For many, access to the banking system is an important component of upward mobility. Loans, savings accounts, credit cards–these are all part of a financial system that, when used strategically, can help establish financial stability or undergird entrepreneurial activity. But there are barriers to accessing the banking system for those on society's margins, including in some immigrant communities, where many are unbanked or underbanked. To explore these issues, we speak with Dr. Jay Zagorsky, clinical associate professor of markets, public policy, and law at Boston University's Questrom School of Business and Dr. Dina Refki, executive director of the Institute on Immigrant Integration Research and Policy. The conversation details the challenges and consequences of being unbanked and underbanked as an immigrant and highlights potential policy solutions for improving the financial options available to these communities.

Guests

• Jay Zagorsky, Associate Professor of Markets, Public Policy, and Law, Questrom School of Business, Boston University
• Dina Refki, Executive Director, Institute on Immigrant Integration Research and Policy