you turn them from browsers to buyers. What

31:25

I love about Shopify is how no matter how

31:28

big you wanna grow, Shopify gives you everything

31:30

you need to take control and take your business

31:32

to the next level. Shopify powers 10% of

31:34

all e-commerce in the US and Shopify is

31:37

truly a global force, powering Allbirds,

31:39

Rothy's and Brooklyn and millions of other

31:41

entrepreneurs of every size across over 170

31:44

countries. Plus Shopify's

31:46

award-winning help is there to support your success

31:48

every step of the way. This is possibility powered

31:51

by Shopify. Sign up for a $1

31:53

per month trial period at

31:55

shopify.com slash richbff,

31:58

all lowercase. Go to shopify.com.

31:59

to

32:02

take your business to the next level today, shopify.com

32:05

slash rich BFF.

32:09

What is something that you would never

32:11

do on camera? What

32:14

would I never do on camera? Take

32:16

a dump.

32:17

There you go. Oh, okay. Yeah, I

32:19

don't do scat content. You

32:22

know, that's totally fair. Everybody has- There's

32:24

not much I won't do on camera, but

32:27

yeah, I'm not happy to do that one. How

32:31

would you feel if one of your kids got into

32:33

the adult entertainment industry? Obviously,

32:35

if they were old enough, I'd be supportive. You

32:38

know, I am so against capitalism. I'm

32:41

like, you do what you need to do to survive

32:43

in the world. And obviously I'll

32:45

help wherever I can and I'll support

32:47

you wherever I can, because at the end of the day,

32:49

I want my children to be happy. And if they think

32:51

that's, you know, well, so who am I

32:54

to judge? I can't say, no, that's disgusting.

32:56

Have some self-respect and dignity. You

32:58

can't do that. But yeah,

33:00

I would support them 100%. Okay, this is a two

33:03

part question. What is something

33:05

that you have bought yourself that

33:07

is 100% worth the money? And

33:10

what is something that you're like,

33:12

damn, I should not have gotten that? Okay,

33:14

so the best thing that I've done with

33:16

my money out of everything

33:18

is passed my driving test, 100%. So

33:20

driving license and driving test,

33:23

that has just opened up so

33:25

many different opportunities for me. I no

33:27

longer have to get in the bus everywhere. So

33:29

yeah, driving test and driving lessons. And

33:32

did you buy a car? I did buy a car,

33:34

yeah. I've got a Porsche, but I wouldn't say that. Oh,

33:36

okay. She's fancy. I

33:39

wouldn't say that. I could manage with, you know, a Ford

33:41

Ka or anything,

33:42

but obviously without the test itself,

33:44

it's all pointless. So yeah, that was one of the best things

33:47

I did for myself. One

33:49

of the worst things, I'd

33:51

probably say giving money to people that have

33:53

really, really screwed me over. So I paid off

33:55

their family members. Well,

33:57

I gave them the deposit for a mortgage.

33:59

£20,000 and they've not really

34:02

looked after me or remembered

34:05

it. So I think just giving money, helping people out

34:07

where I probably shouldn't have, I wouldn't ever ask

34:09

for it back or anything. I just wish that they

34:13

sort of helped me when I needed, not financially,

34:15

just childcare and things like

34:18

that. Yeah, just being a bit supportive. People

34:20

in my family don't like talking about my job and I get that.

34:22

But at the end of the day, I bought these houses outright.

34:24

And when I first moved into this house, I didn't get

34:27

a new house card. I was like, I

34:29

bought this cash

34:29

outright and it's just that lack

34:32

of support. So probably helping people

34:34

I shouldn't have helped. Yeah. Can

34:36

we quick pause on the lightning round?

34:39

I do want to take a moment to address

34:41

this because I think a lot of the listeners

34:43

and people who are the

34:45

first people in their families to make a

34:47

lot of money, immigrants, people who

34:49

just are coming into money for the first time.

34:51

How are you able to set those boundaries?

34:54

Obviously, it sounds like a couple of people

34:56

took your kindness for granted. Yeah,

34:59

I've struggled. I'm not going to lie. I find

35:01

it really hard to say no to people. Obviously,

35:03

at the beginning, it was like, oh, I don't have any food. I

35:06

don't have any gas electric. I was like, yeah, no problem.

35:08

Of course, I'll help you. But then it got to the point where,

35:10

oh, I need a new car. I

35:12

need a holiday with my family. And

35:15

I was so used to giving them money. I was

35:17

so scared of saying no that I was like, yeah, yeah, yeah,

35:19

do that. But it's only been recently where

35:21

I've been massively screwed

35:24

over by a family member that I put my

35:26

foot down and I've sort of like say, only pay

35:28

myself three thousand. I will not dip

35:30

into because people don't realize when they ask for money, I have to

35:32

take it out as a dividend and then pay tax on that.

35:35

So it's actually more than what they're asking for. So,

35:37

yeah, I've sort of locked myself in at three

35:40

thousand pound a month and I refuse to dip

35:42

into money for anybody else or less. Obviously,

35:44

it's someone that I love and they need something

35:46

important. But I'm done with paying people's

35:49

mortgages and buying a smart and stuff. I'm

35:51

done with it. Good. Good

35:53

for you. You deserve

35:55

to like put yourself first.

35:58

Yeah, money changes a lot of people.

35:59

and I mean, like the people around me and everything

36:02

as well is crazy, is

36:04

crazy. Money changes a

36:06

lot of people, but frankly, I

36:08

think it just amplifies or

36:10

makes worse who you used to be.

36:13

Like it doesn't, like if you were a certain

36:15

way before, you are a certain way now. Yeah,

36:17

definitely. And I think that's especially true

36:20

with you. You were kind before,

36:22

so now you're extra kind, but like you have the ability

36:24

to like give back in that way. But like if someone

36:27

was like a greedy leech, like

36:29

they're going to be a

36:29

worse person now that you have so much more

36:32

money. Absolutely, yeah, that's definitely

36:34

true. I agree. OK, we are going

36:36

to do a fun financial calculation,

36:39

but I can do it for you because I know

36:41

you're on your phone.

36:43

What is your FU number? And this

36:45

is calculated by closing your eyes

36:47

and thinking, how much money would

36:49

I need to live very comfortably

36:52

for one year? For one year. To

36:55

live very comfortably for one year. OK,

36:59

so 200,000. And then we are

37:01

going to divide that by 0.04 because

37:04

that is the 4% return

37:07

that you would be able to get on an

37:10

average diversified stock

37:13

portfolio. Your FU

37:15

number is actually much smaller than

37:17

I anticipated. It's 5 million. And

37:21

once you actually hit $5 million

37:23

in the stock market, like in investments,

37:26

you will be able to make your

37:29

annual amount that you would need to live comfortably

37:31

on interest. OK. Yeah,

37:34

so just a fun little math equation.

37:36

Yeah, I'll have to

37:38

think about that. Yeah, if you're

37:40

like, from then on, I can become a

37:43

producer instead of on-camera talent,

37:45

like certainly that's something you could consider. OK,

37:48

so up next, what is the

37:50

most fun scene you've

37:52

ever done for work? Or just you can tell us the

37:54

title of the video.

37:56

I did a parody of the mommy, and

37:58

we called it the mommy. And

38:00

it was me and Rebecca Moore

38:03

and the guy called Sambourne. Me

38:05

and Rebecca Moore have big mommy milkers.

38:09

So she was Queen Mommy Milkers,

38:12

that was her name. And we

38:15

all banged over a coffin.

38:18

There was no one in the coffin. That

38:22

wasn't my fault. Disrespecting

38:25

the dad. That is honestly,

38:27

I love that a lot of your

38:30

videos and a lot of your shoots seem to just be

38:32

like comedy parodies of

38:34

movies that you like. Yeah,

38:36

because that's what I love doing. I can't stand

38:38

here and be like, oh yeah, you want to see

38:40

my pussy? I

38:43

can't do it. So I've got to have something

38:45

where I'm on a coffin. I did

38:47

another one called The Lord of My Ring where

38:50

I worked with a four for eight

38:52

hobbit. And I was an elf and we found

38:54

a hobbit hole in a hill.

38:57

And yeah, really cool. I

38:59

just love doing this kind of stuff. I

39:02

feel like in another life

39:04

you were 100% either like a

39:06

comedian or like one of those people

39:08

who like goes to like Comic Con every year. Yeah. What

39:14

is one thing that you wish most

39:16

people actually knew about adult

39:18

entertainers? I don't

39:20

know if it's the same for every adult

39:23

entertainer, but I've

39:26

never had an orgasm on set. Never?

39:30

No, it is full on acting. I've

39:33

never gone in and enjoyed it. And

39:37

it's literally like, oh yeah, yeah,

39:39

cut. Okay, watch this. I don't want a cup of

39:41

tea. Like that sort of thing. It's nothing like,

39:44

obviously I don't want to ruin the illusion for everyone. Yeah.

39:47

But it is, yeah, it's nothing like

39:49

what you think it's going to be. So when

39:51

people say it's not a job, just know that I'm stood

39:54

on the side of the set shaking

39:56

like Ali waiting. And the whole time I'm

39:58

like, is the camera on?

39:59

on my ballet, but I'm having to act as

40:02

well. So I'm going, ah, ah, ah.

40:04

And it's just, yeah, it is work. It's

40:06

hard work. It's the same as acting in any

40:09

other film, but obviously a lot more intimate. And

40:11

it's just nerve-racking. So it is a job.

40:14

It's definitely a job. Oh my gosh.

40:16

I mean, like, I forget about all that. I'm like, you're

40:18

like, okay, I have to like have sex on camera,

40:21

look appealing, suck in, look

40:23

good, make sure that my double chin's not

40:25

showing. Like, there's just so many things

40:27

to like, you know, think about, and that's crazy. We

40:29

always

40:29

take the photos first of the positions that

40:32

we're going to be in. So we do like photos first, and

40:35

then we have to memorize what order we've

40:37

taken the photos in and get from that position,

40:39

switching to the other one. And it's just a whole

40:42

lot going off into people. Just think we click go

40:44

on a camera and we, you know. Yeah.

40:46

And it's not how it is. So

40:49

it's not even organic. Like you

40:51

guys didn't just decide the positions. Like these positions

40:53

were specifically designed. Yeah,

40:55

yeah. We do it in accordance to the photos

40:57

so that we know where everyone, otherwise it gets

40:59

a mess,

40:59

because usually there's quite a few people in my videos.

41:02

So we don't want the creeping up over bowls

41:04

and stuff. Yeah. Yeah, we sort of

41:06

have to plan it all out beforehand. So there's not

41:08

any enjoyment in it for me. Like, no,

41:11

no. You just like coming up with the fun ideas.

41:13

Yeah, I like the dude. Yeah.

41:18

And what is the one

41:21

thing you love most about the adult industry

41:23

and the one thing you dislike the most? The

41:26

one thing I like most about doing

41:28

the job that I do is the freedom that it gives

41:30

me. Obviously that's through being self-employed,

41:33

but I get to choose when I work. You

41:35

know, that's even above the money. Like that

41:37

is the best thing. The worst

41:40

is probably the discrimination I received from like,

41:42

I don't mind so much haters on the internet because that's

41:44

free contents. I always reply to their comments

41:47

with sassy, it's a sarcastic. That's engagement.

41:49

Yeah, I love that. And it boosts my algorithm.

41:51

So not them, but like hotels and banks and

41:54

things like that. I've

41:56

been turned away from hotels before I drove to Scotland

41:59

from England.

41:59

and they let me know 10 minutes before that I wasn't

42:02

welcome in their hotel because it

42:04

was a job that I did, but I wasn't going to work. I was actually

42:06

going to meet a guy that I was seeing at the time.

42:08

We had no camera equipment, no lights, no nothing,

42:10

but they just refused to let me. And obviously I've driven

42:13

from England to Scotland, which are two different

42:15

countries. So it

42:17

was a bit of a nightmare, but yeah, I'm

42:20

just gonna sort it. So that is probably

42:22

the worst part, the discrimination. I mean,

42:24

I think

42:25

it's so unfounded and

42:27

I'm really sad to hear that that's still

42:29

the case today. And I really hope that going

42:32

forward, that changes and gets better. I

42:34

think the stigma is loosening. Obviously

42:36

it's gonna take a while for people to accept

42:38

it as just any other job, but this

42:40

day I think there's been a lot, especially with only

42:42

funds being so, you know, popular at the moment,

42:45

it's yeah, it's working. Perfect.

42:48

And last fun question. If you were

42:50

not doing your current job and

42:53

money didn't matter, what job would you

42:55

choose?

42:55

Just any dream job? I

42:57

always, before this, I always wanted to be a geology

43:00

lecturer, so I'm obsessed with it. Oh, I'm

43:02

sorry, what? I'm

43:05

obsessed with rivers, sources,

43:08

just everything to do with natural disasters,

43:10

rocks, volcanoes, I'm obsessed

43:12

with David Attenborough. I love him so

43:14

much with all my heart. Yeah,

43:17

I've literally just had to drag myself from the Peak

43:19

District to come and have this podcast because I just

43:21

sit in grass all day. But

43:23

yeah, I've always wanted to do something that's

43:25

around nature,

43:27

geography, geology, and the only way that

43:29

I could really, at that time, think

43:32

of implementing that was to teach

43:34

it. So yeah, definitely

43:36

something to do with geography, geology, or I'd

43:39

just be with David Attenborough for the rest of my life,

43:41

but I don't think he's got long left. Remember,

43:45

that is the coolest, but also like

43:47

weird, like you're a weirdo, I love that about you. I

43:49

guess I'm still working with rocks in

43:51

somewhere. Yeah, forever. But

43:54

you know, you know, you

43:57

are so,

43:57

so fun and quirky and such

43:59

a... a business person. I'm

44:02

just completely blown away. I

44:04

have had so much fun on this interview, but I

44:06

would love to know what's next for

44:08

you, your business, and where can

44:11

everybody find you? What's next

44:13

for me is I'm going to be doing mentoring.

44:16

It's called mentoring. I'm

44:20

going to be teaching all the women as well, and many

44:22

people that want to do this industry,

44:24

people that have already started, but just need some tips and

44:26

things. I want to be incorporating

44:28

that into tutoring.

44:29

Yeah, just more fun

44:32

videos and lots, because

44:34

that's what I love doing, lots of TikTok and

44:36

things like that. But you can find me

44:38

on rebeccagoodwin.co.uk.

44:41

All my links are available on there. Perfect.

44:43

Thank you so, so much for spending some

44:46

time with me. You are truly

44:48

a delight. You are so intelligent

44:50

and funny. I feel

44:52

like I learned so much from talking

44:55

to you. And I hope that our listeners

44:57

get just as much as I did out of this chat.

44:59

Lovely. Thank you so much for having me on.

45:02

It's been brilliant. Thanks

45:05

for tuning into this week's episode of Net Worth and

45:08

Chill. If you like this episode, make sure to leave

45:10

a rating and a review and subscribe so you

45:12

never miss an episode. Got a financial question

45:14

you want answered in the future? You can leave

45:16

me a voicemail or text me at

45:21

908-858-3410. Make sure to follow me

45:23

at yourrichbff across social media

45:25

for even more relatable financial content. Special

45:28

thanks to my team at AudioBoom as well as Range Media

45:30

and WME. See you next week.

45:32

Bye. Buckeye

45:42

Health Plan Medicaid is built around

45:44

you. Offering medical, dental, and

45:46

vision benefits with no copay.

45:49

Members get free rides to health care

45:51

visits, pharmacies, and social services.

45:54

Buckeye rewards you from making healthy choices.

45:57

You can earn $75 in rewards

46:11

Hi

46:30

Sierra y más. Los miembros de Star Rewards

46:32

ganan recompensas con cada compra, excepto tarjetas

46:34

de regalos, servicios y cargos. Descubre más

46:36

en Macy's.com.

46:38

Ahora sobre precios en oferta y liberación,

46:40

aplica en Excepciones.