Slow and steady wins the race.  Finally another podcast….. Mel’s recommendation: You Need a Budget web app Mel recommends a handy zero-bed based budgeting tool this show.  She has actually been using it for over 6 months and it has proved very useful.  Annual and monthly subscriptions are available.  You also get a free trial period that runs just over a month so you can take it for a spin prior to buying.      Kelly’s recommendation: Oranges & Lemons by XTC Kelly revisits a favorite album by a too often overlooked band, XTC.  This is a double album featuring … Continue reading →