I am delighted to be speaking today with Mary O’Connor, CEO of Howden CAP part of Howden, the global insurance group. She was most recently the acting CEO for KPMG in the UK. Mary has 30 years of experience in leading & advising financial services companies. She has held senior roles in law, government, public corporations and a Big 4 accounting firm.   Prior to KPMG, Mary held a number of executive and Board roles at Willis Towers Watson (now, WTW), where she was widely recognised as one of the most influential leaders in the industry.  In the United States, Mary served as an Assistant United States Attorney in Washington, DC, where she tried more than 100 criminal cases. She is a former co-Chair of Women Corporate Directors, a member of the C200 and a former Director of the Charity Bank.