In this episode of the podcast, I sit down with Mohit Caculo and Kaivalya Karkare from CCS (Caculo Consultancy Services), and discuss all things money, from how to start investing at a young age to SIPs and debt funds, why mutual funds are better than fixed deposits to how COVID-19 has affected the markets.  This episode is genuinely informative, and anyone looking to start investing in the stock market, mutual funds, or debt funds can take a lot from this. Mohit and Kiavalya are the founder and summer intern respectively at Caculo Consultancy Services (CCS), a Goa based investment firm that promises great returns to people interested in investing from a young age. Mohit has been investing in direct equity since he was 13, and Kaivalya is an IIM Indore graduate.  You can contact them at [email protected] or [email protected]   https://www.instagram.com/caculoconsultancy  A Noah Martins Production https://www.instagram.com/noahfromgoa  Videography by Sarvesh Lad https://www.instagram.com/its.me.crizac  Music by  @Tsumyoki INH   https://www.instagram.com/tsumyoki  NM8 Escape is currently Goa's biggest podcast. It is a platform where I interview Goan artists, creators and business people. Watch the whole playlist of NM8 Escape videos if you liked this one!