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Today, Radical Personal Finance, live Q&A. Welcome to
0:03
Radical Personal Finance, a
0:06
show dedicated to providing you with the
0:08
knowledge, skills,
0:12
insight, and encouragement you need in
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the rich and meaningful life now.
0:16
While building a plan for financial
0:19
freedom in 10 years or less, my name is Joshua Sheath. Today
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is free. Today is Friday, April 19, 2024. And
0:26
on this Friday, as I do on any Friday in
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which I can arrange the appropriate recording technology, we
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do live Q&A. Live Q&A works
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just like a regular Q&A. And
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on this Friday, as I do on any Friday in which I can
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arrange the appropriate recording technology, we
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do live Q&A. Live
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Q&A works just like call and talk radio works or
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used to work. We just move it on to the Internet.
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I show up to a phone line. You show up to a
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phone line. We chat. You get to run the conversation. You ask
1:00
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1:02
any topics of discussion. Bring up any questions
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Sign up to support the show there
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for you to one of these Friday
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Q&A shows. We begin with Mava in
1:25
Texas. Mava, welcome to the show. How
1:27
can I serve you today? Hi, Joshua.
1:30
Thank you for taking my call. A
1:32
long time listener. Just haven't called in
1:35
before, but glad you took my call.
1:39
Just have a quick question about just
1:41
thinking about the sliding scale benefit
1:43
of a full-time parent. So
1:46
situation has been, and I have an
1:48
infant thinking about, you know,
1:50
dual income, going to single
1:52
income, thinking about the
1:55
point at which, you know, with the general interest
1:57
in home education or just kind of a high
1:59
level of education. involvement in child life, when
2:03
to kind of think about that transition because
2:05
obviously exiting the workforce kind of
2:07
goes against everything from a quick
2:11
trajectory towards financial independence and those
2:13
more quantitative goals. So kind of
2:15
think sliding scale on
2:17
the quantitative side, but just the qualitative
2:19
aspects of engagement, you know, can probably
2:21
see that as being really important at
2:24
each side, each six, but thinking about,
2:26
you know, infant to six, going
2:29
from dual to single and come, think
2:31
about strategically appreciate your thoughts. Sure. How
2:34
much money do you earn currently? 120. And
2:37
your husband? 200.
2:43
So you are in the
2:45
situation that is probably the most difficult, which
2:47
is probably why you're calling in to talk
2:49
about it, because there is
2:51
a financial answer and there's a non-financial
2:54
answer and it's difficult to know how
2:56
to value the non-financial answer. Let's begin
2:58
with the financial answer. If
3:01
there is a woman who is earning, let's say, you
3:03
know, 30 or $40,000 per year
3:07
and she is considering leaving her
3:09
paid income in order to become
3:11
a full-time mother and homemaker. And
3:15
if her husband earns enough money to support
3:17
the family without her income, then
3:19
the financial incentive for her to
3:21
do so is pretty obvious. After
3:23
all, what does daycare cost in
3:26
your area? Any idea? Probably
3:29
no means more than $100 per week. For
3:32
the standard care, we would
3:34
be interested. Yes,
3:43
that's what I would guess. So you have
3:45
a couple thousand dollars per month right
3:47
there. If you
3:49
go through all of the different financial
3:52
aspects of it and you calculate, a
3:54
mother who is at that modest
3:57
income range would probably come out
3:59
ahead with her being a
4:01
full-time stay-at-home mother. So we
4:03
can start with taxes. We would
4:05
remember that her income is the
4:07
most highly taxed because it's the
4:09
marginal additional income. So let's say
4:11
that she leaves her $40,000 a year job. There's
4:15
gonna be good tax savings because that's gonna be $40,000 less
4:17
at the top end, at
4:20
the highest marginal tax rate
4:23
of that couple. Then
4:25
we could get into the specific
4:27
clear obvious costs of daycare,
4:30
which can be calculated, recognizing
4:33
that, generally speaking, the costs of daycare
4:35
are gonna be a post-tax cost, notwithstanding
4:38
the various, perhaps she may
4:40
have eligibility for a credit of some
4:43
kind, tax credit of some kind, but
4:45
we're gonna have direct costs of daycare. Then
4:47
we can look into all of the other costs
4:49
of working that are associated. So
4:51
this family, for example, would frequently have two
4:53
cars. They may be able to go from
4:56
two cars to one car, or
4:58
to maybe instead of having a
5:00
brand new car that's reliable and fancy and
5:02
shiny, now we can swap out that more
5:04
expensive car for a cheaper car. And
5:07
that might drop the car insurance payments.
5:09
It might drop the overall gasoline consumption.
5:12
Maybe now where the
5:14
family was eating out two or three nights
5:16
a week because everyone was tired, no one
5:18
wanted to cook, well now maybe she has
5:20
the energy that we can eat at home
5:22
more and there's a savings on the grocery
5:24
budget. Maybe she's able to shop more efficiently
5:27
and get better deals for the family on
5:29
the overall costs
5:31
of living. And she can plan
5:33
really amazing inexpensive vacations. And
5:36
then just simply there's a huge quality of
5:38
life increase with the additional hours she might
5:40
be able to mow the lawn on Wednesday
5:42
morning so that Saturday can be family day
5:45
instead of her husband having to be out
5:47
there mowing the lawn on Saturday morning. Maybe
5:49
just to have more fun together because she's
5:51
more relaxed. She's not stressed, she's not depressed,
5:53
she's not dealing with workplace drama. Instead of
5:55
being Stuck in trying to figure
5:58
out how to vacation on two, boss. The
6:00
schedules all the gotta deal with his
6:02
one job and one bosses schedule so
6:04
those are some of the various lifestyle
6:07
benefits, but it's pretty obvious financial choice
6:09
for a mother who was earning a
6:11
more modest income. However, That.
6:14
Probably caps out somewhere around
6:16
the. Fifty. To sixty thousand
6:18
dollar your number. or even if I
6:20
go really aggressive with all the savings
6:22
that can be had at the end
6:24
of the day is a mother is
6:26
earning Again, I'm just guessing maybe more
6:29
than fifty or sixty thousand dollars. I
6:31
don't think you can make a financial
6:33
argument that the family is gonna have
6:35
more money for her to be a
6:37
stay at home mom then for the
6:39
family to have a daycare and put
6:41
the children into daycare financially. I don't
6:43
see that argumentative. The numbers don't work
6:45
and the numbers don't. Work partly because
6:48
her income now is smaller significant
6:50
to exceed all of those costs
6:53
that I've described, but also because
6:55
the second financial considerations always has
6:57
to be counted in which is
7:00
is there a potential harm either?
7:02
Actual harm, our potential harm to
7:04
her long term career ambitions and
7:07
her job prospects based upon her
7:09
being out of the workforce in
7:12
a highly corporate ties society, there
7:14
is often very little value that
7:16
an employer. Is going to place upon
7:18
her and her work experience of. He takes
7:21
time outs from the workforce and then
7:23
stays at home and this is something
7:25
that a lot of women find challenging
7:27
when they go back into the workforce.
7:29
I've been kind of out of touch.
7:31
My network has grown sour before I
7:33
was miss you know corporate Pot Shot
7:35
A had all the connections, all of the
7:37
network had all of these opportunities built
7:39
up. but now you know all my
7:41
friends are our mothers have babies and
7:43
on people that I associate with I
7:45
don't even have my professional wardrobe. Anymore
7:47
and these kinds of things to, she
7:49
goes back to get into the workforce
7:52
and get a job again and see,
7:54
instead of having five more years of
7:56
experience and five more advancements in her
7:58
career, when now there's. Aid.
8:01
A. Slower pathway for her and
8:03
it may take her quite some time
8:05
to catch up from a career perspective.
8:07
So when if your income exceeds that,
8:09
I don't see how you can make
8:12
a financial argument in favor of being
8:14
a stay at home mother and so
8:16
quantitatively again with the exception that I
8:19
said, if your income is. Quite.
8:21
Modest then quantitatively financially you will
8:24
be better off always working, working,
8:26
working, working, earning money earning money
8:28
earning money and then paying other
8:31
people take care of your children.
8:34
And when I say it like that it should
8:36
great on your on your. Nerves
8:38
a little bit because wait a second.
8:40
south on trying to do but in
8:42
reality that is what is happening And
8:45
so let's talk about why. Is it
8:47
the case that this is with this
8:49
it this is what we're doing well.
8:51
First of all let's say that you
8:53
did become a stay at home mother
8:55
Will your child would have a one
8:57
to one. Day care
8:59
provider to student relationship
9:02
and that daycare provider.
9:04
For. Cells would be
9:07
a highly educated,
9:09
highly motivated, very
9:11
socially competent worker
9:13
who has. All.
9:15
Kinds of experience in filled with love
9:17
and patience for her individual child. If
9:19
you go and take your child to
9:21
a daycare, you're generally going to have
9:23
a relatively lowly paid worker who is
9:26
working in a ratio of i don't
9:28
know for two, one five to one
9:30
depending on the daycare or four or
9:32
five students to one low paid workers
9:34
taking care of your child. And so
9:36
you can automatically see where the cost
9:38
savings for daycare come from. The cost
9:41
savings for daycare come from the fact
9:43
that instead of you providing the kind.
9:45
Of mothering experience that you could
9:47
provide. you are hiring a low
9:49
paid workers to provide a basic
9:51
custodial care experience and you may
9:54
have higher and a carry he
9:56
may have environments with me. We're
9:58
child stimulation and it's there may
10:00
be benefits to the children, get
10:03
to play with others and things
10:05
like that but point is your
10:07
your substantially downgrading the quality of
10:09
care that a child is available
10:11
that that a child is able
10:14
to experience in that kind of
10:16
models. So what other so. There's.
10:18
No way That. I don't know
10:21
how to measure that on a financial
10:23
scale. How do I do? How do
10:25
I say if we know, for example,
10:27
that a huge amount of a child's
10:29
social. Emotional control is
10:31
built based upon his relationship with
10:33
his mother, and we know that
10:35
when he's taken out of that
10:37
and his subjected to being separated
10:39
from his mother, what is the
10:41
cost of that in long term
10:43
in his life. We. Don't
10:46
know. We know that subpar. We know
10:48
that is absolutely inferior. We know that
10:50
emotional regulation is enormously higher for children
10:53
who are with their mother then for
10:55
children who are in a daycare environment.
10:57
And we know that their idol that
10:59
that's measurable throughout a child's lifetime. But
11:02
I don't know how to put a
11:04
dollar figure on that. I know it's
11:06
absolutely there. I know it's absolutely measurable,
11:09
and I don't know what price we
11:11
would assign to that value. Similarly, if
11:13
we look to educational outcomes or or.
11:16
Morals or vocabulary development on
11:18
every single metrics. The child's
11:20
performance on long term social
11:22
studies will always be highest
11:24
if he is with his
11:26
mother and with his family
11:28
with his siblings or and
11:30
so we can track that
11:32
children who are. Entered into
11:34
a daycare environment are noticeably behind the
11:36
curve on all of these factors because
11:39
of the inferior social environment. But I
11:41
don't know how to put a number
11:43
on that, so I know that it's
11:45
real. I know that there is value
11:47
there, but I don't know how to
11:49
put a number on it, So I
11:52
think a lot of times what I
11:54
see happening is that it's going to
11:56
wind up being a qualitative decisions that
11:58
you simply based upon. And based
12:00
upon what you want I think
12:02
in your situation what you described
12:04
as based upon the income fat.
12:07
Or that you are in in the income
12:09
the husband or and you are too difficult
12:11
decisions. Number One: if earning one hundred and
12:14
twenty thousand dollars, you're earning A. That's because
12:16
your career is something that you've worked hard
12:18
on. You've developed herself, and you build a
12:20
strong career that generates you with her. Six,
12:22
the provide you with a significant amount of
12:25
income, so that's great. The problem is that
12:27
it's harder to leave it harder to take
12:29
that time out and say you're gonna need
12:31
more compelling reasons to do that then many
12:33
people face. However, on the flipside, your as
12:36
Husband also earned a great income. And
12:38
so you guys could still have plenty of
12:40
money based upon his income and so you
12:42
have an easier decision. If that were a
12:44
path that you would want to go down,
12:46
you have an easier decision. Then say someone
12:48
whose husband is earning fifty thousand dollars is
12:50
not easy to make it on the fifty
12:52
thousand dollar household income. So if you are
12:55
earning fifty thousand dollars and he were earning
12:57
fifty thousand dollars that would be a big
12:59
hit your lifestyle for you to start earning
13:01
you're earning and in counts in your case.
13:03
However if you're earning one hundred twenty thousand
13:05
dollars in he's earning two hundred thousand dollars.
13:07
The hit to your lifestyle would be
13:10
less a matter of lifestyle and more
13:12
a matter of few less savings. You
13:14
could live the same or similar lifestyle
13:16
to what you living now but your
13:18
savings plan would slow down. Your financial
13:20
independence plan was slowdown. What's that worth
13:22
to you. I don't know
13:24
what I would suggest to you is
13:26
that you not try to make that
13:29
decision today, but rather that you put
13:31
a plan in place so that you
13:33
could be a full time mother if
13:35
you wanted to and swear I mean
13:37
by that is any time I am
13:39
counseling a couple whose having a baby
13:42
especially baby for the first time in
13:44
his a have any inclination or draw
13:46
at all to the mother being a
13:48
full time stay at home mom than
13:50
what I encourage them to do is
13:52
to split their income. and only
13:55
live on the husband's income and
13:57
save all of the wife's income
13:59
and do whatever is necessary in
14:01
order to make that happen. So
14:03
if you have to pay down debt, or whatever you gotta
14:06
do if you just only resolve that
14:08
going forward we are only gonna live
14:10
on his income, and all of your
14:12
income gets set aside into a separate
14:14
account. That way you would
14:16
know what you're getting into if you
14:18
chose to stop earning income for a
14:20
time. Number two is there's
14:22
not really a need to decide this
14:24
stuff much in advance when you're having
14:26
a baby. So what I mean is
14:29
let's say that you get pregnant and
14:32
you're expecting a baby and the baby's expected
14:34
in 40 weeks. Okay, well fine. You
14:36
don't need to march into your boss's office that
14:38
day and say I'm having a baby, I'm done
14:40
here. And you don't even need
14:42
to do it at any time in the pregnancy. You
14:44
can take the pregnancy, take maternity leave, and then you
14:46
can always decide to quit your job in the future
14:48
if you want to. And in
14:51
today's world, although of course all of
14:53
us would like to provide our bosses
14:55
with substantial warnings
14:57
so they can hire someone else, at the end of the day,
15:00
if you want to provide your, at
15:04
the end of the day, you're better off just keeping it to
15:06
yourself. Take maternity leave and
15:08
see what happens. My observation from talking
15:10
with a lot of mothers is
15:13
that prior to the baby being there,
15:16
they often feel
15:19
more strongly about
15:22
continuing their income, and they don't worry too
15:24
much about their baby. But once
15:26
the baby's there, they tend to fall in love with their baby.
15:29
And after a few months with the baby, then
15:33
when everything has changed in terms of their
15:35
relationship with their baby, then
15:37
they see these mothers see things through
15:39
a different lens. And I watch it
15:41
happen with my wife, with every baby.
15:44
My wife is, okay, when the baby is in her
15:46
tummy, okay, fine, you know, it's a baby and we
15:49
could talk about it. But then the baby comes out,
15:51
and those first few days of a baby's life, I
15:53
watch her fall in love with the baby. And
15:55
it's just so obvious, it's so crystal clear as
15:58
I watch it happen. And... I
16:00
think that's generally a common experience. So I would
16:02
say don't try too hard to make the decision
16:04
in advance. Position yourself so that
16:06
if you wanted to be a stay-at-home mom, you could.
16:09
And then just wait and see. Wait and
16:12
see what your experience is after the baby's
16:14
there. Wait and see what happens with your
16:16
family dynamic and consider it. The third and
16:18
final thing I want to...the
16:21
final option I want to point out is there
16:24
are third options. So
16:26
I said option one is
16:28
full-time stay-at-home mom. Option two
16:30
is putting your child into a low-cost daycare.
16:33
There are many third options. So
16:35
third options include family being involved.
16:38
Third options include working from home, having
16:40
an in-home nanny, someone who's there with
16:42
you. Throughout history, we
16:45
have worked knowing these problems that
16:47
I've described. Throughout history, wealthy families
16:49
have found solutions to this. And
16:51
aristocratic wealthy families, it's generally
16:54
normal that your children would have
16:56
a good governess, a full-time governess
16:58
or nanny, someone who's fully responsible
17:00
for childcare. And so there
17:02
may be other options. And if your income
17:04
is very important to you but you're trying
17:06
to kind of split the difference, then I
17:08
think you should pursue these options. I think
17:10
you should say, how could I have family
17:13
members, how could I work from home
17:16
so that I'm more available and not spending
17:18
time commuting into the city? How could I
17:20
have family members providing care during certain times?
17:22
Could I find one individual that would be a
17:24
really great asset to our family to care for
17:27
this child so that I can continue to work?
17:30
And I think that people who are –
17:32
women who are in a situation like you're
17:34
in, where you're a somewhat high earner and
17:37
you have this desire to provide all
17:39
those positive things for your
17:42
child will often pursue something related to
17:44
that third path. Thanks,
17:46
Joshua. I
17:50
appreciate your input. My
17:52
pleasure. Anything else? That
17:55
will be it for today. Thank you. Call me back
17:57
in the future and we'll talk more.
18:00
Welcome to the show. How can I serve you today? Hi,
18:04
Josh. We spoke a
18:07
few years ago and then again last
18:09
year about my wife and
18:11
I spending extended time in South
18:14
Africa with her family. And
18:16
after we spoke, you said I should call you back and tell you
18:18
how it went. Yeah, tell me about it. We're
18:21
back and I figured out how it went. Okay,
18:24
so a couple of things that we spoke
18:26
about, I guess the rewind
18:28
is that we went from the
18:32
day after Thanksgiving late
18:34
in November of 2023 through February of 2024 and spent 90
18:41
days. I wasn't going to
18:43
be able to renew my visa to
18:45
stay. So we just stayed for 90 days
18:47
and then came back to
18:50
Minnesota. And in
18:53
our time there, we stayed
18:55
with my wife's brother-in-law in
18:57
the granny flat out back.
19:00
So we had a lot of time with my wife's
19:04
family visiting their nieces,
19:07
the nephew
19:10
and her brother and parents. And
19:12
so that was all great. You
19:14
also, you mentioned we should
19:18
maximize the time that we have and
19:20
instead of kind of
19:22
looking at things through the prism of
19:25
geo arbitrage and dollar saved
19:28
to rather utilize that time
19:30
well. So
19:32
we had some four-wheel drive
19:34
trips to Lesotho. I actually
19:37
had a brother of mine come over for the
19:39
New Year's break and we went
19:41
to Mozambique and went four-wheel
19:44
driving there and yeah, had
19:46
a great time. And
19:48
I guess I really appreciated your
19:51
perspective that you've kind of
19:53
offered through your international travels
19:56
on the podcast and found
19:58
a lot of inspiration. that. And
20:01
so it's definitely something that we're planning
20:03
on repeating again. And
20:05
I don't know for how long we can
20:07
feed snowbirds and leave the North
20:10
American winter and go to South Africa. But
20:12
while we're able to, we're going to keep trying
20:14
to do that. How old are your children? How
20:16
old were they on this previous trip? So
20:20
we don't have children yet. We were just
20:22
visiting, just visiting my wife's
20:24
family and seeing her
20:27
nieces and nephews. Perfect. We
20:30
actually are planning on starting
20:32
our family, I
20:35
guess probably planning to
20:37
have, you know, if all goes to
20:40
plan, we would try to have a
20:42
child in 2025 when we return from
20:44
our trip next year. And
20:48
that actually is one of the things that I wanted to ask
20:51
you about is if, if,
20:54
have you found any challenges with
20:56
traveling with your wife as your family
21:02
has grown while she's pregnant? If
21:05
I was to put a, put my
21:07
thumb in the wind and take a guess,
21:10
I would guess we would probably try to
21:13
have, you know, start our family
21:15
maybe two or three months
21:17
after returning from South Africa in 2025.
21:20
And so that would mean we would be traveling
21:22
during our pregnancy. What
21:27
are your thoughts on that? Yeah. I'll comment on that just a moment
21:29
before I do. You were
21:31
working from while you were abroad, you
21:33
were working from abroad. Is that correct? Yeah,
21:36
that's right. So I'm, I'm a W2, you
21:39
know, employed or employee. And
21:41
so I had, I
21:46
think we had discussed, I actually spent quite
21:48
a while in a job search looking for
21:50
an opportunity that would allow our family to
21:52
do this. And so yeah,
21:55
I worked a U S hours
21:57
in South Africa. Mostly
21:59
I would work. 2 to 11 p.m. and
22:02
I found the adjustment
22:04
was actually pretty well to my
22:06
liking except for times
22:08
where there was something going on in the
22:10
evening and friends wanted to meet up or
22:13
something like that. That was you
22:15
know a bit of a drag. The rest of it was really
22:17
nice. We had our days free, you
22:19
know mornings were all to us
22:21
and it was kind of easier
22:23
to spend our time freely that
22:25
way except for when it came
22:28
to meeting up with friends
22:30
who were on you know a standard schedule
22:32
there. That worked out
22:34
very well. How did you arrange your affairs in Minnesota
22:36
with your house and things like that so that you
22:38
could be away for that long? Yeah
22:41
so we got a sublet
22:44
for our apartment that
22:46
we rented and that situation
22:48
has just changed when we
22:51
got back. We actually moved again and
22:53
so we'll probably have to climb that
22:55
mountain again for this winter. We'd
23:00
be able to afford to go
23:03
there and still pay our
23:06
rent that we're paying here but
23:09
it was certainly convenient to have somebody
23:11
else paying almost all
23:13
the rent while we were gone.
23:15
So we'll try to crack
23:17
that code again when we go but
23:20
it wouldn't prevent us. Taking
23:25
into account all of the extra money that you spent on
23:27
activities, would you say you spent about
23:30
the same in Minnesota as compared to
23:32
South Africa? Little less, little more, substantially
23:34
less, substantially more. How would you compare
23:36
your expenses during that time? I see
23:40
now you've asked the question and
23:42
I'm a numbers guy. Okay just broadly.
23:45
Broadly we saved so I would
23:47
say we probably just
23:49
our overall spend over three months was probably
23:52
$2,000 less with far more eat dining
23:54
out there than we would have done here
23:56
and then far more in the way of
23:59
travel for or vacation and
24:01
leisure and stuff like that. That's great. Yeah,
24:04
I just wanted to draw that out because here I
24:06
got a live, real, real live testimonial that you called
24:08
me in with. And I think
24:10
when we have opportunity, we wanna share these ideas
24:12
one with another because we live in
24:15
a time in which this lifestyle that once
24:17
would have been the domain of a wealthy,
24:20
financially independent, multimillionaire to be able
24:22
to go abroad for the winter
24:25
is now something that is available
24:27
to don't
24:30
be insulted, but a simple worker, right? You have
24:32
a job and you can go abroad and here
24:34
you are, you can get out of Minnesota for
24:36
three months, go to beautiful South Africa, enjoy your
24:38
time there and enjoy a
24:41
totally different set of experiences that
24:43
really bring a stronger joie
24:48
de vivre on a daily basis than
24:51
you would sitting in Minnesota during the winter. And
24:53
yet, financially speaking, you may have even saved a
24:55
little bit of money, be a little bit ahead
24:57
of where you otherwise would have been. And that's
25:00
what's so cool about geo arbitrage and the way
25:02
that you've done it is, I think, ideal where
25:06
what I mean is you didn't move abroad,
25:08
you didn't sever all your relationships, you didn't
25:10
get rid of all your stuff, that's really
25:12
disruptive. You just kept everything just how it
25:14
is, you just went abroad or went
25:16
elsewhere for a few months. And then
25:18
during that few months, you experience a
25:20
different lifestyle and then when you return
25:22
back to Minnesota or when you returned
25:24
back to Minnesota, I would guess that
25:26
you had a newfound appreciation for many aspects
25:29
of your lifestyle there, is that right?
25:32
Yes, certainly. And it also helped us
25:34
consider what it is that we valued
25:36
in the place that we're moving
25:39
to. And so I think we've made better
25:41
decisions on the return as well. Good, I
25:43
love that. All right, I cut you off,
25:45
you were gonna say one more thing and then I'll answer your baby question.
25:50
Yeah, I was gonna say I was just, I'm very proud
25:52
of my wife
25:54
also was instrumental in
25:56
making this opportunity a reality
25:59
because she... She took
26:01
a leap in her business that she
26:03
does full-time and she actually hosted some
26:07
photographers, two different flights of
26:09
wedding photographers that came to
26:12
a safari retreat that we reserved
26:15
and we captured
26:17
wedding content for these
26:20
photographers who want to appear
26:23
adventurous and capture
26:25
interesting wedding content.
26:29
So that was a new
26:31
leap in her business and
26:33
that's another enabling feature.
26:36
So yeah, definitely planning to
26:39
redo that. That is super cool. I
26:41
love it. I love it. All right, to
26:44
answer the question, it's fairly simple. So there's
26:46
the technical or what I'll call just the
26:48
legal side. It's not dealing with the law,
26:50
it's just more of a policy. And
26:52
there's the real side. So
26:54
is it difficult for a pregnant
26:56
woman to fly? The
26:58
answer is basically no. Each airline
27:01
will have its own individual policy
27:03
related to how many weeks pregnant
27:05
you can fly. In
27:08
general, they will allow you to fly
27:10
very pregnant, although some of them will ask,
27:12
let's say you're at 38 weeks, they'll say, we'd
27:14
really like you to have a doctor's note saying
27:17
that it's okay for you to fly. But
27:19
in practice, since in
27:22
practice, very rarely is an
27:25
airline employee, in
27:27
many cases a rather low level airline
27:30
employee, going to ask a pregnant
27:32
mother how pregnant she is. And
27:35
different mothers carry their babies in
27:38
very different ways. There are some
27:40
mothers who, you know, they're at 39
27:42
weeks and you would think, ah, she's 15 weeks pregnant
27:44
and there's other mothers who are at 20 weeks and
27:46
you think she's at 39 weeks. So
27:49
different mothers carry babies in different ways and because
27:51
we all, I mean, you and I, I would
27:54
assume you feel like me, you don't even want
27:56
to ask the woman if she's pregnant, you know,
27:58
unless she's very, very clearly pregnant. pregnant and
28:00
she has confirmed with verbal affirmation, I'm
28:02
not going to ask a mother if
28:04
she's pregnant, I'm not going to say
28:06
anything about it. So airline employees are
28:08
no different. The
28:11
only reason for the policy is they would prefer
28:14
for a woman not to go into labor during
28:16
flight that makes for an inconvenient situation for
28:18
the air crew. So technically speaking, each
28:20
airline will have a policy. The policies
28:23
vary but practically speaking, no one's really
28:25
ever going to ask you about that.
28:28
What's more important for you is that you will
28:30
want to have a plan for your wife to
28:32
have high quality prenatal care. It's
28:34
very, very important that a pregnant mother
28:36
has high quality prenatal care and
28:39
it will be quite inconvenient for
28:42
you to have that prenatal care
28:45
in two locations or multiple locations
28:47
and have the same high quality
28:49
of care. And with
28:51
a mother's first baby, there's a significant
28:53
level of unknown. Because
28:56
we tend to be somewhat isolated, it seems
28:58
to me, I'm making this up, you
29:00
verify with your wife, but I
29:02
think the first birth that most women ever
29:04
attend is the birth of their first child.
29:07
And so if it were different, if she had
29:09
training as a midwife or if she had visited,
29:11
she had attended her sister's birth or her brother's
29:13
birth going up or she'd been in
29:16
that and then that would be something. But in
29:18
general, the first birth that a first time mother
29:20
in our culture attends is the birth of her
29:22
own child, which means that she has
29:24
quite a lot of skills that she needs to learn.
29:27
And your best birthing outcome
29:30
will come if your wife
29:32
feels incredibly strong and
29:34
confident and empowered and exactly,
29:36
she has everything arranged exactly
29:39
as she wants it to
29:41
be. And so I
29:44
think in general, because of that,
29:47
you will want to have a situation in
29:49
which she is fully in control and
29:52
completely has everything lined up exactly
29:54
as she wants it. She has
29:56
the exact prenatal care that she
29:58
wants. has the
30:00
exact helpers
30:02
and whether
30:04
it's a midwife or her doctor or whoever
30:07
it is that she's interacting with, she has
30:09
a very warm and comfortable relationship and you
30:11
want her to feel the strong sense of
30:13
stability in her life. So
30:16
if unless there's a strong and
30:18
clear need as to why you
30:21
need to be traveling, then
30:23
I would encourage you to skip the trip
30:25
abroad during that time. Now just
30:28
for some others in my audience,
30:30
this clearly violates the difference with,
30:32
this clearly violates my discussions on
30:34
birth tourism. And this
30:36
is I think the biggest downside of birth tourism is
30:39
that if you go
30:41
somewhere for the goal of having a baby, all of
30:43
a sudden now you insert all kinds of uncertainty
30:47
into the situation which can have
30:49
negative results. So that's much
30:51
easier I think for a mother who's had a
30:53
baby before to do it or if
30:55
you're going to do birth tourism, then you want to
30:57
have a clear reason you're doing it and if at
30:59
all possible, you want to be set up in
31:01
advance. It's just much easier for a
31:04
mother who has been through the process at least once,
31:06
maybe twice, now all of a sudden her confidence level
31:08
is very different. But if I were in your shoes
31:10
and my wife were having a first baby, I just
31:12
canceled the South Africa trip that year. Stay home, take
31:15
a car trip, go to
31:17
Florida for the winter, go somewhere where it's easy,
31:19
you can get back and forth for prenatal appointments
31:21
if you need to, take a shorter trip, all
31:23
those things are fine but I would not go
31:25
to South Africa for three months for the reasons
31:27
that I've just stated. All
31:31
right Josh, thanks for the input. And thanks for
31:33
calling back with the story. We move on to
31:36
Matthew in Florida. Welcome to the show. How
31:38
can I serve you
31:42
Matthew? Matthew in Florida. Go ahead. Hi
31:45
Josh. Sorry, just unmuting myself there. So
31:48
my question has pertains to
31:51
tithing and
31:54
before I ask the question I realize that
31:56
tithing or tenting in the
31:58
Christian tradition. It's
32:01
a very prayerful thing that
32:03
you should consider. And I'm trying
32:05
to put some quantitative reasoning
32:08
behind a certain situation.
32:11
So I had a
32:14
real estate investment project
32:16
that went south.
32:18
And long story short, they,
32:22
the bank took over the property and
32:25
out six figures. And
32:28
it kind of made me start thinking, like,
32:31
how do we tithe in
32:34
respect to big gains and
32:37
losses in investment versus our
32:40
typical incomes that are coming in, like
32:43
W2 or business income? And
32:45
so I wanted
32:47
to throw that out there and see
32:49
what your thoughts were. I think the
32:51
answer for someone who is convicted of
32:54
his desire or responsibility to
32:56
tithe from a
32:58
biblical perspective, then I think the answer
33:00
is relatively straightforward. My
33:03
understanding of the tithe would
33:05
be that you tithe on
33:07
the increase of your
33:10
wealth in whatever form
33:12
it is. And so
33:14
in the agrarian society of the
33:17
Old Testament, then the tithe was
33:19
when you harvested your crops, you
33:21
gave a tenth of your tithe to the local
33:23
temple to support the priest who were laboring there.
33:26
This was a pre-financial society.
33:29
In the New Testament, we start to see
33:31
a society functioning in more
33:33
of what we would recognize as something
33:36
related to a modern financial system. And
33:39
we don't see the tithe working in exactly
33:41
the same way because the priestly system has
33:44
changed. And that's one of
33:46
the reasons there's so much controversy around
33:48
this issue among Christians who have different
33:50
convictions, churches that have different teachings. But
33:52
at its core, the tithe is based upon the increase.
33:56
And so how I would approach that
33:58
is as you have ways to then
34:00
you tithe on your wages as you
34:02
have profits, then you tithe when you
34:04
realize the profit. So if you sell
34:07
a piece of property and at that
34:09
point in time you realize the profit,
34:11
you realize the gain, then take a
34:13
tenth of the gain and
34:15
give that away. If you sell a business
34:17
and you realize the gain, then go ahead
34:19
and take a tenth and give that away.
34:22
So it's fairly straightforward
34:25
that it should be done when you
34:27
realize a profit. I don't think you
34:29
tithe on profits that are not realized.
34:32
So if your portfolio is increased enormously
34:34
but it's just sitting there, then I
34:36
would not tithe on that. That doesn't
34:38
make sense. You tithe on
34:40
the increase or the gain and
34:43
when it's something that is
34:46
like an investment, then you tithe when the
34:48
gain is recognized. That
34:55
makes sense. I
34:57
guess in the context of, I'm
35:01
not necessarily counting on that income
35:03
to survive. Obviously I have other
35:06
income but far my investment
35:08
is oiled that's not in
35:10
a quote-unquote retirement setting where I'm
35:13
taking draws from it. I guess
35:17
what you view that is just like, hey, here's my
35:19
bucket for later and I'm
35:22
gonna be harvesting later. I'm not
35:24
taking that for my needs now. I
35:27
don't know, I'm just trying to wrap my
35:29
head around it. I
35:32
would and so that's why I used the word that
35:34
I did. I was very precise with my word. I
35:36
said when you realize the gain and
35:39
so realizing a gain has
35:41
a specific accounting meaning. There's
35:44
a difference between unrecognized gains,
35:46
recognized gains, and realized gains.
35:48
Putting it simply, an unrecognized
35:51
gain is what you have
35:53
right now in your 401k.
35:56
Meaning that, okay, I've put money in
35:58
there and it's It's
36:01
growing, but it's not
36:03
what's called recognized for tax
36:05
purposes. A recognized gain is
36:07
when you have a gain, but for
36:09
some reason you have to recognize it
36:11
or report it, usually for
36:13
tax purposes. So an example
36:16
of this would be, let's say that
36:18
you are going to convert from your
36:20
traditional IRA to a Roth IRA. Well,
36:23
you would recognize those gains in
36:25
the traditional IRA as you convert
36:27
them to a Roth IRA for
36:29
tax purposes. I'm
36:31
just saying a realized gain is just simply
36:33
money that you're receiving. And
36:35
so you can have realized gains that are
36:38
recognized and recognized gains that are unrealized. I'm
36:40
using realized here just to mean when you
36:42
actually get the money. And I think this
36:44
is in line with the basic spirit, which
36:46
is when you receive the money and you
36:48
have control of it, that would be the
36:50
time at which I think it
36:52
would be wise to pay a tithe. So would
36:55
I tithe on the increase of a 401k account?
36:57
No. If I take money out
36:59
of the 401k account, that's when I would pay it. That
37:02
makes sense. I
37:06
was overcomplicating. I
37:09
always appreciate how you're able to take
37:12
something and simplify it. Thank you, Joshua.
37:14
My pleasure. Anything else?
37:17
No, that's it for this week. Great. Thank
37:20
you very much. We move on to the great state of New Jersey.
37:22
Welcome to the show. How can I serve you today?
37:25
Hey, Joshua, can you hear me? Yes, sounds good. OK,
37:29
perfect. Well, I'm glad the last
37:31
caller introduced the topic of
37:33
apologetics. I have a question for you, but really,
37:35
actually a couple of questions. Really
37:38
coming from the other side. So I'm not
37:40
a Christian, but I have lots
37:42
of family who are in different denominations and
37:44
even some non-denominational. And one of
37:46
the big challenges that we run into is around the issue
37:48
of abortion. And I
37:51
understand that there's a general
37:53
distaste for it in that community. But what
37:55
I don't understand is, one, is
37:58
there an explicit scriptural basis for the for rejecting
38:00
abortion at any point. Second
38:03
question is, if not, how do most
38:05
Christians arise at their conclusion
38:07
about abortion? And third, does
38:09
any of that change as we learn
38:11
more about gestational development? So
38:13
I'll leave that, I'll see that up for you to answer.
38:15
And again, I really appreciate
38:18
the way you think about these things, so
38:20
I'll just, I'll leave it there. Absolutely, just
38:22
if you're able to stand in line though,
38:24
so we can go back and forth. So
38:26
the first question you asked was, is there
38:28
a specific scriptural kind
38:30
of definition as to a
38:33
specific point during pregnancy at
38:35
which abortion would be disallowed, is
38:37
that correct? Well,
38:41
I guess more generally, any specific
38:43
scriptural prohibition. Right, so
38:46
I think there would be, the reason
38:48
I'm trying to discern is to
38:50
answer the question. There would be
38:52
two basic questions. The first question would be,
38:56
from a Christian perspective, is there
38:58
a scriptural prohibition
39:00
of abortion? And
39:02
then the second question would be, is
39:05
there a specific scriptural prohibition against
39:08
abortion at a certain time? And
39:11
this I think is the more applicable debate that
39:15
happens in our society right now. So
39:18
do you have a question on both of them
39:20
or one or the other? I
39:23
guess both of them, I'd be curious to know the
39:26
answer on, but
39:28
yeah, separating it that way makes sense.
39:30
Okay, so the first thing, let's
39:33
deal with the first, actually let's deal
39:35
with the second, which
39:37
makes more sense. I
39:40
guess we'll just deal with the first one, first and
39:42
foremost. I
39:45
think in fairness, while
39:48
I do think this Bible
39:50
teaches clearly about abortion, this
39:53
is one of those topics that requires
39:56
application. And what I mean
39:58
by that is, Where I
40:01
usually hear this would be Christians
40:03
prohibition when Christians prohibit homosexuality and
40:06
people say well Jesus never talked about homosexuality
40:08
and That's fair.
40:11
That's true but
40:13
to say that Christians should
40:15
not be concerned about homosexuality
40:17
because Jesus did not talk
40:19
about homosexuality is to
40:22
demonstrate ignorance of how Christians
40:25
derive their theology and the
40:27
applications of theology So there
40:29
are lots and lots of things that
40:31
that are not written in red letters in
40:33
the New Testament that Jesus specifically talked about
40:37
everything from slavery to abortion to
40:39
sex trafficking to rape to all
40:41
kinds of things I mean if
40:43
you go down the list of
40:45
all kinds of sins things that
40:47
you being a non-christian and I
40:49
being a Christian would Wholeheartedly agree
40:51
with one another. This is absolutely
40:53
wrong. This is absolutely prohibited and
40:55
yet Yet we would
40:57
have to acknowledge that Jesus did not
40:59
Jesus specifically did not speak about them So
41:02
that's that's one thing that is important and
41:04
this does come up sometimes in abortion because
41:06
people say well Jesus didn't talk about abortion
41:08
and it's you have to quick to say
41:10
that is correct. Jesus did not talk about
41:12
abortion now to
41:14
understand this Christians
41:17
generally derive their theology
41:20
from the fullness the full breadth
41:22
of Scripture Across Christendom
41:24
there is a there
41:26
are differences in what Christians considered to
41:28
be the canon of Scripture Protestants
41:31
generally recognize the 66 books
41:33
of the Old and New Testament that are most well known
41:36
Roman Catholics have a few additional
41:38
that we'd label the Apocrypha Orthodox
41:41
Christians have a few additional and so
41:43
there's some very variation but you can
41:45
but generally speaking Christians affirm
41:47
that all of these Writings
41:50
are inspired. That's why they have been
41:52
collected to be the canon
41:54
of Scripture there were other writings that are
41:56
ancient that were rejected by early councils of
41:58
the church and But the books
42:01
that we that we bring together we
42:03
consider these all to be authoritative and
42:06
so you'll find And
42:08
then the scriptures themselves are
42:11
self-referential and so for
42:13
example There's a birth verse in Timothy in the New
42:15
Testament Letter that the Apostle
42:17
Paul is writing to his disciple Timothy a
42:20
young man that he is training He says
42:22
all scripture is God breathed
42:24
and useful for correction and for teaching and
42:26
for all the rest of it and What
42:29
he's referring to there is of course
42:31
the Hebrew Bible That's what he's referring
42:33
to and he's specifically saying that it
42:36
will be That
42:38
it will be the Hebrew Bible that
42:40
this is this is inspired and then
42:42
based upon that other
42:44
Christians in the early church have gone on
42:46
and gathered together the writings that are in
42:49
the New Testament and Affirmed these are the
42:51
these are the reliable and inspired scriptures now
42:54
in addition to that You should
42:56
also understand that some Christians
42:59
believe that all not all Christian
43:02
doctrine has to be drawn
43:06
Exclusively from the Bible itself from
43:08
the writings from the written scriptures
43:11
itself This most
43:13
famously was one of the major
43:15
divisions in the Protestant Reformation So
43:18
500 years ago in the Protestant
43:20
Reformation the early reformers Created
43:23
the five solas the
43:25
and one of the five solas that
43:27
they kind of staked their claim on
43:29
that created Protestant Christianity Which is
43:31
probably what mostly surrounds you but
43:33
Protestant Christianity was built upon The
43:37
one of the the basic ideas is
43:39
that of sola scriptura? So
43:41
that the scripture alone is
43:43
the ultimate source of authority
43:46
but the reason that there was a schism
43:48
there between Protestants as
43:50
they're known now and Roman Catholics is
43:52
because in the Roman Catholic tradition
43:55
scripture is not the sole
43:57
source of authority and
44:00
so So Roman Catholics would acknowledge
44:02
church tradition and church authority as
44:05
being also authoritative
44:07
over the doctrine
44:13
of the church and the doctrine that Christians
44:15
live by. So for example, a
44:18
Roman Catholic in the
44:20
Papal Encyclical, I forget what
44:22
it was called, I read it,
44:25
but an example would be birth
44:27
control, right? Roman Catholic theology and
44:29
dogma teaches that married couples should
44:32
not use physical
44:34
or chemical means of avoiding,
44:37
physical barrier or chemical means of
44:39
avoiding children. That is
44:41
the official teaching of the Roman Catholic
44:43
Church. That is not a
44:45
teaching that is based, that is not a
44:48
teaching that you can find in black and
44:50
white letter in the Bible. You
44:54
can find hints of it. You can find
44:56
traces of it and for that reason, the
44:58
Roman Catholic Pope wrote
45:00
that in cyclical and why that became
45:02
church doctrine, but that is not a
45:05
black and white thing. There is no verse
45:07
that says thou shalt not use
45:10
birth control. So
45:12
tradition and church authority are also valid,
45:15
also in the Orthodox Church. In
45:17
Protestantism itself, this will
45:19
be a big dividing point. So Jesus himself
45:22
said, he said, it's good for you that
45:24
I go away because
45:26
if I don't go, then the
45:28
comforter will not come. But when he comes, he
45:30
shall take all of the things of mine and
45:32
teach them to you. And
45:35
so in Protestant Christianity, many
45:37
Protestants don't affirm the
45:39
sole and exclusive teaching of Scripture as
45:41
being everything. Many Protestants would believe that
45:44
the Holy Spirit is teaching us because
45:46
that is what Jesus said. So I
45:48
myself would affirm this, that I would
45:50
say that the Holy Spirit will teach
45:53
you or will teach me something that
45:55
I need to know and
45:57
I will never contradict Scripture.
46:00
I will never go to scripture and say, hey
46:04
look, in black and white it says this is
46:06
wrong, but the
46:08
Holy Spirit is telling me with my
46:10
personalized revelation that I should do it.
46:13
I think that is wrong, but you
46:15
can in many ways have expanded application
46:18
of a principle that you see in
46:20
scriptural in your own life. And I'll
46:22
give you one specific example. I'm
46:25
a rather, this is silly, and I'm trying to
46:27
use examples that would make this simple. They'll make
46:29
this clear. I'm
46:32
a somewhat large guy, and throughout
46:34
my life, I've generally been in
46:37
the habit of keeping my shirt
46:39
buttons open because of the largeness
46:41
of my frame. When
46:43
I was in high school and had a uniform, it just wasn't
46:45
comfortable to button it all the way up. And
46:48
one time I was in my early 20s, and
46:50
I was looking at myself in the mirror, and the
46:53
top button of my shirt was unbuttoned, and I
46:55
was showing all this chest hair, and I looked
46:57
at myself and I said, Joshua, and I just
46:59
sensed, in my heart, I just sensed the conviction
47:01
that that's not the image that
47:04
you should be portraying. That's not modest. Button
47:06
your shirt. Now, that kind
47:08
of conviction would be something that
47:13
many Christians experience and
47:15
say, that I've experienced
47:17
this. I sensed what
47:19
I would label as the voice of the Holy
47:22
Spirit saying, Joshua, this is an immodest behavior. But
47:25
I would never go out and put that in
47:27
black and white and say to someone else, well,
47:29
you can't unbutton your shirt. I wouldn't create an
47:31
encyclical that says, you can't do this. It's
47:34
just a biblical doctrine of modesty, and
47:39
I wanna apply it. In that moment, I
47:41
was applying it with my physical experience. And
47:44
then there would be similar expressions of, you
47:46
would have a biblical doctrine of modesty. So
47:48
for example, in the New Testament, Paul writes
47:50
to women and he says, I want women
47:53
to be adorned with the beauty
47:55
that comes from the inside, not with
47:57
costly gold and expensive apparel and braided
47:59
hair. all of these things. So
48:01
different Christians take that in different ways
48:04
and they make different applications of it.
48:06
And so you may have a very
48:10
conservative Mennonite
48:12
group that doesn't
48:14
wear the Christians
48:16
in that group never ever wear
48:19
earrings, they never wear any kind
48:21
of jewelry, they never wear makeup, they
48:23
never do anything because they are very
48:25
fundamentalist and following the specific dictates
48:27
of that passage of Scripture. Then
48:30
you'll have other groups that are less
48:33
focused on the specific application
48:35
of don't wear costly jewels
48:38
and instead focused on applying the
48:41
spirit of it, the spirit of the idea.
48:43
And so this would be kind of
48:46
where I would be. So
48:48
I gave my wife a pair of earrings for
48:52
some present in the past but I don't want
48:54
to go around and see how much wealth can
48:56
I display on her. And in my own expression,
48:58
I want to even though that was written to
49:01
women specifically by the Apostle Paul, I take that
49:03
as applying to me as well as a Christian
49:05
virtue of modesty. And so I want to be
49:07
modest. I want to be modest in my speech,
49:09
I want to be modest in my appearance, I
49:11
want to be modest in my expression, I don't
49:14
want to go around and just talk about myself
49:16
all the time, I don't want to wear things
49:18
that are constantly going to bring attention to myself,
49:20
I want to express this virtue of modesty
49:22
but I want to do it in a thoughtful
49:25
way. So that's
49:27
a preamble to say that as we
49:30
as we go to scripture you need
49:32
to understand where doctrine comes from and
49:35
that I could wholeheartedly, I could
49:38
wholeheartedly, you can make
49:40
the argument against a certain
49:43
thing such as abortion without
49:45
specifically going to chapter and
49:47
verse and specifically identifying this
49:50
one thing and
49:52
still be perfectly correct within Christian doctrine
49:54
and each tradition or stream of Christianity
49:56
would have a slightly different way of
49:58
looking at it. And so if
50:00
you don't understand that, you just look ignorant when
50:02
you say, well, show me chapter and verse on
50:04
that. Show me chapter and verse, Joshua, as to
50:06
why you think you should button the top button
50:08
if you're sure it. It just makes you look
50:10
ignorant that you'd understand how we
50:13
derive doctrine in what
50:15
we do. Now, there's one more thing that
50:17
you need to understand is that if you go to
50:19
scripture itself, I
50:21
think it's fairly common. I'm not saying anything controversial here.
50:24
Most Christians would agree that what
50:26
you see in Christian, so in
50:29
our modern world, in the United States and in
50:31
England and various other places, we have a tradition
50:33
of what is called common law. Common
50:35
law is different than a civil law tradition. So
50:37
you have a difference between England and France, as
50:39
you have a distinction between common law and civil
50:41
law, difference between the United States and, anyway,
50:45
you have a difference between common law and
50:48
civil law country. I don't remember which country
50:50
has every single one. But in the English
50:52
speaking world, common law is the basic application.
50:54
What that means is there's not so much
50:56
a focus on a specific
50:59
set of laws that are written
51:01
down by
51:04
a government and that these are all
51:06
of the laws, but rather we draw
51:08
our legal system from the laws that
51:10
have gone on before. And
51:12
when something has gone on before, then
51:15
you see an
51:17
application of it. And
51:19
so in the US tradition, we have a
51:21
written constitution. That would be different than in
51:24
England. But we have a written
51:26
constitution, and then you have application of that. You have
51:28
case law. And that case law is
51:30
an expansion of the law that has
51:32
come before. Now, I'm not
51:34
a legal scholar. I would say though that
51:37
certainly this is the same basic system that
51:39
you see in the Bible itself. And
51:41
then I think you could say, I
51:44
would guess that probably the common law
51:46
tradition comes out of Christianity,
51:48
that we draw it from that. And so
51:50
if you go back and you study the
51:53
most detailed civil laws that we
51:55
have in the Bible, coming from the Mosaic
51:57
civil code, I'm persuaded that this is a
51:59
system of... case law. You have a basic
52:01
law, for example, you could bring
52:04
it together with just the Ten Commandments.
52:06
Here's the basic Ten Commandments, but then
52:08
you have many, many applications of that
52:10
case law, of expressions of it, of
52:12
bringing it into more focus. And what
52:14
about this situation? What about that situation?
52:16
And it expands throughout history. So
52:18
the simplest reason that Christians
52:20
would be opposed
52:25
to abortion is
52:27
because of the biblical prohibition
52:30
of murder. Thou shalt
52:32
not murder is one of the
52:34
most fundamental aspects of biblical law.
52:37
Thou shalt not murder is clearly stated in
52:39
the Ten Commandments, but prior to that in
52:42
the Noeuk Covenant, you have God clearly saying,
52:44
don't murder, and if a man takes another
52:46
man's life, then his life is to be
52:48
forfeit. He should be executed if he takes
52:50
another man's life. Murder is
52:52
one of the first sins that's recorded in
52:54
the Bible between Cain and Abel, and
52:57
from the beginning to the end of Scripture,
52:59
we have a prohibition against murder. Now
53:01
there are applications of that. What is murder?
53:03
The reason we have the different distinction
53:06
between murder and manslaughter is
53:09
because of the biblical distinction between
53:11
murder and killing, where
53:13
we clearly see application of this.
53:15
But no other verse
53:17
is necessary for
53:23
being opposed to abortion other than
53:26
thou shalt not murder. The fundamental
53:28
foundational basic ethic
53:31
of any ethical system.
53:34
So we'll
53:37
go to a couple more examples
53:39
in a moment, but I'm answering question
53:41
one to say, why would a Christian
53:43
oppose abortion? Well because Christians believe that
53:46
abortion is murder, and the Bible
53:48
says thou shalt not murder. So then we
53:50
get to the second question. We would say,
53:52
alright, well is there a point in time
53:54
at which it would be murder, and a
53:56
point in time at which it would not
53:58
be murder? So let's say... that I have
54:00
a baby and here's where just ask if you're
54:03
willing to share your perspective let's say I have
54:05
a week old baby and
54:07
I intentionally end the life of that
54:09
baby a week after he has been
54:11
from his mother's womb are
54:13
you would you call that murder if I did that
54:15
to a week old baby yourself at where you are
54:17
right now yes okay and if it
54:19
were a week prior to the birth of the child
54:21
would you call it murder if I ended the life
54:24
of the baby I think
54:27
I think I would yeah okay
54:29
so good so not all people
54:31
would agree with you because many
54:34
people have tried to come up with different theories
54:36
so I think I
54:38
don't know if he still doesn't seem as
54:40
popular as he once was but I once
54:42
read some of Peter Singer's writing writing on
54:44
this where he talked about basically we should
54:47
not that what was his
54:49
argument you gave me on the spot so
54:51
you get you get what I can do
54:54
I'll just extemporaneously but Peter Singer talked about
54:56
basically that in order for a baby
54:59
to in order
55:01
for murder to be in order for
55:03
the ending of life of a young human
55:06
being to be murder the human
55:08
being would have to have personhood and
55:10
he did not believe that personhood was
55:13
an attribute that a baby could express
55:15
prior to I forget his number but
55:17
maybe two or three years old and
55:20
so we get into the question of personhood
55:22
which is which is the fundamental debate philosophically
55:24
as the difference between ending life of a
55:26
human as compared to and murdering
55:29
a person is based upon personhood
55:31
so he said that because he didn't see
55:33
much of a distinction between a baby at
55:35
39 weeks of gestation as compared to
55:38
a baby at 41 weeks of
55:40
gestation and it's interesting that
55:42
when you have a baby the the
55:44
first that in
55:46
some in some literature related child
55:48
birthing you have the concept
55:51
of the first trimester the second trimester the
55:53
third trimester in the fourth trimester and
55:55
so the fourth trimester is the first few
55:58
months the first three months of babies life
56:00
in which the baby has been delivered
56:03
from his mother's womb, but in many
56:05
ways, he still has a very similar
56:07
experience outside of the womb as he
56:09
had inside the womb. There's
56:12
a lot more similarity between a baby that's
56:14
a two-month-old with a 32-week baby as compared
56:18
to a two-month-old with
56:20
a six-month-old baby. They're just wildly
56:23
different in terms of their development. You
56:25
could say, well, maybe,
56:27
and many people say, abortion
56:29
is the ending of
56:33
human life prior to the
56:35
physical delivering of the baby. If
56:39
you apply your reasonable thinking to
56:41
that, it's hard to draw that
56:43
line. It's hard to say that
56:45
there's a big difference between a baby at 39 weeks
56:48
of gestation versus a baby who was delivered
56:50
at 40 weeks and is one week old.
56:53
Both of them will die if
56:55
left alone, so we can't say
56:57
that personhood comes when you can
56:59
take care of yourself. A six-year-old
57:01
child will die if left alone
57:03
in most cases, so we
57:05
can't use a criteria of saying that
57:08
the child has to be able to take care of himself. Physically
57:11
speaking, then we say, well, maybe it's because
57:13
the baby can survive outside of his mother's
57:15
womb. Well, at 39 weeks, then the baby
57:17
can survive outside of his mother's womb. No
57:19
big deal, fully formed, everything's good to go,
57:21
just like at 41 weeks. There's no material
57:24
difference there. Then we say, well, then the
57:26
difference of personhood or whether abortion is wrong
57:28
or not, it's just based upon the location
57:30
of the baby. The baby is located inside
57:32
the baby's mother's body
57:34
or outside of the mother's body. Some
57:36
people believe that, but I think that
57:38
if you examine that really carefully, it
57:40
starts to break down. Then we have
57:42
to move earlier in the pregnancy, and
57:44
we have to find some other
57:47
basis of it. This
57:49
is where there's been such a big difference
57:51
with two things. Number one, ultrasound technology, where
57:54
we can see the development of the baby.
57:56
We can see the point at which a
57:59
zygote and an embryo and a fetus
58:01
start to resemble what we would recognize
58:03
as a baby versus before that. We're
58:06
pretty astonished to see how early that happens.
58:08
It's really remarkable when you start getting ultrasounds
58:10
at 20 weeks and you see your baby
58:12
there formed. It's just astonishing to see it.
58:15
Then the second thing is our ability to provide
58:18
pre – forgetting
58:21
the name of it – the NICU for
58:24
a very premature baby, provide life-giving care
58:27
for a preemie baby. If
58:29
you have a very premature baby, certainly
58:32
the statistics change a lot, but you move
58:35
all the way back to 25 weeks
58:39
and you might get decent survival rates for
58:41
a baby with medical care. Those
58:44
arguments just don't seem like they're
58:46
philosophically consistent. What's the difference
58:48
between 25 weeks and 27 weeks? You
58:51
go back to Roe v. Wade
58:53
and this creation of this trimester
58:55
system and it just seems philosophically
58:57
inconsistent. I
59:00
think what often Christians look at is they
59:03
go back and they say, at what point
59:05
in time is the baby a separate
59:08
entity? It
59:10
took quite a while for there to
59:12
be the broad agreement that there is
59:14
now among many Christians, but
59:16
basically the point in time at which the baby
59:18
is a separate entity is it fertilization? The
59:21
time at which there is a unique DNA that is
59:23
different from the DNA of the mother and of the
59:25
father basically is fertilization.
59:27
That's the point in time. Then
59:30
there is scriptural evidence that
59:32
could be pointed to indicate
59:35
this from a theological basis. Probably
59:38
some of the famous verses
59:40
in Psalms, the
59:42
writer of Psalms says that, �You knitted
59:45
me together in my mother's womb, and
59:48
I'm fearfully and wonderfully made.� There's a verse
59:50
in Jeremiah that says, �Before I formed you
59:52
in the womb, I knew you.� Let me
59:55
repeat that. �Before I formed you in
59:57
the womb, I knew you.� you
1:00:00
were born, I consecrated you." And
1:00:03
then you can go through
1:00:05
and I mean there are
1:00:08
other applications of that that you can
1:00:10
find. And there's, I can't
1:00:12
cite chapter and verse at the moment extemporaneously,
1:00:14
but we can go back and there were
1:00:17
laws in the Mosaic law about striking a
1:00:19
woman who is pregnant and
1:00:21
what happens there. And so there's
1:00:24
clearly an acknowledgement that there is
1:00:26
a, that God is involved
1:00:29
in the forming together of life
1:00:31
in the womb. So,
1:00:33
so the primary
1:00:35
doctrine is thou shalt not murder. And
1:00:38
then secondarily, in addition to those verses
1:00:40
that talk about God's knowledge of the
1:00:42
baby, there is a clear consistent
1:00:45
theme in Scripture that God Himself
1:00:47
is the author of life. And
1:00:51
it's not necessary to deny
1:00:53
that a male and
1:00:55
a female through sexual
1:00:57
copulation are involved in
1:00:59
that process in order to affirm
1:01:01
that. The Scripture clearly teaches that
1:01:03
God is the author of life, not
1:01:06
independent of a man
1:01:08
and woman's activities, but together
1:01:10
with them. And so we see throughout
1:01:12
history, sorry, throughout the Bible, there's basically
1:01:14
an uninterrupted theme from the beginning to
1:01:16
the end, that God opens the womb
1:01:19
and God closes the womb. And
1:01:21
so if you bring these various strains together,
1:01:24
you arrive at the modern Christian conviction.
1:01:26
You arrive at the modern Christian conviction
1:01:28
that, that life begins
1:01:32
at conception, that God is involved
1:01:34
in the actual giving of life,
1:01:37
and life begins at conception primarily because where
1:01:39
else can it be placed? And as
1:01:42
we have increasing levels of
1:01:44
scientific evidence, then that argument
1:01:46
has been easier for Christians
1:01:48
to make because now we
1:01:50
have scientific evidence that supports
1:01:52
what in many cases is
1:01:54
a theological conviction. Let me add two more things
1:01:56
and then I'll just stop for your comments. There's
1:01:59
two more things. that are associated with this though.
1:02:02
The other theme that is really important
1:02:06
doctrinally is that Christians
1:02:08
value persons,
1:02:11
they value people, and
1:02:13
one of the most consistent expressions
1:02:15
of the Christian religion has
1:02:17
been to care for those who
1:02:20
are unwanted. Christians are clearly commanded
1:02:22
multiple times to care for widows
1:02:24
and especially orphans, that
1:02:26
providing care for orphans is
1:02:29
a fundamental basis of Christian
1:02:31
religion. If you went back
1:02:33
to the early Christians in the Roman Empire at that
1:02:35
time, abortion, safe methods
1:02:37
of abortion were not common. So it's
1:02:39
my understanding of history that in the
1:02:41
Romans it would be very frequent that they
1:02:43
would go ahead, the baby would be birthed,
1:02:46
but then the baby would just be set
1:02:48
aside on the trash heap. And it's my
1:02:50
understanding that Christians would go out and regularly
1:02:53
walk, work through the trash heap finding abandoned
1:02:55
babies, and they would take those babies, they
1:02:58
would adopt them, and they would raise them.
1:03:00
And this has been the same thing that Christians have
1:03:03
done all around the world in many places, is
1:03:05
that any time a baby is unwanted
1:03:08
or abandoned, then Christians go and adopt
1:03:10
the baby because we have to. It's
1:03:12
a fundamental commandment of our maker that
1:03:14
we are to care for orphans. And
1:03:17
then you say, well, all right, that's fine, but
1:03:19
why would there be a society, why would somebody
1:03:22
not want a baby? This is
1:03:24
where you get to other aspects of sin
1:03:26
that often, what Christians deal with.
1:03:28
If you look at the reasons that people abort
1:03:30
their babies, generally speaking,
1:03:34
can I speak generally? This
1:03:36
is non-inclusively, but many of the
1:03:38
reasons that a mother
1:03:41
would abort her baby would
1:03:43
be related to some expression of
1:03:45
sin. Sometimes it would be
1:03:47
sexual sin. In
1:03:49
some cases, a young
1:03:52
mother was engaging in sexual relations with
1:03:55
a man, and they weren't married, and
1:03:57
they were fornicating, and now there's a
1:03:59
baby. and I don't want the babies inconvenient.
1:04:02
In many cases, it would be
1:04:04
due to sins of greed and
1:04:06
sins of, I mean, I
1:04:09
just label it as greed. If you
1:04:11
look at the pro-abortion folks today and
1:04:14
you listen to their arguments, their basic
1:04:16
argument is, in many cases,
1:04:18
when you go back to the couple years
1:04:20
ago, there was a shout your abortion. I
1:04:22
listened to all these testimonies of women who
1:04:24
were talking about their abortions. The basic theme
1:04:26
as to why these women would kill their
1:04:29
babies was that the baby was an inconvenience
1:04:31
to my career. The baby was gonna keep
1:04:33
me from making more money. The baby was
1:04:35
gonna keep me from doing better financially. And
1:04:37
this is repulsive, this kind
1:04:39
of thinking is repulsive to the Christian mind.
1:04:42
To put money in front
1:04:45
of a person who needs you is
1:04:48
just repulsive. And
1:04:51
so, and then you look at the societal expressions
1:04:53
and there's all kinds of just practical expressions of
1:04:55
it. So it's the totality of
1:04:58
all of those things that is based
1:05:00
upon it. And I should also note
1:05:02
that if you look for, if you
1:05:04
look at the arguments of pro-abortion activists
1:05:08
or proponents, basically then
1:05:10
you have to deal with the
1:05:12
philosophical arguments for autonomy. That's the
1:05:14
basic, one of the
1:05:16
basic philosophical arguments in favor of
1:05:18
a woman being able to abort
1:05:20
her baby at any time
1:05:23
for any reason whatsoever. It's autonomy, I can do what
1:05:25
I want. And autonomy, this
1:05:27
kind of extreme form of autonomy
1:05:30
is not a Christian virtue or
1:05:32
a Christian philosophy. And that,
1:05:34
I'll skip that discussion for the moment, but
1:05:37
those are the, those are kind of the,
1:05:39
some of the many reasons as
1:05:41
to why you have such a strong
1:05:44
Christian support for abolishing abortion
1:05:46
in all of its forms. Okay,
1:05:48
I'm gonna need to
1:05:52
go back and listen to
1:05:54
digest all of that. You'll be
1:05:56
both. Yeah, well, first I wanna
1:05:59
say thank you. for going
1:06:01
to such lengths. This is a
1:06:03
topic that, as I said in the beginning, it's
1:06:05
difficult to speak with Christians about because I often
1:06:07
run into the scenario where it's
1:06:10
kind of like a moral dumb sounding like, what do
1:06:12
you mean? What do you mean? Why is it wrong?
1:06:14
It's wrong because it's wrong. Okay, well let's go a
1:06:16
little deeper than that and try
1:06:18
to understand what the motives are here. So
1:06:20
I appreciate you taking the topic on and
1:06:22
sharing your beliefs. It's really helpful for me
1:06:24
to understand. We could probably
1:06:29
fill out the rest of your show talking about this, so
1:06:31
I want to respect the rest of your listeners. And
1:06:35
I guess my, in
1:06:38
conclusion, my concern
1:06:40
is that things like
1:06:42
complete prohibitions on mostly anything
1:06:45
tend to ignore the consequences
1:06:47
of those prohibitions. So abortions
1:06:50
that are performed illegally with
1:06:53
less than sterile techniques for
1:06:55
multi-medically necessary reasons, kind
1:06:58
of those stories get pushed down and
1:07:00
not paid attention to in favor of
1:07:02
the how well she sinned and so
1:07:04
therefore she was wrong, so she deserves
1:07:07
whatever she gets. That's
1:07:09
my concern, is really about the total prohibition
1:07:11
on anything. And I think that if we,
1:07:16
I guess in conclusion I would have one final
1:07:18
question. Is there a
1:07:21
point of compromise that you think
1:07:23
Christians and non-Christians could make on
1:07:25
abortion at any point in the
1:07:27
future or will abortion at
1:07:30
any point, beginning
1:07:32
a conception, always and forever
1:07:34
be considered a sin
1:07:36
and therefore rallied against politically?
1:07:39
Fair questions. And there be any compromise. And
1:07:42
well we're not going to do two hours on
1:07:44
this. Any listener who wants to skip this has
1:07:46
a skip button and a fast-forward button. So I'm more
1:07:48
interested in two thoughtful
1:07:51
men who care about these issues and want
1:07:53
to deal with them in a straightforward
1:07:57
way. I'm more interested in our having a
1:07:59
productive conversation. and I pay
1:08:01
for the hosting, anyone who wants to skip can
1:08:03
skip. I feel that one
1:08:06
of the great problems that we face
1:08:08
in our society is that when these
1:08:11
important and heavy and
1:08:14
difficult moral issues are
1:08:17
dealt with, people try to deal with them too quickly,
1:08:19
and these are difficult things. So
1:08:23
in terms of, first, I think that it's
1:08:25
important for anybody who is, I guess one
1:08:28
thing that I found really helpful is
1:08:30
the time at which I was
1:08:33
fully able to empathize
1:08:35
with a mother who
1:08:38
aborts her baby. And
1:08:41
I'll tell you specifically where that happened. My wife
1:08:43
used to watch this show called Call the Midwife.
1:08:46
She got interested in it. And there
1:08:48
was a scene in Call the Midwife, or
1:08:50
various scenes, in which it was dealing
1:08:52
with this direct topic. And it
1:08:55
was clearly, the writer of the
1:08:57
show was clearly doing it at doing it to
1:08:59
get at the coat hanger issue that you're specifically
1:09:01
dealing with. But the writer of
1:09:03
the show, at the time, abortion was prohibited in
1:09:05
England. The show was set in England. And
1:09:08
there was this very
1:09:11
poor mother with many children, and
1:09:14
this very poor mother with many, many children became
1:09:19
pregnant again, and she couldn't care for the children
1:09:21
that she had. And the
1:09:23
show writers wrote her in a situation where
1:09:25
she felt like she had no other option.
1:09:28
And so she went and she obtained a back
1:09:30
alley abortion. And
1:09:32
I don't remember if she,
1:09:35
I think she lived, but it was very severe
1:09:37
and she was going to die, and who knows.
1:09:40
But it was that time in which I was
1:09:42
filled with empathy. And I'm
1:09:44
really glad that I saw that, because it
1:09:47
seems like I have to go through experiences for
1:09:49
me to have empathy with people. And
1:09:51
when I have empathy, I'm able to be more,
1:09:54
I'm able to face things more
1:09:56
straightforwardly. At its
1:09:59
core though, empathy. or kind
1:10:01
of a toxic form of empathy can't
1:10:03
be our beginning place in anything because
1:10:06
we can empathize all the way,
1:10:08
you know, to the greatest moral
1:10:10
evil you would ever you would
1:10:12
ever imagine purely from empathy
1:10:14
perspectives. So we need
1:10:16
to begin by using our rational brains
1:10:18
and thinking about things logically
1:10:21
and then make sure that we
1:10:23
have dealt with the emotions appropriately
1:10:25
and that we're genuinely actually providing
1:10:27
care for the people involved. And
1:10:30
what I find is that in the difficult
1:10:32
cases, usually
1:10:35
so the difficult
1:10:37
cases are actually much simpler if we
1:10:40
begin with a logical argument
1:10:42
and then we move
1:10:44
then to how do we do this in an appropriate way.
1:10:49
So you mentioned difficult
1:10:51
situations and then you talked about people
1:10:54
dying with illegal abortion
1:10:57
procedures and things like that.
1:10:59
So first, let's deal with
1:11:01
or straightforwardly, let's deal with
1:11:03
the most common objections which
1:11:05
are rape, incest
1:11:07
and abortion necessary
1:11:09
because of the life of the mother, where there's danger to
1:11:11
the life of the mother. If
1:11:14
we look at these logic, I'll just give you
1:11:16
my case is that if we assign personhood
1:11:19
to a baby and
1:11:22
personhood is a philosophical term, basically we mean
1:11:24
that I have rights, you
1:11:26
have rights, the father has rights,
1:11:28
the mother has rights and the baby has
1:11:30
rights. These are persons and we're
1:11:33
going to treat the baby as a human being
1:11:35
with human rights. If
1:11:37
we do that and then just
1:11:39
follow that train of logic forward,
1:11:42
then we have everything that we
1:11:44
need to resolve those three most
1:11:46
commonly cited situations
1:11:49
and arrangements. There
1:11:52
are two separate trains. So if
1:11:55
a baby is conceived in rape or
1:11:57
a baby is conceived as a product of
1:11:59
incest, then in
1:12:01
that situation we need to
1:12:03
understand that the only morally
1:12:07
righteous person involved
1:12:10
is the baby. The baby is
1:12:12
the only innocent party. Excuse me. In the
1:12:14
case of rape I'm not trying to say
1:12:16
that the mother is is not innocent.
1:12:18
What I'm saying is that
1:12:21
the baby is the most
1:12:23
obviously truly innocent person. So
1:12:27
what we have in the case of rape
1:12:29
or incest and a baby conceived in rape
1:12:31
or incest is we have multiple
1:12:34
moral agents. In
1:12:36
the case of rape the guilty party
1:12:39
is the father. The
1:12:41
mother may or may not bear some responsibility
1:12:44
but let's assume that she's
1:12:46
totally innocent. The
1:12:49
baby is also totally innocent
1:12:51
and we don't right moral
1:12:53
wrongs with more moral wrongs.
1:12:56
So if I come and
1:12:58
I murder your
1:13:01
brother we
1:13:04
don't right the wrong of my
1:13:06
murdering your brother by you going
1:13:09
and murdering my mother. We
1:13:11
know that. We know that while it might
1:13:13
feel good to kill someone else and it
1:13:15
might get some kind of vengeance it doesn't
1:13:18
solve the moral wrong. So
1:13:20
the same thing that happens in rape the
1:13:22
morally guilty party is
1:13:24
the rapist. That's whose
1:13:27
life should be forfeit. The
1:13:29
baby is the truly innocent
1:13:31
party. Then you get to
1:13:33
well what I commonly hear if I talk to
1:13:35
someone well you don't want a mother to see
1:13:37
the face of her rapist
1:13:40
for the rest of her life. If you read
1:13:42
the stories of mothers who have faced
1:13:44
that in some cases the
1:13:46
baby himself or herself winds up
1:13:48
being an important part of her
1:13:51
healing from the trauma of this
1:13:53
great evil that was committed against
1:13:55
her. In some cases the
1:13:57
baby can be adopted but in no
1:13:59
case case is the moral
1:14:01
evil of rape made right by
1:14:04
murdering the innocent baby. Similar
1:14:06
with incest, same basic thought process
1:14:09
applies, is that the baby is
1:14:11
the innocent party and we
1:14:13
should not go out and murder
1:14:15
innocent people just because other people
1:14:18
commit great wrongs and great evils.
1:14:21
With regard to life of the mother, if
1:14:23
we ascribe personhood to the baby and
1:14:26
to the mother, then we have
1:14:28
a proper moral framework in which to
1:14:30
deal with difficult situations. We
1:14:32
know how to triage situations. What
1:14:35
happens in abortion is that if
1:14:37
a mother's life is in danger, then
1:14:40
we automatically assume that the right answer
1:14:42
to that is the death of the
1:14:44
baby. That's not
1:14:46
always the right assumption. It's my understanding. I'm
1:14:48
not a medical doctor and this could be
1:14:51
wrong, but I think it's right. I
1:14:53
am not aware of any medical procedure
1:14:55
that would require us to
1:14:58
intentionally end the life
1:15:01
of a developing fetus in
1:15:03
order to save the life of a mother.
1:15:06
There may be many circumstances in which the
1:15:08
baby must be delivered. The
1:15:10
mother is experiencing preeclampsia or some
1:15:12
potentially life-ending disease. We
1:15:16
may need to deliver the baby and
1:15:18
clearly we may deliver the baby knowing
1:15:20
that the baby will die. If
1:15:23
the baby is very young, we know
1:15:25
that the baby will die, but we
1:15:27
don't need to take active steps to
1:15:29
kill the baby before delivering the baby.
1:15:31
That's the difference between abortion versus a
1:15:34
medical triage situation in which we're weighing
1:15:37
the balance of two important lives, the mother
1:15:39
and the baby. We're doing
1:15:41
our best that both of them would be alive,
1:15:43
but in many cases we know that the baby
1:15:45
may die because the baby is not fully developed
1:15:48
and we have to protect the life of the
1:15:50
mother. If we just describe personhood, then we
1:15:52
know how to deal with this. We know
1:15:54
morally that when there's a great accident,
1:15:56
an airplane accident or a great war, we
1:15:59
know morally And when you go out on the battlefield,
1:16:01
that you might be a one and you might be
1:16:03
a three, and we're going to first take all the
1:16:05
ones and the twos, and if you're still alive when
1:16:07
we get to the threes, you might make it. But
1:16:10
when the guy going around triaging all of
1:16:12
the casualties is riding
1:16:14
on your face with a sharpie, and he rides a three,
1:16:16
he knows that you're probably going to be dead. So
1:16:19
we can deal with those things morally speaking.
1:16:22
Now in terms of what
1:16:24
about is a woman just going
1:16:26
to abort her baby and be ... Let's say
1:16:29
that abortion were made illegal. Let's
1:16:32
say that guys in my camp
1:16:34
who want to abolish human abortion
1:16:36
win. And it becomes
1:16:38
the law of the land at
1:16:41
which abortion by any
1:16:43
means or mechanism, be it physical,
1:16:46
chemical, at any stage of pregnancy,
1:16:48
is made illegal. Are people still
1:16:50
going to abort their babies? They
1:16:53
might. Human history would indicate that at
1:16:55
the end of the day, if we
1:16:58
want ... If anybody wants a baby to die, then
1:17:00
we can do that. The basic reason we kill
1:17:02
babies is they can't defend themselves. Just
1:17:06
like Bill Maher last week, Bill Maher's
1:17:08
comments that made the news. It's
1:17:10
like, okay, I can see that it's murder, and I'm
1:17:13
kind of okay with that. The reason we murder babies
1:17:15
is they have no means of self-defense. And
1:17:17
if they did, then we wouldn't murder
1:17:19
them. So it calls on
1:17:22
those of us who do have
1:17:24
a means of imposing our will
1:17:26
on other people for morally righteous
1:17:28
reasons to do so. And we
1:17:30
have to be those who defend the babies. But
1:17:32
at the end of the day, we're not going
1:17:35
to end murder just by making murder illegal. As
1:17:37
far as I know, murder is illegal everywhere in
1:17:39
the world. And as far as I know, people
1:17:41
still murder one another. But
1:17:44
that doesn't mean that it shouldn't be done. That
1:17:46
doesn't mean that it shouldn't be done. If an
1:17:49
action is immoral, and that's a
1:17:51
big if, but if I'm
1:17:53
right, and abortion is
1:17:55
an immoral act always, then
1:17:57
it would not be a problem.
1:18:00
for there to be a law that prohibits an act
1:18:06
of law. So, for example, I
1:18:08
think, although I would have to go and check state by state,
1:18:10
and I don't
1:18:22
know, but why is suicide a crime?
1:18:25
Well, it seems like the dumbest crime in the
1:18:28
world. After all, the dude's dead. You're
1:18:30
going to make it illegal for him to commit suicide.
1:18:32
It's the dumbest thing in the world. But
1:18:34
the signaling importance of law is
1:18:36
that law sets the standard that
1:18:38
we should look to. And
1:18:41
so, suicide should be illegal.
1:18:44
It should be an illegal act so
1:18:46
that people have one more reason
1:18:48
out of many to not try
1:18:51
to commit suicide because that destroys
1:18:53
a society. And I'm not
1:18:55
a legal theorist, but that's where I would like
1:18:57
to discuss with regard to saying,
1:19:00
well, aren't women going to harm themselves
1:19:02
with a back alley abortion? I
1:19:06
don't know. I would guess so.
1:19:08
After all, people do horrific things all
1:19:10
the time no matter what the law
1:19:12
is. And if somebody wants
1:19:14
to kill another person, they're going to find someone
1:19:17
to kill someone else. What
1:19:19
I don't think we have an obligation to do is
1:19:22
to facilitate murder
1:19:25
in a safe, comfortable
1:19:27
environment. After all, it's never safe or
1:19:29
comfortable for the baby. The baby is
1:19:31
the one who always winds up dead.
1:19:33
And since babies can't defend themselves, you
1:19:35
and I, who can defend morally innocent
1:19:38
persons, you and I have to be
1:19:40
the ones that stand up and defend
1:19:42
the baby. Now, there are
1:19:44
many practical outworkings that we simply don't
1:19:46
know. We don't know
1:19:49
all of the impact of things.
1:19:51
We don't know how to do things. And the other
1:19:53
question you said was, is there a point of
1:19:56
compromise or will we always be arguing
1:19:58
about it? I don't know.
1:20:01
What I do know is that the current
1:20:03
system we have is immoral. What
1:20:05
I do know is that, just as a
1:20:08
simple example, if there
1:20:10
were anybody in my life who
1:20:12
came to me and said,
1:20:15
I'm going to abort my baby, but
1:20:18
if I don't, would you do something else? I
1:20:24
would have dumped any baby. I
1:20:27
can't say anyone in the world because I'd be careful. I
1:20:30
would adopt any baby that I had contact
1:20:32
with in order to save his life from
1:20:34
being aborted. Right
1:20:37
now, there are so many
1:20:39
societal problems that we have with the
1:20:41
adoption system, with all kinds
1:20:43
of issues that are
1:20:46
not being attended to because we have
1:20:49
a completely dysfunctional system. There
1:20:51
are many solutions that we haven't created
1:20:53
even yet that we
1:20:56
could create. Just putting
1:20:58
it simply. I've said this to multiple
1:21:00
people. I've said this to people that I have known. I
1:21:02
said, listen, if you ever found
1:21:05
yourself pregnant and you weren't
1:21:07
going to keep the baby, I just want you to
1:21:09
know that I'll adopt the baby because I feel like
1:21:11
it's my moral duty to do that. If
1:21:14
I'm going to be against abortion and
1:21:16
I'm not going to be willing to
1:21:18
adopt children, then I have a problem.
1:21:20
I need to be super careful about
1:21:22
that. That doesn't mean that I always have
1:21:24
to do it. We
1:21:27
need to be careful with what we create. In
1:21:29
general, there are all kinds of other systems
1:21:32
that are not created, that are not
1:21:34
done. My wife and I, we went a
1:21:36
number of years ago and explored adoption.
1:21:40
I still am interested in adopting children. I
1:21:44
walked away from that experience visiting with government
1:21:46
agencies. I walked away from that experience saying
1:21:48
basically, there's no possible way that I'll ever
1:21:51
be able to adopt a baby. The
1:21:54
hardship of that, there aren't enough babies
1:21:56
that are even available, and then the
1:21:59
cost and the hardship and everything of that,
1:22:01
it's just that it's a really difficult
1:22:03
scenario. And so I can't go into
1:22:05
it, but my point is that we
1:22:08
need to start from first principles and ask
1:22:11
ourselves these deep philosophical questions that you and
1:22:13
I began with, then continue
1:22:15
that on and then try to
1:22:17
find solutions that don't involve
1:22:19
moral wrong. And that's not always going to
1:22:21
be easy yet. We shouldn't pretend it is.
1:22:24
We're adults. We have to deal with things that are hard.
1:22:27
But we need to be careful that we keep what
1:22:29
is right and what is wrong
1:22:31
in clear focus or
1:22:37
there's no limit to where we can go. And this
1:22:39
would be my kind of comment of this monologue
1:22:41
and then I want to hear your response. But I
1:22:43
had an experience in 2005 that shook me to my
1:22:46
core. I
1:22:49
was in Guatemala in 2005 and I was
1:22:51
up on top of a pyramid,
1:22:58
a temple that was there. And
1:23:00
this is one of the temples with the local, I don't
1:23:03
know if they were Mayans, I forget the tribe now,
1:23:05
but it was a temple that was used for
1:23:07
human sacrifice. And I sat there on
1:23:11
that temple and I
1:23:13
pictured the thousands and thousands and
1:23:15
thousands of babies that were sacrificed
1:23:17
right there on that pyramid.
1:23:23
And I don't know
1:23:25
if I wept or not, but I want
1:23:27
to weep when I think about it just
1:23:29
because it really opened my eyes. And
1:23:32
if you look throughout history, you and I
1:23:34
in the modern world, in our modern civilization,
1:23:37
we are living in a world
1:23:40
that is formed by men
1:23:43
with moral courage
1:23:45
who spread the message of moral
1:23:49
virtue. That has
1:23:51
never been easy and it
1:23:53
is not the common experience of mankind.
1:23:56
The argument that we're having or the discussion,
1:23:58
you know, the I use argument in
1:24:00
a philosophical sense. The argument that we're having at
1:24:04
this time is
1:24:07
something that we could only have in today's
1:24:09
world, where you and I are trying to
1:24:11
think through these issues as seriously as we
1:24:13
can and reason with one another and reason
1:24:16
with our neighbors in public and make
1:24:18
arguments. You and I are not resorting to
1:24:20
force. You and I are not
1:24:23
picking up guns and shooting each other,
1:24:25
and that is vanishingly rare throughout human
1:24:27
history. Normally in human history,
1:24:30
you just might make right. And
1:24:32
it's the same with every expression
1:24:34
of warfare, it's the same with
1:24:36
anything. And you and I are
1:24:39
not fundamentally different than those Mayans
1:24:41
who sacrifice their babies to
1:24:43
their God in cold blood. There's no
1:24:45
real difference between you and I, except
1:24:48
that we have been raised in a
1:24:50
society that cares about moral virtue. So
1:24:52
we need to be super careful that
1:24:55
we don't ever stray away from that,
1:24:57
but rather that we continue to proceed
1:24:59
on this societal direction. And we'll
1:25:02
have to develop new systems,
1:25:04
new institutions that cause, but
1:25:06
I don't want to get away from the fact that most
1:25:08
of the time, the
1:25:11
root cause of abortion
1:25:14
is sin. It's people knowing they're doing wrong
1:25:16
and wanting to do it anyway. I've spoken
1:25:18
with a lot of women who do, excuse
1:25:20
me, I've listened to a lot of women
1:25:23
who do abortion ministry,
1:25:25
and I've spoken to a handful of
1:25:28
them. And if you will go
1:25:30
and talk to anti-abortion activist women
1:25:32
who reach out to young women who
1:25:34
are aborting their babies, you will find
1:25:36
that the things that you and I
1:25:38
are talking about now, the
1:25:41
discussions of rape, incest, and life of the mother, a discussion
1:25:43
of well, how will a woman, will a woman be damaged
1:25:46
if she does a back alley abortion and she harmed,
1:25:48
etc. This is not
1:25:50
the vast majority of cases. The vast
1:25:52
majority of mothers who are murdering their
1:25:54
babies are doing it because the
1:25:57
baby is an inconvenience to their life and
1:25:59
the baby can't can't defend himself and they know what
1:26:01
they're doing is wrong and they're taking joy in
1:26:03
it. I know that it sounds
1:26:05
harsh for me to say that, but I've listened to
1:26:08
enough of them who were actively talking to women in
1:26:10
that situation and I've seen enough of it come out
1:26:12
in the public that I think that my statement is
1:26:14
not incorrect. I
1:26:17
didn't answer the, is there going to always be ...
1:26:21
Is there going to be a point of compromise? I don't think there's
1:26:23
going to be a point of compromise ever. Well, I
1:26:25
think what you're going to see ultimately is I think
1:26:27
that in the fullness of time, abortion
1:26:30
will be illegal in many
1:26:33
places, not all places,
1:26:35
but probably many places. If nothing else,
1:26:37
the reason for that is that people
1:26:39
who are pro-abortion kill their babies. One
1:26:42
of the reasons that ... One of the
1:26:44
challenges that men like you face who are
1:26:46
not particularly religious is that
1:26:48
religious people don't tend to be
1:26:50
around ... Sorry, non-religious
1:26:52
people don't tend to be
1:26:54
around for very long. I think
1:26:57
the future of the world is almost
1:26:59
certainly more religious than it is today. If
1:27:01
we go back and we look at the
1:27:03
... If we look at the statistics related
1:27:06
to atheism from say the 1980s as compared
1:27:08
to today, we see that non-belief
1:27:11
in God, non-religious belief has
1:27:13
dramatically declined and we see that the
1:27:16
future is basically being built by people
1:27:18
who are religious. If you
1:27:20
look at the religious fault lines, if you look
1:27:22
at the lines in our world today, if
1:27:25
you look at our society, the people who
1:27:27
are productive and who have babies are
1:27:30
generally religious, and the
1:27:32
people who don't have babies are generally not.
1:27:36
People who kill their babies, there's lots of
1:27:38
people who would ... It crosses on their
1:27:40
back of their car that kill their babies,
1:27:43
unfortunately, but in general, the people who kill
1:27:45
their babies are generally non-religious. The people who
1:27:47
welcome their babies are generally religious. If
1:27:50
you look at the sexual practices of the religious
1:27:52
versus the non-religious, non-religious sexual practices
1:27:54
generally don't result in babies, or
1:27:56
if they do result in babies,
1:27:59
they generally cost 30 or 40 thousand
1:28:01
dollars to pay someone to birth a baby for
1:28:03
them, which has its own slave market that we
1:28:05
have to deal with. People who
1:28:07
are religious generally have babies pretty
1:28:09
easily and naturally. And so if
1:28:12
for no other reason, birth rates are on the side of
1:28:14
the religious people, and
1:28:16
generally speaking, many of the major religions of
1:28:18
the world are pretty united in their prohibition
1:28:21
of abortion. And so if for no
1:28:23
other reason, I don't think there's going to be a
1:28:25
compromise, I think there's going to be a very difficult
1:28:27
time right now in the United States as
1:28:29
we see of political effects and
1:28:31
legal cases and things like that.
1:28:34
But in the fullness of time, generally
1:28:37
speaking, it seems obvious to
1:28:39
me that babies
1:28:41
are worthy of
1:28:44
our defense. It's
1:28:46
also obvious that we're going to be pretty
1:28:48
desperate for babies in the future as we
1:28:50
continue to live through population
1:28:52
collapse. And generally, religious
1:28:55
people tend to outproduce and
1:28:58
out-procreate non-religious people. And
1:29:00
so it may just be a function
1:29:02
of demographics and not a function of
1:29:04
moral argumentation. I'm hoping it comes
1:29:06
faster, but for that reason, I don't expect
1:29:08
a compromise. In the fullness of time, I
1:29:10
expect that eventually abortion will
1:29:12
be hopefully abolished throughout the world, but it'll
1:29:15
probably be a while before that happens. I
1:29:17
spoke for a while, so please share anything that you want to say.
1:29:20
I didn't mean to go quite that long. That's
1:29:23
fine. I don't know that I could speak for as
1:29:25
long as you've got a lot more experience on the mic than I do.
1:29:29
I think I agreed with almost everything you
1:29:32
said, with a couple of caveats. So yes,
1:29:34
I also don't want to live under some
1:29:36
law of Hammurabi where you murdered my brother
1:29:38
and therefore I murdered your mother and were
1:29:40
square. That's obviously wrong. I
1:29:43
don't want to live in a society where murder
1:29:45
is just openly accepted and it's okay to do
1:29:47
and everyone turns a blind eye. That's also obviously
1:29:49
wrong. I think from a
1:29:51
values perspective, just strict values, you
1:29:54
and I are probably pretty closely
1:29:56
aligned. I too am a father. I
1:29:58
love my babies. I... certainly
1:30:01
appreciate everything that they offer to me
1:30:03
and if someone told me that at
1:30:05
39 weeks they were going to try
1:30:07
to abort them, yeah
1:30:09
I would I would fight them through the nail. My
1:30:12
issue comes up in where
1:30:14
we start defining personhood. You know I
1:30:16
know you had said that personhood begins
1:30:18
at conception and I've
1:30:20
had trouble with that so a little more background.
1:30:22
I was formerly a Christian for a long time
1:30:25
but I started having I guess
1:30:27
whole kind of poke in that around
1:30:29
questions where it was just kind
1:30:32
of a doctrinal faith answer and
1:30:34
my I guess my general synopsis
1:30:36
is that it's hard for
1:30:38
me to accept answers like that when it
1:30:41
seems that time and time again the modern
1:30:44
apologetics from Christians tend
1:30:47
to try to assimilate
1:30:50
scientific findings instead of just
1:30:53
you know looking back at
1:30:56
the way the doctrine has been ascribed for
1:30:58
decades and saying okay well this was clearly
1:31:00
wrong and we're going to update. No it's
1:31:03
okay we'll find a new scriptural verse that
1:31:05
is permissive of these things that we now
1:31:07
know to be scientifically true without a question
1:31:09
of a doubt. So
1:31:12
all of that to say I guess the main
1:31:14
difference comes up when we start talking about
1:31:16
personhood. I can't
1:31:18
say I think personhood begins at conception. In fact
1:31:20
I don't think I would. I also
1:31:24
don't think it begins at birth that
1:31:27
that seems to me to be kind
1:31:29
of equally flawed in thinking and
1:31:31
whatever side of the argument you're
1:31:33
on I think at
1:31:35
least for my worldview both of those have some flaws
1:31:37
to them. What
1:31:39
I think is that we're running into or
1:31:42
we will at some point run into a
1:31:44
scenario where we know a lot more about
1:31:46
what makes a human brain
1:31:49
conscious and at the end of the
1:31:51
day I think we care most about
1:31:54
the humanity of an embryo
1:31:56
or a humanity of a fetus. I
1:31:59
scientifically don't think there's much difference
1:32:01
between a zygote or a
1:32:03
blastocyst from a goat or a newt or a
1:32:06
human or any other animals. We look at them
1:32:08
under a microscope they're all gonna look very very
1:32:10
much the same. There's certainly a
1:32:12
point when from
1:32:15
an embryo perspective there starts
1:32:17
to be morphological changes and again same I'll
1:32:19
offer the same credentials you did. I'm not
1:32:21
a doctor. I'm not a gestational
1:32:24
scientist. Just I know enough
1:32:26
from reading to be a little dangerous. We're
1:32:29
gonna run into a point where we know a
1:32:31
lot more about when the consciousness enters
1:32:35
or develops in the brain from electrical
1:32:37
signals and impulses and neurons firing than
1:32:39
we know right now and I
1:32:43
guess my concern is that that
1:32:45
will kind of slide through the news
1:32:47
cycle as unimportant because everyone has already
1:32:50
decided when human
1:32:52
consciousness begins for them and to
1:32:55
me human consciousness is really the thing that we care
1:32:58
about here that separates us. I
1:33:00
don't see any evidence for a
1:33:03
soul being breathed into a zygote.
1:33:08
It's very difficult for me just to accept that as a
1:33:10
matter of faith because it's not something that I possess. So
1:33:13
I'm I guess the reason I asked
1:33:15
about the are we ever going to reach a period
1:33:17
where we can come to
1:33:20
some agreement. It's under the hope that
1:33:22
at some point we'll know more than we do right
1:33:24
now to be able to say okay definitively 12 weeks
1:33:27
20 weeks whatever it is. This
1:33:29
is when this this thing can feel
1:33:32
pain, experience human consciousness and
1:33:34
that is the that's
1:33:36
really what we care about. So
1:33:39
it's difficult for me to accept
1:33:41
the just the basis that it
1:33:43
begins that personhood
1:33:46
to use the term used begins at
1:33:49
conception and I think
1:33:51
the the challenge we run into in our society
1:33:53
is that a lot of a lot
1:33:56
of the a lot
1:33:58
of the most vocal proponents on
1:34:01
the anti-abortion side tend to
1:34:03
use the notion that there can
1:34:05
be no exceptions to this. You
1:34:09
frequently hear it from, I guess, my side of the
1:34:12
argument, well, if you don't wanna have an
1:34:14
abortion, then don't have
1:34:16
an abortion, I get that.
1:34:18
And I would support that. And
1:34:21
mind you, I'm not pro-abortion. I
1:34:25
think I feel similarly to you that
1:34:27
if someone I knew were preparing to have
1:34:29
an abortion, I would really strongly consider having
1:34:32
them deliver the baby if they were later term
1:34:34
and raising the baby myself, because I think that's
1:34:36
a strong value to have if you can do
1:34:39
it. I
1:34:42
guess I'm, as
1:34:45
usual with these conversations, they come down to a matter of, do
1:34:47
you believe that souls exist or that souls don't
1:34:50
exist? And if a soul
1:34:52
is breathed into a human at conception,
1:34:54
then your side of the argument
1:34:56
makes perfect rational sense. From
1:34:59
my side of the argument, without that belief,
1:35:01
the rationality is kind of
1:35:03
lost to
1:35:07
just not knowing exactly where that
1:35:09
point lands. To me, it's
1:35:11
not the beginning, it's not the end. We just don't know
1:35:14
enough yet. So I guess that'll
1:35:16
be my response. I
1:35:18
think your critique of
1:35:20
Christians or various religious
1:35:23
people wanting to update their
1:35:26
theories as scientific evidence emerges
1:35:29
and say, look, we got it right, is a
1:35:32
very valid one. And
1:35:34
so I wanna affirm you in that critique.
1:35:37
I don't know that it's always, I
1:35:41
don't know that the critique is
1:35:43
always applicable, but it certainly can
1:35:45
be something that people do. And
1:35:47
the world is flat, well, look, the Bible says the world is
1:35:49
fat. Well, the world is round, look, the Bible says the world
1:35:51
is round. And you
1:35:54
see various people do that from various religions.
1:35:56
And so I think that that's
1:35:58
a fair critique. And it can be. something
1:36:00
that people would do. It
1:36:03
may also be true that we don't have answers. You
1:36:07
and I would be fully shared in that
1:36:09
we don't necessarily have answers. The
1:36:11
end of the day, we're going to be saying, �This seems
1:36:14
best to me. I don't see
1:36:16
another place to put this.� I would say,
1:36:19
as an example, can
1:36:23
I acknowledge that it's difficult
1:36:25
to accept an 82-celled organism
1:36:28
that I can't see
1:36:30
as a person? Certainly
1:36:33
I would acknowledge that. It's much easier
1:36:35
for me to see a 41-week baby as
1:36:37
a person than a 41-hour fertilized
1:36:41
whatever it's
1:36:43
called at that stage of gestation as a
1:36:46
person. I would
1:36:48
acknowledge that openly,
1:36:51
that in terms
1:36:53
of human intuition, one
1:36:56
is much easier to relate to than the other. I
1:37:00
don't see where else you would put it. I
1:37:02
think you see that working out in our debate
1:37:04
on this subject, in our discussion on the subject,
1:37:06
that if you went back 20 years
1:37:09
and � what was Bill Clinton's quote? � President
1:37:11
Clinton, �abortion should be safe, legal,
1:37:13
and rare.� You look at the
1:37:15
argument today. That was something that I think really
1:37:18
a lot of people were united
1:37:21
on at that time, that
1:37:23
you would have had guys like you and me that would
1:37:25
have said, �Well, we have different � I don't think so,
1:37:28
but okay, I understand.� That legal thing is
1:37:30
close enough. Maybe
1:37:32
we could share this to some degree.
1:37:35
What we see, for whatever reason, is that
1:37:38
that is not where we are right now.
1:37:40
You see the
1:37:43
strong form of � so the
1:37:45
pro-life camp is not
1:37:47
a united camp. It's pretty squishy. Right
1:37:50
now, you see a strong moral
1:37:52
movement in the anti-abortion
1:37:54
crowd coming from the abolitionists,
1:37:57
those who want to abolish human abortion.
1:38:00
that abolitionist movement is
1:38:02
gaining ground on
1:38:05
the pro-life camp. And then you see
1:38:07
in the pro-abortion camp, you see a
1:38:10
widespread saying of, listen,
1:38:16
we just want, we will not
1:38:18
tolerate any restrictions whatsoever. I
1:38:20
often wonder if this is just an expression of
1:38:22
the US American
1:38:25
legal or political system that
1:38:27
creates this environment for us. Because if you go
1:38:29
around the world, it seems to me that most,
1:38:33
other than perhaps Canada, I don't know of
1:38:35
a country in the world that has more
1:38:40
rights to abortion than
1:38:42
the United States. I would
1:38:44
say Canada certainly has more, but there's probably
1:38:46
one or two others. But abortion is very
1:38:48
highly restricted in much of the world, especially
1:38:50
in the European world where we have a
1:38:52
common heritage as compared to the US system.
1:38:56
And I don't know, I guess is my point. I don't know.
1:38:59
I do have one question though. Is there a
1:39:01
reason since we've discovered DNA and since
1:39:03
we can measure DNA, would
1:39:06
you be willing to accept the baby's
1:39:08
separate DNA as a sufficient
1:39:10
evidence of personhood, of a unique
1:39:13
identity? I'm
1:39:17
not sure. My
1:39:20
initial kind of gut
1:39:22
check response is yes. But
1:39:25
I haven't considered that. I'll have to take that back
1:39:27
with me and mull over it a little bit. I
1:39:30
think if there is a scientific
1:39:33
solution, I think it would be that one, at
1:39:37
least in terms of our current scientific knowledge.
1:39:40
That one and then just the general
1:39:42
intuition of rights. As
1:39:44
I see it, maybe it's Peter
1:39:47
Singer. And
1:39:50
I would say that one of the things that's interesting is
1:39:52
I think there are a variety of things that are related.
1:39:54
If you go and read Singer's writings, one of his
1:39:57
most important contributions and
1:40:00
his sphere was his writings
1:40:02
on speciesism and the
1:40:04
preferential treatment that humans receive as compared
1:40:06
to animals. And so
1:40:09
you interact in today's world
1:40:11
with many ethical vegans, ethical
1:40:13
vegetarians as they style themselves
1:40:15
that basically don't distinguish between
1:40:17
human persons and animals
1:40:20
in terms of rights. And
1:40:22
so you see people trying to defend animals
1:40:25
and get animals into courts and give
1:40:27
animals the same rights that human beings
1:40:29
have. And I think that's kind
1:40:31
of the logical outflow as well. I see these three
1:40:33
issues as related. Number one,
1:40:35
abortion is related.
1:40:38
Number two, euthanasia is
1:40:41
kind of the second expression of it because
1:40:43
many of the arguments around
1:40:45
abortion have a natural fellow argument
1:40:48
in the face of euthanasia. And
1:40:50
as you see euthanasia spreading around
1:40:52
the world, then I think
1:40:54
those are naturally related in terms of
1:40:57
the same arguments that I would use
1:40:59
to defend the rights of
1:41:01
a baby are the same arguments I
1:41:03
would use to oppose euthanasia. And
1:41:05
then the same arguments that of autonomy
1:41:07
that someone would use to promote
1:41:10
the right of a woman to abort her baby
1:41:12
would be the same arguments that would
1:41:15
be commonly used to defend
1:41:19
access to euthanasia. And then the
1:41:21
third would be simply arguments
1:41:24
related to animals and
1:41:26
our rights over animals or our
1:41:29
defense of animals and everything associated
1:41:31
with speciesism. The most obvious expression
1:41:34
of that being in the ethical,
1:41:36
vegetarian, vegan world. And
1:41:39
so I think they're related. And I think that
1:41:43
maybe there will be a... I don't think
1:41:45
that science is ever going to create some
1:41:47
system of rights. So far, if
1:41:49
it is so far, it seems like
1:41:51
an abject failure to me. So I think we're
1:41:53
always going to be left with a fundamentally religious
1:41:58
understanding of the world in some form. that
1:42:01
will be informed by our, informed
1:42:03
by science. And I don't
1:42:05
have a problem with
1:42:07
those two things functioning side by side. I
1:42:11
think that, you know, I'm of course partial
1:42:13
to toot our own horns as Christians, but
1:42:15
I think Christians were hugely
1:42:17
responsible, maybe
1:42:19
not entirely, but hugely responsible for
1:42:21
the scientific revolution. I think it's
1:42:23
a net gain, but it
1:42:25
seems to me that scientists desperately
1:42:28
need some really strong moral supervision
1:42:31
on behalf of religious leaders, because without
1:42:33
that we wind up in a hellish
1:42:35
landscape. So I want to thank you
1:42:37
for the conversation because I'm gonna go back through and
1:42:39
think these things over myself. I've given you my best
1:42:41
defense, and I think that on
1:42:43
the whole, what is, we
1:42:46
should be involved in our, in
1:42:49
our, we should be involved philosophically, kind of
1:42:51
debating this. If we have to vote, then
1:42:53
that's where this comes in and defending different
1:42:56
things. But on the whole, I can
1:42:58
walk side by side with you and say that
1:43:00
if we see babies that are unwanted, let's bring
1:43:03
those babies in and care for them. And
1:43:05
let's provide care for mothers who can't care
1:43:07
for their babies. Let's support them. And I
1:43:09
think that most people are not even going
1:43:11
to be able to follow the discussion that
1:43:13
we've had, but they certainly will see the
1:43:15
effect of our, of our actions. And so
1:43:18
I want to have this discussion. That's why we had it,
1:43:20
but we should also just continue to focus on
1:43:23
the actions. And then regardless of differing beliefs, there's
1:43:25
a broad array of actions that we can be
1:43:27
united on and we can defend our neighbor and,
1:43:29
and, and love our neighbor as much as possible.
1:43:33
Well said. I'll be calling back in to muse on
1:43:35
the subject more with you. I really appreciate the time.
1:43:37
I hope, I hope that you will, and I look
1:43:40
forward to it. And with that, we go
1:43:42
to Kyle. Kyle, thank you for your patience. Welcome,
1:43:45
Kyle from Washington. How can I serve you today? All
1:43:49
right, thank you. I have a
1:43:51
question earlier in
1:43:54
the year. You mentioned something about
1:43:56
seeing accounting and bookkeeping going away
1:43:58
or changing meaning. in the
1:44:00
next few years as
1:44:03
a result of AI's influence on
1:44:05
the profession. And I'm curious if you could
1:44:08
please elaborate on what
1:44:11
you see, why you see it
1:44:13
changing, and do
1:44:16
you think it's gonna entirely replace the human element
1:44:18
of the profession? What do you see going on?
1:44:21
Fair question. And the
1:44:24
caveat I would always say is I'm not an account,
1:44:26
I'm not a bookkeeper. If I have an accountant or
1:44:28
bookkeeper in the audience who knows accounting more intimately than
1:44:31
I do and has opinions, I
1:44:33
would welcome that person to reach
1:44:35
out to me and us to have an in-depth
1:44:37
discussion on it. But since this is
1:44:39
my Q&A show, and I don't have that person waiting on the
1:44:41
other line, I will tell you why I said that. First,
1:44:44
it's been my observation that
1:44:47
the general trend in accounting
1:44:50
has been, for
1:44:52
a long time, an offshoring trend. And
1:44:56
when I first started working with an accountant,
1:44:59
I had an actual accountant who actually worked
1:45:01
with me and he was an experienced guy
1:45:03
and he would do my stuff for me.
1:45:06
Then I switched to a
1:45:08
different accountant and this accountant had a team of
1:45:11
accountants in another country who would do all of
1:45:13
the entry work and
1:45:15
the kind of the basic stuff. And
1:45:18
then he would just look at the returns and sign off on
1:45:20
them. And then I changed
1:45:22
and I've used software programs. And
1:45:24
I find that I think the
1:45:26
software programs can do a great job for
1:45:28
most people. And so if you
1:45:30
look at the basic functions of
1:45:34
bookkeeping and accounting, a lot of them
1:45:37
are functions that today can be done by
1:45:39
software and many of them are functions that
1:45:42
can be done anywhere in the world. And
1:45:44
those kinds of features are the
1:45:47
features that
1:45:49
I'm looking for to see an industry that's
1:45:51
gonna be disrupted by
1:45:54
increasingly powerful artificial intelligence.
1:45:58
So if we follow a transaction through, let's say... that
1:46:00
I have a transaction where I purchase something
1:46:02
from my business. Let's assume that I use
1:46:04
a business credit card that only has business
1:46:06
expenses. First, there's a significant
1:46:08
amount of information that's related to that
1:46:10
transaction that'll be on my transaction report
1:46:12
from the bank. Even
1:46:14
if my statement doesn't currently reflect it, there's
1:46:17
even more information that could be gathered there
1:46:19
from the merchant as the merchant
1:46:21
ID and the category and all that directly
1:46:23
from the merchant. Then I have
1:46:25
an invoice or a receipt. Well,
1:46:28
today I can take that invoice or receipt. I can
1:46:30
take a picture of it, run it through a scanner. A
1:46:33
computer can run an optical character recognition
1:46:35
program on it, and it can gather
1:46:37
all of the information from that receipt.
1:46:40
If I now upload that receipt just
1:46:42
to chat GPT, which is
1:46:44
not in any way designed for accounting, but if
1:46:46
I upload the picture of the receipt, chat
1:46:49
GPT will pull out a huge
1:46:51
amount of relevant information from
1:46:54
the transaction of all
1:46:56
of the details from it. I've
1:46:59
been testing this. I can take a
1:47:01
receipt. Generally, it doesn't work so well
1:47:03
with the super minimized receipts, but
1:47:06
let's say I had an itemized receipt. I
1:47:08
can take this as a picture. I can
1:47:10
upload it to chat GPT, and I can
1:47:12
tell chat GPT, which I repeat is not
1:47:14
designed for this. It's just
1:47:16
a general GPT model. I can say,
1:47:19
give me all of the categories, pull out
1:47:21
for me all of the meat from
1:47:24
this receipt and tell me how much money I spent on
1:47:26
meat. Or I can
1:47:28
say, give me all the categories, categorize all my
1:47:30
information on this thing, and tell
1:47:32
me what I spent in each category.
1:47:35
You can already today use chat GPT to make
1:47:37
your bookkeeping easier. If you're trying to figure out
1:47:39
how much you spent on meat versus vegetables, it's
1:47:42
pretty simple and straightforward. Now,
1:47:45
take the next thing. All the
1:47:47
income data. All the income data is easily done.
1:47:49
I can take a W-2. I can take
1:47:51
a 1099. All of
1:47:54
the data and the information that I need is right there.
1:47:56
The computer can model it. Plus,
1:47:58
I have bank statements. see any
1:48:00
technological barrier as to why all
1:48:03
of this information cannot be applied
1:48:05
by an artificial
1:48:10
intelligence program to integrate this
1:48:12
information. Now the next
1:48:15
thing is I've been playing a lot
1:48:17
with chat GPT with regard to financial
1:48:19
planning and I find that it's pretty
1:48:21
good with financial planning. It's not perfect
1:48:23
but it's pretty good. So it's got
1:48:25
access to huge amounts of data. It
1:48:27
can contextualize, it can do really good
1:48:29
stuff with financial data. Tax
1:48:31
stuff is generally much simpler than
1:48:33
financial planning because tax stuff is
1:48:36
all backwards looking. Financial
1:48:38
planning involves significant amounts of projection
1:48:40
and assumptions. Tax stuff doesn't involve
1:48:42
much of that at all. So
1:48:44
this is the low hanging fruit for
1:48:47
some kind of AI model to work
1:48:49
with because you have solid numbers, you've
1:48:51
got transactions and you've got just basically
1:48:53
synthesizing that information and putting it into
1:48:56
a tax form. And
1:49:00
I see no reason why I shouldn't
1:49:03
expect that to be the standard
1:49:06
going forward for tax data. So
1:49:08
what it actually looks like, where the data comes
1:49:11
from, I don't know but anything that can be
1:49:13
done by a computer program and anything that can
1:49:15
be done with offshoring, with
1:49:17
sending data around virtually, that seems
1:49:19
like the first kinds of
1:49:22
jobs that will succumb to artificial
1:49:24
intelligence. Anything that can't
1:49:26
be done by a computer program, so some
1:49:28
kind of soft skill, some kind of
1:49:30
interpersonal relational skill or something that can't
1:49:32
be outsourced or can't be sent around
1:49:35
the world, I think we still have
1:49:37
good moats against that. But
1:49:39
that's my argument in favor of the statement I
1:49:41
said. Gotcha.
1:49:46
And then this might be a let me Google that for
1:49:48
you type of question but what type of learning
1:49:52
resources do you recommend for somebody
1:49:55
that's interested in digging
1:49:57
into learning about how to
1:49:59
do that? utilize AI? I
1:50:02
think the best one to start with is just
1:50:04
starting. What I mean is there's
1:50:06
stuff out there I'm sure, probably
1:50:09
80% of it written by AI. I would
1:50:12
say the first thing you should do is if you don't
1:50:14
have one establish a subscription
1:50:16
with chat GPT so you
1:50:18
have access to chat 4.0 and just start playing
1:50:22
with it, start using it and make
1:50:24
it kind of a hobby
1:50:26
of yours to put stuff into it.
1:50:28
There are many other models. I am
1:50:31
no way an expert on AI. There
1:50:33
are many other things available but I think that
1:50:35
there are so many things that you'll see in
1:50:37
your own life that it's a
1:50:39
really valuable personal
1:50:42
assistant for most people and
1:50:44
you can use it in many areas of your
1:50:46
life. We don't have any clue even what
1:50:48
the starting point of all the areas that
1:50:50
you can use it is but
1:50:53
it's there. If you are involved
1:50:55
in accounting or bookkeeping
1:50:58
in some way, take some of
1:51:00
your receipts or take some of your invoices
1:51:02
and load them up into it. From a
1:51:04
personal finance perspective, take your monthly budget, upload
1:51:06
your monthly budget into it and say, hey
1:51:08
chat, I'm trying to figure out where I
1:51:10
can cut some costs, go back and forth
1:51:13
with it, talk to it back and
1:51:15
forth. There's a huge amounts of
1:51:17
it that are not useful but the difference between 1.0
1:51:19
and 2 and 3 and 4 now
1:51:23
and then 5. I don't know when 5 is coming
1:51:25
but the difference is enormous and so there's plenty of
1:51:28
utility that you can get an idea of where we're
1:51:30
going and it's a powerful, powerful
1:51:32
tool but I wouldn't suggest anything except just
1:51:34
starting to play with it. Okay.
1:51:39
Appreciate that. Yeah, there's probably people. The most
1:51:41
valuable training tools would be if someone would
1:51:43
show you their prompts. I see people
1:51:46
advertising, prompting classes and
1:51:48
things. There probably will be more
1:51:51
and more of that but getting
1:51:53
good output from an AI
1:51:56
model is very much a function of
1:51:59
your skill with creating the prompts
1:52:01
that are useful to you. And
1:52:04
so that's where the skill development is, but you
1:52:06
can learn a lot of that organically. There's a
1:52:09
learning curve where you learn it yourself, then you
1:52:11
start to hear what other people's prompts are. Sometimes
1:52:14
I'll show people my prompts and like, wow, I never knew
1:52:16
you could do that. And so you'll have a
1:52:18
similar experience as you play with it and talk to your friends who
1:52:20
are also playing with it. Would
1:52:23
Gabriel tell me that I need a whole other
1:52:25
computer? Or is it not? I
1:52:28
haven't asked him about his opinions on
1:52:31
AI. I think
1:52:33
that I would say the good thing
1:52:35
about it is that, so you should
1:52:37
expect that there is going to be
1:52:39
a privacy leak there because any information
1:52:41
you put out is there. I would
1:52:43
say that you can probably have
1:52:46
a decent level of interaction with it if
1:52:48
you use a clean computer. And
1:52:50
then the good thing is that signing up for
1:52:52
it, signing up for chat, all you
1:52:54
need is a pretty basic email
1:52:58
address and a way to pay digitally. So whether
1:53:00
that's a privacy.com debit card or whether it's a
1:53:02
prepaid other debit card, they
1:53:05
don't accept Bitcoin or Monero
1:53:07
or anything that I know of. So you just
1:53:09
need some kind of digital card and that'll be
1:53:11
good. Just be cautious of what you're putting out
1:53:13
into it because every piece of information is always
1:53:16
going to be stored in some way. All
1:53:18
right. All
1:53:20
right, Kyle, thank you for the question. Thanks very
1:53:23
much. I really appreciate it. I want to thank you
1:53:25
to all of those who have listened to the show.
1:53:27
I know I certainly did take quite
1:53:29
a long time there with
1:53:31
that discussion on abortion,
1:53:33
but it is important. And as always, you
1:53:35
have a fast forward button, you have a
1:53:38
skip button, use those things whenever you want.
1:53:41
But it is important that we have those discussions and
1:53:43
we need to have them even in various formats. So
1:53:45
thank you for calling in and making me think. And
1:53:49
I welcome if you would like to call in and talk
1:53:52
about another hard question, we should
1:53:54
do this regularly. I want to
1:53:56
live in a society in which mature
1:53:58
men and women Can. Sit down
1:54:00
and can discuss difficult topics together. We
1:54:02
can com as friends and we can
1:54:04
leave. His friends and I don't see
1:54:07
any reason that should not be our
1:54:09
standards. And of course, we live in
1:54:11
a society filled with acrimony and argumentation.
1:54:13
Ah, and there's probably a place for
1:54:15
that. There's a place for polemics as
1:54:17
a place all that stuff. But I
1:54:19
want to live in society which serious
1:54:21
minded men and women can sit down
1:54:23
and talk about important, difficult decisions, factor
1:54:26
in new information, and then shared those
1:54:28
things with other people because I believe.
1:54:30
In the value of that's that interaction
1:54:32
producing synergistic results one for one has
1:54:34
more than two when people are interacting
1:54:36
appropriately. Thanks for the thing rubber If
1:54:38
you'd like to join me next week
1:54:40
at a patron.coms has Radek press the
1:54:42
finance picture about Com such rather prefer
1:54:44
Finest and will be with you very
1:54:46
soon.
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