On today's episode we have Jason DiLorenzo, founder of Doctors Without Quarters, a student loan advisory firm that specializes in working with medical professionals, counseling them on what to do with their consumer and student loan debt. Jason talks about:

• the difference between IBR and Pay As You Earn
• why he advises paying the minimum required when in PAYE
• public loan forgiveness and how to keep that option available to you
• the definition of public service
• when you should consider refinancing your student loans

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