My personal finance journey is a long and windy one, but what's helped is finding a community of people who want to talk about money with me. In case you don't have one, here I am! Let's get uncomfortable and talk about money.
Budgeting tool: https://www.youneedabudget.com/
Nerdwallet is a good place to start to research credit cards (and many other money things).
Book I recommend: "I Will Teach You To Be Rich" by Ramit Sethi
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Send in a voice message: https://podcasters.spotify.com/pod/show/juliet-chuang/message
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