This episode NeezaNizam discussed the impact of the muted BTO launch in December 2023 and how it will affect HDB resale market come 2024. No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us tod

Ep 64: Higher Property Tax 2024 - What You Need To Know Before Renting Out Your Property?!

Dec 13th, 2023 28m 20s

This episode NeezaNizam discussed the impact of higher property tax for both owner occupied and non-owner occupied property in Singapore. No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us tod

Ep 63: Manner of Holding - Why It Can Be Complicated When It Comes To Selling?

Dec 8th, 2023 26m 52s

This episode NeezaNizam discussed the impact on manner of holding between non-spouse. No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us today at 96704504 or 97876959. Follow us in all social

Ep 62: Cash Over Valuation. Why Paying COV Might Just Be Worth It ??!!

Dec 3rd, 2023 23m 2s

This episode NeezaNizam discussed why it might just make sense to pay COV especially if the unit checks all your boxes including renovation. No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us

Ep 61: Right Price or Pricing It Right!! Why HDB Selllers Must Manage Expectations

Nov 30th, 2023 26m 33s

This episode NeezaNizam discussed HDB sellers should price their unit RIGHT and not be too EMOTIONAL on getting the HIGHEST price. No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us today at 9

Ep 60: Is It A Buyers' Market Today?! Is Property Market in SG Shifting?

Nov 2nd, 2023 18m 22s

This episode NeezaNizam discussed whether the property market in SG is shifting to a buyers' market or it has also shifted?!! No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, DM us today at 967045

Ep 59: Are Your CPF Funds Working Hard For You? Why it is world’s top 10 Retirement Scheme

Oct 22nd, 2023 20m 20s

This episode NeezaNizam discussed why Singapore's CPF scheme is among the top 10 in the world. But the question is are we taking advantage of it?? No sugar coated stuff, just the hard truths.If you have any queries on any real estate matters, D

Ep 58: Fully Paid Flat. Is It Really A Wise Move?

Oct 11th, 2023 11m 13s

This episode NeezaNizam discussed why fully paying your flat might not be the best option for you. Understand the fundamentals of fully paying your flat with the RIGHT resources. CASH or CPF? No sugar coated stuff, just the hard truths.If you h

Ep 57: CPF Accrued Interest. Why Are We Still Talking About It?

Oct 6th, 2023 14m 57s

This episode NeezaNizam discussed why people are still clueless about the use of CPF an its accrued interest. Why do we need to "pay back" when we sell our flats. Is it our own money? No sugar coated stuff but the hard truths!!If you have any q

Ep 56: Manner of Holding. Does It Really Matter To You?

Oct 5th, 2023 26m 52s

This episode NeezaNizam discussed the misconception of estate distribution especially when it comes to islamic faraid law. The difference in the manner of holding determines what happen to the asset when death occurs. No sugar coated stuff but

Ep 55: Can My HDB Fetch $1M?

Sep 21st, 2023 17m 14s

This episode NeezaNizam discussed probably the dream of every Singaporean whether their HDB flat will fetch $1M in the resale market. Or is it just a dream.... No sugar coated stuff but the hard truths!!If you have any queries on any real estat

Ep 54: 15 Years Wait To Buy BTO. Is It Worth it?

Sep 19th, 2023 23m 49s

This episode NeezaNizam discussed whether the 15 years wait for a fellow Singaporean to buy his first BTO was worth it. His video went viral and we salute his determination. But what could have been done to shorten the wait?! No sugar coated st

Ep 53: Sole Breadwinner. Too Risky to Upgrade to a Bigger HDB?

Jun 14th, 2023 8m 43s

This episode NeezaNizam discussed about whether as a sole breadwinner or single income family, you are able to realise your family dreams for a bigger home. Is it just too risky knowing the current economic climate? No sugar coated stuff but th

Ep 52: Fire Insurance - Is it enough to protect your property today?

Jun 8th, 2023 4m 42s

This episode NeezaNizam discussed about Fire Insurance and what exactly does it covers. Well, is it enough especially if many a times fire occurs not to your own doing? No sugar coated stuff but the hard truths!!If you have any queries on any r

Ep 51: Home Protection Scheme (HPS) ... Why Many HDB Owners Are Still Not Covered??!!

Jun 1st, 2023 8m 19s

This episode NeezaNizam discussed about Home Protection Scheme (HPS) and why many still are not covered fully. We share why its important and why home owners are clueless about it. No sugar coated stuff but the hard truths!!If you have any quer

Ep 50: Can I Pay Off My Accrued Interest Without Selling My HDB Flat?

May 29th, 2023 11m 8s

This episode NeezaNizam disucussed about can you pay off your CPF accrued interest without selling your HDB. We share the pros and cons of such a move and whether it is beneficial to HDB flat owners. No sugar coated stuff but the hard truths!!I

Ep 49: What The .......!! HDB Buying Process Getting More Tedious?!

May 24th, 2023 12m 5s

This episode NeezaNizam talks about the new HDB process called HFE. Does it mean HDB buying process is more tedious or cumbersome? What you need to know before embarking on that flat hunting spree....so that you don't get caught in not doing t

Ep 48: Swapping Property? Apa Manfaat Yang Boleh Diraih ??!! (PART 2)

Mar 23rd, 2023 9m 11s

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang konsep "Swapping Property" - Part 2. Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya anda dapat membua

Ep 47: Swapping Property? Apa Manfaat Yang Boleh Diraih ??!!

Mar 4th, 2023 10m 25s

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang konsep "Swapping Property". Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya anda dapat membuat keputus

Ep 46: Usia Dah Senja, Hutang Flat Belum Habis!!

Feb 25th, 2023 10m

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang implikasi masih ada hutang flat di usia senja. Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya anda da

Ep 45: Bajet 2023 - Anda Harus Raih Peluang Sebelum Terlambat!!

Feb 15th, 2023 12m 27s

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang implikasi dan peluang dari pembentangan Bajet 2023. Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya an

Ep 44: Milik Siapakah Flat Anda Sebenarnya??!! (Part 2)

Feb 7th, 2023 13m 34s

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang Hak Milik hartanah anda. Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya anda dapat membuat keputusan

Ep 43: Milik Siapakah Flat Anda Sebenarnya??!! (Part 1)

Feb 4th, 2023 12m 58s

Ep 42: BTO or Resale? Is It Just About Luck? (Malay)

Feb 2nd, 2023 14m 2s

Episode kali ini dipetik dari koloborasi bersama Kisah Ruqyah SG di mana kita bincangkan tentang BTO atau Resale. Perbincangan kami secara ringkas memberi pendapat kami dari perspektif yang berlainan supaya anda dapat membuat keputusan yang bij

Ep 41: Asset Progression Again!! Is It Just About Profit??!!

Jan 22nd, 2023 14m 2s

This episode discusses the term Asset Progression in greater depth. Many sees asset progression as making money or how much profit can I make when I sell in the future. But one fundamental thing we failed to realise is how it is a process of ca