Are you a responsible borrower? Have you saved diligently for that 20% downpayment on your first home? Did you educate yourself and work toward improving your credit score so that you reached your goal of a score higher than 680? Well, then the FHFA (Federal Housing and Finance Association) would like to take this opportunity to completely screw you over! How will they screw you over? With higher rates and fees!

But wait, for those folks who did not save, have a poor credit score and have not managed their financial lives responsibly there will be discounts and incentives!

Here are a few past shows related to this topic:

• https://rebelbroker.libsyn.com/site/subprime-lending-againreally
• https://rebelbroker.libsyn.com/site/more-subprime-style-shenanigans
• https://rebelbroker.libsyn.com/site/alternative-credit-scores
• https://rebelbroker.libsyn.com/site/subprime-lending-in-2016
• https://rebelbroker.libsyn.com/site/banks-are-not-doing-us-any-favors

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