Episode Transcript
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0:00
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In four weeks, a typical noon user can expect to move
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vary. Welcome to Radical Personal
0:31
Finances Show, dedicated to providing you with the knowledge,
0:33
skills, insight and encouragement you need to live a
0:35
rich and meaningful life now, while building
0:37
a plan for financial freedom in 10 years or
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less. My name is Joshua Sheets, I am your
0:42
host. Today, we begin with an article from today
0:44
in the Wall Street Journal. Dateline is April 25,
0:46
2024. U.S.
0:49
fertility rate falls to record
0:51
low. Fewer babies were
0:53
born in the United States in 2023 than any year since
0:56
1979. Here's
1:00
the first paragraph or two. American women
1:02
are giving birth at record low rates. The
1:04
total fertility rate fell to 1.62 births per
1:06
woman in 2023, a
1:10
2% decline from a year earlier. Federal
1:13
data released Thursday showed. It is the lowest rate
1:15
recorded since the government began tracking it in the
1:18
1930s. The
1:20
decline reflects a continuing trend as
1:22
American women navigate economic and social
1:24
challenges that have prompted some to
1:26
forego or delay having children. A
1:29
confluence of factors are at play.
1:31
American women are having fewer children
1:33
later in life. Women are establishing
1:35
fulfilling careers and have more access
1:37
to contraception. At the same
1:40
time, young people are also more uncertain
1:42
about their futures and spending more of
1:44
their income on home ownership, student debt
1:46
and child care. Some women who
1:48
wait to have children might have fewer than
1:50
they would have otherwise for reasons, including
1:54
declining fertility. The
1:56
actual total number of babies was in
1:58
2023. States tracked
2:00
and registered 3,591,328 birds.
2:07
That is 2.1% fewer than in 2022. And the total
2:09
fertility rate has declined to
2:14
1.62 children per woman down from 1.66 in 2022.
2:16
Now if this is your first time
2:26
thinking and talking about fertility
2:28
rates then welcome. Welcome
2:30
to the conversation. This conversation is
2:33
one of the most neglected in
2:35
our society and yet it
2:38
probably won't stay that way
2:40
for very long because this
2:42
is the issue that is
2:44
going to be making the biggest macro
2:46
impact in our lives over the coming
2:48
decades. The
2:51
statistics and the data are really,
2:53
really bad and I want to
2:57
take just a couple of minutes and
2:59
talk to you about this. I've been
3:01
talking about this on radical personal finance
3:03
for a few years but it's been
3:05
my experience that most people even today
3:07
have no idea how bad things are
3:09
and how bad things could get. Put
3:12
simply, we today all around
3:14
the world are below replacement
3:17
rates with the exception of Sub-Saharan Africa
3:19
and in many of our
3:22
societies substantially below replacement
3:24
rates. And the reality
3:26
is simply we don't have any idea
3:28
how low these rates can go. In
3:31
every place that we have data there
3:34
is not yet a bottom. There may
3:36
be someday an actual bottom to the
3:38
data. I hope so. But
3:40
the reality is right now in
3:42
wealthy industrial countries all around the
3:44
world we do not know where
3:46
the bottom is. Total fertility rates can be
3:48
as low as in Seoul, South Korea. There's
3:51
something like 0.54 babies
3:55
per woman. Now let's put this into
3:57
actual data or actual statistics that
4:00
you can see with your eyes. And then
4:02
I want to scare you just a little
4:04
bit with the trend line that we are
4:06
on. First, demographers, most of us
4:08
have heard that you need an average of about 2.1
4:10
babies per woman in
4:13
order to have a steady, stable population.
4:16
The 2.1 basically involves a man and
4:19
a woman replacing themselves with about a
4:21
0.1%, not percent, but
4:24
2.1 relates to the margin of
4:26
error for loss of
4:29
life early in childhood, babies lost, things
4:31
like that. So you need 2.1 babies
4:33
per woman. Let's make it simpler
4:35
and say it's two babies per woman,
4:38
just simply to replace ourselves as a
4:40
population. I want you
4:42
now to stop and to think about your
4:44
reference group, the peers that you have, the
4:47
community that you're involved in, coworkers,
4:49
neighbors, friends, social groups, community
4:51
groups that you're a part
4:53
of, your church, your local
4:56
parent teacher association, whatever it is that you're
4:58
involved in. I want
5:01
you to think about every woman that you know. In
5:04
order for the population of your peer
5:06
group to be steady, every
5:08
single woman that you know
5:11
has to have at least two
5:13
children. Every
5:16
woman you know has to
5:18
have at least two children
5:20
to maintain population. Now
5:23
many of us know many people who don't have
5:25
two children, who have fewer
5:27
or none at all. So for every woman
5:29
you know who has one child throughout her
5:31
lifetime, you should know another
5:34
woman who has three to
5:37
match them up. For every
5:39
woman you know who has zero children,
5:42
you should know at least one other woman
5:44
who has four or more. And
5:48
I think if you'll stop and you'll
5:51
think about your family, your extended family,
5:53
people that you know, you'll quickly realize
5:55
that your community is probably below replacement
5:57
rate, and in some cases substantially below.
6:00
because when we think about the women and
6:05
the women of the United States, the
6:09
women of the United States are
6:12
substantially below that. Now,
6:15
here's what's even more scary.
6:17
The rate of decline of these
6:19
fertility rates doesn't
6:21
have currently a bottom. I
6:24
heard an analyst the other day give this statistic. He
6:28
said, if you look at the rate of fertility
6:30
decline in the United States between the year 2010
6:32
and 2020, and
6:35
if you assume that there's
6:37
one generation every 30 years, what that
6:40
means is that in
6:42
the future, under those assumptions,
6:44
for every 100 Americans that are alive today, you
6:50
would have 4.3 great grandchildren. So
6:57
population of 100 Americans who are
6:59
alive today will
7:01
have 4.3 great grandchildren if
7:06
our society-wide population
7:08
decline continues. Most
7:12
people are unaware of the fact that virtually
7:14
all of the world, for
7:16
example, all of the Americas, North America,
7:19
Central America, South America, the Caribbean, all
7:21
of the Americas are under
7:23
replacement rate. Most of
7:25
the big countries of the world, China, far
7:28
below replacement rate, India, now below
7:30
replacement rate. Basically,
7:33
the countries that are
7:35
at or above replacement
7:37
rate are pretty much all
7:40
found in sub-Saharan Africa. That's
7:43
it. All of the rest of our
7:45
societies are all in decline,
7:47
and the rate of decline is varying.
7:50
The worst rates of decline are
7:52
centralized on megacities, especially
7:55
megacities in Asia. Like
7:57
I said, I think that in the last
7:59
year, the South Korean
8:01
total fertility rate for
8:05
the city of Seoul, which is of course the largest city,
8:08
was a double digit decline year over year to
8:10
something like a 0.54 total fertility rate. This
8:12
is going
8:16
to be the issue for the coming
8:18
decade. It's going to affect every area
8:21
of your life and my life. All
8:23
of our governmental systems, all
8:26
of our welfare state systems, all
8:28
of our economic growth projections, it's
8:30
all going to be driven by demographics.
8:34
And while we don't know what that's going to
8:36
look like, because after all the numbers could change,
8:40
the reality is that we don't
8:42
see any evidence of them changing
8:44
yet. The problem is
8:47
most people are not clued into
8:49
this for two reasons. Number one,
8:51
there's been a strong campaign for
8:53
at least 50 years, a strong
8:55
propaganda campaign that has been almost
8:57
entirely anti-natal, anti-children.
9:01
The most famous of course was Paul
9:03
Ehrlich's book The Population Bomb, in which
9:05
he predicted global famine and
9:07
disease and poverty due to too many
9:09
people. And that's become basically the zeitgeist
9:11
of our time, that idea that the
9:13
world has too many people and it's
9:15
got a change. Most
9:18
people are decades behind the demographic
9:20
reality that we're living in today
9:22
and it's understandable however why they
9:25
are. Because while birth rates
9:27
are low and heading lower all around
9:29
the world, total population
9:31
is high and continuing to increase for
9:33
I think about a decade at least.
9:37
The problem is that that increase in
9:39
population size on a global basis is not
9:41
coming from the fact that we're having more
9:43
babies. On the contrary,
9:45
it's due to extending lifespans for
9:47
old people. And so
9:49
our world is getting bigger and bigger
9:52
in terms of population with more and more old
9:54
people, but we're not having babies. And
9:56
here's the problem, we've been not having babies for
9:58
a very long time. And so
10:01
not only in many countries do we not
10:03
have babies today, we don't
10:05
have even enough women of
10:07
baby-bearing age to have babies. And
10:11
we don't have enough children, enough
10:13
young girls, teenage girls who are
10:15
going to be able to even
10:17
have babies to replace ourselves in
10:19
most cases. And so many
10:21
countries of the world are already in a demographic
10:23
winter and there's no solution
10:26
apparent for it. Scientists
10:28
all around the world are trying solutions
10:30
of various kinds to try to stem
10:32
the tide and change the numbers, but
10:34
so far there is not a single
10:36
sustained and enduring success story that we
10:38
can point to of a
10:41
wealthy industrialized country being able
10:43
to change demographics. I'd
10:47
like to do my best to start a
10:49
conversation here at Radical Personal Finance. And
10:52
while it's unlikely that you or I
10:54
can change the demographics of our country,
10:57
probably or possibly we can start
11:00
to change the demographics of our
11:02
community. And perhaps
11:04
we can have some rippling influence
11:07
that would result in us having more babies
11:10
within our own communities, within our own societies.
11:13
At the very least, I hope that we can
11:15
make this change within our own families,
11:18
within our own children, grandchildren, and on down
11:20
the road. And I want to talk today
11:23
about how we can invest money into
11:25
making that happen. There's
11:28
tremendous paradox with regard to
11:30
money. The reality
11:33
is most
11:35
of us don't value money
11:38
itself, but
11:40
what we value is what money is good
11:43
for, what money can buy for us. The
11:46
problem is that money itself
11:49
is what is easily measured. Because
11:53
money is expressed in financial terms and
11:55
we have a clear understanding of
11:57
how much we have, what the
11:59
current amount of it is, then
12:01
we can manage it very
12:04
effectively. Peter Drucker famously said
12:06
that what gets measured gets
12:08
managed. And I think that's true,
12:10
what gets measured gets managed. And we live
12:12
in today in a modern world in which we
12:14
can measure money and wealth very,
12:17
very effectively, more effectively than at any
12:19
time in human history. Go back
12:21
500 years and imagine you're some great, wealthy
12:24
lord of the manor, wealthy lord of
12:26
the estate. You've got a great castle,
12:28
you've got lands, you've got all of
12:30
this wealth. Would
12:32
you be able to actually measure your
12:35
wealth? If we
12:37
could just judge by Jane Austen's writings more
12:39
recently than 500 years ago, about
12:41
the best that a man could do to measure his wealth
12:44
would be to measure his income. How
12:46
much income his estate could provide for him.
12:48
And that's a useful measurement because income is
12:50
spendable. But the actual value of the estate,
12:52
the net worth, what we today in accounting
12:55
terms would call a man's net worth, was
12:57
very hard to measure. You
12:59
couldn't do back then what you can do
13:01
today with your fancy estate and go on
13:03
Zillow and get a zestimate telling you with
13:06
pretty decent accuracy what it's worth, what you could
13:08
sell it for today. You couldn't
13:10
have all of your investments and all of
13:12
your companies marked to the market with a
13:14
specific monetary value on a daily
13:16
basis. Back
13:19
then you just had a rough estimate of
13:21
am I wealthy or not. Today we can
13:23
know the exact dollar figure that
13:25
represents wealth. The problem is, is that
13:29
the only thing that matters? It's
13:32
pretty obvious that the goal of
13:34
a man's life should not be when he lays
13:36
his head in his casket to
13:38
have the most zeros behind his net
13:40
worth figure that his accountant draws up
13:43
for his final tax returns. That's
13:45
a pretty stupid measurement of a life. But
13:48
because it's easily measurable, that's what we
13:50
tend to optimize for. I have
13:53
a personal hobby of trying to come
13:55
up with other forms of optimization, other
13:57
things that we could measure that would
14:00
indicate more useful
14:02
metrics of life satisfaction.
14:05
Some version of a happiness score. Now you might
14:07
do that on a daily basis by tracking your
14:09
emotions with some app. You might do that by
14:11
tracking the number of minutes that you spend in
14:14
leisure time or the number of books that you
14:16
read or the number of widgets
14:19
that you produce with your hobby of
14:21
making stuff. The number of dates that
14:23
you go on with your spouse or the hours
14:26
that you visit with your parents or the
14:28
number of children's games that you attend. One
14:30
of my personal metrics that is kind
14:33
of interesting and informal is I optimize for
14:35
the fatness of my children's
14:38
annual photo books. My
14:40
wife makes for each of our children each year a
14:43
photo book containing basically the adventures
14:45
that that child has gone through in
14:48
this year with our family. The interesting
14:50
thing about taking pictures is that ordinarily
14:52
we don't take pictures of the day-to-day
14:55
commonplace happenings of our life,
14:57
the humdrum events of life. I didn't
14:59
walk into the office today and take a picture of my
15:02
microphone as I began a podcast
15:05
but we take pictures of things
15:07
that are out of the ordinary. They
15:09
don't have to be too out of the ordinary. I
15:11
might just go to the park and buy a
15:13
kite today and take my children to the park and
15:15
fly a kite but that's worthy of taking pictures. That's
15:17
a moment that can be captured in time and it's
15:19
worthy of taking pictures. So what we
15:21
do is we get all of our pictures together from the
15:24
year and then each year my wife makes a photo book
15:26
and some photo books are rather slender and lean, some
15:28
photo books are rather fat and
15:30
I like the fat ones because it
15:32
tells me hey there was enough texture
15:34
and variety in this past year to
15:36
make for a really interesting photo book
15:38
for my children and it's my hope
15:40
that with those nice fat books they'll have more
15:43
pictures that they can go back and look at
15:45
and enjoy and appreciate and recognize that hey this
15:47
was a really great adventurous year that I had
15:49
with my family. But
15:52
that's not the only metric that perhaps we should
15:54
consider. There are many others. Here's
15:57
one I would like to offer that I think
16:00
think is a reasonable metric
16:03
by which to judge your
16:05
success. Not
16:07
for everybody, but it's a reasonable one. How
16:11
many great grandchildren will
16:14
you have? This is the smell
16:16
of the leftover tuna fish sandwich you left
16:18
in your lunchbox over the weekend in a
16:20
wimpy trash bag. Wimpy, wimpy,
16:22
wimpy! And
16:25
this is the smell of that same sandwich
16:27
in a hefty ultra-strong trash bag. Hasty,
16:30
hefty, hot too! Ah,
16:32
smell the difference? Hasty Ultra-strong has arm
16:34
and hammer with continuous odor control, so
16:36
no matter what's inside your trash. Hmm,
16:39
you can stay one step ahead of stinky, and
16:42
for a bigger job, try the superior strength of
16:44
hefty large black bags. Have
16:47
you ever thought about it? How many
16:49
great grandchildren will you
16:51
have? Now, chances are
16:53
decent that you probably will never meet them
16:55
all, but ideally throughout your
16:57
life you should see some indications
16:59
of the trajectory that you're on.
17:02
And I think that's a pretty interesting metric for
17:04
us to consider. How
17:06
many great grandchildren you
17:10
have is a
17:12
reasonable life goal. And what I like
17:14
about this life goal is it's a
17:17
very positive life goal that
17:19
cannot be coerced. I
17:22
don't like goals of coercion. I don't like things
17:24
that you have to, you can force people to
17:26
do, because you can bend the world to you
17:28
in some way. I like goals that require you
17:31
to grow as an individual, me to grow as
17:33
an individual. And if I
17:35
desire to have a significant number of
17:37
great grandchildren who have issued from my
17:39
loins, then I need to be
17:41
the kind of guy who builds a family culture
17:43
and where that is possible. After
17:48
all, I can't coerce
17:51
the number of children that I
17:54
have. I could do my best
17:56
to plan for them, but I can't force it.
17:58
Some events of having children are outside
18:00
of my hands, outside of your hands, no matter who we
18:02
are. But let's assume
18:04
that I am able to have children.
18:07
If I'm able to have children, I can't
18:09
coerce my children to have children.
18:12
I have to inspire them to
18:15
have children. And
18:17
even if I could coerce my wife to
18:19
have children, which I can't, and
18:21
even if I could coerce my
18:23
children to have children, which I
18:25
can't, I certainly could not coerce
18:27
my grandchildren to have children. But
18:30
what I can do is I
18:33
can focus on investing into
18:36
my family, inspiring and
18:38
encouraging and leading my wife,
18:41
inspiring my children, giving them a
18:43
vision and facilitating their family formation
18:45
and then building a culture that
18:48
ideally would pass down through the ages where
18:50
my children would go beyond me and their
18:53
children beyond them and so on down through
18:55
the ages to the level of my great-grandchildren.
18:58
And I would have to do with all of that by
19:01
inspiration leadership rather than
19:03
by coercion or manipulation.
19:07
Now here's what's interesting. If
19:09
you put numbers to this, then
19:12
it can make it measurable. And
19:15
I don't know that this is a great thing
19:17
to put numbers to, but it's interesting to put
19:19
numbers to non-financial goals
19:21
and see how the math works out. So
19:23
let's assume that a guy like me, let's
19:25
assume that I have an ambition to
19:28
have 100 great-grandchildren.
19:31
Round number 100 sounds like a lot to
19:33
me. What
19:36
would be necessary for me to have 100
19:38
great-grandchildren? Well
19:41
at the moment I have five children. Now
19:45
I can calculate the total
19:47
fertility rate that would be needed in my
19:49
own family in order for me to have
19:53
that number of great-grandchildren. It's
19:55
pretty simple to calculate. And I've done the math.
19:58
I won't drag you through the whole formula
20:00
for it but in essence basically
20:08
that starts with the current number of children that
20:10
I have. If each
20:12
of my children and each of their children
20:15
had on average 4.47 children total fertility rate
20:21
of 4.47 children then
20:23
the math would work out that I would have 100 great-grandchildren.
20:26
I have five children if
20:28
they averaged across those five children again four and
20:30
a half children each some have three one has
20:32
seven one has five one has six etc then
20:35
it would work out to four if it worked
20:37
out to 4.47 and if
20:39
that continued on through my grandchildren
20:41
then I would have 100 great-grandchildren.
20:45
It's a rather interesting thought experiment to go through.
20:48
The interesting thing about that number is that I
20:50
think that's a very feasible number. I already have
20:52
five children so it's easier for me if I
20:54
had six or seven then it would be a
20:57
lower number needed to arrive at that 100
21:00
mark but the most important thing would
21:02
be how could I help my children
21:04
to have enough children. By the way
21:07
in today's world this goal is
21:10
I've never heard a motivational speaker say that this
21:12
is a goal that anybody should set. I've listened
21:14
to a lot of motivational speakers. I've read a
21:17
lot of books where people talked about net worth
21:19
goals and things that you should be focusing on
21:21
in terms of your net worth and how much
21:23
money you need for retirement. I've never heard somebody
21:25
say you know you should have a goal for
21:27
how many grand children you have or how many
21:29
great-grandchildren you have but although
21:32
this is unusual in today's world I
21:34
don't believe that it's unusual throughout human
21:36
history. If you go and you
21:38
spend time reading through ancient texts you will
21:40
find that the ambition that many men
21:43
and women had was to have many
21:45
descendants. The wealthiest
21:47
and most powerful throughout human history
21:50
have often had many descendants and
21:54
the promise of having many
21:56
descendants was an inspiring promise
21:59
for many The men of renowned throughout history. I.
22:03
Don't have the pride and arrogance to somehow
22:06
believe that. The. Last
22:08
century. That is indoctrinated
22:10
you and me with an ante natal.
22:13
Mindset. Should somehow
22:15
be more important than the multiple
22:17
millennia of which we have recorded human
22:19
history. The has a different mindsets now
22:22
would encourage you to think about your
22:24
goals and recognize that there's wisdom in
22:26
the ambitions of our forebears. So.
22:30
Consider it was so interesting. Also quick note
22:32
on this guy did the calculations I thought
22:34
to be fun. What's interesting is.
22:37
With. Every to because. Seconded:
22:41
Your total fertility rate is
22:43
something that can be changed.
22:46
And is is at an exponential factor.
22:48
The numbers can change massively. Was just
22:51
a small amount. I
22:53
should spend probably another thirty minute scaring who
22:56
you with the statistics. On the negative side,
22:58
I'm not. I'm choosing not to do that,
23:00
but there are resources you can go and
23:02
look for That would. Shockey with
23:04
how scary this population. Decline.
23:06
Is I don't like to use the
23:09
word collapse generally speaking, because it's a
23:11
it's a word that fraught with emotion.
23:14
However, this is an area in
23:16
which. It. Is a
23:18
proper to talk about population collapse.
23:23
I often want to be a little bit more soft
23:25
spoken. To my words, I talk about population decline. But.
23:29
It's proper to use the word
23:32
collapse in this because the exponential
23:34
effects of population growth can be
23:37
amazing. On the positive side, and
23:39
they can be amazing or. Shocking
23:42
on the negative sides. with how
23:44
quickly a population can absolutely collapse,
23:46
it's really remarkable. So. You're
23:49
just my numbers. I told you I have five children.
23:52
And if I had a goal of
23:54
having one hundred great grandchildren, then that
23:56
would require a total fertility rate of
23:58
four point four seven children. Third
24:02
child of mine. to have one hundred
24:04
great grandchildren are the reason I mention
24:06
that number is that that's a significant
24:08
number, but it's not out of sight.
24:10
I'm not trying to say that somehow
24:12
my children snub eighteen children each goes
24:14
not just to have as many children
24:16
as possible, but I'm the youngest of
24:18
seven. I have five children. I don't
24:20
think that four point, four seven is
24:22
an unreasonable total fertility rate. I would
24:24
say that in my social circle, having
24:26
four children is pretty average that there
24:28
are. I know of a handful of
24:30
friends who have. Two or three at I
24:32
don't have many friends my social circle who don't
24:35
wind up having any but then I know various
24:37
ones were six or seven so for is a
24:39
pretty average for is kind of the number that's
24:41
is the. The. The
24:44
median the the most com the
24:47
mode the most common number ah
24:49
among people in my in my
24:51
circle but. Here's. What's interesting?
24:53
Let's assume. That I
24:55
wanted to have two hundred
24:58
great grandchildren. Check
25:00
this out. That is him that I wanted
25:03
to. two hundred great grandchildren. I assumed that
25:05
I could get the total fertility rate. Of
25:07
my lineage down to up to five.
25:10
An average of five across population.
25:12
How many children? What I need
25:14
to have. The. Answer by the
25:16
way is not that many as Eight
25:18
Five Eight children and in my children
25:20
went on to have a total fertility
25:23
rate of five across my be two
25:25
hundred great grandchildren Now five. For.
25:27
You could do the math yourself. kind
25:29
of funded, run the math and just
25:31
see how small impacts when they're exponential
25:33
can make a difference To the point
25:35
I was making with Four Point Four
25:37
Seven is that's about double the self
25:39
reported total fertility rates that women in
25:41
the United States seem to say that
25:44
they want to have, so that the
25:46
number of. Children. That
25:48
women are knows they want to have. Depending
25:50
on the data that we look at us,
25:52
between two and three children per woman. A
25:54
total fertility rates that includes the people who
25:56
want for that includes zero, but the total
25:58
fertility rate that women desire. The have
26:00
ah on self reported survey seems
26:02
to be between two to three
26:04
the current total fertility rate and
26:06
United States is down at that
26:08
one point six two number as
26:10
of the most recent data. So
26:13
if we were to change this,
26:15
we would have to create a
26:17
different culture and we would have
26:19
to create a significantly. Different.
26:21
Environment and we would have to solve
26:23
the problems that are causing people to
26:25
not even have the number of causing
26:27
women to not even have the number
26:30
of children they say they want. Or.
26:34
To even actually want to have more
26:36
and I find this of and it
26:39
a thought experiment I think this is
26:41
Hop is worthy of your time. So.
26:44
Let's talk about the different
26:46
steps and talk about ideas
26:48
as to how we could
26:50
potentially invest money into. Your.
26:53
Great grandchildren and recognize that all
26:55
of this I'm repeating this for
26:57
the third. Tanks are really once
27:00
you get a clear, all of
27:02
this has to come from a
27:04
positive, inspirational perspective of leadership you
27:06
cannot cool worse or manipulate again.
27:08
Maybe you could manipulate something. You
27:10
could establish an enormous trust fund
27:12
and require that. It. Has disbursements
27:15
from the trust fund or based
27:17
upon certain number of children? I
27:19
don't think that smart. I think
27:21
that are it? At least eighty
27:23
percent of our focus should be
27:25
on the positive things that we
27:27
could do to inspire within our
27:29
own family and then to facilitate
27:31
using money, whatever anything possible to
27:33
help our children to have children.
27:35
So let's talk through the process
27:37
of your great grandchildren. The first
27:39
initial barrier for many of my
27:41
listeners. To. Having great grandchildren
27:43
is for you to find someone
27:45
with whom you can procreate and
27:48
this is. Astonishingly difficult
27:50
today. I. Grant
27:52
the difficulty of this. There.
27:55
are legions of young men and young
27:57
women who desire to marry desire to
27:59
have children and who at
28:01
least so far have been unable
28:04
to find a suitable spouse with
28:06
whom they can procreate. I
28:10
have some ideas that I think will help with
28:12
this. I'll deal with that in a separate podcast
28:14
episode. I'll share, you can gain a few ideas
28:16
from this episode, but we do need to
28:18
fix this. Right now in 2024,
28:20
relationship formation among young people is not working
28:23
the way that it should be working and
28:25
it's not working the way that it used
28:27
to work. Young people are
28:29
not marrying at the rates that they
28:31
formerly did. Young people are
28:33
not coupling up at rates that
28:35
they formerly did. Young people are not having sex
28:38
at the rates that they formerly did. For
28:41
above average men and women, women and
28:43
men who are highly attractive, then those
28:46
numbers are not so bad. We
28:48
can't just focus as a society on the top 10% of men
28:50
and the top 10% of women. Women,
28:53
we need to build a society that
28:55
works for most people. This
28:58
can be really, really difficult. I think where I
29:00
really started thinking about this was a number of
29:02
years ago when I was
29:04
doing private consulting work with clients, I
29:07
ended up having two separate women unrelated
29:10
to each other who both
29:12
hired me as a financial consultant
29:15
and both of them had chosen
29:17
to procreate without
29:19
a relationship with
29:21
a man. Both
29:25
of these women, as far as I could tell, seemed
29:28
like wonderful attractive women,
29:30
physically attractive. They were highly accomplished,
29:33
career driven. They did well. I,
29:36
of course, didn't spend enough time with them
29:38
to make a deep assessment of their personalities,
29:40
but they seemed like lovely attractive women to
29:42
me. Those
29:44
two women, neither of them had been able to find
29:47
a suitable man that they wanted to
29:49
spend their lives with. They were single women. They
29:52
had both conceived and
29:54
born children, planning for a lifetime of
29:57
single motherhood. I thought, is there
29:59
any worse indictment? That have a
30:01
society where. A
30:03
woman who seems attractive and everything like
30:05
that isn't able to choose a man
30:07
who who's working for her. And we
30:10
all know lots of men who have
30:12
not been able to. Normally men don't
30:14
go in and intentionally choose to procreate
30:16
without a woman involved, but maybe their
30:19
stories are out there, but it just
30:21
was pretty die opening to me of
30:23
how difficult things are. So we need
30:25
to be really working on changing these
30:28
things. But that is a significant barrier
30:30
is simply for you finding someone with
30:32
whom you can procreate. Or
30:34
the next barrier. For. You to have
30:36
many great grandchildren. For you to have one
30:38
hundred great grandchildren. Is free
30:40
to have children. and there are a
30:42
few things that you need to think
30:44
about here in your own thoughts: most
30:46
of the financial considerations of a talk
30:48
about in the context of your children
30:50
and their children. but there are some
30:52
basic things that you need to think
30:55
about. If. You've
30:57
been able to build a relationship
30:59
with someone with whom you desire
31:02
to procreate, you need to solve
31:04
fertility problems. There. Are
31:06
a variety of levels of
31:08
fertility problems. The first level
31:10
is to simply basic biological
31:12
fertility. A man's biological ability
31:14
to reproduce and a woman's
31:16
biological reaper the ability to
31:18
reproduce. Ah, right now for
31:20
men of my generation, our
31:22
sperm count is if I
31:25
understand what is reported properly,
31:27
something like half of the
31:29
sperm count of. My
31:31
father's generation. it is shut See
31:33
me. Ah. Testosterone levels
31:35
Are. Testosterone levels are half of
31:37
what the testosterone levels of my
31:39
father's generation. once so
31:41
sperm count but more point the
31:44
testosterone is in shockingly bad shape
31:46
and so there's a whole area
31:48
of exploration that men need to
31:50
be exploring to maintain high testosterone
31:52
and to maintain high sperm count
31:54
there are a lot of that
31:56
you can do and different disruptors
31:58
or problem It'll be a big
32:00
issue. You need to keep your
32:02
genitals cool. So anytime I see a
32:04
guy sitting there with his laptop on
32:07
his lap, I plead with him, please don't
32:09
do that. There's all kinds of factors
32:11
that need to be factored in, but you need to get
32:14
your testosterone checked and you need
32:16
to increase your testosterone if at
32:18
all possible with whatever the appropriate
32:20
medical help is. Many
32:22
women today have basic problems
32:24
with biological fertility as well.
32:27
I'm not as knowledgeable in that area,
32:30
but it is across our society, just
32:32
basic biological fertility is something that has
32:34
to be controlled for. And
32:36
if you desire to procreate and you
32:39
desire to reproduce, then that needs to
32:41
be a consideration. When I was
32:43
younger, before I was married, people would make jokes
32:46
usually about a woman and they would say, oh, she's
32:48
a woman with child, good child-bearing hips, that was the
32:50
joke. And when I was young
32:52
and in college, I dismissed that as sexist,
32:55
offensive, sexist language. Basically
32:58
like, why would you say something like that? Why could
33:00
you do that? That doesn't sound nice. I
33:02
never said I was going out in the world looking for a woman
33:05
with good child-bearing hips. As
33:08
it turns out, I was blessed with a
33:10
woman who has good child-bearing hips. And
33:14
when I've looked back at my ignorance
33:17
when I was in college, I now
33:19
am a little bit startled at how
33:21
stupid I was to fall prey
33:23
to the idea that, well,
33:27
I still today would never talk about a woman's
33:29
hips in that way, I wouldn't use that language
33:31
because I find that language offensive. The
33:33
truth that was behind that cultural
33:38
aphorism is
33:40
something that's important. And I
33:43
derive an enormous amount of my satisfaction
33:45
as a man from my family and
33:47
from my children and from my wife's
33:49
ability to have children. And
33:52
in hindsight, I was the fool at 20 for
33:55
just dismissing that as totally unimportant.
33:57
And so I think that Things like, Who
34:00
would he? and screening a spouse.
34:02
The screening yourself on the basis
34:04
of fertility is something that. While.
34:07
Awkward to think about or talk
34:09
about is probably something that would
34:11
play a factor at play a
34:13
role in our future Because these.
34:16
Basic. Issues have an enormous
34:18
impact on men's and women's lives
34:20
and have enormous financial impact. One
34:23
of the biggest expenses that I
34:25
see ah in financial planning from
34:27
wealthy people is often fertility treatments,
34:29
and when your babies cost you
34:32
tens of thousands of dollars for
34:34
each baby, you're gonna really think
34:36
about that quite a lot. and
34:38
yet some of that can hopefully
34:40
be avoided with better practices with
34:43
our children and protecting them from
34:45
that and protecting ourselves. As much
34:47
as possible from basic biological fertility
34:49
issues. The next
34:51
barrier for you to have any
34:53
great grandchild movie. but I call just
34:56
philosophical infertility, your philosophical fertility. If.
34:58
You want to have grandchildren and great
35:00
grandchildren. You need to marry somebody who
35:03
desires children. Both.
35:05
Men and women in today's
35:07
world are broadly infected by
35:09
a strong ante Natal ideology.
35:12
Philosophy and reality. And I don't
35:14
think much that you that you're
35:17
gonna change many people. And so
35:19
if you are young and years
35:22
doing something like setting a goal
35:24
of having many great grandchildren, you
35:26
really should start off on your
35:29
best foot by marrying someone and
35:31
pursuing somebody who is not philosophic.
35:33
Leave. Infertile, Up
35:36
now people can change fade out
35:38
to serve my own Dad's my
35:41
father's story. My parents had two
35:43
children and. Kind of
35:45
classic to children's story of how does
35:47
that the ryan go up. A girl
35:49
for me, a boy for you And
35:52
praise lord we're finally through rights. Boy
35:54
and girl done. That was my dad's
35:56
philosophy. he did not want to have
35:58
more children and then when his the
36:00
second child was something like eight years
36:03
old over a long period of. Of
36:05
Change. He came to adopt a different philosophy
36:08
and and it was a very difficult change
36:10
for him. My mom had wanted more children,
36:12
but my dad didn't But eventually he came
36:14
to be on board with wanting to have
36:17
more children and dedicating his life in that
36:19
direction. And he had five more. and as
36:21
the youngest of seven, I'm grateful that he
36:24
digs. I wouldn't be here if thought if
36:26
he had not changed. People can change. Men
36:28
and women can change, but you should focus
36:30
on filtering for people who want to have
36:33
children if that's something that you want to
36:35
do. And probably similar for those who
36:37
don't want to have children that you just don't
36:39
want to have. A significant.
36:43
Difference in your perspective. I
36:45
think that also though. Beyond.
36:47
Just simply being open to children. There.
36:50
Is And it's important that you build. An.
36:54
Awareness. Of
36:56
the fact that the data would
36:58
indicate that in general you probably
37:00
going to have a better and
37:02
happier life with children then with
37:04
that now you can go and
37:06
look into this yourself, but. People.
37:09
Who have children? You know this
37:11
intuitively if you just think about
37:14
the things that people value later
37:16
in life. There in today's antenatal
37:18
society where many, many people. Shoot
37:22
their tic toxin. Whatever about me, you
37:24
know we're highlighting how great life is
37:26
without children. You. Can
37:29
see that side and those arguments
37:31
against having children. Those arguments are
37:33
today very persuasive for many young people.
37:35
Many young people are not having
37:37
children to to buy stock considerations you
37:39
start to older people and to look
37:42
at the sociological data on older
37:44
people. Then you'll find
37:46
that. Family.
37:48
Life and children become in general a
37:51
very important part of a man or
37:53
woman. Satisfaction with life. I thought. put
37:55
this way, there was a. There.
37:57
Was a twitter conversation going on and the
37:59
data was showing about the percentage of adults
38:02
who had children and did that. The question
38:04
they were asked among Americans, forty five and
38:06
older. if you had to do it over
38:08
again, how many children would you have? A
38:10
would you not have any at all and
38:13
Americans were asked about that and I won't
38:15
try to read the whole chart to you.
38:17
But basically what you can look at is
38:19
that seven percent of parents over forty five
38:21
wouldn't have kids if given a redo on
38:23
life, to seven percent of people who are
38:26
older than forty five who have children would
38:28
not have children if given a. Second
38:30
opportunity. But fifty percent of childless
38:32
people would have children if they
38:34
were given another opportunity at life.
38:36
And a guy that I follow
38:39
put it this way says you're
38:41
in your late twenties your ambivalent
38:43
about children. Here's the probability: for
38:45
any given person, but not for
38:47
a specific person, have children. Ninety
38:50
three percent satisfaction rate. Don't have
38:52
children. Fifty percent satisfaction rate. So.
38:55
If. You want sued if you.
38:58
Know. That you want to have children,
39:00
you can pretty much have a ninety
39:02
three percent confidence according to that particular
39:04
study that that's probably the right move.
39:06
On the other hand, if you don't
39:09
want to have children, just know that
39:11
there's probably about fifty percent likelihood that
39:13
you're gonna regret that decision and then
39:15
make your decisions yourself. To think about
39:17
philosophical fertility for yourself as you're making
39:20
big life decisions and then age related
39:22
fertility to simply the biggest problem happening
39:24
in in. Reproduction.
39:26
Date and fertility data is that young
39:29
people are not having children. Users
39:32
the have the responsibility and wonderful
39:34
take lightly putting things like for
39:36
you to everything went out. Why
39:38
The. Building
39:44
Materials. Recently flew off
39:47
and orange have. Mean that. Is
39:50
rough. it is with your regular. Just.
39:55
Recently released Particularly Everything.
39:59
Interesting. If.
40:02
You want to have children. You
40:04
should begin to have children when
40:06
you are young. As
40:08
young as possible. and if you
40:10
want to have more than one
40:12
or two children, you should definitely
40:14
begin to have children when you
40:16
are young as young as possible.
40:18
Most men and women are utterly ignorant
40:21
of the impact of age on
40:23
a woman's fertility. At the age
40:25
of thirty, a woman has lost ninety
40:27
percent nine, zero, ninety percent of
40:29
the eggs that she was born
40:31
with. Ninety. Percent doesn't mean that
40:33
a woman cannot reproduce after the age
40:35
of thirty, but. The ignorance
40:38
that men and especially women
40:40
have on their ability to
40:43
procreate at. Advanced
40:45
Stages. Meaning. Past thirty is
40:47
pretty shocking. It's really shocking
40:49
and there is a high
40:52
overconfidence and for in the
40:54
effectiveness of fertility treatments. and
40:56
there is a strong under
40:58
appreciation. Across as a
41:00
side is flat out ignorance of how
41:02
easy it is for couples who are
41:05
in their thirties and beyond to conceive
41:07
children. The problem is
41:09
that we all get splash new stories across
41:11
our screen of so and So's forty seven
41:13
years old, had a baby. yes, And.
41:16
It was almost certainly with an egg donor.
41:18
I'm. If he's a celebrity,
41:21
People. Do have children. At.
41:23
Later age as it is possible, but.
41:26
The. Data on it indicates that it's
41:28
very difficult, often very expensive, and it
41:30
is not in any way assured. So
41:33
if you desire to have children then
41:35
they should be a priority for you
41:37
when you are young. Now
41:40
let's assume. That. You're able
41:42
to solve these basic problems. You're
41:44
able to meet and attract spouse
41:46
who wants to procreate. Once procreate
41:48
with you, you get married and
41:50
now you are thinking about the
41:52
next generation. You're thinking, how could
41:54
I spend money. In.
41:57
The direction of this goal of many great
41:59
grand. How could I do that?
42:01
I think it's really, really important to
42:03
think about the culture that you build
42:05
within your family member that we can't
42:08
coerce or manipulates our children to have
42:10
children. When to think about what are
42:12
the factors that are going to make
42:14
it likely for them to want to
42:16
have children? One great interest of mine
42:18
just in personal conversations. Whenever I meet
42:20
somebody. Who doesn't want to
42:22
have children? I try to understand why
42:24
tenants in what that person is looking
42:27
for and. Although I've I
42:29
come across as opinionated and whatnot on
42:31
the internet. Certainly that's my job, but
42:33
in real life I am. I don't
42:35
go through life judging people and genuinely
42:37
interested it. And I'm really fascinated by
42:39
people who, from my perspective would seem
42:41
to have had. A. Great lifestyle growing
42:44
up boot don't want to have children,
42:46
they just is not of interest to
42:48
them and I think one of the
42:51
factors is often that they just didn't
42:53
have a great childhood that they don't
42:55
look back with fondness on their own
42:58
childhood. I think that could be it.
43:00
Just a total death knell to your
43:02
ambition is to have many great grandchildren.
43:04
You need to start by beginning with
43:07
providing the best childhood that you're capable
43:09
of providing for your own children. And
43:11
that's going to begin with. The
43:13
relationship that you have with your spouse. Think
43:16
the first thing is you need to be
43:18
preparing to have a house that is large
43:20
enough to want to have children in it.
43:24
If. We look a global population. Group.
43:26
Fertility data. What? You
43:29
see is that. Not having
43:31
children. And
43:34
or having very few children is highly
43:36
associated with living in a big city.
43:40
Now. You could argue what
43:42
the cause is a correlation
43:44
or causation. As
43:47
it a correlation of you're surrounded by
43:50
other people who are busy professionals have
43:52
the city to make their fortune, and
43:54
you're just kind of infected by this
43:56
social contagion of not wanting to have
43:59
children or is the city itself causing
44:01
your childlessness or your low fertility? Now
44:03
it's a probably both. As with most
44:06
things of causation vs correlation, the probably
44:08
both involved. But as
44:10
a man who travels the world
44:12
with his. Wife. And five
44:15
children and who frequently stays in hotel
44:17
rooms. I. Will tell you
44:19
that life in a tiny studio apartment.
44:21
With five children is not pleasant.
44:24
It's not something that is enjoyable. You going
44:26
to need some space? you need some space
44:28
to to spread out, probably don't need as
44:30
much space you think you do. You probably
44:32
don't need a nine bedroom ancient, but you
44:34
do need some space and I think this
44:36
is one of the things that has been
44:38
very helpful with maintaining the U. S. American
44:40
fertility rate. as high as it has been
44:42
is of the United States is not such
44:44
a. Country. Of
44:46
big cities but is rather a country
44:48
of suburbs. What?
44:51
Out. While I would argue that suburbs are
44:54
not always good for children, And
44:56
in fact I prefer my children not Robin
44:58
a suburb of the cause them to be isolated
45:00
from society to be depended on cars and
45:02
things like that the don't give the much or
45:04
independents at an early age. Truth is that a
45:07
having your own house that's big enough and
45:09
that has a little yard has been much better
45:11
for overall fertility in the United States. for
45:13
his living in the middle of a cramped
45:15
city see to plan ahead in the have a
45:17
large enough house to want to have children
45:19
in it. You also need to have a marriage
45:21
relationship that is filled with sex. Children.
45:25
Are created. By. Sex.
45:28
Between. Husband and Wife. That's where they
45:30
come from. and so you need to
45:32
have a relationship that has built upon
45:34
strong romantic attraction and where you have
45:37
an active and vigorous sex life. and
45:39
that requires a significant amount of planning
45:41
and preparation to do well. And it
45:43
requires you to probably communicate and make
45:45
certain that if you're marrying somebody who
45:47
is open to Sacks and open to
45:49
children. One of the things that when
45:51
I was young man, I was pretty
45:54
naive about. The. Sexual problems
45:56
that people haven't relationships and
45:58
I was shocked. Nice are
46:00
interacting with people who would
46:02
share with me confidentially about.
46:05
Their. Nonexistent sex lies within marriage.
46:08
In one case, There. Was a friend
46:10
of mine and a client who. I.
46:13
Won't even recount that, but it was just
46:15
shocking to me. The baroness of his. Bedroom.
46:18
With his wife and that's something that is
46:20
an enormous problem and it has to be
46:22
dealt with. And so I say it. And
46:24
something of a shocking way to say that
46:27
you need to marry a marriage relationship that
46:29
is filled with sex. But it's very, very
46:31
important. It's very, very important that you create
46:33
the kind of relationships and the kind of
46:35
dynamics and you choose the kind of person.
46:38
Who. Wants to have sex with you and
46:40
then you need that have time to do
46:42
that over time and not be opposed to
46:45
children's he got you. Listen to people specially
46:47
from the Asian countries that have very, very
46:49
low fertility rates. You listen to them. It's
46:52
Dell spending so much time busy working nonstop
46:54
working working working working working working working that
46:56
sex and sexual activity just doesn't seem to
46:58
be a significant part of their life. They
47:01
don't seem to care and. I've
47:03
listened as interviews, Of Japanese
47:05
people going around interviewing people in Japanese
47:08
and listen to them and listen to
47:10
how much you know Married couples have
47:12
sex and it's shockingly infrequent. So I'm
47:14
not a therapist. I don't want to
47:16
be one, I just want to point
47:18
out that this this needs to be
47:20
discussed needs to be talked about. These
47:22
be plan for and you need to
47:24
make certain that your screening and be
47:26
that that prior to marriage that your
47:28
screening for somebody who's gonna be able
47:30
to match your own sexual appetites and
47:32
that the relationship that you build is
47:34
the kind of relationship. That has the
47:36
realm of the appropriate safety and the
47:38
appropriate romantic attraction for their to be
47:40
plenty of sex. Because children come from
47:42
sex, you also need to make sure
47:45
that you have enough disposable income to
47:47
feel like children aren't a burden and
47:49
you need to plan financially to eliminate
47:51
the obstacles to children. What are the
47:53
obstacles or obstacle number One often involves?
47:55
If you listen to young people who
47:58
don't wanna have shown they're not ready,
48:00
I don't I can't afford one of
48:02
the obstacles. The first primary one. Involves
48:05
debt. Student. Loans. Being.
48:08
In Debt is a pretty
48:10
good contraceptive. Keys people from
48:12
wanting to have children, so screen for
48:15
that screen for that. prior to marriage
48:17
yourself. Don't marry somebody who's deeply indebted.
48:19
If you're deeply in debt and you
48:21
want to get married, get rid of
48:23
the debt. And you need to
48:25
be aware of the fact that these are
48:28
some of the psychological follow on effects that
48:30
are often not talked about purely in financial
48:32
analysis. One. Of the reasons
48:34
people don't pay off their student loans
48:36
is because they see them as good
48:38
debt. and in one sense they are
48:41
good debt. Sometimes financial loans can enable
48:43
you to earn a significant amount of
48:45
money off in The interest rates on
48:47
student loans are quite low compared to
48:49
what you could earn with alternative investments.
48:52
In many cases, financially, it makes sense
48:54
for you to invest. Into.
48:56
Things that are gonna Out Return your student
48:58
loans. I can't argue with
49:00
that. If your student loans are at a
49:03
rate of three point five percent and you
49:05
can invest at a rate of three point
49:07
Five zero one percent, then mathematically use go
49:09
in invest the money instead of paying off
49:12
the. Problem is.
49:15
Though. Student loans or in many cases
49:17
a pretty effective contraceptive. And so
49:19
if you want to have children,
49:21
you probably should consider clearing off
49:23
their student loans because the freedom
49:25
that you feel and the confidence
49:27
that you feel with regard to.
49:30
Being. Debt free me.
49:33
Give. You the courage and strength to
49:35
go ahead and have children when you
49:37
want to, especially at a young age
49:39
when you're able to. As
49:41
compared to the long term future benefits
49:44
of eighty two years from now, you
49:46
having a slightly higher net worth because
49:48
you've just made the final payment on
49:50
your debt on your student loans with
49:52
your three point five zero one percent
49:54
returning investments. Miss the
49:56
problem faced by. Got a bit balance math and we
49:59
got a balanced life. And sometimes
50:01
in math always should inform lives.
50:03
but life is not a mathematical
50:05
calculation. The second thing that often
50:07
causes people to not have children
50:09
is are not owning a home.
50:12
So again, you should consider owning a
50:14
home as quickly as you're able to
50:16
and. Putting. Yourself in
50:18
a situation in which that
50:20
home is. A relatively
50:22
small. Fraction. Of
50:24
your. Overall financial
50:27
incentive: An overall financial
50:29
value from a purely
50:31
fertility based analytical lens.
50:34
A. Couple who buys a small
50:36
home. Maybe. One of
50:38
them but the home and own the
50:40
before coming in a small single family
50:43
home or has it debt free and
50:45
who has no debt that couple as
50:47
much much more likely to welcome many
50:49
children into their life as compared to
50:51
a couple that lives in an apartment.
50:53
the has student loans and is paying
50:55
rent payment every month so you need
50:57
about those and build l a lifestyle
50:59
where you can do it and you
51:02
want. make sure that you have enough
51:04
disposable household income, just feel like you
51:06
can afford children. What is disposable. Household
51:08
income will. First of all, it
51:10
starts with the total amount of
51:12
money that you earn. If you
51:14
look a fertility rates, there is
51:16
an inverse correlation based upon whether
51:18
you are a man or whether
51:20
you are a woman. Men: As
51:22
men's income increases, the total number
51:24
of children that men have increases
51:27
concomitant with that rise and income.
51:29
For women, it's the opposite that
51:31
as women earn higher wages, earned
51:33
more wages than the number of
51:35
children that women have goes down.
51:37
I think. That's intuitive. Note:
51:39
By the way that that is
51:41
not the same analysis as. Women's.
51:44
Overall income or overall household
51:46
income but as based upon
51:48
wages women who are wealthy.
51:51
Women: Who have a high household income and
51:53
or who are women, are a wealthy Women
51:55
have royalties, Women who have investment assets. They
51:57
do not suffer a decline in fertility. throughout
52:00
their lifetime because of their high
52:02
income. But women's wages are an
52:04
indicator, making a lot more likely
52:07
that a woman has fewer children
52:09
if he earns higher wages. Were
52:11
as man, it's the other side,
52:13
but total income is only one
52:15
component of that we need to
52:17
focus on disposable income. And disposable
52:20
income is income that is available
52:22
basically margin in your budget and
52:24
disposable income. Is something that
52:26
is controlled based upon your expenses, based
52:28
upon what you are committed to. So
52:30
you can have a household income of
52:32
one hundred thousand dollars. But if your
52:34
household expenses are say ninety thousand dollars
52:36
than that couple is not going to
52:38
feel financially confident to have children, how
52:40
could we do anything more? On the
52:42
other hand, if the couple had household
52:44
expenses of sixty thousand dollars the now
52:47
that couples gonna feel much more confident
52:49
to have children. So you need enough
52:51
disposable household income to feel like children
52:53
are not a burden. And
52:55
finances are an important component of that's So if you're
52:57
in debt, get out of that. If you can buy
52:59
a house, buy a house. You can do it with
53:01
a low amount of money. Do it, and that's going
53:03
to be more likely for you to be able to
53:05
have children. You
53:08
need to develop the personal parental
53:10
skills that will help your family
53:12
life to be joyful. One big
53:14
obstacle. To. People having children,
53:17
Is. If you feel like he can't even handle the children that
53:19
you have right now. Generally
53:22
speaking, I never set out to have five children.
53:24
That wasn't the goal at that I've I would
53:26
have said a wife and I have reviewed asked
53:29
us ten years ago. Buddha said okay well we'd
53:31
like to have children but we didn't have a
53:33
number. I didn't have planned to create a mega
53:35
family at the time he didn't have an ambition
53:37
to have one hundred great grandchildren is gonna happens
53:40
one by one. But as with each child you
53:42
want a basically consider your life and the goal
53:44
is can we hit the to? The thing is
53:46
basically can we handle this Like are we in
53:49
charge of our family? Are we in control? Are
53:51
we? Are we managing. This or are we
53:53
overwhelmed Cause if you've got a couple that's
53:55
just sinking under the burden of their children,
53:57
then they're not gonna want to have more
53:59
children. And so we want to
54:01
build skills and parental skills that are
54:03
going to help family life to be
54:05
joyful. Obedient children are joy. Disobedient.
54:08
Children. Are Not. Ah,
54:12
I don't like to compare children the dogs, but
54:14
I think in this case we could compare it
54:16
to a dog. If you've got a dog and
54:18
your dog is beautifully behaved and you'd tell your
54:20
dog to com as a dog comes and you
54:23
tell your dog stop the doc stops, then. For.
54:25
You, the dog is a blessing and a joy to
54:28
your life. But he got a dog that just runs
54:30
out the door at every turn. And
54:32
that stands in the middle, the table and
54:34
peas and your flower vase. Then there's a
54:36
good chance you're not going to want any
54:38
more. Dogs and children are similar is a
54:40
skill that you have as a parent to
54:42
deal with children. Is. Going to
54:44
make a big difference in the likelihood of
54:46
you're having more children. And this is one
54:48
of the greatest tragedies in our current environment.
54:51
That causes people to have children is that
54:53
you have a family the has one or
54:55
two children in the children running their life
54:57
and they don't really have any where they
54:59
can go or anyone that they can talk
55:01
to they trusted to give them advice. We've
55:03
had an enormous professionalization of child advice. he
55:05
went back a hundred years. They were not
55:07
any books written on how to raise a
55:09
child everyone grew up around. children had a
55:11
society told an all round everybody kind of
55:13
naturally absorbs. How to have children In today's world
55:15
with a dearth of children. Now gonna have a baby
55:17
and we suck on reading. Fifteen bucks and you have
55:20
no way to filter and know the it was. The
55:22
advice you're getting in the book is good or not.
55:24
you just. Grab something that fits with you
55:26
and can exit the uni, go on with it's
55:28
and. With. You and so people
55:30
don't really have the experience and then
55:33
many people don't have the skills that.
55:35
In many cases, young fathers and
55:38
mothers today. They don't. Have
55:40
any model for for skills dealing with
55:42
children. They don't know how to do
55:44
it. And that means that oftentimes their
55:47
family life is not a joy, it's
55:49
a burden. It's a tragedy. Saw this
55:51
for renders video recently of this mob
55:53
walking around our house with a camera.
55:56
And ah he goes mom. I watched of the
55:58
sound off but she's walking rather. Also, the
56:00
camera showing in every room she goes
56:02
into is a disaster zone. and there
56:05
are just their toys everywhere. Every single
56:07
floor is covered with toys. Everything is
56:09
destroy. The entire house is a rap.
56:14
That video would be the most powerful
56:16
contraceptive you can imagine for just an
56:18
average young man or woman. But it's
56:20
not because you have to live that
56:22
way with children, as because of the.
56:25
The. Mother and father's ineptitude, his parents
56:27
and their unwillingness to clean up the
56:29
house. I. Have five children of
56:32
my house. It's not ready to be
56:34
photographed on of the front page of
56:36
Martha Stewart living every day. but the
56:38
at every moment because children get toys
56:40
out, they play with them, things happen,
56:42
you get involved in projects and and
56:44
a good normal that there's going to
56:47
be disruption to a house. If you
56:49
wanna live in a museum, don't get
56:51
married on have children but. The.
56:53
House has presentable by the end of the
56:55
day. And it can be made
56:57
presentable and ten minutes of picking up things
56:59
and assist the habit as a simple skill
57:02
of picking things up and keeping a health
57:04
picked up and you can expand that to
57:06
every area of parenting, learning how to work
57:08
with children, something the as to to gone
57:10
so developing and skill acquisition. Needs.
57:12
To be a component of what parents
57:14
do. Because you want your family life
57:17
to be joyful. You want your children
57:19
to grow up in a house that's
57:21
filled with peace and harmony and love
57:23
and tranquility. And they're not gonna see
57:26
you know, the Legos out on the
57:28
floor as a disruption to that. But
57:30
if they live in a a hellhole
57:32
than they're not gonna want to have
57:34
children. And so you want to think
57:37
about that, you want to have children.
57:39
A supportive community will be enormously helpful
57:41
to you and. So. You. May
57:43
have to create it yourself. You you may
57:46
not know anybody who wants have children but
57:48
you may want you wanna come around it
57:50
I'm and get yourself a round. A community
57:52
of people who also like children want to
57:55
have children. You may have to amputate negative
57:57
peer pressure and that may even be family.
58:00
In my wife and my family, we
58:02
have family members. We have to steal
58:04
ourselves against the opprobrium that we received
58:06
from certain family members due to our
58:08
reproductive choices. Just deal with it. this.
58:10
Dell Yeah, we're not going to tell that
58:12
person were expecting a baby, would let them
58:15
find out when the baby arrives at easier
58:17
that way and this is pretty normal. I
58:19
know my parents. Have
58:21
one point in time, my
58:23
mother's parents I. Strongly.
58:25
Offered they were worried about how many babies my mother
58:27
was having. This it listen, will pay for you to
58:30
be sterilized, Will pay for the surgery for you to
58:32
be sterilized. My parents had to look him in the
58:34
eye and say get outta here like you're not involved
58:36
in this component of our life. And if you continue
58:38
to press on, this. That this.
58:41
Is the end. And so sometimes you
58:43
have to take a choice dismember. That's
58:45
you have the right to live your
58:47
life the way that you want to
58:49
live and was astonishing to me is
58:52
that in the. Current
58:54
Wave and where we are
58:57
is that there are two
58:59
sides to rights. There.
59:01
Are enormous numbers of people who were scandalized
59:04
about reproductive rights and was you have no
59:06
right to tell me what I can do
59:08
with my body and what I can do
59:10
with the baby that's inside my body. These
59:12
my reproductive rights. That's the cultural ethic. But
59:15
in many cases those same people feel like
59:17
they have the right turn around and tell
59:19
you that you can't have another baby if
59:21
you want to have a baby, dust between
59:23
a husband and wife. Know. What
59:26
else involved and that's it. So deal
59:28
with it in that context and shut
59:30
out everyone else around. But you'll find
59:32
that there's a community around you are
59:34
supportive. community will be enormously helpful to
59:36
you soon. Just some thoughts in terms
59:38
of yourself: those are incomplete. but now
59:40
I want to focus on. How
59:43
do we get the next generation? How do
59:45
we get our children. To.
59:48
Want to reproduce? And how do we
59:50
facilitate that? The talks about the pleasure
59:53
in the memories. Ah, If
59:55
your children associate their
59:58
own. Childhood. With
1:00:00
a pleasant family dynamic then there's
1:00:03
a decent chance that regardless of
1:00:05
whether you indoctrinate them with a
1:00:07
pro natal message they're gonna wanna
1:00:10
put continue it because they just
1:00:12
naturally associate childhood with pleasantry but
1:00:14
with person experiences and if you
1:00:17
have a your children are going
1:00:19
to. Think that they'd Varma
1:00:21
that they're raised in is pretty much what's
1:00:23
normal. In. dealing with multiple
1:00:26
children. So I talked about parental skill.
1:00:28
Parental. Skills change over time. The cool thing as
1:00:30
the children usually come one of the time, sometimes
1:00:32
the come two or three a time. Most the
1:00:35
Time Warner Time and your skills can change has
1:00:37
really great ah with one baby of our whole
1:00:39
set of skills. with the second baby learn a
1:00:41
whole different set of skills of the third, one
1:00:43
of the fourth, one of the fifth, one of
1:00:45
the just a different set of skills that every
1:00:47
state along the way. The cool thing however is
1:00:49
that is not only mother and father who are
1:00:51
learning skills but your children themselves are learning skills
1:00:53
and one of the reasons that. Low.
1:00:55
Fertility rate countries. Have
1:00:58
falling fertility rates? is
1:01:00
that the people in
1:01:02
those countries can't even
1:01:04
imagine. How to be apparent Have
1:01:06
multiple children. Let's say the
1:01:08
you grow up in. A
1:01:11
one. Year. The
1:01:13
single child is a Chinese family. And
1:01:16
you don't really know anybody you know,
1:01:18
couple of he loved one or two
1:01:20
people who have two children you don't
1:01:22
know anybody, us six children beautiful, you
1:01:24
don't know anybody and all of your
1:01:26
extended family has just one child. Will
1:01:29
the. Idea of having two children to
1:01:31
something you're gonna have no context for.
1:01:33
You grew up in as a as
1:01:35
one child you didn't even have brothers
1:01:38
and sisters shouldn't have a younger brother
1:01:40
says you didn't. Seats your parents interacting
1:01:42
with children have multiple ages, You just
1:01:44
have one child. That's all of your
1:01:46
frame of reference. The idea of having
1:01:49
two children is literally unimaginable to you.
1:01:51
You take all of your ideas
1:01:54
and input and in philosophy from.
1:01:56
What? You see on Tv. And. Since
1:01:59
what you see on Tv or the
1:02:01
movie can be sensationalized one where the
1:02:03
other either all glowing positivity are all
1:02:05
scathing, negative negativity based on the agenda
1:02:08
of the producer, then you don't really
1:02:10
have any context for such as becomes
1:02:12
literally unimaginable to you and the same
1:02:15
thing continues to the generations. Good thing
1:02:17
is that your family contains that's and
1:02:19
so I grew up with. Multiple.
1:02:22
Siblings. And so the idea of having siblings
1:02:24
around is totally normal. And then even if
1:02:26
you're the youngest like I was the youngest
1:02:28
and my growing up my older siblings got
1:02:30
married, had children. always around. Lot of children's
1:02:32
the idea of happening around. lot of children's
1:02:34
a totally normal things and so that's one
1:02:36
of the reasons you should focus on. Building.
1:02:39
A community if at all possible of
1:02:41
other people who have children because out
1:02:43
oh form of frame of reference for
1:02:45
your children's and you want children to
1:02:47
think about their childhood and take pleasure
1:02:50
in it. Back to Asia I myself
1:02:52
shudder when I see videos about. Asian
1:02:55
children's Youths. And
1:02:57
you find these videos and. Basically
1:03:00
as best I can tell the children
1:03:02
and that in many of those cultures
1:03:04
and Asia or live their lives chained
1:03:06
to a desks doing. nonstop
1:03:08
academic book work with threat of
1:03:11
a teacher's ruler coming down on
1:03:13
the back of their next. Little.
1:03:15
bit of hyperbole. not much in that. The
1:03:18
intense academic burn out a guy in
1:03:21
the Some Guy in India recently. Posted
1:03:24
his like high school study schedule at
1:03:26
with this is insane degree of academic
1:03:28
commitment to study. Stay steady, steady if
1:03:30
that's your memory of childhood as all
1:03:33
academics, just nonstop study study study study
1:03:35
study study. Why do you want to
1:03:37
bring children into that? It's an utterly
1:03:40
miserable life in a miserable existence. Yes,
1:03:42
there's break, son. I'm not. Being.
1:03:44
Too extreme with my views of just
1:03:46
drawing from the overall perspective when I
1:03:48
think of my childhood. I
1:03:51
think of pretty much nothing but pleasure.
1:03:53
Saw My most intense and appreciated family
1:03:55
memories just involved traveling across the United
1:03:58
States of my family, Anna and. Nash.
1:04:00
And saying national parks and state parks
1:04:02
was a beat up old pop up
1:04:04
camper am didn't cost my parents a
1:04:06
lot of his, cost them some time
1:04:08
and to go out to do that.
1:04:10
but yet those families environments where so
1:04:12
conducive to relationships we would stay in
1:04:14
campgrounds probably could we didn't have much
1:04:16
money. but also because you stay in
1:04:18
hotels with children or nothing to the
1:04:20
children to do or say in a
1:04:22
campground says nonstop work or play is
1:04:24
just all around And so those family
1:04:26
dynamics of just being together is most
1:04:28
of my memory of of childhood. Holiday
1:04:30
Gatherings When. Yep, holiday gatherings of lots
1:04:32
of people. They're super fun and our
1:04:34
holiday gatherings were always big. It wasn't
1:04:37
you know. Three people gather round the
1:04:39
table. There are always enormous. And what's
1:04:41
interesting about the fun of large families
1:04:43
is that not only do you yourself
1:04:45
have lots of children, but the marginal
1:04:47
cost of having other people in your
1:04:49
life is usually not that big. So
1:04:51
imagine that your family of three right
1:04:53
to parents in a a child and
1:04:55
you're going to go out and invite.
1:04:58
You know, for for single people to
1:05:00
join you for Christmas dinner. There's always
1:05:02
in Iowa a spinster that you know,
1:05:04
an old lady who doesn't have a
1:05:07
family. There's always some committed bachelor that
1:05:09
you know when. There's always a. Jewish
1:05:12
guy hadn't and just very and a
1:05:14
disabled person writes them at I don't
1:05:16
like com strays but honestly that's what
1:05:18
I call him as it's very straight
1:05:20
and so our family always collective the
1:05:22
straits. Just imagine your three people and
1:05:24
you collect four strays from your Christmas,
1:05:26
your Christmas dinner. That's an enormous imposition
1:05:28
on your lifestyle. You probably don't even
1:05:30
have enough plates, you don't have enough
1:05:32
tears, your tables not big enough for
1:05:34
it's and so it's a. It's. A
1:05:36
big deal. A. Growing up with seven
1:05:38
children we were always at least
1:05:40
nine and so for my parents
1:05:43
to collect for five strays for
1:05:45
meals was just not that big
1:05:47
of a deal and so that
1:05:49
that makes a fundamental difference in
1:05:51
the experience the someone has growing
1:05:53
up. an environment where there's lots
1:05:55
of people and people are so
1:05:57
she was joy and with fun
1:05:59
and. Just simple experience changes
1:06:01
your perspective of life and so
1:06:04
you want to work really hard
1:06:06
to facilitate and enjoyable childhood so
1:06:08
that your children will have this.
1:06:11
Perspective. And so if
1:06:13
you need to spend money to have a
1:06:15
bigger dining room table, go buy a bigger
1:06:18
dining room table. If you need a bigger
1:06:20
house, go buy a bigger house. Need a
1:06:22
big cargo to bugger carts? These things are
1:06:24
things that you can do to basically create
1:06:26
the party wherever you go and just trying
1:06:28
to share honestly and truthfully. In
1:06:32
our current lives. In our current
1:06:34
world. All. Of the infrastructure
1:06:36
of lies is designed around very
1:06:38
small families so I had a
1:06:40
friend of mine. Growing
1:06:43
up good friend. They had two
1:06:45
children and they always had a
1:06:47
of normal cars but the cars
1:06:49
were always five see cars and.
1:06:52
These. Were good friends of ours. Lovely
1:06:54
couple. No. No argument
1:06:57
or judgment of any of any kind.
1:06:59
I don't even know anything about their
1:07:01
reproduction. I wouldn't judge anybody, but my
1:07:04
mob submission was always. They always had.
1:07:06
Four. Of them and four of them always
1:07:08
filled up the cars so they had. Two.
1:07:11
Cars five see cars and for the
1:07:14
always tilted up. They
1:07:16
were never with other people. They.
1:07:19
Were never with other people. They never invited anybody to
1:07:21
go with them. They never had room
1:07:23
in their car for them. They never invited anybody to
1:07:25
go with and they never did. they were just they
1:07:27
were they would go that would go to an event
1:07:29
but they are what always go in their own car.
1:07:32
And when I can think about that with
1:07:34
my own childhood growing up, my dad always
1:07:36
had a trial passenger van. He didn't need
1:07:39
all the seats, but ours was always the
1:07:41
party bus. bring in four or five other
1:07:43
people with us and it was just always
1:07:45
the case. And so we grew up with
1:07:47
lots of other people in our lives and
1:07:49
that simple the just a goal. Difference
1:07:52
makes an enormous qualitative
1:07:55
difference in your experience
1:07:57
of life. And
1:07:59
your. Syrians of people. I.
1:08:01
Would be very surprised if my friends with
1:08:04
the two children if any of their children
1:08:06
went on the have many children. It's.
1:08:09
Just not part of their culture and they
1:08:11
can make the decisions they want to. People
1:08:13
can change. My my dad was one of
1:08:15
two and he had seven. so people can
1:08:17
change. My point is that these cultural things
1:08:19
matter in today's World week. I have bought
1:08:21
a car, seats and and whatnot. It keeps
1:08:23
people from even being together as a year.
1:08:25
Sometimes from my clients people interact with one
1:08:27
of the big problems the socialization is unlike
1:08:29
even thirty years ago, you can't have someone
1:08:31
to go pick up your kids for you
1:08:33
because you've got young children and in used
1:08:35
to be would work it out and say
1:08:37
hey I'll drop the kids off. A practice
1:08:39
skinny Go pick them up. Know I can't
1:08:42
pick him up because I have a five
1:08:44
see car. Or even if I have a
1:08:46
seven see car, I don't have car seats.
1:08:48
So car seat for an enormous contraceptive on.
1:08:50
I read a paper on at one time
1:08:52
the guy was saying he drew stuff is
1:08:54
gone. Else I can remember though that eaters
1:08:56
be do this to school now says basically
1:08:59
could eliminating car seats dramatically increase fertility and
1:09:01
his or his mathematical argument was yes, I
1:09:03
don't have to run on. I know is
1:09:05
that my least favorite thing about being a
1:09:07
father? His car seat. I despise them. And
1:09:10
I will be thrilled with when the day comes. Why
1:09:12
don't have to do for now? It's a necessary costs
1:09:14
but that is my but. To. Of
1:09:17
I'm not being hyperbolic. That is My least favorite thing
1:09:19
about being a father is having to deal with car
1:09:21
seat. Back. To
1:09:23
the point infrastructure things that you can do
1:09:25
with your life. May. Help you
1:09:27
to surround your stewart children with others and
1:09:30
may help you to. To do
1:09:32
to to. Have
1:09:34
people around and have childhood be.
1:09:37
More. Of a joyous occasion. if you have
1:09:40
two children don't just automatically by a
1:09:42
four or five see car, consider getting
1:09:44
the seven seat S U V. So
1:09:46
at least on occasion authors for in
1:09:48
your family least on occasion you can
1:09:50
get three extra people are and bring
1:09:52
someone elses children. All these little things
1:09:54
matter but you need to build an
1:09:56
environment of pleasure around your children. not
1:09:58
nonstop for the what. I'm not opposed
1:10:00
to working but I'm saying is it
1:10:02
childhood should be It's a joy. Don't.
1:10:05
Overburden your children with just nonstop work.
1:10:08
Don't make your children heat. School.
1:10:11
Because they just do it all day. every
1:10:13
day. It's not necessary. School
1:10:16
And Education. Seems. To
1:10:19
be a very, very
1:10:21
effective contraceptive. A
1:10:23
very very effective way to to
1:10:25
destroy fertility rates the more school.
1:10:28
That. Someone goes through, especially
1:10:30
women. The more school that a
1:10:33
woman goes through, the less likely
1:10:35
it is that she has children
1:10:37
or has many children. I'm
1:10:40
not opposed to highly educated women
1:10:43
talk about education in a minute,
1:10:45
but we need to recognize the
1:10:47
fact that if something is destroying
1:10:49
your species survival, That
1:10:52
you shouldn't just automatically accept it
1:10:54
as an unqualified good. Your
1:10:57
ideology needs to include expansion of
1:10:59
the group, an expansion of the
1:11:01
tribe in order for it to
1:11:03
be effective. And so
1:11:05
we have to look and try to understand how
1:11:08
do these things work and intense schooling? Cause.
1:11:10
And too intense schooling for too
1:11:12
long is not something that is
1:11:14
increasing birthrates. I
1:11:19
think in addition to providing a
1:11:21
joyful experience for your children, You
1:11:25
should consider indoctrinating your
1:11:27
children into experiencing the
1:11:29
joy of family life.
1:11:32
Children in general are going to rise
1:11:34
to the ambition that you as a
1:11:36
parent give to your children. You
1:11:39
say to your child. You're. Going to go
1:11:41
to college? Guess what? There's a very high chance
1:11:43
that your child will go to college. I went
1:11:45
to college because were the kind of people who
1:11:47
go to college. My wife went to college because
1:11:49
her dad said you go to college so she
1:11:51
went to college. That. With it,
1:11:54
I'm. In. General pretty much same
1:11:56
thing. Families. Who are
1:11:58
college educated. Their children got a call because
1:12:00
it is expected that the children will go
1:12:02
to college. In many cases children work a
1:12:04
job because it's expected that you work a
1:12:07
job and this creates all kinds of issues
1:12:09
and people have to be by topical Be
1:12:11
an entrepreneur and requires and threatened and credible
1:12:13
and of self determination for them to go
1:12:15
be an entrepreneur because their family was do
1:12:17
it was their family was job Having people
1:12:19
on the other hand is entrepreneurial people An
1:12:21
entrepreneurial people. They they tend to. Consider.
1:12:25
It normal to have businesses years ago
1:12:27
as with Dan Miller others on the
1:12:30
podcast and archives. but as a Dan
1:12:32
Miller in Tennessee interviewing him and you're
1:12:34
talking about a daughter, you're talking about
1:12:36
fact that with his children he basically
1:12:39
ruined his children to any kind of
1:12:41
job because their entire lifetime their father
1:12:43
was always an entrepreneur. And
1:12:45
they always knew what it was like to be. They
1:12:47
never do it. It was like to have a two
1:12:50
week vacation. They just did what they wanted. A Duke.
1:12:52
That's what you do is an entrepreneur. You do what
1:12:54
you want to do. Know a lot of times you
1:12:56
do a whole lot of work that you don't want
1:12:58
to do, but you pretty much live your life how
1:13:01
you want to live when you have a business that
1:13:03
you can control. And his point was that it has
1:13:05
children were. Either on some of the
1:13:07
bet they were entrepreneurs and very likely to be
1:13:09
entrepreneurs. could. It's hard to trade that enforce the
1:13:11
benefits of a job Feel like I've pretty much
1:13:14
destroyed my children's possibility of a job? Hope not,
1:13:16
I hope they. I still want them to have
1:13:18
jobs, but in terms of a lifestyle that we
1:13:20
live as a family. I.
1:13:23
Think my children would find it hard
1:13:25
to imagine if. What? It
1:13:27
would be like for and I'm mother and father
1:13:29
to go away to a job every day And
1:13:32
they've never had a mother who gone to a
1:13:34
job every day and so. That's.
1:13:36
Just kind of the expectation that I would
1:13:38
that they have about motherhood. And
1:13:41
they've never had a father who had a
1:13:43
job. I don't remember when I had a
1:13:45
job and while I work in an office
1:13:47
and pretty much always there. And so that's
1:13:49
their entire frame of reality though. We
1:13:51
can do this accidentally or we
1:13:53
can do this intentionally And what
1:13:56
is happening is. Our current
1:13:58
generation of young people. His
1:14:00
indoctrinated to not have children. We.
1:14:03
Need to indoctrinate our children to have
1:14:05
children. That
1:14:09
word indoctrinated something that causes
1:14:11
a significant level of discomfort
1:14:13
in people we don't like
1:14:15
the idea of indoctrination or
1:14:18
propaganda. But in reality
1:14:20
it's I don't think. We.
1:14:22
Should be as uncomfortable with the word
1:14:24
as possible. As far as
1:14:26
we are, I think that the
1:14:28
concept that there would be some
1:14:30
kind of neutrality in ideas. Is
1:14:33
amiss. There is no
1:14:36
neutrality. And so either
1:14:38
you're going to indoctrinate your children
1:14:40
with your beliefs and your vision
1:14:42
and your philosophy, or someone else
1:14:44
is going to indoctrinate your children
1:14:46
with his beliefs and his vision
1:14:48
and his philosophy. There is no
1:14:50
neutrality. There is no neutral position
1:14:52
really on anything. Now
1:14:56
you can choose the level of
1:14:58
pro natal indoctrination that you give
1:15:00
to your children. Right now, what
1:15:02
we're seeing is there is an
1:15:05
intense antenatal indoctrination. Imagine you grew
1:15:07
up in China and imagine that.
1:15:09
Ah, there was a one child
1:15:11
policy in place for. Decades
1:15:14
and decades and decades. And that
1:15:16
if you had more than one
1:15:18
child, there would be a forcible
1:15:21
abortion. That. Indoctrination,
1:15:23
create society. the can't
1:15:26
reproduce itself. Know. You
1:15:28
could go to another extreme. Ideologically,
1:15:30
you could indoctrinate your child that
1:15:32
your ambition in life should be
1:15:34
to have as many children as
1:15:36
you possibly can. And
1:15:39
you would have a woman who's pregnant for thirty
1:15:41
five years of her life. And as. Thirty.
1:15:43
Two children or man who has
1:15:45
seven wives and the have seven
1:15:47
children with he twice. That could
1:15:49
be the kind of indoctrination that
1:15:51
you could give, but that's not.
1:15:54
Those. Aren't the only options? You.
1:15:57
Could indoctrinate your children with.
1:16:00
A hick. We are friendly pro natal Islam
1:16:02
which is basically. Kind. Of how I
1:16:04
would describe my position on not of I don't
1:16:06
think that people should have as many children as
1:16:08
are capable of having. I don't think that. In.
1:16:11
In that they don't think to the goals
1:16:13
of having me so responsible. But I think
1:16:15
that we should be welcoming and appreciative of
1:16:17
children because they're an enormous good in life
1:16:20
and and society, and that it should be
1:16:22
between a husband and wife in the intimacy
1:16:24
of their own communications and the intimacy of
1:16:26
their own bedroom. The decisions they make and
1:16:28
know outside interference that's kind of like a
1:16:30
friendly pro nadler them as I would describe
1:16:32
it. Maybe I'll be more have some extremist
1:16:34
in the future. I don't know, I don't
1:16:36
think I will, but. But. I
1:16:39
can adoption my children with a
1:16:41
friendly pro natal Islam and that's
1:16:43
my ambition is to appreciate children.
1:16:45
custodian are the most valuable resource
1:16:48
that we haven't. Society. They.
1:16:50
Are children. They are people. They are
1:16:52
the ones who are going to solve
1:16:54
all the problems that we face right
1:16:56
now and six Everything that's wrong with
1:16:58
the world systematically. day by day, generation
1:17:01
by generations. They are an unalloyed good.
1:17:03
Children are an unalloyed good. There is
1:17:05
no. There was
1:17:07
nothing bad about children. So children
1:17:09
challenges that I bad about challenges
1:17:11
talent as a good for us.
1:17:13
And so the point is that
1:17:15
you need to indoctrinate your children
1:17:17
intentionally. or someone else is going
1:17:19
to indoctrinate your children intentionally. And
1:17:21
he children are going be sixteen years old thinking
1:17:23
that they should. Delete themselves from
1:17:25
the earth to save the planet and
1:17:28
some other. Dumb. Philosophy.
1:17:33
So. Why not just indoctrinate our
1:17:35
children into. Believing that
1:17:37
getting married and having children is
1:17:39
a great thing to do. Every
1:17:41
bit of sociological data. Is
1:17:44
on. The side of that being
1:17:46
the right choice. And as long as
1:17:48
we reserve appropriate levels of of reserved
1:17:50
to say that hey, you may be
1:17:52
different, right? You might be someone who
1:17:54
doesn't want this. That's fine, but every
1:17:56
bit of data indicates that this time
1:17:58
hundred tradition of how to live your
1:18:01
life and how to grow your family
1:18:03
is a really powerful one. Every bit
1:18:05
of data indicates that the right move.
1:18:07
So let me indoctrinate you into what
1:18:09
the data says: And then
1:18:11
allow for different decisions. If your child wants
1:18:13
to go and spend ten years living in
1:18:15
Tibet, Great, But that's fine. I'm not going
1:18:17
to foresee. to. I'm not gonna drag you
1:18:19
kicking and screaming into an arranged marriage and
1:18:21
that you have to marry this girl right
1:18:23
now. That would be absurd. but. We.
1:18:25
Shouldn't shy away from recognizing
1:18:27
that we need to indoctrinate
1:18:30
our children into the right
1:18:32
beliefs that are most likely
1:18:34
to leave them living happy,
1:18:36
successful, fulfilled lives. And getting
1:18:38
married and having children is
1:18:40
an important component of that.
1:18:43
We. Know that other day that is
1:18:46
on our side. We also know by the way
1:18:48
that for all the data that is not on
1:18:50
our side meaning statistical outliers many people say worst
1:18:52
thing I ever did was get married were thing
1:18:54
I do have children. We know that a lot
1:18:56
of that was entirely avoidable. And
1:18:58
so poor mate selection. Is
1:19:00
the fundamental flaw. In
1:19:03
marriage. Not. The institution
1:19:05
of marriage, but poor mate selection. And
1:19:08
we can control for that we can adjust for
1:19:10
that. We can teach our children that and we
1:19:12
to indoctrinate our children. And the
1:19:14
importance of choosing a high quality spouse I
1:19:16
talk about as my children. I don't want
1:19:19
them to be in i'm eighteen years old,
1:19:21
say I want to get married and me
1:19:23
saying don't marry that guy, he's a loser.
1:19:25
I want my children at eighteen or twenty
1:19:28
or twenty five to be very discerning to
1:19:30
be thinking about what are the qualities that
1:19:32
would make someone a good perspective husband? A
1:19:34
good perspective wife. I need to be thinking
1:19:37
about that. and I need to control my
1:19:39
impulses and not be drawn to somebody who's
1:19:41
bad for me to feel so good. The
1:19:43
this. Can he's He's toxic. You know
1:19:46
she's She's toxic. The somehow I should
1:19:48
pursue her. Know that stupid thinking that
1:19:50
leads to. Tremendous chaos. And
1:19:52
don't let your children. Absorbed
1:19:55
that it's stupid and you don't go
1:19:57
after people who are bad for you
1:19:59
and somehow. I think that if you to
1:20:01
spend more time with this girl whose bad for
1:20:03
me but it feels so good no it doesn't
1:20:05
work out. The movie ends right before the divorce.
1:20:08
So. Don't go down that road. Stupid. You.
1:20:12
Need to doctrine eight your children to experience in the
1:20:14
joy of family life. We. Need
1:20:16
our daughters to have ambitions to
1:20:19
motherhood instead of only having ambitions
1:20:21
to be a boss babe? Stem
1:20:23
check. It's.
1:20:26
Important. That
1:20:29
motherhood. Be. Something that
1:20:31
is appreciated in society.
1:20:35
You. And I can be the ones to
1:20:37
change the culture around this, not the entire
1:20:39
culture. There's gonna be a whole lot of
1:20:41
boss beeps them checks created by our culture
1:20:44
right now. But you and
1:20:46
I can start at I was
1:20:48
find it interesting that ah, I
1:20:50
go on Netflix. And Netflix has
1:20:52
an entire category of girl power
1:20:54
movies. There's no category for boy
1:20:57
power movies. There's no category for
1:20:59
motherhood movies. There's just a category
1:21:01
for girl power movies and so
1:21:03
will change that. We.
1:21:06
Need a lionize mothers And we
1:21:09
need to cause. Our
1:21:11
appreciation of motherhood and mother's
1:21:13
to be transformed to that
1:21:15
motherhood is transformed into a
1:21:17
high status occupation. I
1:21:21
want my daughter. To be
1:21:23
married. To a man like me. That's.
1:21:26
My first response: good. As a father, I need
1:21:28
to be the kind of man the set the
1:21:30
example for her. That's my responsibility, but I want
1:21:32
her to marry a guy like me. I
1:21:36
think object to be speaking that my wife has
1:21:38
a pretty great life. It's. Not perfect.
1:21:41
It's not easy, but I would say that.
1:21:43
On a scale of. Zero.
1:21:45
To one hundred it's pretty stink and good
1:21:48
I'm I'm probably not a ten as a
1:21:50
husband and not a ten of attend. Those
1:21:52
guys out there that are richer than me,
1:21:54
better looking the me have better odds than
1:21:56
I do smarter than me but it terms
1:21:59
of the over. Package. My ambition and
1:22:01
life is to be a dream husband
1:22:03
for her and I want to model
1:22:05
what that looks like. I'm not only
1:22:07
for my good, for the for the
1:22:09
health of my relationship, but for my
1:22:11
daughter to aspire to. And I think
1:22:13
that. Being a mother
1:22:15
is a pretty great. Pretty
1:22:18
great lifestyle choice for my
1:22:20
wife. What? Does it
1:22:22
mean for me to be a great
1:22:24
husband? Well, it means adequately providing for
1:22:27
my wife, providing the luxuries that I'm
1:22:29
able to provide. I'm retiring
1:22:31
her from the job market so she
1:22:33
can sleep in everyday. Sexually satisfying her,
1:22:35
providing a strong social group for her,
1:22:38
providing her with children, supporting her in
1:22:40
her goals and ambitions and the things
1:22:42
that are fulfilling to her. and as
1:22:44
the father of my family, that's my
1:22:46
responsibility. My wife's goals and ambitions are
1:22:49
mine. I take them on as that
1:22:51
as the father as that is the
1:22:53
leader of my family and are all
1:22:55
of our. family. planning gives priority to
1:22:58
those things. A She's got her own
1:23:00
set of duties, She's got her duties
1:23:02
to be an excellent way to me. She
1:23:04
owes me loyalty and support and my colleagues
1:23:06
and ambitions. She needs to create a home
1:23:09
environment that provides me with peace and comfort
1:23:11
and joy. She should seek to sexually
1:23:13
satisfied me, to take good care of our
1:23:15
children to be on will partner in life.
1:23:18
So there's a beautiful ceremony between these things.
1:23:20
But the point is that being a mother.
1:23:23
Should. Be. In.
1:23:25
A good. Up. An attractive
1:23:27
thing and we can model
1:23:30
that for our daughters now.
1:23:33
I don't myself like making abrasive remarks, are
1:23:35
being abrasive perhaps or taunting people. but what
1:23:38
we need to do is we need to
1:23:40
show this to the world. We need to
1:23:42
raise it up because what happens is we
1:23:44
spend so much time apologizing for the drunk
1:23:47
husband is a woman, get me a beer
1:23:49
and is abusive and whatnot at that sets
1:23:51
us up a meme that a lot of
1:23:54
times our daughters and young women are just
1:23:56
living their lives scared. They're. Scared
1:23:58
that every man drunken abusive. Every man you
1:24:00
know doesn't care about them. Every man is
1:24:03
going to use them and grind the months
1:24:05
and that is just not true. It
1:24:07
may be that the most visible men,
1:24:10
the people who who are most obvious
1:24:12
and society the guys get the most
1:24:14
views on their toxic. Tic. Toc.
1:24:16
Maybe maybe they're really toxic,
1:24:19
but those of us who
1:24:21
are not. Need.
1:24:23
To be equally strong in
1:24:25
marketing what is good and
1:24:28
what a satisfying what is
1:24:30
beautiful about our lifestyle. My.
1:24:32
Favorite brand of content in the world.
1:24:34
His mother Content. I want to see
1:24:37
it. A hundred x I want
1:24:39
to see this is theirs is laid out on
1:24:41
or name but I don't. Have
1:24:43
aware of her. There's this lady. I
1:24:45
think she was out in Wyoming. Something like
1:24:48
that. She makes these. Instagram things
1:24:50
have heard cooking this just insane food
1:24:52
and she's attic this old this wood
1:24:54
stove am dumb to sit Zetas would
1:24:56
so surrounded by little children and an
1:24:58
apron looking like an eight team in
1:25:00
of thirty five. How five housewife barefoot
1:25:02
and pregnant in the kitchen and making
1:25:04
this just like elaborately home made food
1:25:07
from all of the stuff that that
1:25:09
was grown on her property and and
1:25:11
and whatnot and accommodate. The commenters love
1:25:13
to point out that she's cutting our
1:25:15
thirty thousand dollar wood stove because I
1:25:17
don't know either. See, her husband is.
1:25:19
The air air to this vast fortune.
1:25:22
I love it, I love it. I've
1:25:24
I am so grateful that woman exists.
1:25:26
I hope that she gets millions and
1:25:28
millions of followers because her lifestyle is
1:25:31
attractive to surrounded by always children sees
1:25:33
cooking on of wood stove and it's
1:25:35
just pure luxury. But as different them
1:25:38
you know. Toxic Luxury.
1:25:40
We need more of that because and
1:25:42
we more of it in public in
1:25:44
view of young men and women. Although.
1:25:49
It's. Hard for me to talk about my
1:25:51
private life and times because. I
1:25:53
don't enjoy the backlash of the internet. I don't
1:25:55
enjoy fighting with people who just want a common
1:25:58
make fun of me of things that I hold
1:26:00
dear. I also don't really want to put my
1:26:02
children on the internet a thought many times I
1:26:04
should. I should show of in I show my
1:26:06
sweet. We do sideshows and family movies of other
1:26:08
places that we go. We visited sixteen countries last
1:26:11
year and so I have little movies I made
1:26:13
of each country and we go through with our.
1:26:16
With my children and I him and we
1:26:18
can relive the memories and we talk about
1:26:20
these I love my life. My life is
1:26:22
awesome saw perfect but it's awesome. It's really
1:26:24
good and I thought I sometimes think like
1:26:27
I should share more of that and I'm
1:26:29
doing that here in this context and I
1:26:31
want you to do that. I want you
1:26:33
to share your life. I want A when
1:26:35
she. I want people to see and understand
1:26:37
that. You. Know. Your.
1:26:40
Life doesn't end because you have children.
1:26:42
Salt like you just have the world
1:26:44
because you have children. And maybe someday
1:26:46
I'll. Decide. That is right
1:26:48
for me and my family to puts movies
1:26:50
out online, but for now I just try
1:26:52
to support people that do it. and and
1:26:54
just say that you create your reality and
1:26:57
it's not as though you have either a
1:26:59
bad life. Is. You.
1:27:03
Created and I want to share the
1:27:05
message that I'm sharing with you Now
1:27:07
that's children are really great are my
1:27:09
favorite meme that I saw recently size
1:27:11
of about motherhood was this is that
1:27:13
if I forget the image was but
1:27:15
is like. Girls like,
1:27:17
get this. It's like only
1:27:19
fans. But. You got
1:27:22
only one sam. And. He's a
1:27:24
subscriber for life and you bear his children and
1:27:26
he pays all the bills for the rest of
1:27:28
your life. That. It's great. Like only
1:27:30
fans this one. Sam. And. It
1:27:32
works out for life and the sounds
1:27:34
ridiculous but winning more of that because
1:27:37
he got a whole generation of Only
1:27:39
Sands girls going around and doing everything
1:27:41
they can to get naked for Ran
1:27:43
the men on the internet, pay their
1:27:45
bills and if they were just willing
1:27:48
to be a great wife and mother
1:27:50
they would find a great guy who
1:27:52
won sit Them were who will appreciate
1:27:54
her getting naked for him and he'll
1:27:56
pay our bills. It's. Pretty simple.
1:27:59
Contract in a still works, so
1:28:01
let's be those who. Encourage.
1:28:04
Our daughters to have ambitions
1:28:07
to motherhood instead of only
1:28:09
having ambitions. To. Be Boss
1:28:11
babe. Stem checks. We
1:28:14
also need to build stronger men users.
1:28:16
The have the responsibility and not wanted to
1:28:18
take lightly Taking things like really isn't everything
1:28:20
that has the is about. That's why we
1:28:22
see it as a happy when. Your program.
1:28:24
It was hard to recycle prophecies
1:28:27
of valuable resource center building materials
1:28:29
to protect. Recently so often orange after
1:28:31
a new that. It
1:28:34
is with your regular realize. That this
1:28:37
isn't that. Interesting
1:28:39
recycling. This really particularly valuable as Disney
1:28:41
to leave as as he can learn.
1:28:43
From. Animals. Men
1:28:46
who have ambitions for family and
1:28:48
who are willing to do the
1:28:50
hard work necessary to attract and
1:28:52
deserve a high quality woman. As
1:28:55
a man and as a father,
1:28:57
you are going to bear enormous
1:29:00
burden and responsibility and you'd better
1:29:02
be ready to handle it. Or
1:29:04
the good news is that burdens and
1:29:06
responsibilities in the natural course of family
1:29:09
life and a business life in a
1:29:11
most lights they grow progressively. They
1:29:13
grow little by little and as you bear one
1:29:16
little bit of responsibility, become stronger and you bear
1:29:18
the next one. Until you turn around and you're
1:29:20
thirty years old. Are your forty years old, Are
1:29:22
your fifty years old, And you are a giant
1:29:24
of a man. That's. The way
1:29:26
that life is supposed to work. But you
1:29:29
do need to be ready to handle the
1:29:31
ones that you encounter. So you need to
1:29:33
be a man who is in control of
1:29:35
her emotions. He's a man who was filled
1:29:37
with kindness and consideration for other people. In
1:29:40
a man who has a strong earning ability
1:29:42
in a strong work ethic, women are not
1:29:44
wrong. For. Wanting a man who makes
1:29:46
a lot of money, women are absolutely right
1:29:48
to desire a man who makes a lot
1:29:50
of money. So. You
1:29:53
have to develop. Your. Work ethic and
1:29:55
you're earning ability. You have to do
1:29:57
it intentionally. You develop a strong moral.
1:30:00
Character with a minimum of vice.
1:30:03
One of the great. Complaints I
1:30:05
have about are popular culture
1:30:08
is. We celebrate
1:30:10
vice. We. Celebrate things
1:30:12
that are destructive. What?
1:30:16
Is destroyed over the years.
1:30:18
More marriages them something like
1:30:20
alcoholism. Having a
1:30:22
drunk dad is a pretty good guarantee
1:30:24
that you don't want to have children.
1:30:26
You wanna be a dad And yet.
1:30:29
Alcohol is just in. Alcohol is
1:30:31
destroyed. Enormous numbers of families, and
1:30:33
yet in our popular culture, what
1:30:35
Do we? celebrate? Clinton.
1:30:37
This. End. I
1:30:41
complained about this number of years ago and I've
1:30:43
had a professional conference and I have been to
1:30:46
have any kind of industry can is for few
1:30:48
years now. Maybe it's chains the hope it has
1:30:50
but it used to drive me crazy. You got
1:30:52
an industry conference how good a podcasting conference or
1:30:55
of Sin Connors and like that and you get
1:30:57
up on the second day in the first speaker
1:30:59
on the second day, heck out. What a great
1:31:01
party that was last night and amazed that you're
1:31:03
here and get anybody remember it's and just this
1:31:06
constant cultural celebration of drunkenness which destroys families. Don't.
1:31:09
Do that. Gambling. It
1:31:12
degeneracy and all of it's forms has
1:31:14
to be gotten rid of and so
1:31:16
you need to develop. As a man.
1:31:18
You need to develop strong moral character,
1:31:20
get rid of vices, and me to
1:31:22
develop the ability to inspire confidence and
1:31:24
trust. The decision that a
1:31:27
woman would make. To. Bear your
1:31:29
children As a man. Or
1:31:31
to be willing to be your
1:31:34
wife and even consider being a
1:31:36
full time mother. In order for
1:31:38
that to happen. You have to
1:31:40
inspire. Confidence.
1:31:44
And trust. Us to
1:31:46
be the kind of man who can inspire
1:31:48
her. In. That's because
1:31:51
she is consciously choosing
1:31:53
to make herself vulnerable.
1:31:56
If. He makes that decision. The.
1:32:00
Vulnerability that a woman and doers with
1:32:03
that is enormous. It
1:32:05
is properly fear inducing. And
1:32:08
so she has to make a good
1:32:10
decision about you. And be
1:32:12
confident in that decision. I
1:32:14
think that one of the biggest
1:32:16
impact here is that men themselves
1:32:18
have become very ante natal. instead
1:32:20
of having a vision of. Hundred
1:32:23
great grandchildren and your descendants being as many
1:32:25
as the the Sands of the seashore. A
1:32:31
lot of men rejoice and in. The
1:32:35
extra money that they're wife can bring him for them. A
1:32:40
pusher to bring in more money so
1:32:42
they can buy a nice a set of
1:32:44
golf clubs. Just toxic guys that that.
1:32:47
Create. The environment around themselves. Here's a
1:32:49
Elena read you verbatim just as beautiful message
1:32:51
that I received from a listener. Mine. And
1:32:54
we're talking about this in a different form
1:32:56
and this listener wrote to me to set
1:32:58
an overall the greatest impact. Support these women
1:33:00
has been a shift in priority. It's not
1:33:03
just women, it's their husbands to. So many
1:33:05
women need the push to give up their
1:33:07
career In the biggest catalyst as their husband.
1:33:09
So many men are fearful of losing the
1:33:11
second income that they put pressure on their
1:33:13
wives to work full time out of the
1:33:16
home. Then the wives put pressure on themselves
1:33:18
to come home and do the second full
1:33:20
time job of motherhood and homemaker. Hence, one
1:33:22
or two kids or zero. In
1:33:24
addition, when a husband supports his wife to
1:33:26
shift her priority to being a homemaker, she
1:33:29
has time to meet other moms who participate
1:33:31
in programs like M O P S and
1:33:33
Us be more encourage supported and as a
1:33:35
result feel free to have more children. It's
1:33:37
also difficult for these women when they
1:33:39
get married later because they've been supporting
1:33:42
themselves for so long it can be
1:33:44
scary to be unemployed. I speak from
1:33:46
experience. When my husband asked me to
1:33:48
stay home, I was terrified. I have
1:33:50
been supporting myself for ten years up
1:33:52
to that point and now I was
1:33:54
being asked to not do what I
1:33:56
had known and to be fully reliance
1:33:58
on his income. So
1:34:00
this is an important thing you need
1:34:02
to understand that for a woman to
1:34:04
believe in you, you need to be
1:34:06
worthy of being believed. There
1:34:09
is this. If we look at the. Current.
1:34:14
Mismatch in the dating environment. There's
1:34:17
a there's a there's an element of
1:34:19
truth in a lot of the things
1:34:21
that are really frustrating and really angering
1:34:23
to a lot of people and so
1:34:26
filtered the current content you hear of.
1:34:28
The complaints in the frustrations sell to
1:34:30
the current content that you here and
1:34:32
recognize that it has an application or
1:34:34
does give two examples one for women,
1:34:37
one for men. There's this
1:34:39
meme online in popular culture about what are
1:34:41
you bring to the table that men are
1:34:43
now asking women what do you bring to
1:34:45
the table and course the woman always response
1:34:48
i am the table know if they don't
1:34:50
like that if I'm not good enough for
1:34:52
you the just move on buddy and what
1:34:54
you should hear. If you are a woman
1:34:56
you should hear men saying like wait a
1:34:59
second why do I need you. What?
1:35:01
Benefit you bring to my life. That's
1:35:04
a fair question to ask. And what
1:35:06
has happened is that many women have
1:35:08
been trained by our society to bring
1:35:11
everything to the table for the man
1:35:13
who signed their paycheck. And.
1:35:16
Nothing to the table for the man who
1:35:18
gives him their life. That's.
1:35:21
The distinction. And so you
1:35:23
need to ask yourself what you bring to the
1:35:25
table If you are a woman. What?
1:35:28
Do you actually provide to a man that would
1:35:30
cause him to wish to marry you and have
1:35:32
children with you. He. Is that something that
1:35:34
you desire? Similarly,
1:35:37
On the flipside, It. Goes
1:35:39
towards men. Women tend to one
1:35:41
a man who is strong, who
1:35:44
was tall, who was good looking
1:35:46
and who earns good money for
1:35:48
guess what? buddy. You.
1:35:50
Gotta be those things. You.
1:35:53
Gotta be the kind of man who can provide.
1:35:56
For. Your wife. You. Can't
1:35:58
be the guy who has no ambition. the
1:36:00
sitting around. Like used
1:36:02
the close shaves. True to sit around playing
1:36:04
video games, counseling not able to provide for
1:36:06
a woman? What do you have to offer?
1:36:09
Her. You don't deserve
1:36:11
her cause you can't offer her
1:36:13
anything. So. I'm not gonna
1:36:15
go further down that, but you need to
1:36:17
think about that. Recognize that in every cliche.
1:36:20
There's an element of truth, and if.
1:36:23
You listen through it carefully. You
1:36:25
can develop yourself to attract and
1:36:27
inspire the kind of relationship in
1:36:29
lifestyle that you desire to have.
1:36:32
We. Also need to increase respect
1:36:34
for men who are father's not
1:36:36
just men who are rich. So
1:36:39
for our. Sons.
1:36:42
Fatherhood should be something that has
1:36:45
social respect. In
1:36:47
are financially driven age, what to
1:36:49
day we tend to do is
1:36:52
we tend to raise man on
1:36:54
a pedestal based upon how much
1:36:56
money they earn, how many followers
1:36:58
they have are some other similar
1:37:00
metric and we don't differentiate men.
1:37:02
Who have those things from men
1:37:05
who are strong fathers and men
1:37:07
of character? And
1:37:09
I don't know how to do it, but
1:37:11
we need to do that I was blind
1:37:13
to this when I was younger, I was
1:37:15
a big Tim Ferris fan, I was a.
1:37:19
Now. I won't name all the names but I was
1:37:21
blind to it. I'm sorry for picking on can. I
1:37:23
usually get a long list but it's not necessary. I
1:37:25
was blind This I thought I want to be like
1:37:27
this guy. Want to be like this. Got want to
1:37:30
be like this guy Today I look at them out
1:37:32
or they want to be like any of them. I
1:37:34
appreciate them for the wisdom that they have. But I
1:37:36
want to be like that guy over there who has
1:37:38
five children. And. He's had a
1:37:41
pillar and as community he's a leader
1:37:43
in his in his local city, he's
1:37:45
an elder in his church. He is
1:37:47
a a businessman who runs an honest
1:37:50
business and he may not make as
1:37:52
much money as so and so over
1:37:54
there who's destroying society does, but I'm
1:37:56
not gonna raise up. So and so.
1:37:59
Because. It makes more money and his
1:38:02
work is destroying society. I'm not alleging
1:38:04
that Tim Ferriss to strike Society. when
1:38:06
is we need to filter that? I
1:38:08
wouldn't be very careful of who we
1:38:11
ourselves admire and then who we encourage
1:38:13
to be admired him the world. And.
1:38:17
It's not easy to do. Is
1:38:19
not easy to do, but we need
1:38:21
to figure out new ways to do
1:38:23
that. And we need to bestow status
1:38:25
on men who are father's. Both.
1:38:28
Biological Father's to simply due to their being
1:38:30
fathers and in the fullness sense of the
1:38:32
word the were that we all have the
1:38:34
sense that we all aspire to. Being
1:38:37
a father should be a high status
1:38:39
occupation One of my favorite things. I'm
1:38:42
from the bible is that
1:38:44
a man's qualifications for public
1:38:47
christian ministry are all based
1:38:49
upon. His. Being
1:38:51
a father the look at the. Qualifications.
1:38:54
For a Leader and Elder and
1:38:56
Titus and Timothy based upon. His
1:38:59
for his family. because of a man
1:39:01
can't govern his own family, How can
1:39:03
he govern the house? God I wish
1:39:05
for a culture. I'd I desire a
1:39:07
culture in which we take that farther.
1:39:13
We. Always need to be cautious that
1:39:15
we don't exclude. Men:
1:39:18
And women who don't marry who don't have children.
1:39:21
I think that we could take it in the
1:39:23
wrong direction, but we should appreciate. Men
1:39:26
who demonstrate themselves as strong and capable
1:39:28
men in the intimacy of their home,
1:39:30
where their children respect them and admire
1:39:32
them and the family as well run
1:39:35
and as happy and contented. And then
1:39:37
we should promote them to other positions
1:39:39
of responsibility because they've learned a lot.
1:39:43
Hopefully these. Qualitative.
1:39:46
Factors will help our children want to
1:39:48
build families in dynasties of their own
1:39:50
but the still going to need our
1:39:53
financial support and I think that we
1:39:55
can do a lot. To
1:39:57
support our children financially. Those
1:40:00
that they can themselves go
1:40:02
on and repeat the process.
1:40:06
Is these qualitative factors are present?
1:40:09
I don't think that the money
1:40:11
is strictly necessary. What?
1:40:17
I mean is. If. You're
1:40:19
raised in a loving caring
1:40:21
environment. To. Parents who are
1:40:23
poppers and yet they instill values
1:40:26
and you you have a contented
1:40:28
home life filled with joy and
1:40:30
happiness. You
1:40:34
can solve everything else yourself.
1:40:36
There are many. Poor.
1:40:38
Children. Who have been raised
1:40:40
in. Great. Circumstances.
1:40:44
Tho those circumstances reflected financial poverty
1:40:46
who have gone on and got
1:40:48
to college and got great jobs
1:40:50
and continued on. On
1:40:52
the other hand, there are lots of people who
1:40:54
are raised in wells. Who grew
1:40:56
up in a toxic family environment? And
1:41:00
don't go on to reproduce, grow the
1:41:02
family. And yep, just mass chaos and
1:41:04
catastrophe. And in the family. Line
1:41:07
So if you could only have
1:41:09
one or the other, I would
1:41:11
beg you to have a qualitative
1:41:13
factors. But as a listener radical
1:41:15
personal finance the data shows me
1:41:17
that you have above average resources.
1:41:19
To my question is can you
1:41:21
spend that money to help. These.
1:41:24
Qualities pass on through.
1:41:27
Through. The Age. We.
1:41:30
All know you can. One. Thing
1:41:32
that I hear. Very frequently
1:41:34
from wealthy people? Is it they so
1:41:36
appreciate their parents paid for the college
1:41:38
educations? They could start debt free? We'll
1:41:40
talk more about that moments. And
1:41:42
so they want to do the same thing for
1:41:44
their children. This is a good expression of spending
1:41:47
money on children. Were really pays off because now
1:41:49
your children can get married sooner than let's pay
1:41:51
off but student loan debts, their church, your children
1:41:53
can. Have children sooner than on
1:41:55
that not deeply in debt. Ah, there's lots of
1:41:57
things you can do, but let's expand a little
1:41:59
bit. Let's break it apart so his
1:42:01
parents. Recognize that their individual steps
1:42:04
to family formation for our children. Family.
1:42:07
Formation means first
1:42:09
attracting. A. Spouse.
1:42:12
In. Some cultures it might mean. Being.
1:42:15
Able to attract someone with whom you can
1:42:17
arrange a spouse. But in our culture, it's
1:42:20
pretty much the children need to be the
1:42:22
ones attracting the spouse. So your child will
1:42:24
need to be able to attract a spouse.
1:42:27
Ideally. At a young age, your child
1:42:29
will need to be able to select. His.
1:42:32
Or her spouse. Then
1:42:34
marry the person. And
1:42:37
then have children and continue down the line.
1:42:39
And let's break apart into those component parts
1:42:41
so that we can think about ways that
1:42:43
we could influence that. The.
1:42:46
First couple of attracting a spouse's if
1:42:48
at all possible. We. Want
1:42:50
to help our children to
1:42:53
be highly attractive? I
1:42:55
use that word broadly and I want you
1:42:57
to still in what that means, but we
1:43:00
want to help our children to be highly
1:43:02
attractive in every sense of the work that
1:43:04
includes physicality. One our children to be in
1:43:06
great shape. Not to be fat, not be
1:43:08
weird, not be skinny, not be disease. What
1:43:11
I children to strong and healthy specimens of
1:43:13
young people. So anything you can do to
1:43:15
help that happens is really valuable. as with
1:43:17
a family recently and they said you know
1:43:19
more not going to tell our children what
1:43:22
sport they have to play, but you gotta
1:43:24
play a sport. It's necessary. That you play
1:43:26
a sport you're always in a place
1:43:28
for. Let's a really great way to
1:43:30
help your children to be active at
1:43:33
all times and develop the physicality that
1:43:35
that goes with this. Ah John Taylor
1:43:37
Gatto the well known educational More the
1:43:39
at run an educator and than. Commentator
1:43:42
on education. He had a twelve
1:43:44
qualities of elite based good. The
1:43:47
elite private schools teach their children
1:43:49
of the ways things at the
1:43:51
elite teach their children coming from
1:43:53
all the finest boarding schools in
1:43:55
the world In one of those
1:43:57
things, That elite Sam
1:43:59
it always teach their children is a
1:44:02
strong involvement in athletics because they know
1:44:04
that athletics is the primary way of
1:44:06
developing physical grace that is necessary to
1:44:08
be a strong, an attractive human being
1:44:10
and gimmicks Good argument really pursued. I
1:44:12
have is a keepers eleven and I
1:44:14
go through it was eleven or twelve
1:44:17
it on Everybody goes through all these
1:44:19
qualities and I go through constantly in
1:44:21
say how my doing on my own
1:44:23
education for my children. I
1:44:25
may not have my children at done
1:44:27
those they but ah I can still
1:44:30
bring along Jose education to my children
1:44:32
if at all possible. And so athletics
1:44:34
or an important things can be strong
1:44:36
and been great. Save your it shouldn't
1:44:39
be physically attractive. Today's world we could
1:44:41
just put that under for men, the
1:44:43
looks, maxine movement or health hygiene style
1:44:45
personality confidence. all of these things are
1:44:48
important when I look back at myself.
1:44:50
As a young man, I didn't
1:44:52
even. I never thought about my
1:44:54
physical attractiveness. Sounds ridiculous to say
1:44:57
it, but I think a lot
1:44:59
of people don't young men and
1:45:01
maybe women do more. But as
1:45:03
a man, most young man I
1:45:05
don't think think much about physical
1:45:07
attractiveness. Yep, physical attractiveness matters, and
1:45:10
physical attractiveness is something that will
1:45:12
ultimately. Allow
1:45:15
your child to have access to
1:45:17
a broader pool of potential spouses
1:45:20
than otherwise he or she would,
1:45:22
and it's everything. So. When
1:45:24
you're spending money on your child's braces, That's.
1:45:27
A good moves as you get weird teeth.
1:45:29
I'm at my teeth. I didn't wear my
1:45:31
retainer. my teeth of got no crooked and
1:45:33
it bothers me. It's I'm probably going to
1:45:35
go ahead and start correcting Nine here in
1:45:37
the coming in the coming months and years
1:45:39
and see if I get them fixed And
1:45:42
so. It's. Is whether you're
1:45:44
an adult or whether you're younger. If
1:45:46
you've got weird teeth and they're all
1:45:48
weird shape than get them fixed. We
1:45:50
can get them fixed. Many aspects of
1:45:52
physical health and physical beauty. Beauty can
1:45:54
be changed. There's you know, for for
1:45:56
men or for men. And for women.
1:45:58
One of the great problems. It's. The
1:46:00
Thing or young people. Is you've
1:46:02
got weird jar formation and you've got all
1:46:04
these like men and women, hobby sunken faces
1:46:06
and their jaws are all set back. the
1:46:08
not strong and handsome and confident and and
1:46:11
beautiful. And there's a couple couple things related
1:46:13
to it. First of all, some of it
1:46:15
could be genetic, lot of it could be
1:46:17
just related to the food that people are
1:46:19
having. too many carbohydrates, too much sugar, even
1:46:21
not enough to eat meat. So go ahead
1:46:23
and buy that Brigham and give it your
1:46:26
children to help them to to a lot
1:46:28
see to he cuts of meat of do
1:46:30
musing exercises to help your children. Develop strong
1:46:32
jaws. Visit: get proper orthodontia. so
1:46:34
so the your children's faces are
1:46:36
are properly constructed. If you've got
1:46:38
fat children get a month that
1:46:40
if you have lots of acne
1:46:42
help them to stop. I think
1:46:44
that there's a I've I've abandoned
1:46:46
a philosophy that I used to
1:46:49
have. For the flossie
1:46:51
was this. I don't think that we
1:46:53
should judge people by circumstance, so. That.
1:46:56
We have a. Backup. From of. I
1:46:59
don't believe that we should judge people. By.
1:47:02
External traits. That.
1:47:04
Can't be controlled. So if you
1:47:07
meet a guy or a good
1:47:09
for a girl who has a
1:47:11
really ugly face, I don't think
1:47:13
that it's appropriate judge that person
1:47:15
for having an ugly face. And
1:47:17
I don't think that. And
1:47:20
I don't think we should at least
1:47:22
ever do that. Beauty: The beauty that
1:47:24
we most value should always be the
1:47:26
beauty that comes from within. From virtue,
1:47:28
from character, from an inner beauty from
1:47:31
inner righteousness. That's the beauty that we
1:47:33
should values. And so I don't want
1:47:35
to go through life judging people based
1:47:37
upon the beauty of someone's face. On
1:47:40
the other hand, I think it's entirely
1:47:42
reasonable judge people for circumstances they can
1:47:44
control. So if a man or woman
1:47:46
is super fat, that generally and almost
1:47:48
all cases be controlled. If
1:47:50
someone is just ugly because of
1:47:53
things that could be easily change
1:47:55
rights. Then. We did.
1:47:57
Maybe that's an appropriate place to say this? A
1:47:59
Sag them. About your character, the
1:48:01
problem that I have is
1:48:04
that I think that beauty
1:48:06
is properly characterized as an
1:48:08
expression of health. I.
1:48:10
Changed my opinion on that a couple of years
1:48:12
ago from reading. The book that
1:48:15
I promote various times and I'm blanking on
1:48:17
the name and blanking on the altar.doctor Catherine Am.
1:48:19
Some. Someone or other. End she
1:48:21
convinced me. That. Beauty.
1:48:26
Is. A pretty decent substitute for health
1:48:28
that the things that we call beautiful
1:48:31
have to do with attractiveness and for
1:48:33
health. And I was talking with a
1:48:35
friend of mine and this friend has
1:48:37
a teenage daughters and this friend is
1:48:40
to feed feeding her they've chosen in
1:48:42
their family to. I. Haven't.
1:48:45
All a base could be. Basically.
1:48:47
Carnivores family and her daughters. I was
1:48:49
admiring her teenage daughters has had his
1:48:51
beautiful totally clear glowing skin and he
1:48:53
said yeah you know my daughters are
1:48:56
the ones who really wants to be
1:48:58
on Carnivores because they said that when
1:49:00
they when they stopped being car when
1:49:02
they went back they started to break
1:49:04
out of acne started the have these
1:49:06
dinner this this x. They. Didn't like
1:49:08
their skin. their skin wasn't in in
1:49:10
good shape. I thought even something as.
1:49:13
Risky. As obvious as Skyn
1:49:15
Usa will the quality of my skin,
1:49:17
whether or not I have acne or
1:49:20
how much acme I have, I shouldn't
1:49:22
judge somebody for that, but in reality
1:49:24
it's probably a reflection and some degree
1:49:27
of how healthy someone is. And. Being.
1:49:30
Trying to attract a healthy and
1:49:32
beautiful spouse is a smart move
1:49:34
from a financial perspective, from up
1:49:37
from a long term planning perspective.
1:49:41
Health Spa beauty is an indicator
1:49:43
of health and health is something
1:49:45
that is going to. Significantly.
1:49:49
The snacked. On.
1:49:52
The quality and satisfaction that you
1:49:54
have in a marriage relationship. And
1:49:57
so this is something should be maxim that should be
1:49:59
optimised for. When.
1:50:02
I married my wife. I made a commitment
1:50:04
to her to have and to hold. In.
1:50:06
Sickness. And. In Health.
1:50:09
Better. For worse, for richer, for poorer
1:50:11
til death, do us part in sickness
1:50:14
or in health is a very big.
1:50:16
Marital. Commitment: A very big
1:50:19
vow If I were. Once
1:50:23
I marry her, I have.
1:50:26
A commitment to her that
1:50:28
doesn't end until either she
1:50:30
dies or I die. That.
1:50:35
Can be a very burdensome commitment
1:50:37
to carry out. We.
1:50:39
Should always honor people who fulfill
1:50:41
their marital vows to oh six
1:50:44
spouse to ailing spouse. That's proper
1:50:46
for us to honor those people,
1:50:48
no question about it, but you
1:50:50
have a choice. In
1:50:54
who you marry. You
1:50:57
are never required to go into
1:51:00
a marriage relationship. By.
1:51:03
Anybody else, or any circumstance, you have
1:51:05
a choice. You don't have a choice
1:51:08
after you're married. And
1:51:10
when I reflect on the quality of
1:51:12
my life and a satisfaction of that
1:51:14
I have with my wife and with
1:51:17
our children, I realize how a significant
1:51:19
component of that satisfaction is due to
1:51:21
just basically having good health. I have
1:51:23
good health, She has good health. We
1:51:25
have healthy children. It makes a big
1:51:27
difference in my life. I
1:51:30
would have a much harder time
1:51:32
being is consonant Li approving of
1:51:34
marriage being a great life decision.
1:51:37
If I had a wife who
1:51:39
was sickly and wife who for
1:51:42
children who were sick leave it
1:51:44
would be harder for me to
1:51:46
express such an and hindered approbation
1:51:48
of the quality of my life.
1:51:50
So. Breaking that back to
1:51:52
the beginning when I was. In college
1:51:54
and considering various girls that I was
1:51:57
attracted to, I wasn't thinking about health.
1:51:59
That was. I would have in a if
1:52:01
you'd told me I should be thinking about health a
1:52:03
private. The outcome on it's no big deal. Love is
1:52:05
love You not to fall in love with the girl
1:52:07
right? For me, she's the one knitted. I
1:52:09
would have, I didn't have very mature
1:52:11
thinking on it. Today I would do
1:52:14
a very differently and today I would
1:52:16
tell my children I do I will
1:52:18
a do and will that One of
1:52:20
the things he to scream your spouse
1:52:22
for his health. The all of us
1:52:24
need to be as healthy as possible,
1:52:27
as attractive as possible. Physically attractive as
1:52:29
possible because physicality, physical attractiveness especially as
1:52:31
journal physical tracked him. This is closely
1:52:33
related to health and you want to
1:52:35
choose somebody who is healthy in order
1:52:38
for you to have the highest. Probability
1:52:40
of having as a
1:52:42
satisfying and enduring relationship.
1:52:46
We. Want to help our children to
1:52:48
be highly attractive so that they
1:52:50
can attract as a to. The.
1:52:53
Most attractive potential spouse
1:52:56
possible know. The
1:52:58
key here is not to optimize
1:53:00
for the wrong factors so we
1:53:03
don't want to optimize. For example,
1:53:05
for promiscuity. That's. Not
1:53:07
a goal, We know
1:53:09
that. sexual promiscuity dramatically.
1:53:12
Damages. The long
1:53:14
term prospects of men and women to
1:53:16
merits and their satisfaction with merits we
1:53:18
don't want to. Optimize for
1:53:21
promiscuity. We want to optimize
1:53:23
for marriage. Or fornication.
1:53:25
But marriage. That's the context
1:53:28
for it and so we should
1:53:30
train for that. And we should
1:53:32
do everything possible to help our
1:53:34
children develop attractiveness. All skills of
1:53:37
attractiveness can be learned and developed.
1:53:41
Sizzle. Attractiveness, Is.
1:53:44
A skill. There. Are lots of
1:53:46
component skills, Component skills of eating,
1:53:48
exercise, body sculpting, muscle building, etc.
1:53:50
These skills the can be learned
1:53:52
can be put into place. I
1:53:54
was young and dumb and I
1:53:56
always thought that this is kind
1:53:58
of accidental. I watch this
1:54:01
video this last week or two couple days
1:54:03
ago that really inspired me and it was
1:54:05
a guy named or there's a you Tube
1:54:07
or name brand and Carter. Is
1:54:09
this dude? He's super buff.
1:54:11
I'm. In a body
1:54:13
of a Greek got God. That
1:54:15
guy and forty years old got
1:54:18
this big big platform and really
1:54:20
attractive guy from a physical prospective
1:54:22
know. And made
1:54:24
that up me to put down his have tracked a
1:54:26
guy for fiscal perspective. He did this. Video.
1:54:30
We shared how. He
1:54:33
travels the world with a food scale.
1:54:36
And. Literally your travels the
1:54:38
world. Anyways, everything he eats. It
1:54:41
is point was he says I care about
1:54:43
this result. I'm not gonna leave
1:54:45
it's chance that. So I weigh everything that
1:54:47
I eat so I could properly law get
1:54:49
in. my fitness pal make sure that I'm
1:54:51
at a caloric deficit. The
1:54:55
video was inspiring to me because the
1:54:57
lifelong not physical guy as a lifelong
1:54:59
fat guy. When I was
1:55:01
younger I always thought it was accidental.
1:55:03
I thought that like the muscular guys
1:55:05
my friends with the great six pack
1:55:07
and them. The. Really attractive
1:55:09
shoulders of whatever I thought. Well, it just it.
1:55:12
just. Comes. That way read Saul
1:55:14
genetic nonsense. It's a lifestyle decision and brain
1:55:16
and Carter travels the world with a food
1:55:18
scale. I don't He looks like that. I
1:55:20
don't And it was a good slap in
1:55:23
the face that I needed to say that
1:55:25
you yes, you going to be a weirdo
1:55:27
doing real weirdo, but Wenger scale weighing food
1:55:29
when traveling the world. But if you want
1:55:32
these results, this is what you gotta do.
1:55:34
And so similarly, So
1:55:37
that's why I say that. Physical
1:55:39
attractiveness? His skill. Carter has developed skills
1:55:42
that I haven't yet developed so far.
1:55:44
What? What? Carter has. Then
1:55:46
I could develop skills that mats
1:55:49
Carter's and I'll get closer to
1:55:51
what Carter has. That's the point.
1:55:53
So physical attractiveness is a skill.
1:55:55
Personal confidence, Is a skill.
1:55:58
It's something that we need to teach. Your son
1:56:00
or daughter's teaching them personal confident, helping
1:56:02
them to develop personal confidence, helping them
1:56:05
to develop an attractive personality. Personality is
1:56:07
simply a skill. It's not in a
1:56:09
neat thing. Yes, there's an element of
1:56:12
is in the. Nick inherited qualities,
1:56:14
but we can all develop personality. I
1:56:16
can turn on personality. I can turn
1:56:18
it off. I can change it. So
1:56:20
learning charisma and all these things that
1:56:22
ultimately caused people to be attracted to
1:56:24
us or skills and I think that
1:56:26
if you'll take that and then think
1:56:28
about, how can I invest into helping
1:56:30
my child to develop the skills than
1:56:32
you have a really great. Pass.
1:56:35
To run on. Young.
1:56:37
People need to have at least one thing
1:56:39
they feel really confident about. Ideally, it's more
1:56:41
than one, but at least one thing that
1:56:43
they feel really confident about and use. The
1:56:46
parents can nurture that you can pay for
1:56:48
that. You could help that to be acquired.
1:56:52
We also need to help our children know how.
1:56:55
To. Attract a spouse. And I mean.
1:56:58
The. Actual actions to take to track
1:57:01
the spouse. They
1:57:04
need to learn how to market themselves effectively.
1:57:07
The physicality as an expression, The learning how
1:57:09
to dress in a destructive way. Learning
1:57:12
how to dress in a way that attracts
1:57:14
the right kind of attention? I think I've.
1:57:17
Been. Get away with a lot more than
1:57:19
women do in terms of. The
1:57:22
guys in good shape. He can kind of be
1:57:24
a slob and lot of girls will overlook that,
1:57:26
but. The. Converse is not always
1:57:28
true and so with our daughters. if
1:57:30
we what you want your daughter could.
1:57:33
Attract a very high quality
1:57:35
man then. You need
1:57:37
to proactively train her. Teach her how
1:57:40
to do that. I don't yet have
1:57:42
any teenagers but here's my thought on
1:57:44
teenagers was interacting with a client. My
1:57:46
recent were talking about his fifteen year
1:57:48
old daughter who is going out shopping
1:57:51
for address to go to a school
1:57:53
dance. And he made. These.
1:57:55
Comments are by whites com is that anger
1:57:57
Joshua the just a few of them. One
1:58:00
is don't come at me with like does your
1:58:02
wife work the get Talked about that earlier and.
1:58:05
The. That. One annoys me never to
1:58:07
don't come at me with any of this macho
1:58:10
nonsense. Her when my when my daughter gets
1:58:12
in on would be sitting there clean. I'm a
1:58:14
gun. when the guy comes over and you know
1:58:16
I'm a scare him off, an ominous girl fall
1:58:18
or boyfriends. I hate that. and I there are.
1:58:21
I don't like to be confrontational. Realize there
1:58:23
are few things that I confront men on every
1:58:25
single time I hear them. and that's one of
1:58:27
them. Don't.
1:58:31
Give me any that macho nonsense about. I'm
1:58:33
going to scare away my daughter's boyfriend and
1:58:35
I minute she's I'll talk about that when
1:58:37
she's thirty years old. You don't want that.
1:58:40
You want your daughter? To.
1:58:42
Have a boyfriend. A. Really,
1:58:44
really great one. That.
1:58:46
You are thrilled to welcome into your family as
1:58:48
a son in law. You
1:58:50
want her to bring home a
1:58:52
phenomenal man? To. Interact with
1:58:55
you to join your family. That's what you're looking
1:58:57
for. You don't want her
1:58:59
to be scared, didn't want to hurt.
1:59:01
you know, want? be that some loser
1:59:03
in a redneck? Sit there cleaning your
1:59:05
shotguns so she doesn't bring guys home
1:59:07
to meet you. But
1:59:10
what you want her to do is you
1:59:12
want her to learn how to attract the
1:59:14
right kind of attention. not the wrong kind
1:59:16
of attention. And so you need
1:59:18
to teach your daughter as a father, as
1:59:20
a mother, you need to teach your daughter
1:59:22
how to attract the right kind of attention,
1:59:25
how to address in the way, how to
1:59:27
dress in a way that's going to track
1:59:29
the i have a really high quality man.
1:59:32
Not. A low quality man and
1:59:34
his skillset for that. How to
1:59:36
market yourself effectively. How to express
1:59:39
your personality so. I have lots
1:59:41
of detail thoughts and I just want to pointed out to
1:59:43
you that. Don't. Fall of for
1:59:45
these stupid. You. Know tropes, think
1:59:47
in advance and teach your daughter how
1:59:49
to dress so that she can land
1:59:52
a world class husband Because for her
1:59:54
life and for her happiness and for
1:59:56
her fulfillment. That will be an amazing
1:59:58
thing for her. And you want
2:00:01
her to do that at eighteen? At twenty,
2:00:03
at twenty two because of heat. Because at
2:00:05
eighteen and Twenty Twenty Two, she's got the
2:00:07
pick of the litter in terms of number
2:00:10
of high quality spouses that she could attract
2:00:12
and. That's. The best pathway
2:00:14
for success. Not for you to
2:00:16
engage in some bozo macho nonsense.
2:00:18
And somehow then she's thirty five
2:00:21
years old and. You. Scared away our
2:00:23
boyfriends a nice they are. I have your thirty five years old
2:00:25
you can go and married. So.
2:00:28
Attracting a spouse is a whole set of
2:00:30
skills and you can invest into your children
2:00:32
to help them to be attractive. Selecting
2:00:36
a spends. In terms
2:00:38
of selecting a spouse to help form
2:00:40
the foundation you to give thought to
2:00:43
how your children are likely to meet
2:00:45
a potential spouse. When. I
2:00:47
was in college. I made fun of people who
2:00:49
talked about the M R S degree, the idea
2:00:51
that girl would go to college to land the
2:00:53
husband and. I thought
2:00:55
even at the time that it was a
2:00:58
stupid jokes and. Okay, maybe it
2:01:00
reflected. Reality A long time
2:01:02
ago, but it was just a
2:01:04
stupid joke. I no longer think
2:01:06
that I now think a very
2:01:08
reliably good reason to go to
2:01:10
college is to interact with a
2:01:12
selection of carefully filtered, high quality
2:01:14
men and women with hopes of
2:01:16
potentially attracting a spouse. Think I
2:01:19
most value about my undergraduate degree
2:01:21
is I met my wife. At
2:01:23
it and if I had to do
2:01:26
it all over again and that was
2:01:28
the only thing I gotta the college
2:01:30
I would do it all over again.
2:01:32
Cool thing about colleges and other institutions
2:01:34
are that. You. Have
2:01:36
the ability to bring together
2:01:39
have. A. Very. Strong.
2:01:43
And. Highly concentrated pool
2:01:45
of attractive people who are
2:01:47
filtered based upon something or
2:01:50
in college. There at least
2:01:52
filtered based upon academic ability,
2:01:54
which is strongly correlated to
2:01:56
I Q. Ah, and you
2:01:58
want your children. The be
2:02:00
smart and a lot of I Q
2:02:02
is inherited from it's mother and father.
2:02:04
So you want to marry someone with
2:02:06
the highest I Q possible? Well. We.
2:02:09
Don't. Give potential dates I
2:02:11
Q tests but the hum aga
2:02:13
me that is created in the
2:02:15
college environment of that the environment.
2:02:18
Of College lends itself very
2:02:21
well and makes itself highly
2:02:23
suited for homogenous relationships. and
2:02:25
so. College is
2:02:27
a great screener of I Q and it's one of
2:02:29
the reasons we see. A
2:02:31
distinction in separation of social classes in the
2:02:34
United States is that more and more the
2:02:36
smart people go to college and the dumb
2:02:38
people don't And so you have these. Social.
2:02:41
Classes that are separating it for
2:02:43
themselves from each other. They're.
2:02:47
A the other screens I went to
2:02:49
a Christian University. The. Reason I
2:02:51
did that even though I when I was eighteen
2:02:53
years old with i said you know up. By.
2:02:56
Go and sit down to lunch table.
2:02:58
Introduced myself to five people. I wanted
2:03:00
to be a good have a strong
2:03:02
chance that. Of the five,
2:03:04
several of that, several of them would be
2:03:07
people that I would want to be friendly
2:03:09
with and be friends with on an ongoing
2:03:11
basis and that. Philosophy.
2:03:13
Served me well. Given.
2:03:15
The chance to do it over. Gonna do it over again. And the
2:03:17
heartbeat. I. Would not want
2:03:19
to go to a government college
2:03:22
and be where the Affleck events
2:03:24
applicants to vacuum and can get
2:03:26
my my words out. Where the
2:03:29
applicants are screened for I q
2:03:31
and academic ability but not screened
2:03:33
to some degree for lifestyle or
2:03:36
character qualities. I don't want to
2:03:38
be friends with the majority the
2:03:40
people at a lunch table in
2:03:42
the government college. I more likely
2:03:45
to want to be friends with
2:03:47
the majority of people. In the
2:03:49
private institution or the Christian institution, or something
2:03:51
else where there's some kind of screening environments.
2:03:53
I'm not interested in going to Kickers on
2:03:56
the weekend. I am interested in people who
2:03:58
were serious about life and series. That's you
2:04:00
could screen for. That's based on the kind
2:04:02
of institution that you attend, so I think
2:04:04
it's Be careful and you should encourage people
2:04:06
do that. In One of my concerns that
2:04:09
I have with the current anti college commentary.
2:04:11
That many people have which.
2:04:14
Is. In many cases, probably rightly placed meaning
2:04:17
that college is not as his valuables
2:04:19
it once was is that this a
2:04:21
signaling opponent of college. And so if
2:04:23
you're young man who could go to
2:04:25
college. And doesn't.
2:04:28
You. Now have a significant barrier to
2:04:30
overcome with a woman who could go
2:04:32
to college and does. And we know
2:04:35
in the data on on matchmaking data
2:04:37
that this is an important factor for
2:04:39
women of I think it's rightly important.
2:04:41
Ah, it's not something that should be
2:04:44
ignored. Know can be overcome. Any individual
2:04:46
factor can be, but you should be
2:04:48
careful about that. I believe is apparent
2:04:50
that it's my responsibility to. Create.
2:04:53
A lifestyle. For. My
2:04:55
teens. That.
2:04:58
They have a broad exposure
2:05:00
to many potential spouses. If
2:05:02
you want to have grandchildren
2:05:05
and great grandchildren, take the
2:05:07
responsibility seriously and recognize that
2:05:09
it begins with first and
2:05:12
foremost. Creating. Attractive children
2:05:14
who have the character qualities, the
2:05:16
the all of the the things
2:05:18
that will help them to be
2:05:20
good husbands and wives and then
2:05:22
it's also a component of. Of
2:05:26
exposure. Finding. A great
2:05:28
spouse is an element of how many
2:05:30
people are you exposed to and how
2:05:32
attractively are you able to represent yourself
2:05:34
to those people. It's just a numbers
2:05:37
game. There is no one person in
2:05:39
the world is right for you. There
2:05:41
is a person that you choose as
2:05:43
your spouse that you're able to attract
2:05:45
in the hot exposure to. So in
2:05:47
addition to the quality of aspects of
2:05:50
investing and your children to help your
2:05:52
children to be as attractive a potential
2:05:54
husband or as attractive as a potential
2:05:56
wife as. You can help them to
2:05:58
be. you want to expose them to the widest
2:06:00
possible Canada pool. And the question I always have
2:06:03
a young man a young woman is talking to
2:06:05
me is that I want to get married. My
2:06:07
question is how many women as you meet. You.
2:06:09
Know last month? Tell me the number. And.
2:06:12
If a guide isn't meeting any
2:06:14
women. Then. You know is not
2:06:17
serious about being married Moose Third, my
2:06:19
speech with you need to develop yourself
2:06:21
into being an attractive man but. The.
2:06:24
Second component of that is how many women to
2:06:26
jimmy and so as a pair of I think
2:06:28
it's my responsibility if I what I want my
2:06:30
children. To be married a number to
2:06:33
take it seriously. And
2:06:36
it's my responsibility to help them
2:06:38
to. Have exposure to
2:06:40
broad numbers of people see should look
2:06:42
for social outlets for this number one.
2:06:44
This is a very good reason if
2:06:46
there's a local school. And
2:06:48
your area. ah it. maybe even if it's
2:06:50
an expensive local school. but the kind of
2:06:53
people added are the kind of people that
2:06:55
would reflect your culture does a very good
2:06:57
reason. free to pay expensive private school tuition
2:06:59
so that your children are exposed to a
2:07:01
peer group that would reflect your families and
2:07:04
will use your family social class and the
2:07:06
kinds of things that that you do. Social.
2:07:09
Class in today's world matters
2:07:12
enormously. What? Has happened is
2:07:14
if you look at some of the data
2:07:16
I've been reading, Brad will cock his recent
2:07:18
recent book on marriage with so interesting the
2:07:20
point that he makes that he's made it
2:07:22
for years. And his essays is. She's.
2:07:28
Me the point that is fastening about it.
2:07:31
Is that's a higher social
2:07:33
classes. And I'm measuring that
2:07:35
based upon socio economic status, income and
2:07:37
wealth, the higher social classes are the
2:07:40
most likely classes to say that You
2:07:42
can and should live however you want.
2:07:44
So it'll be or as usual for
2:07:46
you to find a rich person who
2:07:48
will say you should get married and
2:07:51
stay married and men and women should
2:07:53
marry each other. On the contrary, men
2:07:55
with that wealthy people are very likely
2:07:57
to say i you live however you.
2:08:00
The live you do you do you. And you do you.
2:08:03
That will do what they would
2:08:05
say, but in reality their lifestyle
2:08:07
decisions are the exact opposite of
2:08:09
that. They get married, they stay
2:08:11
married, and the selection of a
2:08:13
spouse is very, very important. So
2:08:15
when of existing is that if you look
2:08:17
at the data. All. Of
2:08:20
the upper class. Component.
2:08:22
So for example, a couple of
2:08:25
It's Married is sort of at
2:08:27
a couple with high educational achievement.
2:08:30
Is much is more likely to be highly
2:08:32
to be more religious with. if you look
2:08:34
at religious trends in the United States, the
2:08:37
more highly educated some on I someone is
2:08:39
the more likely they are to be religious
2:08:41
and. The more
2:08:43
enduring the marriages so. Be.
2:08:46
Social things that the wealthy people to
2:08:48
say what they say one thing but
2:08:50
they're. Enforcing
2:08:53
and reinforcing with their lifestyles,
2:08:55
Something different. That's the that's
2:08:57
where we are And so
2:08:59
if you want your child
2:09:01
to have access to a
2:09:03
social class that encourages marriage,
2:09:06
That's. Going to see it through
2:09:08
then you probably want to
2:09:10
send your children too expensive religious
2:09:12
schools. Because. There's
2:09:15
the highest exposure to people who are
2:09:17
going to reflect those values, and so
2:09:19
spending money on that intentionally is a
2:09:21
smart move. It's a good move in
2:09:24
addition to schools. or if you don't
2:09:26
have access to schools and things like
2:09:28
that that a part of your choice.
2:09:31
Make sure that your children are exposed
2:09:33
to a broad range of of people
2:09:35
there. eight and so. One.
2:09:37
Of my. My. Goal. And
2:09:39
but my decisions is that. Especially
2:09:42
with teenagers. I will make certain that
2:09:44
my children are involved in many social
2:09:46
groups and it can be everything from
2:09:48
a local camp that you love to.
2:09:50
Attend some kind of youth rally or
2:09:52
some political movement or something like that.
2:09:54
But your children need a broad exposure
2:09:56
to many people that have a high
2:09:59
chance of them. The big exposed to different
2:10:01
kind of people's They can start to understand
2:10:03
the kinds of people that they would be
2:10:05
a good match for but also have a
2:10:07
high chance of meeting someone who is a
2:10:09
good match from a natural perspective as you
2:10:11
can spend money on that's so if you
2:10:13
have young children as I do plan to
2:10:16
be spending lots of money on travel and
2:10:18
on dues and organization, season school, expensive things
2:10:20
like that when your children or teenagers and
2:10:22
hopefully that will continue through college and beyond
2:10:24
if they haven't met somebody. When
2:10:26
they are eighteen and initiate a
2:10:28
relationship that might result in marriage.
2:10:32
In terms of selection, we also want
2:10:34
to be super intentional about teaching our
2:10:36
children what to look for in a
2:10:38
high quality spouse. If you're listening to
2:10:40
me at this point, however long I'm
2:10:43
over two hours into this podcast, be
2:10:45
listen to me this good chance that
2:10:47
you married or wannabe. But if you're
2:10:49
married, you know. What? Makes
2:10:51
for a good relationship. You probably don't want
2:10:53
to say it. Just like I
2:10:55
don't always want to put all my things
2:10:57
out on the internet, you probably don't want
2:10:59
to put in the tweet and wait for
2:11:01
the mobbed pile on you for your your
2:11:03
unacceptable opinions, but you know the things that
2:11:05
make for a good husband or a good
2:11:08
wife. You know the aspects of compatibility and
2:11:10
the features to look for so train your
2:11:12
children in that helps them to be thinking
2:11:14
about that, helping to be looking at out
2:11:16
for those things. Are early!
2:11:18
I was making fun of the bad
2:11:20
boy complex. It's so. Cliche.
2:11:23
Get is So true. Women:
2:11:25
Wanna be attracted to the man? I
2:11:28
know he's not good for me but
2:11:30
I do so in the him. This
2:11:32
is stupid behavior. Teach your daughter's not
2:11:34
to do it, Think with your brain,
2:11:36
not with your emotions and control your
2:11:38
emotions with your brain. Emotions are important
2:11:40
but they are is stupid master. So.
2:11:43
Teach your children. That's Teach your Children
2:11:45
to be questionable when they're attracted to
2:11:47
someone who's clearly not a good fit
2:11:49
for them to teach them about the
2:11:51
character clues to look for such shared
2:11:53
some of them. but and. No.
2:11:56
No no complaints to my parents of
2:11:58
appreciate that but. I've got a
2:12:00
long list of things that I want to
2:12:02
make sure my children are looking for the
2:12:04
world of everything from physical health of our described.
2:12:07
I never thought to look for physical health
2:12:09
and maybe if I had been interested in
2:12:11
a girl who wasn't healthy about my parents
2:12:13
would have said something about that time is too
2:12:15
long, a too late and we're living in
2:12:17
a world in which in our current moment
2:12:19
young people are. As. Best I
2:12:21
can tell. There's. Not
2:12:23
a strong cultural. Movement Towards
2:12:26
Analysis. What I mean is that you're expected
2:12:28
to be attracted to somebody no matter what
2:12:30
the city in you. Your track, your sexual
2:12:32
attraction, the new romantic attraction there these innate
2:12:34
things that you can't control used are who
2:12:36
you are and people make stupid decisions because
2:12:38
of this mindset of this philosophy, the glad
2:12:40
in the world thinking that this is true
2:12:42
and then they they screw up their lives
2:12:44
so I think that's dumb and we can
2:12:46
do better. So let's train our children and
2:12:48
we have the data. Any one of us
2:12:50
can invite a marriage therapist over for dinner
2:12:53
and say hey, marriage therapists to talk to
2:12:55
hundreds of couples who are devoid the process
2:12:57
of divorce thinks what are the things that
2:12:59
you're teaching your children to do and we
2:13:01
can have that conversation and we can learn
2:13:03
of about what not to do. All
2:13:06
the researchers they're available forests and
2:13:08
that's why it annoys me that
2:13:10
so many. Men: Especially, but
2:13:12
men are scared of marriage because he somehow
2:13:14
think that a fifty percent divorce rates is
2:13:16
accidental. It's not an accidental statistic. It can
2:13:19
be controlled based upon good decisions at every
2:13:21
level of this. Selecting.
2:13:26
A spouse teach children Select
2:13:28
Now marrying the spouse marrying.
2:13:31
The woman marrying the man. We.
2:13:33
Used to have strong social pressure
2:13:35
in favor of marriage before sexual
2:13:37
activity and before children. That
2:13:40
social pressure is basically gone. We.
2:13:43
Need to bring it back. On. A consistent
2:13:45
basis. Sexuality
2:13:48
outside of marriage. Causes.
2:13:50
Enormous destruction. Sexuality
2:13:53
within marriage causes enormous
2:13:56
happiness. You
2:13:58
may not be able to control the bro
2:14:00
our culture of your country. I can't control
2:14:03
the broader culture of my country, but
2:14:05
we can. Control. The
2:14:07
culture of our family and we
2:14:09
can teach children soberly. The.
2:14:12
Facts about marriage and sexuality and
2:14:14
we need to be very clear.
2:14:16
The data on this is is
2:14:19
strong. In. Terms of
2:14:21
the damaging impact that promiscuous
2:14:23
sexuality has on long term
2:14:25
relationship satisfaction. Similarly,
2:14:31
Marriage. At one point in our
2:14:33
can be in our culture's was strongly
2:14:35
supported by communities. it can be strongly
2:14:38
supported again. We named may not be
2:14:40
able to fix the tragedy of no
2:14:42
fault. divorce in the United States of
2:14:45
America are probably not, but we can
2:14:47
still. Provide. The social
2:14:49
support for marriage in our
2:14:51
communities. If
2:14:54
somebody is and in I'm not gonna go through step
2:14:56
by step how to do it, but it has to
2:14:58
be done habs to absolutely be done. There.
2:15:03
Are always people. In.
2:15:05
The top twenty percent of couples who
2:15:07
are going to sail into marriage and
2:15:10
sail through marriage and have no problem
2:15:12
whatsoever and they need know community support
2:15:14
for marriage whatsoever. There's
2:15:16
probably always going to be a bottom
2:15:18
Twenty percent of people who know about
2:15:20
a community support, know about of counseling,
2:15:22
know about of the just broken people
2:15:24
who their marriages are destined to fail
2:15:26
catastrophically. it's the middle sixty percent that
2:15:29
we should be concerned about. And
2:15:31
the strong social pressure to be
2:15:33
cautious before merits and then to
2:15:35
maintain marriage. We can keep a
2:15:37
significant portion of that middle sixty
2:15:40
percent of marriages intact and time
2:15:42
for the emotions, the dissipative for
2:15:44
people to realize you know what
2:15:46
we're better off together and so
2:15:48
what? To the extent that you
2:15:50
have influence in your community. learn
2:15:52
to support marriage so we can
2:15:54
work with that sixty percent in
2:15:56
improve that's really important. Financially speaking,
2:15:58
we need to pull apart the
2:16:01
different components of. Marrying.
2:16:04
Someone and see how
2:16:06
they can be financially
2:16:08
supported. The. First
2:16:10
component is attractiveness. Meaning.
2:16:14
Is. He a money maker. can he provide
2:16:16
for me? If you're a woman. Women
2:16:19
care about how much money men earn,
2:16:22
and I believe that that is right,
2:16:24
and they should. Men don't have the
2:16:26
same consideration, men do not generally care
2:16:28
how much money a woman earns, and
2:16:30
a kind of man who cares about
2:16:32
how much money and woman or is
2:16:35
probably not the kind of man who
2:16:37
wants to have children and. And
2:16:40
build a family, Build a legacy so
2:16:42
we have to separate is based upon
2:16:44
men and women. But
2:16:48
it's right for men to be expected
2:16:50
to be earners, and in a moment
2:16:52
I'll talk about how to facilitate that's
2:16:54
But the first thing is how to
2:16:57
signal that appropriately. The needs to be
2:16:59
a strong indication that this man as
2:17:01
a good earner needs to be some
2:17:03
measure of his. Of his wealth.
2:17:05
I didn't intend for this podcast become the
2:17:07
the beast that it's become, but. At
2:17:12
it's core, there needs to be
2:17:14
financial disclosure, but at at the
2:17:16
proper time, and so, a man
2:17:18
needs to be earning enough, and
2:17:20
there should be an indication of
2:17:22
financial stability Of the traditional way
2:17:24
that a man showed his financial
2:17:26
attractiveness in many cultures was doing
2:17:28
things like having a home or having
2:17:30
a job, having a house, preparing
2:17:32
something for his wife, preparing a
2:17:34
life to bring his bride and
2:17:36
to. In our current
2:17:38
time, most of that has. Gone. Away
2:17:40
and just favor of an engagement
2:17:43
ring. An engagement ring is probably
2:17:45
important to as in terms of
2:17:47
a signal or a token. Of
2:17:50
a man's ability so not. Go on. Not
2:17:52
the guy who's telling you to buy a
2:17:54
ring from the bubble gum machine and and
2:17:57
give it out because there's an element at
2:17:59
which a man. Demonstrators worth for
2:18:01
his bride and demonstrates his ability
2:18:03
to provide based upon some external
2:18:05
thing some bobble, some some proof
2:18:08
of it. We don't have a
2:18:10
dowry system, but finances have always
2:18:12
been an important component of marriage
2:18:15
throughout history, and they still are,
2:18:17
However, I would say an
2:18:19
engagement ring should probably be less important
2:18:21
than a debt free house. So finding
2:18:23
a an ability to say here's a
2:18:26
debt free house that's that's should probably
2:18:28
take priority over an engagement ring. So
2:18:30
consider and make sure that we are
2:18:32
choosing. Signals of
2:18:34
financial ability that are
2:18:37
appropriate for. The
2:18:39
long term success of the couples. Weddings
2:18:42
should be funded by the
2:18:44
community. Not. The couple. Huge
2:18:47
impediment right now to marriage is
2:18:49
the cost of a wedding. Oh,
2:18:52
God. If. You're young couple.
2:18:54
You think that it's your job, somehow. the
2:18:56
throne, enormous party so your your guess can
2:18:58
get drunk on your dime. You.
2:19:00
Can't afford that. Wedding. Should
2:19:02
be a community affair and what has happened is
2:19:05
we broke in our communities. We've. Approved
2:19:07
men and women. Shacking.
2:19:10
Up Together. And then
2:19:12
we somehow put said that's okay And
2:19:14
then and ten years after you shacked
2:19:16
up together for ten years then we'll
2:19:19
come to the party you throw. That's
2:19:21
not the way it is. The community
2:19:23
that a person is involved in has
2:19:25
always been an important component of marriage
2:19:28
to the community in forces proper social
2:19:30
order by expecting marriage as a prerequisite
2:19:32
for sex, and in the community comes
2:19:34
together and ideally should create the wedding
2:19:37
so the couple can make their commitments,
2:19:39
make the public vows one to another.
2:19:41
And the community support that not
2:19:44
a fundamentally important parts of community
2:19:46
stability. pro. As.
2:19:49
A. Parent who is looking to
2:19:51
invest into your children. I think
2:19:53
it's right for you to consider.
2:19:56
Paying. For weddings and that's a proper
2:19:58
and right expression of money, you can
2:20:00
figure out how much it is. My
2:20:02
point in this. Podcast.
2:20:04
The somebody that to show that if
2:20:06
you desire to help your children to
2:20:08
get married and have children and do
2:20:10
it at a young enough age so
2:20:12
that we can change some of these
2:20:14
fertility rate problems, then paying for weddings
2:20:16
is a reasonable goal. It
2:20:19
should also be reasonable that if you yourself
2:20:21
don't have the financial capacity for it's that
2:20:23
you have a community that can do it
2:20:25
That I have a community the can come
2:20:27
together can have a great big pot lox
2:20:29
ah after church have a great look big
2:20:31
potluck in the park and throw a wedding.
2:20:33
Throw a party for some once if you
2:20:35
want if you as I do. If
2:20:37
you are a man or woman
2:20:40
in your community and you want
2:20:42
to see marriages built and be
2:20:44
strong and you want to see.
2:20:49
All. Of the good things that come
2:20:51
from that, then you need to be
2:20:53
willing. And I need to be willing
2:20:55
to do some of the work to
2:20:57
support that and not just sit by
2:20:59
and poke fingers at statistics, but do
2:21:01
the work to support couples in that.
2:21:04
that's our responsibility. Also,
2:21:07
terms of marriage, financial impediments
2:21:09
to marriage must be limited. The
2:21:11
biggest financial pediment: marriage, student
2:21:13
loan debt. Or. some other
2:21:16
form of debt as didn't want to the
2:21:18
big ones if. If my daughter
2:21:20
is going in or myself, my
2:21:22
son is going and going to
2:21:24
marry a woman and and he
2:21:26
finds out that he's got one
2:21:28
hundred and fifty thousand dollars a
2:21:30
student loan debts for a non
2:21:32
high income producing career, I'm gonna
2:21:34
strongly encourage him that this is
2:21:36
an enormous negative factor. I
2:21:39
wouldn't say it's and ultimately disqualifying
2:21:41
factor. Of anything really
2:21:43
because all of these factors they need
2:21:46
judgment and up inability of up think
2:21:48
that just having out this is absolutely
2:21:50
disqualifying is is is the case is
2:21:52
very few of those but it's an
2:21:54
enormous red flag and it and. If
2:21:56
he marries her, it will be
2:21:58
them enormous impediment. The life for the
2:22:01
coming years The same thing both ways.
2:22:03
so be aware. be very cautious a
2:22:05
student loan debts and teach your children
2:22:07
to be very cautious of it. And
2:22:09
if possible, I'm sorry. There's student loan
2:22:11
debt can always be avoided. There's always
2:22:13
a way, and in most cases avoiding
2:22:15
it is the right is the right
2:22:17
move. Now so specific
2:22:19
suggestions for young man and how we
2:22:21
can help our young men. To.
2:22:24
Be prepared. We need to optimize
2:22:26
and rethink our entire educational system
2:22:28
and income generation of the system
2:22:31
that we have right now and
2:22:33
help our young men to optimize
2:22:35
education and income generation at an
2:22:37
early age. One of the big
2:22:39
problems that we have is I
2:22:42
think marriage is generally worked best
2:22:44
if a couple is close in
2:22:46
age. So. We. Don't want.
2:22:49
To. Have a forty year old son is
2:22:51
marrying a twenty year old daughter. That's not
2:22:53
ideal. Much better to have a twenty three
2:22:55
year old son marrying a twenty three year
2:22:57
old girl. Give me a. Son
2:23:01
and Daughter was not intended to say we don't
2:23:03
want a forty year old man wearing a twenty
2:23:05
year old girl is it can be avoided. The
2:23:07
What? Twenty three year old? The Married Twenty five
2:23:09
year of the Married twenty year olds to marry
2:23:12
want people to marry in an age bracket where
2:23:14
they're similar to one another. The problem is that
2:23:16
if a man is expected to provide. And
2:23:19
be wealthy and established and and able
2:23:21
to make lots of money than generally
2:23:23
he needs some time to make that
2:23:25
happen. And so it's a very unusual:
2:23:27
twenty year old who has is able
2:23:29
to financially attract a girl is much
2:23:31
more likely the he be thirty or
2:23:33
thirty five when he's able to attract
2:23:35
a high quality girl. On the flipside,
2:23:38
we want our daughters to be attracted
2:23:40
to men who can provide for them.
2:23:42
The problem is that the man who
2:23:44
could provide for her is probably not
2:23:46
going to be able to do that
2:23:48
until after. A decade of working
2:23:50
of earning and making money.
2:23:53
And she's probably gonna be significantly past
2:23:55
their prime fertile years able to have
2:23:58
children. And this is the the. Merrick
2:24:00
problem that couples are facing right now
2:24:02
that a woman's highest period of fertility
2:24:04
come from middle teenagers and in the
2:24:06
twenties. by the time she's thirty years
2:24:08
old, she's had lost ninety percent of
2:24:10
her eggs. Her pregnancies are likely to
2:24:13
be more challenging and every year the
2:24:15
goes by into her thirties, it becomes
2:24:17
more difficult. So it's very difficult to
2:24:19
start having babies at thirty years old
2:24:21
and have six of them by forty.
2:24:23
That's pretty rough of it's much easier
2:24:25
to start at twenty and has six
2:24:27
babies by forty without it being a
2:24:29
major problems. But the problem is, how does twenty
2:24:31
year old select. A A A
2:24:34
high quality man who's also twenty
2:24:36
years old. so we need to
2:24:38
work on this and there's a
2:24:40
couple aspects to it. Number once
2:24:42
a lot of our current delayed.
2:24:45
Marriage is due to be very
2:24:47
high educational requirements for our current
2:24:49
society, and these educational requirements are
2:24:51
fine. They are what they are.
2:24:53
They're they're. The. Real their important
2:24:55
and we can't just toss them aside
2:24:57
and say that that we don't need
2:25:00
them anymore. They are important and we
2:25:02
need to pay attention to that because
2:25:04
I'm at the end of the day.
2:25:06
It's good to be highly educated. But.
2:25:09
We also need some alternative methods
2:25:11
so first we can put a
2:25:13
lot of education. Much. More
2:25:15
education into the teenagers than
2:25:17
we currently do. But.
2:25:19
We also need to put education and
2:25:22
income generation into the teenagers. A lot
2:25:24
of educational time is wasted with frivolity
2:25:26
and while I'm a fan of being
2:25:29
in a classroom dynamic where you can
2:25:31
meet potential spouse, a lot of is
2:25:33
a waste of time so that that
2:25:36
the emphasis is I'm trying to say
2:25:38
is we need to help young men
2:25:40
to be earning money at an earlier
2:25:43
age. They can build confidence in their
2:25:45
earning abilities and start building skills that
2:25:47
will pay off significantly for them In.
2:25:49
The Fullness Time. Now I think this is
2:25:52
one big reason why the United States really
2:25:54
shines here. in countries young people can't even
2:25:56
work until their age eighteen. and the that
2:25:58
states thirteen or fourteen. Fifteen In most
2:26:01
states you can work and generate
2:26:03
gainful employment. Such good. So did
2:26:05
have job experience. I have
2:26:07
lots of thoughts on what I should look like
2:26:09
for teenagers, but point is, it good. And there's
2:26:11
that. There's. Job opportunities
2:26:14
for teenagers, Teenagers.
2:26:16
Need to go after them and it's
2:26:18
a balance because it's cases importance, hobbies
2:26:20
and avocation the probably also important, but
2:26:22
earning ability as importance and man has
2:26:24
been earning money for himself and paying
2:26:26
for his own bills is going to
2:26:28
have a much higher degree of confidence
2:26:30
and doesn't have the confidence that he
2:26:32
kit could support a wife if he
2:26:35
needed to and if he chose to.
2:26:37
So I think that we should not
2:26:39
extend childhood like we do until very
2:26:41
late age by extending schooling out for
2:26:43
a long, long periods of times. But
2:26:45
let's compressed those things. A little bit
2:26:47
and let's recognize that they can
2:26:49
be done side by side. Young
2:26:51
men should be productive in their
2:26:54
teen years while also becoming highly
2:26:56
educated. In addition, young men should
2:26:58
be taught by you and by
2:27:00
me to be serious about their
2:27:03
finances. Young men should be establishing
2:27:05
their financial base with an eye
2:27:07
towards optimizing for marriage and children,
2:27:09
not necessarily optimizing towards maximum that
2:27:12
worth or frivolity. My.
2:27:15
Regret of my teenagers is that I gates
2:27:17
and too much frivolity than I did. A
2:27:19
lot more for vol added a lot less
2:27:21
frivolity than lot of people but there are
2:27:23
other pathways. Years ago I interviewed Steve Maxwell
2:27:26
on the show and I'm like to son's
2:27:28
yeah sorry his books He has a book
2:27:30
called i'm helping our son's raising our son's
2:27:32
to buy debt free houses something like that.
2:27:35
And what he showed in that
2:27:37
book from his personal family experience
2:27:39
was that all of his sons.
2:27:42
Were. Able to with their own
2:27:44
labor and their own savings, all
2:27:46
of his sons were able to
2:27:48
buy and pay cash for an
2:27:51
individual single family home prior to
2:27:53
marriage in some cases as early
2:27:55
as I think. Late teenagers, eighteen,
2:27:57
nineteen, some of them early twenties,
2:28:00
Prior to marriage, know this was in
2:28:02
the context of a town in Kansas,
2:28:04
so lower cost of living then some
2:28:07
other places, but that should factor into
2:28:09
it. And so interestingly, his sons all
2:28:11
married and his sons all have various
2:28:14
grandchildren. And so you can
2:28:16
see the connection between that. That that
2:28:18
was a good and proper. A good
2:28:20
and proper. Move for them
2:28:22
and I don't see why more of
2:28:24
us shouldn't do that. Children.
2:28:27
And teenagers Them in the be desir use
2:28:29
the word adolescence because not shelter and on.
2:28:31
I don't want children to work for money.
2:28:34
It's necessarily. Adolescence.
2:28:36
And teenagers can work for money. And. They
2:28:38
can save money and we can teach them
2:28:40
to do that. And so you can either
2:28:42
teach your child to spend all of his
2:28:44
money on. Mindless.
2:28:47
Consumerism Or you can teach your child
2:28:49
to have the goal of. Buying.
2:28:51
A debt free house by the time
2:28:53
he gets married and your child will
2:28:56
probably achieve the goals that you teach
2:28:58
him to accomplish. Teach him to to
2:29:00
to go for To pay attention to
2:29:02
that, recognize that these are worthy on
2:29:04
these are worthy worthy things that can
2:29:06
be done. So let's help young men
2:29:09
to be more serious at a young
2:29:11
age and. That.
2:29:13
Way they can. Be more established
2:29:15
and more attractive to a high
2:29:17
quality potential wife at a younger
2:29:20
age, instead of having to wait
2:29:22
until his thirty for thirty five
2:29:24
years old to be able to
2:29:26
attract her, because that's a major
2:29:29
problem of our current fertility rate
2:29:31
crisis. Is
2:29:33
not as severe as the other factor
2:29:35
though, which involves our young women. One
2:29:40
of the enormous problems
2:29:42
in the current declining
2:29:44
fertility is that women
2:29:46
are waiting significant amounts
2:29:48
of time before having
2:29:51
babies. All. Of
2:29:53
the reasons that they're waiting, makes
2:29:55
sense. But. They're
2:29:57
all culturally induced reasons.
2:30:00
If you look at the kind of
2:30:02
normal expected strategy of a young woman
2:30:04
today, Normally speaking,
2:30:07
a young woman is going
2:30:09
to be strongly encouraged. To.
2:30:12
Finish High School. Before
2:30:14
having a baby and so one
2:30:16
of the enormous dick signs to
2:30:18
me from article here I read
2:30:21
from A B C News article.
2:30:26
So as a B C news article in the
2:30:28
current fertility rates read the talking about how this
2:30:30
a significant decline in. Of soccer. Aside
2:30:32
from an increase in. Teen
2:30:36
Birth and Us for the record lows. Overall total
2:30:38
rate drops by two percent. So this is the
2:30:40
same article that I just or same data that
2:30:42
I've led a show with. but we're talking about.
2:30:45
Another factor of it. In
2:30:51
Two Thousand Twenty Three, there were Three Point
2:30:53
Five nine million births recorded a two percent
2:30:55
decline from Three Point Six Six million recorded
2:30:57
in Twenty Twenty Two, two percent decline year
2:30:59
over year according to report from the City
2:31:01
seats. This follows what has been a general
2:31:03
decline since the mid: two Thousand and Tens
2:31:05
between Two Thousand and Fifteen and Two Thousand
2:31:07
Twenty, the number of births fell an average
2:31:09
of two percent per year from two Thousand
2:31:11
and Fifteen, Two Thousand and Twenty, including a
2:31:13
decline of four percent from Two Thousand Ninety
2:31:15
to Two Thousand and Twenty. Skipping
2:31:19
on from an increase in Two Thousand
2:31:21
Six and Two thousand, the teen birth
2:31:23
rate in the United States has been
2:31:25
continuously declining since Ninety Ninety One, From
2:31:28
Two Thousand Seven through Two Thousand Twenty
2:31:30
Three rates for younger teens ages fifteen
2:31:32
to seventeen and older teens ages eighteen
2:31:35
nineteen declined by eight percent and six
2:31:37
percent per year, respectively. The report found
2:31:39
reasons for the decline and teen pregnancy
2:31:41
or not clear, but the Cdc says
2:31:44
evidence suggests is due to a mix
2:31:46
of more teens abstaining from sexual. Activity
2:31:48
and more sexually active teams use
2:31:50
birth control. Birthrates also
2:31:53
declined for women between ages twenty
2:31:55
to twenty nine and ages thirty
2:31:57
to thirty nine for priest. And
2:32:00
teams between ages ten and fourteen and
2:32:02
women aged forty and older. rates were
2:32:05
relatively unchanged from Twenty twenty two to
2:32:07
Twenty Twenty Three. So here we have
2:32:09
the story of declining birth rates in
2:32:12
words that none of us want am.
2:32:14
Preteens. To be having babies
2:32:17
none of us do most of
2:32:19
us don't want seems to be
2:32:21
having babies I would like to
2:32:23
rate to to offer just a
2:32:25
small. Qualification. Of that
2:32:27
to say that, I think you'd be
2:32:29
lovely if eighteen year old girls have
2:32:31
babies. Nineteen year old girls have babies.
2:32:33
I think that's fantastic. As a friend
2:32:35
of mine who they he and his
2:32:37
wife now wife. Can see
2:32:39
the first three babies out of wedlock.
2:32:41
I'm starting when she was i think
2:32:44
seventeen and they want of have six
2:32:46
babies and built it into a great
2:32:48
family and. Everything is is
2:32:50
is worked out. I am
2:32:52
never one to encourage premarital
2:32:54
sex or. Pregnancy.
2:32:56
Outside of marriage, The.
2:32:59
Data would indicate that regardless of what I would
2:33:01
say about it, that. This
2:33:03
is an important source of births
2:33:05
for society. If you look at
2:33:07
the. Fertility. Rates and
2:33:09
Rate throughout Latin America. The.
2:33:12
Decline in. Unexpected.
2:33:15
On. Teen Pregnancy. Has
2:33:18
resulted in a huge component
2:33:21
of the collapse of birthrates.
2:33:25
Previously. Prior to
2:33:27
widespread contraception, Previously.
2:33:31
The. Unexpected. unintended.
2:33:33
keen. Burns.
2:33:37
Made an enormous component in
2:33:39
overall Latin American fertility. Today.
2:33:43
Due to the collapse of. Unintended
2:33:45
teen pregnancies, The.
2:33:48
Total fertility rate a much of Latin
2:33:50
America has broadly collapsed. This.
2:33:53
Is. One. Of those paradoxes
2:33:55
where I'm acknowledging that a
2:33:57
miracle truth without endorsing the.
2:34:00
Hi. it'll dysfunction that we don't
2:34:02
want. Teams To be having
2:34:04
babies outside of Wedlock. That is not
2:34:06
the goal, but those babies that kind
2:34:08
of Wedlock. Actually had a
2:34:10
positive effect on total fertility rate
2:34:12
and that positive effect is no
2:34:14
significantly excellent. But back to the
2:34:16
kind of the normal course of
2:34:18
a young woman's life in today's
2:34:20
world. To be very normal,
2:34:22
say you need to finish high school for
2:34:25
eighteen years old Then for most people from
2:34:27
especially from an audience like mine, most of
2:34:29
us would say we need to go college
2:34:31
and today women are going to college and
2:34:33
enormously high rates and very few women want
2:34:36
to get married and very few women want
2:34:38
to have children Until the get the comics.
2:34:40
I think we should question that assumption. By
2:34:42
the way, our which aka back to the
2:34:45
moment but that's the case. So now she's
2:34:47
probably going to be twenty two or twenty
2:34:49
three years old. Then the entire purpose of.
2:34:51
Going to college for most young
2:34:53
women is to prepare themselves for
2:34:56
a career, and so therefore, she
2:34:58
needs to go on and get
2:35:00
a career and needs to establish
2:35:02
herself in a career before having
2:35:04
babies. In many cases, not necessarily
2:35:07
before getting married. Although marriages and
2:35:09
relationships, it's not that easy for
2:35:11
modern women to nail down a
2:35:13
guy into a marriage. As a
2:35:15
whole, lot of women living in
2:35:18
relationships are various undefined forms. Situation
2:35:20
ships that. Whatever. It's called
2:35:22
Ah, so it's not as easy
2:35:24
as it once was for a
2:35:26
woman to get married. Ah, even
2:35:28
though she be an attractive girl
2:35:30
because the whole dating marketplaces changed,
2:35:32
Point is that in many women's
2:35:34
minds and in their ideal timing,
2:35:37
she's going to establish herself in
2:35:39
her career. Would probably takes about
2:35:41
a decade from, say, twenty three
2:35:43
to thirty three. Now, if she's
2:35:45
able to find a high quality
2:35:47
guy enormous question, they're. Related.
2:35:50
To. A woman's basic
2:35:52
I Pergamon tendencies to want to marry
2:35:54
someone who is her superior. If
2:35:57
she's gonna find a goddesses won't accept and if she's able
2:35:59
to convince him to. Mary. Which. Is
2:36:01
difficult to today's world the not often
2:36:03
puts her it save thirty something. Before.
2:36:06
Having babies. which means there's not
2:36:09
generally much time for her to
2:36:11
have babies. And
2:36:13
this is especially acute given
2:36:15
how. Given how.
2:36:19
Difficult. The load can be on her
2:36:21
is that is her husband. ideally is her
2:36:23
husband even get to willing to support her?
2:36:25
Oh. What's. The costs Going to be
2:36:28
for her walking away from the career. It's
2:36:30
enormous financial cost for a young woman who
2:36:32
is dedicated twenty years of her life to
2:36:34
preparing herself for career and now she's post
2:36:36
a walk away from that when all of
2:36:38
her social clout end. And
2:36:41
value is being expressed based upon
2:36:43
her earning ability as a significant
2:36:45
challenge for a young woman, So.
2:36:50
We need to change. Various.
2:36:53
Aspects of this money to do it intentionally.
2:36:55
First thing is we need to optimize. For
2:36:59
motherhood. Without.
2:37:01
Neglecting the possibility of the contrary, Fan
2:37:05
challenging to figure had expressed these things appropriate to
2:37:07
going out to listen carefully. We.
2:37:09
Need to optimize for motherhood? Without.
2:37:13
Neglecting or harming our young
2:37:15
women. Who. May not ultimately turn
2:37:17
out to be mothers. That's.
2:37:19
A challenge. So there
2:37:21
is some people who would take an extreme form
2:37:24
on these views. You would have an extreme feminist
2:37:26
form that would say you only to be a
2:37:28
mother you don't need a man solicit optimize everything
2:37:30
for career Hugo Boss Bates that there might be
2:37:33
a very in a fundamentalist religious backlash us as
2:37:35
we don't care about careers you to see the
2:37:37
her mother. We want you to have as many
2:37:39
babies as you possibly can. I am a very
2:37:42
uncomfortable either these extremes. It
2:37:44
does not seem right to me
2:37:46
that in our current society women
2:37:48
not be prepared to live independent
2:37:50
lives. Marriage does not happen for
2:37:52
all men and women. And
2:37:54
so therefore as a father ah
2:37:56
I think I have a responsibility
2:37:58
to prepare my. Order
2:38:00
To. Be
2:38:04
strong lead equipped
2:38:06
if she. Is
2:38:08
single for her lifetime. And. So
2:38:11
we don't want to neglect
2:38:13
proper academic preparation. proper career
2:38:15
preparation. I don't think that
2:38:17
the kind of. Fundamentalist.
2:38:20
Extremists women shouldn't go to college line as
2:38:22
appropriate. A most cases of we know from
2:38:24
the date of the highly educated women have
2:38:26
the most during marriages. I appreciate being married
2:38:29
to a very smart woman. I don't care
2:38:31
about his front of the things were not
2:38:33
the college degree that makes the difference but
2:38:35
the fact that she would go to college
2:38:38
and is capable of going foul just me.
2:38:40
Important I would have a very hard time
2:38:42
being married to an ignorant woman. I
2:38:45
would be a very hard time being married
2:38:47
to a woman who was not my intellectual
2:38:49
equal is if we make weird grammar jokes
2:38:52
of one another and that with. If
2:38:54
I could do that, it would be frustrating. So I
2:38:56
want to be married to a smart woman. But what
2:38:58
I appreciate very much about my wife is that. Her
2:39:01
entire ambition was not related to
2:39:04
her career, so. We.
2:39:06
Went up optimize for motherhood
2:39:08
without neglected the possibility of
2:39:10
non motherhood, non marriage So.
2:39:13
Because. The standard approach is not
2:39:15
optimizing for motherhood in any way.
2:39:18
Due to that long. You.
2:39:20
Know trained, Can. Go. To college,
2:39:22
don't get married to actor with good your starting
2:39:24
he about showed only thirty three. That
2:39:27
doesn't work. For. Long.
2:39:29
Term Fertility and many thirty year old thirty
2:39:32
five year old women are having a much
2:39:34
harder time having babies then they thought they
2:39:36
would at the time because they were poorly
2:39:38
educated and then in addition. It's
2:39:42
basically impossible to expect
2:39:44
young men and women
2:39:46
to be sexually chased
2:39:48
as. Sexual. Adults for
2:39:50
fifteen or twenty years. and so this
2:39:52
is creating all kinds of toxic problems
2:39:54
in the marriage marketplace. And so if
2:39:56
a girl has not been sexual, the
2:39:59
Trees and she goes to college and
2:40:01
she's had this boyfriend, that boyfriend, this
2:40:03
boyfriend, the other boyfriends, the now her
2:40:05
ability to attract a very high quality
2:40:07
husband is severely diminished based upon this
2:40:09
lifestyle. and again, a lot of girls
2:40:11
finding this out and it's very sad
2:40:14
it ought not to be. so. So
2:40:16
we've got problems for men, have problems
2:40:18
for women, and we have to. We.
2:40:20
Have to work within this. We have to
2:40:22
solve this for the next generation. High.
2:40:26
Levels of education and career ambitions
2:40:28
are generally less important to men
2:40:30
and. Potential. Husbands meaning.
2:40:32
Of. Your wife having high levels of
2:40:35
curve of education and career ambitions is
2:40:37
generally not so important to men who
2:40:39
want to be husband's It is often
2:40:42
important to women. The. Women themselves,
2:40:44
but it's not important to men. In
2:40:47
addition, a lot of things related to
2:40:49
our professionalization society are causing enormous problems.
2:40:51
Women having high paying jobs lead to
2:40:53
lower fertility. Men having high paying jobs
2:40:56
lead to higher fertility. So I think
2:40:58
that colleges a great place for a
2:41:00
woman to meet a high quality, ambitious
2:41:03
mance. We gotta figure out of their
2:41:05
some ways that we could change the
2:41:07
educational and career curve that would create
2:41:10
more options for women and great options
2:41:12
for them to have babies without feeling
2:41:14
like that's the only thing. That's.
2:41:17
The only thing that they could
2:41:19
have so I go back to
2:41:21
the teenagers can we. Have
2:41:23
more educational accomplishment for young women during
2:41:25
their teenage years. Can we speed up
2:41:27
education? I think we have to or
2:41:30
we're not going to survive a society.
2:41:32
The data again are are are collapsing.
2:41:34
Birth rates are are so clear. highly
2:41:36
educated women are not perpetuating themselves Generally
2:41:39
Speaking of their marrying later in life,
2:41:41
the there's lots of mothers who are
2:41:43
highly educated. but generally what's happening is
2:41:46
they are becoming. They're getting their degrees
2:41:48
and they're getting married the stepping out
2:41:50
of the career worlds. Or they're raising.
2:41:52
Babies. But. Women who
2:41:55
are hard courts on career track. It's
2:41:57
very difficult for them to have babies.
2:42:00
Could we change? it? Could get more education
2:42:02
accomplished in the teenagers are good. Friend of
2:42:04
mine was home schooled. She went to college
2:42:07
sixteen. And she was practicing
2:42:09
doctor probably when she was i think
2:42:11
twenty three twenty four and she met
2:42:13
or see yourself. Very the
2:42:15
doctor and had children and are so.
2:42:18
I. Think adolescence and teens are
2:42:20
capable of a much more
2:42:22
accelerated educational program that we
2:42:25
currently do. Other question: couldn't
2:42:27
we make careers fit around
2:42:29
motherhood? So the pressure that
2:42:31
women seal. To.
2:42:34
Make as much money as
2:42:36
possible is often due to
2:42:38
the old system of. Men
2:42:41
starting a career, raising their family, working
2:42:43
of and retiring and sixty five. So.
2:42:46
Women feel like they gotta do all
2:42:48
of that are the same time schedule.
2:42:50
As everyone else they got a compete
2:42:52
with men constantly and be earning that
2:42:55
the same amount or more than men
2:42:57
and. They. Gotta do all
2:42:59
the same timeline. But why do we
2:43:01
have to do it on that timeline?
2:43:04
Why can't we create social structures that
2:43:06
allow a woman to. Have
2:43:09
children while she's in school getting
2:43:11
educated, I'm doing things. Why can't
2:43:13
we create a time gap where
2:43:15
she spends ten years raising small
2:43:17
children and then after her children
2:43:19
are older and they can be
2:43:21
enrolled in school, then she goes
2:43:23
and starts her career. Or continues
2:43:25
her career. Think that
2:43:27
many of the expectations that we
2:43:29
have around how to handle school
2:43:31
marriage children are false. I don't
2:43:34
see why. He. Would be a
2:43:36
bad thing to have babies in college. There clearly
2:43:38
needs to be some financial support. So if I
2:43:40
were an eighteen year old and I had an
2:43:43
eighteen year old wife and I were thinking about
2:43:45
having a baby. My question as to how me
2:43:47
going to do it. ah how my going to
2:43:49
provide for a wife and a baby. but if
2:43:51
I have a job and my wife is in
2:43:54
school I don't see why she can't have a
2:43:56
baby am go to school that he probably really
2:43:58
great time to have a baby. Because
2:44:00
she's young, she's energetic. She
2:44:02
can deal with block at
2:44:04
last. Lack. Of sleep or
2:44:06
loss of sleeps much or disrupted sleep schedule
2:44:08
much more easily than she can on she's thirty
2:44:11
five, there's lots of other people around the slot,
2:44:13
the baby sitters, the maybe people in our
2:44:15
dorm has lots of people who cover daycare, the
2:44:17
baby where she goes, the class of this
2:44:19
all kinds of ways. So so college had
2:44:21
babies I don't think are necessarily opposed to each
2:44:23
other by should they be, they don't have
2:44:25
to be A and so we'd see to
2:44:28
think through all these assumptions that we've expect that
2:44:30
with embrace that have created a of falling
2:44:32
apart society. So. Could
2:44:34
we make careers sit around? motherhood?
2:44:37
Couldn't a mother? Start
2:44:39
earlier in some cases, but then start
2:44:41
later and continue later. Or couldn't see
2:44:43
if he wants to have children and
2:44:46
she wants to earn income? Couldn't we
2:44:48
accept both of those things by just
2:44:50
adjusting expectations? All of these things are
2:44:53
to social expectations and thus they can
2:44:55
be reprogrammed. In addition, yes, a question.
2:44:57
Could we subsidize motherhood financially? Now many
2:45:00
countries are doing this. It is not.
2:45:02
Demonstrating itself to have a positive impact
2:45:05
on total fertility rates. but in many
2:45:07
countries are the ones. I had the
2:45:09
best eight on the European countries, you
2:45:11
have the German kinda guilt up systems
2:45:13
where parents are just paid for having
2:45:16
children and that's something that can be
2:45:18
done. Nothing will be done more the
2:45:20
future. but it's not actually changing things
2:45:22
right now. I'm. In
2:45:25
terms of birthrates, Nevertheless,
2:45:27
I expect that to be a path that we
2:45:29
continue down and I think we're going to continue
2:45:32
to say it's can we pay people to have
2:45:34
babies? Can we Can we subsidize them And so
2:45:36
here I think it's very reasonable that that could
2:45:38
happen and. And if
2:45:40
you put this together with health benefits and
2:45:42
other forms of subsidies, But.
2:45:46
As I think that young people could. Make
2:45:49
this work. Let me give an example. Let's
2:45:51
say that I've got one of
2:45:53
my sons and one of my
2:45:55
sons finds an amazing, an amazing
2:45:58
wife. And let's say that. Meet
2:46:00
at eighteen years old. And
2:46:02
they go to and are living. They
2:46:04
could do this and United States but
2:46:06
I'm going to use a a welfare
2:46:08
state country as an example. So they
2:46:10
moved to Berlin and they're going to
2:46:12
college in a Germany that twitching free
2:46:14
living in Berlin. And they
2:46:17
course have to pay for housing
2:46:19
room and board. But when
2:46:21
you're young, you can do that. You can fit to small
2:46:23
people into a room. It's not that big of a deal.
2:46:26
And ah, if you have a baby great,
2:46:28
You have a baby. Or
2:46:30
in Berlin they would start receiving kindergarten
2:46:32
and not only then of course with
2:46:34
the government pay for medical costs but
2:46:36
you get kinda doubt for the child
2:46:38
to get a monthly payment amount for
2:46:40
the child. You have a very low
2:46:42
income cause they're both in college the
2:46:44
colleges paid for all the all that
2:46:46
my son would have to do is
2:46:48
a husband would be to provide enough
2:46:50
money to. Pay. For room and
2:46:52
board and if I as a parent and
2:46:55
involved in that than I can support him
2:46:57
and and them in that as well. Because
2:46:59
the Paradise be willing to support my children
2:47:01
if they're having grandchildren some degree fun, Not
2:47:03
willing to do it. Why should I expect
2:47:05
society to do that and we can do
2:47:07
something similar? The United States. And
2:47:10
United States to wishes are very broad,
2:47:12
but it doesn't cost that much for
2:47:14
college students to live. It doesn't cost
2:47:16
that much for them to feed themselves.
2:47:19
There are already today and nice days
2:47:21
is plenty of welfare programs, medicaid, they
2:47:23
can pay for the birth of the
2:47:25
baby, and there's not a version of
2:47:27
kindergarten United States today, but there may
2:47:30
be something like that in the future
2:47:32
if we continue down the path or
2:47:34
in his and welfare states. My point
2:47:36
is that is young people desire to
2:47:39
have children. They can be done during
2:47:41
the. During. College years
2:47:43
when young men women are most
2:47:45
fertile. When. They're able to handle that and
2:47:47
I don't see that as a down as a as a. As
2:47:50
something that should just be avoided at all costs,
2:47:52
I think there's something that. Should.
2:47:55
Come into play there and. We.
2:47:57
Probably will be subsidizing mother.
2:48:00
The in virtually all of our societies. In
2:48:02
the future I get most welfare states are
2:48:04
already given that we're not doing that. The
2:48:06
United States, we will be in the future.
2:48:08
Right now, the United States has been relying
2:48:10
almost entirely on immigrants to make up for
2:48:12
the population shortfall. But the
2:48:14
world is basically running out of immigrants,
2:48:17
so the only the only potential source
2:48:19
of immigrants for the United States would
2:48:21
be Sub Saharan Africa. All of the
2:48:23
Americas are now basically empty of immigrants
2:48:25
and there aren't enough people. They're they're
2:48:27
not, They're below there are. They're facing
2:48:30
their own population issues. So we're going
2:48:32
to be fighting with rest the world
2:48:34
for all of the African immigrants but
2:48:36
Europe as already been importing more of
2:48:38
those immigrants which is then then United
2:48:40
States. And next I would just say
2:48:43
can we adjust career expectations. And make
2:48:45
family enterprises more common so I would
2:48:47
love to see more of this. Can
2:48:49
we bring together men and women in
2:48:51
family enterprises? If you look at most
2:48:53
of the problems that husbands and wives
2:48:55
face. With ah
2:48:57
their career obligations the worst
2:49:00
possible. living arrangements for both
2:49:02
of them to have jobs.
2:49:05
If either the husband or otherwise doesn't
2:49:07
have a job, but instead as a
2:49:10
business which gives him or her a
2:49:12
modicum of self of control over his
2:49:14
schedule in his life, then you have
2:49:16
dramatically better outcomes from that. So could
2:49:19
we give men and women. A
2:49:22
balance. Now what's even better as bring
2:49:24
both of them together in a family
2:49:26
enterprise In so if our sons and
2:49:28
our daughters could. Channel.
2:49:30
Their career ambitions into something
2:49:32
that's a good set for
2:49:34
a family enterprise. Then
2:49:36
we can satisfy their desire to build
2:49:39
a career without it. Compromising
2:49:41
the family and I think there's a lot
2:49:43
more of this that is needed. I.
2:49:46
Didn't marry my wife because see you
2:49:48
know could make me a lot of
2:49:50
money. But. My wife is an
2:49:52
important part of my life and in
2:49:54
my world. And the What: I've always
2:49:56
admired his husbands and wives who worked
2:49:58
together in a business. They bring complimentary
2:50:00
skills. I think that brings a whole set
2:50:03
of challenges that we work to, but that's
2:50:05
an enormous opportunity for solving some of these
2:50:07
the tension between the family and business and
2:50:09
also see that is appropriate for all these
2:50:12
other benefits of passing down to the generations
2:50:14
as well. We.
2:50:18
Talk then about. Attracting
2:50:21
a spouse. Selecting a spouse.
2:50:23
Now. And
2:50:26
marrying a spouse so. Now.
2:50:29
What about having children? What people need to
2:50:31
have children's general young people to be confident
2:50:33
having children into to be debt free. They
2:50:35
need to have a sufficient income and the
2:50:37
only to own a big enough hope. And
2:50:40
so as parents we can affect these things.
2:50:42
We can teach our children to stay out
2:50:44
of debt. People.
2:50:46
That being in debt it is entirely
2:50:48
a choice. It's a lifestyle choice that
2:50:50
people make and we can teach our
2:50:52
children to stay out of debt knowing
2:50:54
that that will help them to. Be.
2:50:57
Able to afford to have children in
2:50:59
the future. You. Say
2:51:02
would asha? What about educational debt? You
2:51:04
can teach your children to stay out
2:51:06
of educational debt. I wrestled with years
2:51:08
with some of the hardcore scenarios of
2:51:10
law school medical school. I finally cracked
2:51:12
the not on those not perfectly And
2:51:15
I'm not saying that all people should
2:51:17
avoid medical school, but. Debt
2:51:20
is entirely avoidable. So
2:51:22
let's do that because it matters for
2:51:24
reproduction. In addition to just teaching them
2:51:26
to stay out of that, we can
2:51:28
pay for it. If you want to
2:51:30
have grandchildren, you probably need to pay
2:51:32
for your children's college. Or
2:51:37
cool. When. I have grandchildren probably
2:51:39
to pay for your children's college. Two.
2:51:41
Grandchildren soon and many grandchildren probably
2:51:43
pay for Children's College next. As
2:51:45
parents, we can subsidize our children's
2:51:47
first house or at least the
2:51:49
down payment. If we don't have
2:51:51
money, we can subsidize with education
2:51:53
as I described from Steve Maxwell
2:51:55
story of his son save enough
2:51:57
money to pay for it The
2:51:59
houses. we can also subsidize it
2:52:01
with money. If you want
2:52:04
great it so if you want your children
2:52:06
to. Be successful with
2:52:08
money, give them money when it
2:52:10
really counts, and giving your children
2:52:12
a down payment for a house
2:52:14
or giving your children a house
2:52:16
I think is an amazing goal
2:52:18
for you to have. If
2:52:22
you show up in my office. And.
2:52:25
You have a thin. Retirement.
2:52:27
Portfolio. But.
2:52:29
You have three children and all of your
2:52:32
children a living in debt free houses and
2:52:34
they've all got three children. I
2:52:36
would bet you're going be more satisfied
2:52:38
with your life and with your decisions
2:52:40
that if he showed up in my
2:52:42
office with a big fat retirement portfolio
2:52:45
and know grandchildren. How
2:52:49
does don't cost that much? For. Most
2:52:51
listeners of radical personal finance. What?
2:52:54
Happens is that we've never set goals around them. We
2:52:57
set goals exclusively around accumulating lot
2:52:59
of money for retirements not based
2:53:01
upon. Housing. For our
2:53:03
grandchildren. So consider
2:53:06
save for a down payment for your
2:53:08
child House save for. A. House
2:53:10
for your children. If
2:53:13
you don't can't do that and if
2:53:15
you want to have grandchildren, give your
2:53:17
children the big fancy house that you
2:53:19
live in and you move into a
2:53:21
small studio apartment. I'm.
2:53:24
Not joking about this. To me, it's
2:53:26
the most obvious thing in the world
2:53:28
that would be a win win for
2:53:31
multiple people. Eat there so many. Wealthy
2:53:33
men and women in their fifties who
2:53:35
are living in fancy houses and they're
2:53:37
bugging their children. Money got killed, some
2:53:39
near children and Mathilde are saying mom,
2:53:41
dad would We can't even afford to
2:53:44
live and it both of them are
2:53:46
right. So if you really care about
2:53:48
it, give your children your house. And
2:53:50
you go and move into a small apartment. Both of
2:53:52
you will probably be happier about it. You don't need
2:53:54
a big giant house when you're fifty x years old
2:53:56
or sixty years old. You need a studio up and
2:53:58
empty nester. He needs to. The Apartment. You'll probably
2:54:01
be happier in the studio apartments, going out
2:54:03
every night, eating out every night, enjoying kind
2:54:05
of a totally different lifestyle and your children
2:54:07
will do better being in a house and
2:54:09
you probably have some grandchildren so. Be.
2:54:13
Open to anything we have to change things are
2:54:15
our families are going to die in our culture
2:54:17
is gonna die. We can
2:54:19
support child raising within our community so
2:54:21
the cost of childcare the third metics
2:54:24
big expense of the things that people
2:54:26
say that young people who could be
2:54:28
having babies who are choosing not to
2:54:30
have babies say number one. That.
2:54:33
Student Loan Debt number Two housing. There
2:54:35
were three. childcare. Well, you can if
2:54:37
you can give you children house or
2:54:39
maybe can't support your children with childcare.
2:54:42
Retired parents can be primary caregivers for
2:54:44
grandchildren and this can be a really
2:54:46
great way to provide the care. The
2:54:48
allows moms and dads to go to
2:54:50
work and it provides really high quality
2:54:52
care and you've done it once. You
2:54:55
can do it again. and so if
2:54:57
you want grandchildren, be willing to do
2:54:59
what is necessary to help encourage that
2:55:01
addition. We can subsidized many. The luxuries
2:55:03
of life to support our children.
2:55:05
So if. Young. Parents
2:55:08
know. That when
2:55:10
you have children, You.
2:55:12
Know that there's a pretty decent chance that you're giving
2:55:15
up on some of the luxury consumption items that your
2:55:17
friends are going to be able to go and do.
2:55:20
There's. A reason why there's
2:55:22
nonstop. Nonstop.
2:55:26
You know for not nonstop it does reason
2:55:28
why does all the said tic toc means
2:55:31
of were dual income were dual income will
2:55:33
go anywhere we want this weekend's parent you
2:55:35
know and probably giving that up. so go
2:55:37
ahead. if you are wealthy parent go. Hadn't
2:55:40
subsidize some of the luxuries and you can
2:55:42
do that in various ways. You can do
2:55:44
it structurally. You can provide your children with
2:55:47
income. You can do it with a trust,
2:55:49
You can provide your training with housing you
2:55:51
can give your children about. You can do
2:55:53
things on an ad hoc basis or on
2:55:56
a continual. Basis but. If
2:55:58
you have money, be. Willing to spend it
2:56:01
to help your children to have children. Now
2:56:03
if you just strolled money at your children
2:56:05
and you haven't built all those cultural foundations
2:56:07
that I started the show with, I don't
2:56:09
think you're gonna have grandchildren. I don't think
2:56:11
you're gonna have one hundred great grandchildren. But
2:56:14
if you focus on doing both of them
2:56:16
that I think the chances are pretty good
2:56:18
that you be able to do both. My.
2:56:21
Wife and I have. Grown.
2:56:24
Our family based upon when
2:56:26
I have aren't nobody's. Given.
2:56:29
Us Really? anything. And
2:56:31
that's fine and that's good. We.
2:56:34
Have five children so they didn't need to give us
2:56:36
anything. Probably. Would have been easier
2:56:38
though. is people one of the people want
2:56:40
to grandchildren and they wanted their things grown.
2:56:42
It would have been easier to have a
2:56:45
stipend. so look for ways you can do
2:56:47
it. You can pay for your grandchildren, school
2:56:49
or you could tell your children they would
2:56:51
be. My children are not in private school.
2:56:54
Bad. Something that grandchildren can subsidize of.
2:56:56
You could pay for schooling, You
2:56:58
can pay for activities, you can
2:57:00
pay for extra extra expenses. There's
2:57:02
all kinds of things that you
2:57:04
can do for your children to
2:57:06
help them in, encourage them to
2:57:08
have grandchildren and so think I
2:57:10
hadn't planned for those things. In
2:57:12
addition, I think it's
2:57:14
reasonable. Think about estate planning and I
2:57:17
think that if you want to have
2:57:19
grandchildren, then you should consider splitting your
2:57:21
estate not based upon the number of
2:57:23
children that you have, but based upon
2:57:26
the number of grandchildren that you have.
2:57:28
I'm not necessarily encouraging this, as I
2:57:30
think that. It should be part
2:57:32
of the family dynamic as to what your
2:57:34
goals and values are. What I'm trying to
2:57:36
say is that. He. If if we
2:57:39
were to set a goal of
2:57:41
something like you're having a hundred
2:57:43
great grandchildren. Then. We
2:57:45
should be open to all the
2:57:47
strategies that could. Potentially.
2:57:50
Help in the accomplishment in the
2:57:52
achievement of that goal and. One.
2:57:55
Thing that you can do if you have money is
2:57:57
you can tell your children that I'll spend money on
2:57:59
the things. That I value in one of
2:58:01
the things that I values: grandchildren. So
2:58:03
if you have four children and to
2:58:05
have your children have four children and
2:58:07
to have your children don't have children,
2:58:09
why don't you reflect that in not
2:58:11
only the money that you spend now
2:58:13
your ally, but reflect that in your
2:58:15
state when children in the same way
2:58:17
that in order for a woman to
2:58:19
be a full time mom and walk
2:58:22
away from a highly paid career, she
2:58:24
needs to really believe that it's worth
2:58:26
it. And that's a hard thing for
2:58:28
many women to do similarly for children.
2:58:30
If you know. That I'm
2:58:32
investing into to having children. I.
2:58:35
Know that I'm taking a financial
2:58:37
cost for this because in giving
2:58:39
up potential income to be a
2:58:42
present, father are giving up flexibility
2:58:44
and I'm also. Adding expenses
2:58:46
to my life If I know
2:58:48
that my wealthy father. Or
2:58:51
my wealthy mother is. Riding.
2:58:54
The End: For a significant portion
2:58:56
of his or her estate. That's
2:58:58
gonna help me be more willing to
2:59:00
make that choice. And while that's
2:59:02
probably knock on effect that global fertility
2:59:04
rate, it's probably going to reflect
2:59:06
the total fertility rate within your
2:59:08
family. I
2:59:11
said quite a lot. Hope that it is
2:59:13
useful to you. I
2:59:16
didn't really expect the show to be three hours, but here
2:59:18
we are. My.
2:59:20
Hope in Today show is not to give
2:59:22
you all the answers but to inspire a
2:59:25
conversation. As
2:59:27
a society. We.
2:59:29
Are dying. Slowly.
2:59:32
And. Inexorably were not dying as quickly. and
2:59:35
United States as we are in Japan
2:59:37
and South Korea and China. But
2:59:39
we are dying. Than
2:59:42
the first obligation that we have
2:59:44
to our some of humanity to
2:59:46
our species is did not die.
2:59:50
Human beings probably don't deserve to
2:59:52
be on the endangered list yet,
2:59:55
but there are warning signs everywhere.
2:59:58
So. If you care about that,
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